Hinsdale Bank & Trust Company, N.A Mortgage Lending & HMDA Data, 2021
In 2021, Hinsdale Bank & Trust Company, N.A of Hinsdale, IL reported 211 mortgage applications totaling $164.0 million, up 26% from 2020. The average application was for $777,085, and applicants reported an average income of $298,360. 67% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville, IL (173), Lake County-Kenosha County, IL-WI (5) and Gary, IN (4) (applications in parentheses).
| Mortgage Company & Address | Hinsdale Bank & Trust Company, N.A 25 East First Street Hinsdale, IL 60521 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 211 |
| Total Mortgage Loan Application Amount | $163,965,000 |
| Average Mortgage Loan Application Amount | $777,085 |
| Highest Mortgage Loan Application Amount | $5,545,000 |
| Average Applicant Income | $298,360 |
| Highest Applicant Income | $2,323,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hinsdale Bank & Trust Company, N.A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Hinsdale Bank & Trust Company, N.A in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 113 | $89,865,000 | $795,000 | $5,545,000 | $348,000 | $2,323,000 |
| Home Purchase | 79 | $58,935,000 | $746,000 | $4,905,000 | $259,000 | $1,780,000 |
| Cash-out Refinancing | 10 | $4,230,000 | $423,000 | $875,000 | $86,000 | $231,000 |
| Home Improvement | 7 | $5,085,000 | $726,000 | $1,485,000 | $301,000 | $615,000 |
| Other Purpose | 2 | $5,850,000 | $2,925,000 | $5,495,000 | $101,000 | $101,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 132 | $94,470,000 | $715,000 | $5,545,000 | $48,000 | $68,000 |
| White | 55 | $53,505,000 | $972,000 | $5,495,000 | $343,000 | $2,323,000 |
| Asian | 9 | $5,115,000 | $568,000 | $1,865,000 | $691,000 | $1,030,000 |
| Not Provided | 8 | $7,070,000 | $883,000 | $1,895,000 | $492,000 | $1,106,000 |
| Hispanic | 3 | $725,000 | $241,000 | $345,000 | $89,000 | $109,000 |
| Black or African American | 1 | $585,000 | $585,000 | $585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 211 | $163,965,000 | $777,000 | $5,545,000 | $286,000 | $2,323,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 142 | $117,370,000 | $826,000 | $5,545,000 | $382,000 | $2,323,000 |
| Loan Purchased By The Institution | 58 | $36,430,000 | $628,000 | $1,425,000 | $48,000 | $68,000 |
| Application Withdrawn By Applicant | 5 | $5,025,000 | $1,005,000 | $1,255,000 | $285,000 | $520,000 |
| Application Denied By Financial Institution | 3 | $3,705,000 | $1,235,000 | $1,685,000 | $218,000 | $338,000 |
| Application Approved But Not Accepted | 2 | $790,000 | $395,000 | $435,000 | $142,000 | $184,000 |
| File Closed For Incompleteness | 1 | $645,000 | $645,000 | $645,000 | $231,000 | $231,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 208 | $160,260,000 | $770,000 | $5,545,000 | $288,000 | $2,323,000 |
| Debt-To-Income Ratio | 3 | $3,705,000 | $1,235,000 | $1,685,000 | $218,000 | $338,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hinsdale Bank & Trust Company, N.A's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hinsdale Bank & Trust Company, N.A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About