McDonough County, IL Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 783 mortgage applications in McDonough County, IL totaling $79.5 million, up 35% from 2020. The average application was for $101,000, and applicants reported an average income of $76,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was United Community Bank, with 85 applications, followed by Morton Community Bank and First Bankers Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 783
Total Mortgage Loan Application Amount $79,525,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $76,000
Highest Applicant Income $1,074,000

Mortgage Company List for Lending in McDonough County, IL for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 2,663,225,000 85 $ 7,485,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,048,788,000 81 $ 8,075,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 921,626,000 65 $ 6,605,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 473,977,000 43 $ 4,035,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,043,000 38 $ 3,330,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 26 $ 2,580,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 23 $ 2,905,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 22 $ 2,390,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 639,675,000 21 $ 1,965,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 21 $ 2,605,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 14 $ 1,610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 12 $ 1,280,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,474,943,000 12 $ 900,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 11 $ 965,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 9 $ 1,005,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 9 $ 1,155,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,909,697,000 8 $ 750,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 7 $ 1,005,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 905,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 7 $ 485,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 526,087,000 7 $ 705,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,040,288,000 6 $ 230,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 6 $ 340,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 6 $ 610,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 570,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 840,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 945,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 5 $ 385,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,757,174,000 5 $ 395,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 495,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 5 $ 335,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 5 $ 485,000
Ipava State Bank
PO BOX 49 70 EAST MAIN STREET
IPAVA, IL 61441
* $ 141,878,000 4 $ 580,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 300,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 630,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 4 $ 310,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 330,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 315,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 3 $ 465,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 3 $ 145,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 3 $ 445,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 3 $ 295,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 575,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 3 $ 235,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 115,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 365,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 187,309,000 3 $ 125,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 345,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 210,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 600,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 2 $ 300,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 2 $ 190,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 80,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 230,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 2 $ 110,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 2 $ 250,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 190,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 853,289,000 2 $ 60,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 2 $ 150,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 450,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 150,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 280,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 315,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 55,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 1 $ 75,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 105,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 1 $ 65,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 744,684,000 1 $ 105,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 135,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 65,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 85,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 175,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,996,752,000 1 $ 85,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 276,227,000 1 $ 65,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 193,834,000 1 $ 255,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,156,171,000 1 $ 165,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 95,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 75,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 288,139,000 1 $ 195,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 65,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 204,066,000 1 $ 45,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 55,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 9,679,115,000 1 $ 115,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
Hinsdale Bank & Trust Company, N.A
25 EAST FIRST STREET
HINSDALE, IL 60521
* $ 3,306,788,000 1 $ 565,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 275,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 55,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 1 $ 195,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 65,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 33,588,619,000 1 $ 225,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 85,000
Senb Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 298,401,000 1 $ 85,000
Auto Club Trust, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 567,245,000 1 $ 85,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 155,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 155,000
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ 227,316,000 1 $ 45,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 4,645,441,000 1 $ 45,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 125,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 35,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 2,785,682,000 1 $ 45,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,363,833,000 1 $ 145,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 109,679,000 1 $ 75,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 1,749,595,000 1 $ 75,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 15,000

The tables below break down 2021 mortgage applications in McDonough County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McDonough County, IL in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 424 $43,500,000 $102,000 $425,000 $73,000 $1,074,000
Refinancing 199 $21,885,000 $109,000 $565,000 $82,000 $836,000
Cash-out Refinancing 125 $12,325,000 $98,000 $335,000 $83,000 $648,000
Home Improvement 20 $1,050,000 $52,000 $165,000 $67,000 $137,000
Other Purpose 12 $560,000 $46,000 $185,000 $44,000 $92,000
Not Applicable 3 $205,000 $68,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 613 $61,865,000 $100,000 $425,000 $76,000 $1,074,000
Not Provided 69 $6,655,000 $96,000 $315,000 $80,000 $648,000
Not applicable 64 $6,820,000 $106,000 $565,000 $25,000 $25,000
Black or African American 17 $2,415,000 $142,000 $425,000 $81,000 $208,000
Hispanic 6 $390,000 $65,000 $135,000 $54,000 $134,000
American Indian or Alaskan Native 6 $670,000 $111,000 $175,000 $66,000 $108,000
Asian 6 $540,000 $90,000 $145,000 $81,000 $137,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 526 $51,700,000 $98,000 $565,000 $83,000 $1,074,000
FHA-insured (Federal Housing Administration) 92 $8,730,000 $94,000 $265,000 $61,000 $184,000
VA-guaranteed (Veterans Administration) 92 $12,660,000 $137,000 $415,000 $66,000 $233,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $6,435,000 $88,000 $205,000 $48,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 485 $50,535,000 $104,000 $565,000 $81,000 $1,074,000
Application Denied By Financial Institution 116 $10,480,000 $90,000 $415,000 $63,000 $648,000
Application Withdrawn By Applicant 81 $8,325,000 $102,000 $295,000 $69,000 $192,000
Loan Purchased By The Institution 57 $5,975,000 $104,000 $315,000 $62,000 $107,000
File Closed For Incompleteness 29 $2,675,000 $92,000 $255,000 $74,000 $154,000
Application Approved But Not Accepted 14 $1,400,000 $100,000 $245,000 $71,000 $158,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $128,000 $128,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 661 $68,385,000 $103,000 $565,000 $79,000 $1,074,000
Credit History 38 $3,380,000 $88,000 $205,000 $55,000 $109,000
Debt-To-Income Ratio 30 $3,030,000 $101,000 $415,000 $49,000 $165,000
Collateral 21 $1,735,000 $82,000 $245,000 $65,000 $134,000
Credit Application Incomplete 17 $1,285,000 $75,000 $115,000 $94,000 $648,000
Other 7 $785,000 $112,000 $265,000 $104,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 6 $690,000 $115,000 $175,000 $62,000 $103,000
Employment History 2 $130,000 $65,000 $65,000 $43,000 $51,000
Unverifiable Information 1 $105,000 $105,000 $105,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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