Malheur County OR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Malheur County OR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Oregon.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 862 |
| Total Mortgage Loan Application Amount | $108,940,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $595,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $586,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 88 | $ 12,090,000 |
| UMPQUA BANK 445 SE MAIN STREET ROSEBURG, OR 97470 |
* | $ 25,711,323,000 | 63 | $ 6,135,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 51 | $ 6,015,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 51 | $ 5,095,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 35 | $ 4,585,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 28 | $ 3,680,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 25 | $ 2,185,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 25 | $ 3,295,000 |
| PACIFIC RESIDENTIAL MORTGAGE, LLC 4949 MEADOWS RD, STE 350 LAKE OSWEGO, OR 97035 |
* | $ -1,000 | 24 | $ 3,430,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 24 | $ 4,090,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 19 | $ 2,215,000 |
| COLUMBIA STATE BANK 1301 A STREET TACOMA, WA 98402 |
* | $ 12,705,766,000 | 18 | $ 1,230,000 |
| D. L. EVANS BANK 375 N OVERLAND AVE BURLEY, ID 83318 |
* | $ 1,461,853,000 | 14 | $ 2,030,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 12 | $ 1,580,000 |
| HOMESTREET BANK 601 UNION STREET 2000 TWO UNION SQUARE SEATTLE, WA 98101 |
* | $ 6,700,442,000 | 12 | $ 1,620,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 12 | $ 1,950,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 12 | $ 1,640,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 12 | $ 1,890,000 |
| FIRST COLONY MORTGAGE CORPORATION 508 W 800 NORTH OREM, UT 84057 |
* | $ -1,000 | 11 | $ 1,405,000 |
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 66,080,511,000 | 11 | $ 1,535,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 11 | $ 1,765,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 10 | $ 1,540,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 9 | $ 855,000 |
| WILLAMETTE VALLEY BANK 101 HIGH ST NE SALEM, OR 97301 |
* | $ 204,660,000 | 8 | $ 1,130,000 |
| LENNAR MORTGAGE, LLC 730 NW 107TH AVENUE, 4TH FL NORTH PALM BEACH, FL 33172 |
* | $ -1,000 | 8 | $ 1,060,000 |
| IDAHO CENTRAL CREDIT UNION 4400 CENTRAL WAY CHUBBUCK, ID 83201 |
* | $ 3,538,146,000 | 8 | $ 780,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 7,093,314,000 | 7 | $ 615,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 7 | $ 1,045,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 6 | $ 1,020,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 6 | $ 820,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 5 | $ 685,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ -1,000 | 5 | $ 1,025,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 5 | $ 665,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 5 | $ 805,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 15,585,466,000 | 5 | $ 605,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 5 | $ 675,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 5 | $ 985,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 4 | $ 400,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 4 | $ 330,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 4 | $ 570,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 440,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 4 | $ 270,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 4 | $ 620,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 610,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 3 | $ 405,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 3 | $ 135,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 265,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 715,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 3 | $ 385,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 3 | $ 735,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 12,151,833,000 | 3 | $ 195,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 3 | $ 285,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 3 | $ 315,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 3 | $ 325,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 3 | $ 555,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 3 | $ 435,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 3 | $ 425,000 |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION PO BOX 570 (275 S STRATFORD DR) MERIDIAN, ID 83680 |
* | $ 662,086,000 | 3 | $ 205,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 380,000 |
| PREMIER MORTGAGE RESOURCES, L.L.C. 1325 NW FLANDERS ST SALEM, OR 97209 |
* | $ -1,000 | 2 | $ 250,000 |
| LIVE WELL FINANCIAL, INC. 1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | $ -1,000 | 2 | $ 120,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 2 | $ 390,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 310,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 2 | $ 350,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 2 | $ 70,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 230,000 |
| LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 2 | $ 230,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 4,724,296,000 | 2 | $ 300,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 2 | $ 230,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 2 | $ 170,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ -1,000 | 2 | $ 170,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 363,702,000 | 2 | $ 310,000 |
| BAY EQUITY LLC 28 LIBERTY SHIPWAY SUITE 2800 GLENDALE, CA 94965 |
* | $ -1,000 | 2 | $ 210,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 2 | $ 280,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 2 | $ 310,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 280,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 2 | $ 200,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 95,000 |
| PANORAMA MORTGAGE GROUP, LLC 350 SOUTH RAMPART BLVD, STE 310 CARSON CITY, NV 89145 |
* | $ -1,000 | 1 | $ 115,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 1 | $ 185,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,384,707,000,000 | 1 | $ 175,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 95,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 175,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 15,286,549,000 | 1 | $ 185,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 155,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 95,000 |
| 1ST SECURITY BANK OF WASHINGTON 6920 220TH STREET SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 981,497,000 | 1 | $ 115,000 |
| CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 604,714,000 | 1 | $ 65,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 135,000 |
| ACCELERATE MORTGAGE, LLC 750 PRIDES CROSSING #303 NEWARK, DE 19713 |
* | $ -1,000 | 1 | $ 225,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 118,072,176,000 | 1 | $ 195,000 |
| ICON CREDIT UNION 7615 W. RIVERSIDE DR. BOISE, ID 83714 |
* | $ 278,137,000 | 1 | $ 185,000 |
| BANK OF EASTERN OREGON 279 N MAIN ST HEPPNER, OR 97836 |
* | $ 414,352,000 | 1 | $ 35,000 |
| INTELLILOAN, INC. 4 PARK PLAZA SUITE 800 ORANGE, CA 92614 |
* | $ -1,000 | 1 | $ 185,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 105,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 5,000 |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION 3555 SW 153RD DR SAN JOSE, CA 97003 |
* | $ 11,392,700,000 | 1 | $ 85,000 |
| ROUNDPOINT MORTGAGE SERVICING LLC 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 WILMINGTON, DE 28219 |
* | $ -1,000 | 1 | $ 45,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 287,783,000 | 1 | $ 25,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 25,000 |
| SECURITY HOME MORTGAGE, LLC. 576 SOUTH STATE ST OREM, UT 84058 |
* | $ -1,000 | 1 | $ 225,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 145,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 145,000 |
| SELCO COMMUNITY PO BOX 7487 SPRINGFIELD, OR 97475 |
* | $ 1,528,748,000 | 1 | $ 25,000 |
| OREGON COMMUNITY 2880 CHAD DRIVE EUGENE, OR 97408 |
* | $ 1,686,991,000 | 1 | $ 185,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 245,000 |
| JEFFERSON FINANCIAL FEDERAL CREDIT UNION 7701 AIRLINE DR METAIRIE, LA 70003 |
* | $ 888,870,000 | 1 | $ 55,000 |
| SUMMIT MORTGAGE CORPORATION 4700 SW MACADAM AVE PORTLAND, OR 97239 |
* | $ -1,000 | 1 | $ 125,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 1 | $ 105,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 195,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 13,854,593,000 | 1 | $ 55,000 |
| THE UNION BANK COMPANY 105 PROGRESSIVE DRIVE COLUMBUS GROVE, OH 45830 |
* | $ 778,829,000 | 1 | $ 125,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 275,000 |
| ONPOINT COMMUNITY CREDIT UNION 2701 NW VAUGHN ST STE 800 PORTLAND, OR 97210 |
* | $ 5,129,362,000 | 1 | $ 155,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 155,000 |
| LEADERS CREDIT UNION 35 STONEBRIDGE BLVD. JACKSON, TN 38305 |
* | $ 344,820,000 | 1 | $ 145,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 55,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 135,000 |
| PIONEER FEDERAL CREDIT UNION 250 SOUTH 3RD WEST MOUNTAIN HOME, ID 83647 |
* | $ 452,199,000 | 1 | $ 75,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ -1,000 | 1 | $ 175,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Malheur County OR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 473 | $67,835,000 | $143,000 | $595,000 | $59,000 | $299,000 |
| Cash-out Refinancing | 159 | $21,685,000 | $136,000 | $305,000 | $60,000 | $188,000 |
| Refinancing | 119 | $13,175,000 | $110,000 | $285,000 | $72,000 | $272,000 |
| Other Purpose | 55 | $2,695,000 | $49,000 | $255,000 | $76,000 | $562,000 |
| Home Improvement | 46 | $2,660,000 | $57,000 | $185,000 | $73,000 | $586,000 |
| Not Applicable | 10 | $890,000 | $89,000 | $195,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 531 | $67,515,000 | $127,000 | $495,000 | $67,000 | $586,000 |
| Not Provided | 125 | $15,135,000 | $121,000 | $595,000 | $59,000 | $252,000 |
| Hispanic | 105 | $11,835,000 | $112,000 | $275,000 | $51,000 | $264,000 |
| Not applicable | 85 | $12,255,000 | $144,000 | $595,000 | $49,000 | $85,000 |
| American Indian or Alaskan Native | 8 | $1,020,000 | $127,000 | $205,000 | $54,000 | $85,000 |
| Asian | 4 | $580,000 | $145,000 | $255,000 | $63,000 | $139,000 |
| Black or African American | 3 | $335,000 | $111,000 | $135,000 | $65,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $123,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 483 | $56,575,000 | $117,000 | $595,000 | $71,000 | $586,000 |
| FHA-insured (Federal Housing Administration) | 184 | $24,900,000 | $135,000 | $305,000 | $52,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 115 | $17,595,000 | $153,000 | $305,000 | $53,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $9,870,000 | $123,000 | $245,000 | $42,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 401 | $53,795,000 | $134,000 | $595,000 | $62,000 | $299,000 |
| Application Denied By Financial Institution | 191 | $19,115,000 | $100,000 | $495,000 | $72,000 | $586,000 |
| Loan Purchased By The Institution | 110 | $15,300,000 | $139,000 | $305,000 | $49,000 | $92,000 |
| Application Withdrawn By Applicant | 101 | $12,905,000 | $127,000 | $305,000 | $59,000 | $181,000 |
| File Closed For Incompleteness | 34 | $4,440,000 | $130,000 | $265,000 | $59,000 | $252,000 |
| Application Approved But Not Accepted | 15 | $2,315,000 | $154,000 | $595,000 | $61,000 | $99,000 |
| Preapproval Approved but not Accepted | 7 | $745,000 | $106,000 | $165,000 | $48,000 | $85,000 |
| Preapproval Denied by Financial Institution | 3 | $325,000 | $108,000 | $125,000 | $42,000 | $68,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 667 | $89,465,000 | $134,000 | $595,000 | $60,000 | $299,000 |
| Credit History | 59 | $4,455,000 | $75,000 | $255,000 | $80,000 | $586,000 |
| Collateral | 47 | $5,325,000 | $113,000 | $355,000 | $69,000 | $190,000 |
| Debt-To-Income Ratio | 45 | $4,975,000 | $110,000 | $495,000 | $76,000 | $188,000 |
| Other | 17 | $1,425,000 | $83,000 | $215,000 | $52,000 | $102,000 |
| Credit Application Incomplete | 12 | $1,400,000 | $116,000 | $205,000 | $55,000 | $81,000 |
| Unverifiable Information | 9 | $1,055,000 | $117,000 | $275,000 | $92,000 | $288,000 |
| Employment History | 3 | $375,000 | $125,000 | $205,000 | $48,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $465,000 | $155,000 | $225,000 | $63,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.