Unlock detailed Martinsville County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 261 |
| Total Mortgage Loan Application Amount | $19,046,000 |
| Average Mortgage Loan Application Amount | $72,000 |
| Highest Mortgage Loan Application Amount | $414,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $560,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 42 | $ 412,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 25 | $ 1,922,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 23 | $ 1,725,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 19 | $ 2,177,000 |
| VALLEYSTAR CREDIT UNION 41 WHEELER AVE MARTINSVILLE, VA 24078 |
* | $ 266,246,000 | 17 | $ 1,043,000 |
| CARTER BANK & TRUST PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 4,661,811,000 | 16 | $ 593,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 11 | $ 1,565,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 10 | $ 718,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 8 | $ 516,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ 710,000 | 8 | $ 842,000 |
| NORTH STATE BANK 6200 FALLS OF THE NEUSE ROAD RALEIGH, NC 27609 |
* | $ 673,309,000 | 6 | $ 472,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 5 | $ 745,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 1,667,350,000 | 5 | $ 251,000 |
| AMERICAN NATIONAL BANK AND TRUST COMPANY 628 MAIN STREET DANVILLE, VA 24541 |
* | $ 1,305,540,000 | 4 | $ 327,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 3 | $ 137,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 153,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 3 | $ 479,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 3 | $ 195,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 250,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 2 | $ 92,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 2 | $ 108,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 345,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 2 | $ 155,000 |
| BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 2 | $ 274,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 177,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 26,795,278,000 | 2 | $ 192,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 2 | $ 245,000 |
| SOUTHERN BANK AND TRUST COMPAN PO BOX 729 MT OLIVE, NC 28365 |
* | $ 2,223,447,000 | 1 | $ 87,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 85,000 |
| MEMBER ONE P.O. BOX 12288 ROANOKE, VA 24024 |
* | $ 627,168,000 | 1 | $ 8,000 |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 200 WESTGATE CIRCLE SUITE 200 ANNAPOLIS, MD 21401 |
* | $ 795,337,000 | 1 | $ 137,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 129,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 3,618,297,000 | 1 | $ 125,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 111,000 |
| CAPITAL BANK, NATIONAL ASSOCIATION ONE CHURCH ST SUITE 300 ROCKVILLE, MD 20850 |
* | $ 485,792,000 | 1 | $ 55,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 162,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 309,999,678,000 | 1 | $ 46,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 1 | $ 94,000 |
| STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 27,107,074,000 | 1 | $ 90,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 1 | $ 137,000 |
| SHARONVIEW FEDERAL CREDIT UNION 1081 RED VENTURES DR. FORT MILL, SC 29707 |
* | $ 1,053,750,000 | 1 | $ 146,000 |
| MERIDIAN BANK 9 OLD LINCOLN HIGHWAY MALVERN, PA 19355 |
* | $ 500,668,000 | 1 | $ 129,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 116 | $10,223,000 | $88,000 | $266,000 | $58,000 | $560,000 |
| Home Purchase | 86 | $8,322,000 | $96,000 | $414,000 | $48,000 | $425,000 |
| Home Improvement | 59 | $501,000 | $8,000 | $96,000 | $38,000 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 117 | $9,635,000 | $82,000 | $414,000 | $70,000 | $560,000 |
| Black or African American | 74 | $3,751,000 | $50,000 | $266,000 | $41,000 | $94,000 |
| Not applicable | 40 | $3,259,000 | $81,000 | $162,000 | $19,000 | $560,000 |
| Not Provided | 23 | $1,981,000 | $86,000 | $230,000 | $37,000 | $146,000 |
| Hispanic | 3 | $162,000 | $54,000 | $146,000 | $72,000 | $93,000 |
| American Indian or Alaskan Native | 2 | $103,000 | $51,000 | $98,000 | $38,000 | $39,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $40,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $17,000 | $17,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 171 | $10,921,000 | $63,000 | $414,000 | $61,000 | $560,000 |
| FHA-insured (Federal Housing Administration) | 45 | $4,139,000 | $91,000 | $220,000 | $33,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 26 | $2,391,000 | $91,000 | $191,000 | $40,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,595,000 | $83,000 | $218,000 | $12,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 107 | $9,009,000 | $84,000 | $266,000 | $65,000 | $560,000 |
| Application Denied By Financial Institution | 81 | $3,688,000 | $45,000 | $414,000 | $42,000 | $279,000 |
| Loan Purchased By The Institution | 50 | $4,507,000 | $90,000 | $185,000 | $28,000 | $560,000 |
| Application Withdrawn By Applicant | 12 | $899,000 | $74,000 | $148,000 | $49,000 | $115,000 |
| Application Approved But Not Accepted | 7 | $413,000 | $59,000 | $146,000 | $80,000 | $141,000 |
| File Closed For Incompleteness | 4 | $530,000 | $132,000 | $230,000 | $74,000 | $146,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 39 | $642,000 | $16,000 | $137,000 | $35,000 | $96,000 |
| Debt-To-Income Ratio | 12 | $913,000 | $76,000 | $414,000 | $48,000 | $279,000 |
| Collateral | 7 | $506,000 | $72,000 | $156,000 | $57,000 | $138,000 |
| Other | 3 | $196,000 | $65,000 | $94,000 | $112,000 | $168,000 |
| Credit Application Incomplete | 1 | $77,000 | $77,000 | $77,000 | $35,000 | $35,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.