Mercer County OH
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Mercer County OH mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 742 |
| Total Mortgage Loan Application Amount | $98,884,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $2,510,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $2,750,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 66 | $ 6,934,000 |
| SUPERIOR CREDIT UNION, INC. 4230 ELIDA RD LIMA, OH 45807 |
* | $ 663,451,000 | 63 | $ 6,013,000 |
| THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 7,393,408,000 | 50 | $ 6,521,000 |
| THE CITIZENS NATIONAL BANK OF BLUFFTON 102 S. MAIN ST. BLUFFTON, OH 45817 |
* | $ 785,587,000 | 41 | $ 5,270,000 |
| FIRST FINANCIAL BANK 255 EAST FIFTH STREET SUITE 900 CINCINNATI, OH 45202 |
* | $ 8,422,140,000 | 31 | $ 3,530,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ -1,000 | 29 | $ 3,540,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 19 | $ 2,080,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 19 | $ 2,270,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 17 | $ 1,907,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 16 | $ 2,258,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 15 | $ 1,871,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 14 | $ 1,613,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 14 | $ 1,480,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 13 | $ 1,139,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 13 | $ 6,122,000 |
| MINSTER BANK 95 W FOURTH ST MINSTER, OH 45865 |
* | $ 465,950,000 | 11 | $ 1,379,000 |
| HONDA FEDERAL CREDIT UNION 1919 TORRANCE BLVD TORRANCE, CA 90509 |
* | $ 747,061,000 | 10 | $ 1,103,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 10 | $ 2,649,000 |
| BANK OF GENEVA 215 E LINE ST PO BOX 278 GENEVA, IN 46740 |
* | $ 243,496,000 | 9 | $ 3,616,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 8 | $ 208,000 |
| UNION SAVINGS BANK 8534 E KEMPER RD CINCINNATI, OH 45249 |
* | $ 2,925,022,000 | 7 | $ 1,106,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 7 | $ 792,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 99,554,985,000 | 7 | $ 1,394,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 7 | $ 983,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 6 | $ 783,000 |
| THE FARMERS STATE BANK 101 S. MAIN ST. PO BOX 119 NEW MADISON, OH 45346 |
* | $ 157,957,000 | 6 | $ 2,454,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ -1,000 | 5 | $ 705,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 5 | $ 499,000 |
| GREENVILLE NATIONAL BANK 446 S. BROADWAY GREENVILLE, OH 45331 |
* | $ 395,493,000 | 5 | $ 433,000 |
| THREE RIVERS FEDERAL CREDIT UNION 1615 NORTHLAND BLVD FORT WAYNE, IN 46825 |
* | $ 881,314,000 | 5 | $ 465,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,854,481,000 | 5 | $ 41,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 5 | $ 544,000 |
| AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ -1,000 | 5 | $ 590,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 5 | $ 717,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 5 | $ 714,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 5 | $ 634,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 139,776,168,000 | 5 | $ 318,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 4 | $ 668,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 4 | $ 564,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 618,000 |
| FIRST BANK OF BERNE 222 HERTIGIAGE TR BERNE, IN 46711 |
* | $ 666,222,000 | 4 | $ 395,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 252,204,000 | 4 | $ 84,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 4 | $ 388,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 3 | $ 491,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 355,999,734,000 | 3 | $ 319,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 3 | $ 367,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 3 | $ 502,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 497,000 |
| WESTERN OHIO MORTGAGE CORPORATION 733 FAIR RD SIDNEY, OH 45365 |
* | $ -1,000 | 3 | $ 263,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 3 | $ 479,000 |
| THE UNION BANK COMPANY 105 PROGRESSIVE DRIVE COLUMBUS GROVE, OH 45830 |
* | $ 631,716,000 | 3 | $ 1,693,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 3 | $ 963,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 91,146,995,000 | 2 | $ 89,000 |
| THE STATE BANK AND TRUST COMPANY 401 CLINTON STREET DEFIANCE, OH 43512 |
* | $ 814,700,000 | 2 | $ 375,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 13,155,641,000 | 2 | $ 266,000 |
| THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 216,651,000 | 2 | $ 506,000 |
| GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK 6100 WEST CHESTER RD WEST CHESTER, OH 45069 |
* | $ 933,712,000 | 2 | $ 150,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 164,000 |
| OXFORD BANK & TRUST 1111 W. 22ND STREET #800 OAK BROOK, IL 60523 |
* | $ 493,573,000 | 2 | $ 26,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 2 | $ 226,000 |
| PREMIER BANK 601 CLINTON STREET YOUNGSTOWN, OH 43512 |
* | $ 2,459,024,000 | 2 | $ 172,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 2 | $ 527,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 2 | $ 371,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 2 | $ 152,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 2 | $ 370,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,349,581,000,000 | 2 | $ 206,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 221,000 |
| WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 3,459,301,000 | 2 | $ 317,000 |
| AG CREDIT AGRICULTURAL CREDIT ASSOCIATION 610 W. LYTLE ST. FOSTORIA, OH 44830 |
* | $ -1,000 | 2 | $ 417,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 2 | $ 482,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 2 | $ 39,000 |
| WEST END BANK, S.B. 34 SOUTH 7TH STREET RICHMOND, IN 47374 |
* | $ 286,958,000 | 2 | $ 36,000 |
| UNITED NATIONS FEDERAL CREDIT UNION 24-01 44TH ROAD 7TH FLOOR NEW YORK, NY 11101 |
* | $ 4,745,201,000 | 2 | $ 4,000 |
| PRIORITY MORTGAGE CORP. 150 E WILSON BRIDGE RD STE 350 WORTHINGTON, OH 43085 |
* | $ -1,000 | 1 | $ 217,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 59,000 |
| ACIPCO FEDERAL CREDIT UNION 1501 31ST AVE N BIRMINGHAM, AL 35207 |
* | $ 147,863,000 | 1 | $ 350,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 123,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 1 | $ 338,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 1 | $ 89,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 184,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ -1,000 | 1 | $ 62,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 1,456,661,000 | 1 | $ 100,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 286,080,320,000 | 1 | $ 66,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 235,000 |
| GREENVILLE FEDERAL 690 WAGNER AVE GREENVILLE, OH 45331 |
* | $ 160,466,000 | 1 | $ 86,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 148,000 |
| MISSION MORTGAGE LLC 13550 FALLING WATER ROAD WILMINGTON, DE 44136 |
* | $ -1,000 | 1 | $ 111,000 |
| FIRST DIRECT LENDING LLC 15261 LAGUNA CANYON ROAD, SUITE 200 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 137,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ -1,000 | 1 | $ 124,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 123,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 79,000 |
| THE EQUITABLE MORTGAGE CORPORATION 3530 SNOUFFER ROAD, STE 100 CLEVELAND, OH 43235 |
* | $ -1,000 | 1 | $ 116,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 185,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 185,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 1 | $ 120,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 116,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 250,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,207,688,000 | 1 | $ 25,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 10,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 121,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 252,000 |
| KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 1 | $ 117,000 |
| MIDWEST AMERICA FEDERAL CREDIT UNION 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 549,102,000 | 1 | $ 158,000 |
| FIRST BANK RICHMOND 20 N 9TH ST RICHMOND, IN 47374 |
* | $ 691,031,000 | 1 | $ 100,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 140,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 4,080,967,000 | 1 | $ 90,000 |
| LEADERS CREDIT UNION 35 STONEBRIDGE BLVD. JACKSON, TN 38305 |
* | $ 294,706,000 | 1 | $ 144,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ -1,000 | 1 | $ 104,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 172,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 205,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 1 | $ 83,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 159,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 105,000 |
| FIRST OHIO HOME FINANCE, INC. 385 COUNTY LINE RD W, STE 200 WESTERVILLE, OH 43082 |
* | $ -1,000 | 1 | $ 139,000 |
| THE FARMERS & MERCHANTS STATE BANK 307 N DEFIANCE ST ARCHBOLD, OH 43502 |
* | $ 1,035,722,000 | 1 | $ 219,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 104,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 271,694,000 | 1 | $ 26,000 |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD 14806 DETROIT AVE LAKEWOOD, OH 44107 |
* | $ 1,633,269,000 | 1 | $ 128,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Mercer County OH in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 381 | $51,713,000 | $135,000 | $2,500,000 | $63,000 | $1,131,000 |
| Refinancing | 306 | $43,987,000 | $143,000 | $2,510,000 | $83,000 | $2,750,000 |
| Home Improvement | 55 | $3,184,000 | $57,000 | $338,000 | $68,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 615 | $74,072,000 | $120,000 | $1,250,000 | $73,000 | $1,512,000 |
| Not applicable | 76 | $14,104,000 | $185,000 | $2,510,000 | $7,000 | $85,000 |
| Not Provided | 41 | $8,857,000 | $216,000 | $2,500,000 | $166,000 | $2,750,000 |
| American Indian or Alaskan Native | 4 | $1,331,000 | $332,000 | $1,100,000 | $35,000 | $70,000 |
| Asian | 3 | $165,000 | $55,000 | $161,000 | $101,000 | $230,000 |
| Hispanic | 2 | $139,000 | $69,000 | $79,000 | $43,000 | $55,000 |
| Black or African American | 1 | $216,000 | $216,000 | $216,000 | $310,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 456 | $64,307,000 | $141,000 | $2,510,000 | $89,000 | $2,750,000 |
| FHA-insured (Federal Housing Administration) | 133 | $16,773,000 | $126,000 | $252,000 | $50,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $9,111,000 | $100,000 | $225,000 | $26,000 | $64,000 |
| VA-guaranteed (Veterans Administration) | 62 | $8,693,000 | $140,000 | $248,000 | $50,000 | $224,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 386 | $55,728,000 | $144,000 | $2,510,000 | $88,000 | $2,750,000 |
| Loan Purchased By The Institution | 130 | $15,176,000 | $116,000 | $321,000 | $27,000 | $123,000 |
| Application Denied By Financial Institution | 116 | $13,834,000 | $119,000 | $1,250,000 | $64,000 | $204,000 |
| Application Withdrawn By Applicant | 76 | $9,925,000 | $130,000 | $536,000 | $73,000 | $1,200,000 |
| File Closed For Incompleteness | 20 | $2,323,000 | $116,000 | $250,000 | $55,000 | $156,000 |
| Application Approved But Not Accepted | 14 | $1,898,000 | $135,000 | $252,000 | $83,000 | $350,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $3,869,000 | $120,000 | $1,250,000 | $61,000 | $131,000 |
| Collateral | 16 | $1,808,000 | $113,000 | $252,000 | $84,000 | $165,000 |
| Credit Application Incomplete | 14 | $2,341,000 | $167,000 | $650,000 | $77,000 | $147,000 |
| Debt-To-Income Ratio | 12 | $1,363,000 | $113,000 | $251,000 | $54,000 | $161,000 |
| Other | 7 | $600,000 | $85,000 | $164,000 | $77,000 | $175,000 |
| Unverifiable Information | 2 | $136,000 | $68,000 | $86,000 | $42,000 | $62,000 |
| Employment History | 2 | $186,000 | $93,000 | $94,000 | $34,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $294,000 | $147,000 | $178,000 | $57,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.