Hinsdale Bank & Trust Company, N.A Mortgage Lending & HMDA Data, 2025
In 2025, Hinsdale Bank & Trust Company, N.A of Hinsdale, IL reported 226 mortgage applications totaling $191.3 million, up 7% from 2024. The average application was for $846,238, and applicants reported an average income of $371,283. 69% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (190), Des Moines-West Des Moines, IA (4) and Lake County-Porter County-Jasper County, IN (4) (applications in parentheses).
| Mortgage Company & Address | Hinsdale Bank & Trust Company, N.A 25 East First Street Hinsdale, IL 60521 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 226 |
| Total Mortgage Loan Application Amount | $191,250,000 |
| Average Mortgage Loan Application Amount | $846,238 |
| Highest Mortgage Loan Application Amount | $6,905,000 |
| Average Applicant Income | $371,283 |
| Highest Applicant Income | $2,361,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hinsdale Bank & Trust Company, N.A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Hinsdale Bank & Trust Company, N.A in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 118 | $97,850,000 | $829,000 | $6,905,000 | $397,000 | $2,361,000 |
| Refinancing | 76 | $75,510,000 | $993,000 | $6,255,000 | $354,000 | $1,247,000 |
| Cash-out Refinancing | 18 | $7,210,000 | $400,000 | $1,225,000 | $223,000 | $878,000 |
| Home Improvement | 10 | $8,100,000 | $810,000 | $1,755,000 | $413,000 | $413,000 |
| Other Purpose | 4 | $2,580,000 | $645,000 | $1,755,000 | $504,000 | $909,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 92 | $79,920,000 | $868,000 | $3,375,000 | $438,000 | $1,956,000 |
| Not applicable | 81 | $63,205,000 | $780,000 | $6,905,000 | $92,000 | $300,000 |
| Asian | 23 | $23,775,000 | $1,033,000 | $2,105,000 | $576,000 | $1,330,000 |
| Not Provided | 17 | $16,205,000 | $953,000 | $1,995,000 | $515,000 | $2,361,000 |
| Hispanic | 11 | $7,495,000 | $681,000 | $2,005,000 | $277,000 | $1,236,000 |
| Black or African American | 2 | $650,000 | $325,000 | $435,000 | $115,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $191,250,000 | $846,000 | $6,905,000 | $369,000 | $2,361,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 155 | $151,135,000 | $975,000 | $6,905,000 | $437,000 | $2,361,000 |
| Loan Purchased By The Institution | 39 | $9,135,000 | $234,000 | $565,000 | $92,000 | $300,000 |
| Application Withdrawn By Applicant | 21 | $22,145,000 | $1,054,000 | $2,755,000 | $605,000 | $1,330,000 |
| Application Denied By Financial Institution | 6 | $5,050,000 | $841,000 | $2,005,000 | $243,000 | $792,000 |
| Application Approved But Not Accepted | 3 | $3,005,000 | $1,001,000 | $1,865,000 | $384,000 | $515,000 |
| File Closed For Incompleteness | 2 | $780,000 | $390,000 | $425,000 | $104,000 | $117,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 220 | $186,200,000 | $846,000 | $6,905,000 | $373,000 | $2,361,000 |
| Collateral | 3 | $1,125,000 | $375,000 | $735,000 | $148,000 | $245,000 |
| Debt-To-Income Ratio | 2 | $2,170,000 | $1,085,000 | $2,005,000 | $111,000 | $138,000 |
| Employment History | 1 | $1,755,000 | $1,755,000 | $1,755,000 | $792,000 | $792,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hinsdale Bank & Trust Company, N.A's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hinsdale Bank & Trust Company, N.A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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