Mills County, IA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 647 mortgage applications in Mills County, IA totaling $128.2 million, down 16% from 2022. The average application was for $198,000, and applicants reported an average income of $124,000. 66% of applications resulted in an originated loan and 10% were denied. The most active lender was Glenwood State Bank, with 84 applications, followed by Malvern Bank and First National Bank of Omaha.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 647
Total Mortgage Loan Application Amount $128,225,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $835,000
Average Applicant Income $124,000
Highest Applicant Income $2,076,000

Mortgage Company List for Lending in Mills County, IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ 311,290,000 84 $ 7,940,000
Malvern Bank
404 MAIN ST
MALVERN, IA 51551
* $ 184,684,000 41 $ 5,995,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 37 $ 4,435,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 1,204,977,000 26 $ 2,860,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 25 $ 3,535,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 25 $ 6,195,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 24 $ 5,270,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 23 $ 4,115,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 20 $ 5,730,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 18 $ 4,210,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 6,245,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 14 $ 3,570,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 2,125,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 3,670,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,918,861,000 10 $ 1,500,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 2,025,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 9 $ 1,635,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 8 $ 2,680,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 1,263,224,000 7 $ 1,195,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 1,095,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 7 $ 1,555,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 415,343,000 7 $ 1,865,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 7 $ 2,355,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 6 $ 1,420,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 6 $ 210,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,300,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 600,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 1,550,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 1,635,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 985,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 4,920,698,000 5 $ 775,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 4 $ 670,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 4 $ 450,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 900,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 1,050,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 1,260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,110,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 531,826,000 4 $ 1,180,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 4 $ 360,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 3 $ 335,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 535,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 3 $ 1,015,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 3 $ 1,055,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 3 $ 625,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 3 $ 1,035,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 945,731,000 3 $ 1,255,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 295,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 605,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 974,972,000 3 $ 1,055,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 3 $ 185,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 2 $ 480,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 2 $ 880,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 2 $ 340,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 610,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 2 $ 60,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 640,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 210,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 2 $ 30,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 7,724,198,000 2 $ 540,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 1,180,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 800,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 982,277,000 2 $ 660,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 275,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 183,513,000 1 $ 385,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 114,696,000 1 $ 445,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 125,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 1 $ 665,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 155,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ 582,850,000 1 $ 395,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 765,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 715,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 485,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 235,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 7,608,489,000 1 $ 275,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 385,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 55,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 355,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,436,322,000 1 $ 745,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 939,053,000 1 $ 55,000
Farmers Trust and Savings Bank
122 MAIN STREET
EARLING, IA 51530
* $ 136,614,000 1 $ 485,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 1 $ 295,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 368,894,000 1 $ 165,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 166,783,000 1 $ 195,000
Omaha Police Federal Credit Un
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 96,951,000 1 $ 55,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 115,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 205,000
Houghton State Bank
116 E COOLBAUGH ST
RED OAK, IA 51566
* $ 230,257,000 1 $ 35,000
Omaha Federal Credit Union
3001 S 82ND AVE
OMAHA, NE 68124
* $ 84,254,000 1 $ 55,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 235,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 65,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 521,259,000 1 $ 275,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 1,196,346,000 1 $ 195,000
Rolling Hills Bank & Trust
1307 E 7TH ST
ATLANTIC, IA 50022
* $ 435,547,000 1 $ 405,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 135,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ 464,756,000 1 $ 85,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 1,398,477,000 1 $ 35,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 4,377,534,000 1 $ 285,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 225,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 972,103,000 1 $ 135,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 642,549,000 1 $ 35,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 315,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 125,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ 1,310,158,000 1 $ 145,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 155,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 95,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 35,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 115,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 385,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 365,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 422,493,000 1 $ 375,000

The tables below break down 2023 mortgage applications in Mills County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mills County, IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 322 $85,730,000 $266,000 $835,000 $118,000 $604,000
Home Improvement 100 $6,860,000 $68,000 $405,000 $170,000 $2,076,000
Cash-out Refinancing 88 $19,230,000 $218,000 $585,000 $109,000 $1,483,000
Refinancing 74 $11,810,000 $159,000 $765,000 $108,000 $362,000
Other Purpose 63 $4,595,000 $72,000 $245,000 $117,000 $422,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 474 $90,690,000 $191,000 $835,000 $127,000 $2,076,000
Not applicable 84 $18,430,000 $219,000 $835,000 $115,000 $115,000
Not Provided 62 $13,270,000 $214,000 $585,000 $112,000 $294,000
Hispanic 15 $2,835,000 $189,000 $455,000 $96,000 $170,000
Asian 5 $1,505,000 $301,000 $405,000 $111,000 $148,000
American Indian or Alaskan Native 4 $840,000 $210,000 $365,000 $68,000 $93,000
Black or African American 2 $310,000 $155,000 $245,000 $119,000 $185,000
Native Hawaiian or Other Pacific Islander 1 $345,000 $345,000 $345,000 $105,000 $105,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 466 $77,690,000 $166,000 $765,000 $132,000 $2,076,000
FHA-insured (Federal Housing Administration) 90 $19,220,000 $213,000 $485,000 $86,000 $158,000
VA-guaranteed (Veterans Administration) 84 $29,870,000 $355,000 $835,000 $116,000 $284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,445,000 $206,000 $295,000 $82,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 430 $81,360,000 $189,000 $835,000 $121,000 $776,000
Application Withdrawn By Applicant 63 $15,755,000 $250,000 $755,000 $119,000 $422,000
Application Denied By Financial Institution 62 $8,910,000 $143,000 $485,000 $170,000 $2,076,000
Loan Purchased By The Institution 59 $16,045,000 $271,000 $835,000 $107,000 $131,000
File Closed For Incompleteness 23 $4,805,000 $208,000 $555,000 $87,000 $240,000
Application Approved But Not Accepted 10 $1,350,000 $135,000 $525,000 $70,000 $177,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 452 $103,230,000 $228,000 $835,000 $114,000 $632,000
Debt-To-Income Ratio 160 $20,350,000 $127,000 $755,000 $123,000 $776,000
Credit History 17 $1,645,000 $96,000 $365,000 $177,000 $1,788,000
Other 7 $1,225,000 $175,000 $285,000 $380,000 $2,076,000
Collateral 6 $800,000 $133,000 $235,000 $372,000 $1,483,000
Credit Application Incomplete 3 $655,000 $218,000 $365,000 $86,000 $93,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $85,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $137,000 $137,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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