Northumberland County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Northumberland County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 819
Total Mortgage Loan Application Amount $175,225,000
Average Mortgage Loan Application Amount $213,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $116,000
Highest Applicant Income $2,621,000

Mortgage Company List for Lending in Northumberland County VA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 61 $ 15,005,000
VIRGINIA COMMONWEALTH BANK
1801 BAYBERRY COURT, SUITE 101
RICHMOND, VA 23226
* $ 1,076,167,000 27 $ 6,735,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 27 $ 2,715,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 27 $ 7,285,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 26 $ 6,150,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 13,732,008,000 24 $ 3,840,000
CHESAPEAKE BANK
35 SCHOOL STREET, PO BOX 2256
KILMARNOCK, VA 22482
* $ 850,890,000 24 $ 4,710,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 22 $ 3,730,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 21 $ 4,315,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 20 $ 3,950,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 19 $ 4,295,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 18 $ 3,830,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 18 $ 2,800,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,393,009,000 17 $ 1,745,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 16 $ 3,350,000
PRIMIS BANK
PO BOX 2075
TAPPAHANNOCK, VA 23005
* $ 2,707,117,000 16 $ 1,700,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 15 $ 2,445,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 13 $ 2,375,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 13 $ 3,005,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 12 $ 2,140,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 11 $ 3,095,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,484,751,000 11 $ 2,555,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,638,027,000 11 $ 1,545,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 11 $ 2,455,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 8 $ 1,540,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 8 $ 1,280,000
LANGLEY FEDERAL CREDIT UNION
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 2,821,018,000 8 $ 1,960,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 8 $ 2,060,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 7 $ 1,375,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 1,215,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 1,260,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,520,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,163,043,000 6 $ 1,490,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 6 $ 1,570,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 5 $ 1,185,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 5 $ 605,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 5 $ 1,825,000
FIDELITY DIRECT MORTGAGE, LLC
555 QUINCE ORCHARD RD #411
CLARKSVILLE, MD 20878
* $ -1,000 5 $ 665,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 765,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 5 $ 1,395,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 5 $ 1,565,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 5 $ 875,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,971,905,000 4 $ 1,060,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 1,080,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 810,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 4 $ 1,010,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 630,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 600,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 75,169,000,000 4 $ 1,290,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 4 $ 1,100,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 4 $ 1,120,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 4 $ 930,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 765,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 625,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 975,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 765,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 3 $ 1,105,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 975,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 165,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 365,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 192,527,000 3 $ 785,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
RICHMOND, VA 23113
* $ -1,000 3 $ 755,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 3 $ 775,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 1,195,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 3 $ 115,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 405,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 2,740,682,000 3 $ 625,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 3 $ 725,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 3 $ 715,000
TOWNE FIRST MORTGAGE, LLC
4501 COX RD #301
SUFFOLK, VA 23060
* $ -1,000 2 $ 120,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 200,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 610,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 490,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 450,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 2 $ 510,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 2 $ 860,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 160,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 280,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 2 $ 520,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 830,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 930,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 490,000
DOMINION ENERGY CREDIT UNION
PO BOX 26646
RICHMOND, VA 23261
* $ 300,181,000 2 $ 480,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ -1,000 2 $ 230,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 1 $ 55,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 275,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 155,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 294,391,000 1 $ 165,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 75,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 1 $ 255,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 345,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 525,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 195,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 525,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ -1,000 1 $ 615,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 538,871,000 1 $ 405,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 275,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 145,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 970,766,000 1 $ 225,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 115,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 1 $ 265,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 275,000
MASON MCDUFFIE MORTGAGE CORPORATION
2010 CROW CANYON PLACE, #400
SAN FRANCISCO, CA 94583
* $ -1,000 1 $ 195,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 125,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 305,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 1 $ 995,000
COLONIAL FARM CREDIT, ACA
7104 MECHANICSVILLE TURNPIKE
MECHANICSVILLE, VA 23111
* $ -1,000 1 $ 125,000
1ST FINANCIAL, INC.
1111 BENFIELD BLVD #106
LINTHICUM, MD 21108
* $ -1,000 1 $ 125,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 1 $ 185,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 325,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 285,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 205,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 4,039,599,000 1 $ 735,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,642,602,000 1 $ 65,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 105,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 42,181,682,000 1 $ 405,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 305,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 485,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 45,000
FARMERS-MERCHANTS BANK OF ILLINOIS
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 1 $ 185,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 145,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 265,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 34,104,022,000 1 $ 205,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 234,032,000,000 1 $ 565,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 435,000
1ST PREFERENCE MORTGAGE CORP.
9423 BELAIR RD
BALTIMORE, MD 21236
* $ -1,000 1 $ 175,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 185,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 285,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 235,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 1 $ 485,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 225,000
PEOPLES COMMUNITY BANK
PO BOX 306
MONTROSS, VA 22520
* $ 200,741,000 1 $ 35,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 1 $ 135,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 1 $ 35,000
BAY CAPITAL MORTGAGE CORPORATION
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 1 $ 285,000
TOWNE MORTGAGE, LLC
600 22ND ST. SUITE 302
SUFFOLK, VA 23451
* $ -1,000 1 $ 205,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
SACRAMENTO, CA 92618
* $ -1,000 1 $ 195,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 302,668,929,000 1 $ 185,000
AURORA FINANCIAL, LLC
8150 LEESBURG PIKE #410
MECHANICSVILLE, VA 22182
* $ -1,000 1 $ 325,000
DEPARTMENT OF COMMERCE
P.O. BOX 14720
WASHINGTON, DC 20044
* $ 504,230,000 1 $ 145,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 465,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 255,000
CAPITAL BANK, NATIONAL ASSOCIATION
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,074,501,000 1 $ 125,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 485,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
WETUMPKA, AL 35243
* $ -1,000 1 $ 375,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Northumberland County VA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 418 $94,130,000 $225,000 $1,005,000 $126,000 $2,621,000
Refinancing 169 $40,085,000 $237,000 $635,000 $119,000 $1,500,000
Cash-out Refinancing 136 $29,740,000 $218,000 $755,000 $94,000 $299,000
Other Purpose 50 $5,430,000 $108,000 $425,000 $97,000 $289,000
Home Improvement 41 $4,025,000 $98,000 $445,000 $105,000 $423,000
Not Applicable 5 $1,815,000 $363,000 $555,000 $85,000 $85,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 548 $119,540,000 $218,000 $1,005,000 $117,000 $1,500,000
Not Provided 109 $25,485,000 $233,000 $995,000 $125,000 $438,000
Black or African American 83 $11,305,000 $136,000 $725,000 $87,000 $2,621,000
Not applicable 64 $15,150,000 $236,000 $735,000 $141,000 $490,000
Asian 8 $2,080,000 $260,000 $405,000 $141,000 $214,000
American Indian or Alaskan Native 5 $1,185,000 $237,000 $435,000 $142,000 $232,000
Hispanic 2 $480,000 $240,000 $325,000 $273,000 $414,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 595 $125,555,000 $211,000 $1,005,000 $129,000 $2,621,000
FHA-insured (Federal Housing Administration) 106 $18,670,000 $176,000 $555,000 $56,000 $173,000
VA-guaranteed (Veterans Administration) 97 $27,745,000 $286,000 $755,000 $91,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,255,000 $155,000 $265,000 $52,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 431 $94,605,000 $219,000 $995,000 $124,000 $2,621,000
Application Withdrawn By Applicant 114 $26,720,000 $234,000 $1,005,000 $128,000 $1,500,000
Loan Purchased By The Institution 111 $26,015,000 $234,000 $735,000 $133,000 $490,000
Application Denied By Financial Institution 108 $17,480,000 $161,000 $555,000 $76,000 $396,000
File Closed For Incompleteness 42 $7,940,000 $189,000 $445,000 $74,000 $227,000
Application Approved But Not Accepted 13 $2,465,000 $189,000 $445,000 $138,000 $423,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 631 $142,005,000 $225,000 $1,005,000 $123,000 $2,621,000
Debt-To-Income Ratio 118 $22,240,000 $188,000 $735,000 $102,000 $490,000
Collateral 22 $3,370,000 $153,000 $345,000 $88,000 $162,000
Credit History 20 $1,800,000 $90,000 $495,000 $61,000 $128,000
Credit Application Incomplete 10 $2,330,000 $233,000 $425,000 $114,000 $396,000
Unverifiable Information 8 $1,270,000 $158,000 $485,000 $76,000 $179,000
Other 7 $1,665,000 $237,000 $555,000 $86,000 $223,000
Insufficient Cash (Downpayment, Closing Cost) 2 $460,000 $230,000 $325,000 $94,000 $94,000
Employment History 1 $85,000 $85,000 $85,000 $34,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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