Newton County, AR Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 198 mortgage applications in Newton County, AR totaling $35.7 million, down 31% from 2022. The average application was for $180,000, and applicants reported an average income of $88,000. 56% of applications resulted in an originated loan and 13% were denied. The most active lender was Anstaff Bank, with 24 applications, followed by Equity Bank and Newrez LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 198
Total Mortgage Loan Application Amount $35,660,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $1,215,000
Average Applicant Income $88,000
Highest Applicant Income $549,000

Mortgage Company List for Lending in Newton County, AR for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Anstaff Bank
PO BOX 1900
GREEN FOREST, AR 72638
* $ 967,352,000 24 $ 3,350,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,976,744,000 15 $ 1,395,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 1,650,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 27,656,568,000 9 $ 795,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 8 $ 1,190,000
Bank of 1889
PO 367
BERRYVILLE, AR 72616
* $ 296,085,000 8 $ 1,540,000
Cs Bank
PO BOX 309, 152 EAST VAN BUREN
EUREKA SPRINGS, AR 72632
* $ 504,000,000 8 $ 1,920,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 7 $ 775,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 6 $ 1,350,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 2,427,913,000 6 $ 600,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 710,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 900,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 4 $ 590,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ 982,396,000 4 $ 2,930,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 920,000
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ 7,517,872,000 4 $ 760,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 4 $ 660,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 345,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 265,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 915,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 285,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 460,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 2 $ 470,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 340,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 420,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 2 $ 140,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 684,833,000 2 $ 460,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 500,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 410,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 1 $ 105,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 205,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 948,158,000 1 $ 255,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 115,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 2,203,969,000 1 $ 195,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 205,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 105,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ -1,000 1 $ 305,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 95,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 1,436,326,000 1 $ 85,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 275,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 245,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 305,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 185,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 495,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 1 $ 115,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 175,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 275,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 205,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 205,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 305,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 305,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 165,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 445,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 105,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 1 $ 125,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 365,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 105,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 2,172,727,000 1 $ 225,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 85,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 115,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 166,783,000 1 $ 155,000

The tables below break down 2023 mortgage applications in Newton County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Newton County, AR in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 95 $19,335,000 $203,000 $1,215,000 $98,000 $549,000
Refinancing 41 $6,425,000 $156,000 $385,000 $74,000 $162,000
Cash-out Refinancing 34 $7,880,000 $231,000 $935,000 $81,000 $214,000
Home Improvement 15 $1,125,000 $75,000 $305,000 $86,000 $264,000
Other Purpose 13 $895,000 $68,000 $135,000 $77,000 $156,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 153 $24,845,000 $162,000 $1,215,000 $88,000 $549,000
Not applicable 21 $5,575,000 $265,000 $935,000 $0 $0
Not Provided 17 $3,665,000 $215,000 $495,000 $79,000 $198,000
American Indian or Alaskan Native 4 $860,000 $215,000 $365,000 $91,000 $197,000
Hispanic 3 $715,000 $238,000 $445,000 $157,000 $214,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 149 $25,885,000 $173,000 $1,215,000 $95,000 $549,000
FHA-insured (Federal Housing Administration) 24 $3,870,000 $161,000 $285,000 $51,000 $114,000
VA-guaranteed (Veterans Administration) 14 $4,090,000 $292,000 $445,000 $96,000 $214,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,815,000 $165,000 $255,000 $64,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 111 $20,225,000 $182,000 $1,215,000 $89,000 $549,000
Application Withdrawn By Applicant 33 $6,595,000 $199,000 $655,000 $102,000 $460,000
Application Denied By Financial Institution 25 $3,615,000 $144,000 $445,000 $72,000 $264,000
Loan Purchased By The Institution 16 $3,420,000 $213,000 $375,000 $109,000 $117,000
File Closed For Incompleteness 9 $1,325,000 $147,000 $305,000 $61,000 $128,000
Application Approved But Not Accepted 3 $355,000 $118,000 $245,000 $71,000 $111,000
Preapproval Approved but not Accepted 1 $125,000 $125,000 $125,000 $135,000 $135,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 133 $25,235,000 $189,000 $1,215,000 $85,000 $358,000
Debt-To-Income Ratio 48 $8,220,000 $171,000 $785,000 $98,000 $549,000
Credit History 9 $965,000 $107,000 $335,000 $85,000 $264,000
Collateral 4 $540,000 $135,000 $335,000 $63,000 $137,000
Other 2 $550,000 $275,000 $445,000 $172,000 $214,000
Unverifiable Information 1 $65,000 $65,000 $65,000 $23,000 $23,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $51,000 $51,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List