Oconee County, SC Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 4,092 mortgage applications in Oconee County, SC totaling $1.1 billion, down 29% from 2021. The average application was for $275,000, and applicants reported an average income of $135,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was On Q Financial, LLC, with 269 applications, followed by Southstate Bank, National Association and Oconee Federal Savings and Loan Association.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,092
Total Mortgage Loan Application Amount $1,127,290,000
Average Mortgage Loan Application Amount $275,000
Highest Mortgage Loan Application Amount $2,845,000
Average Applicant Income $135,000
Highest Applicant Income $8,390,000

Mortgage Company List for Lending in Oconee County, SC for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 269 $ 56,765,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 41,822,249,000 205 $ 89,635,000
Oconee Federal Savings and Loan Association
115 E NORTH 2ND ST
SENECA, SC 29678
* $ 538,242,000 154 $ 69,800,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 132 $ 28,520,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 131 $ 16,225,000
Sc State Credit Union
800 HUGER STREET
COLUMBIA, SC 29201
* $ 1,279,956,000 117 $ 12,005,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 100 $ 27,440,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 99 $ 20,875,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 90 $ 11,080,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 88 $ 21,350,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 58,215,736,000 81 $ 27,945,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 68 $ 13,800,000
Community First Bank, Inc.
3685 BLUE RIDGE BLVD
WALHALLA, SC 29691
* $ 672,265,000 67 $ 18,005,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 61 $ 17,595,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 60 $ 13,190,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 59 $ 15,615,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 53 $ 10,435,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 53 $ 13,195,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 50 $ 15,760,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 49 $ 13,475,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 48 $ 12,870,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 423,958,417,000 46 $ 23,530,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 45 $ 12,055,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 45 $ 3,235,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ -1,000 44 $ 15,240,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 39 $ 12,295,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 38 $ 8,930,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 38 $ 8,010,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 37 $ 8,675,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 37 $ 8,805,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 34 $ 6,970,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 33 $ 12,695,000
Southern First Bank
100 VERDAE BLVD
GREENVILLE, SC 29607
* $ 2,925,939,000 31 $ 17,435,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 31 $ 7,205,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 23,754,594,000 28 $ 7,970,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 27 $ 7,145,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 27 $ 7,245,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 26 $ 5,780,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 24 $ 7,010,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 24 $ 4,180,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 3,596,409,000 24 $ 3,670,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 23 $ 5,365,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 22 $ 4,130,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 22 $ 4,340,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 21 $ 4,795,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 21 $ 6,275,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 21 $ 4,575,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 21 $ 10,965,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 20 $ 8,190,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 18 $ 3,660,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 18 $ 2,670,000
First Palmetto Bank
407 E DEKALB STREET
CAMDEN, SC 29020
* $ 873,264,000 17 $ 8,225,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 16 $ 5,390,000
Spero Financial Federal Credit Union
PO BOX 10708
GREENVILLE, SC 29601
* $ 551,134,000 16 $ 6,190,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 57,224,306,000 16 $ 13,160,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 16 $ 6,800,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ -1,000 15 $ 6,445,000
Coastal Carolina National Bank
1012 38TH AVE NORTH
MYRTLE BEACH, SC 29577
* $ 757,802,000 15 $ 7,295,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 14 $ 2,630,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 51,653,025,000 13 $ 3,945,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 13 $ 3,515,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 2,390,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 1,875,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 908,003,000 11 $ 4,285,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,535,304,000 11 $ 3,765,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,793,269,000 11 $ 4,335,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 11 $ 2,485,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 10 $ 2,400,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 10 $ 2,610,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 10 $ 3,980,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 10 $ 3,480,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 10 $ 1,570,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 9 $ 1,985,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 9 $ 2,165,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 9 $ 3,185,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 8 $ 1,700,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 8 $ 1,310,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 890,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 8 $ 3,510,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 8 $ 1,980,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 8 $ 2,790,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 8 $ 4,460,000
Primis Bank

GLEN ALLEN, VA 23060
* $ -1,000 8 $ 1,390,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 870,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,502,617,000 8 $ 2,760,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 1,340,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 7 $ 3,255,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 7 $ 1,895,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 7 $ 755,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 7 $ 2,825,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 38,275,134,000 7 $ 3,545,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 7 $ 935,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 7 $ 1,475,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 7 $ 1,625,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 7 $ 1,615,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 3,779,449,000 7 $ 1,145,000
Countybank
425 MAIN STREET
GREENWOOD, SC 29648
* $ 671,887,000 7 $ 2,535,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 7 $ 805,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 6 $ 1,810,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 6 $ 1,650,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 2,480,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 6 $ 1,170,000
South Carolina Federal Credit
6265 RIVERS AVENUE
NORTH CHARLESTON, SC 29406
* $ 2,427,521,000 6 $ 1,150,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 6 $ 2,150,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 6 $ 850,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 6 $ 1,950,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 6 $ 1,740,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 6 $ 700,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 6 $ 1,740,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 6 $ 750,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 6 $ 1,710,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 1,005,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 5 $ 385,000
Allen Tate Mortgage Partners, LLC
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ -1,000 5 $ 1,435,000
Bank of Travelers Rest
P O BOX 1067
TRAVELERS REST, SC 29690
* $ 1,257,243,000 5 $ 2,575,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 595,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 5 $ 855,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 5 $ 1,235,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 5 $ 2,185,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 1,695,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 1,583,958,000 5 $ 1,025,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 5 $ 655,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 5 $ 2,135,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 5 $ 545,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 5 $ 1,025,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 5 $ 605,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 4 $ 700,000
Greenville Federal Credit Union
1501 WADE HAMPTON BLVD
GREENVILLE, SC 29609
* $ 392,037,000 4 $ 470,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 4 $ 770,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 4 $ 1,160,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 4 $ 1,020,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 2,134,456,000 4 $ 500,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 4 $ 890,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 4 $ 5,190,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 4 $ 920,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 88,758,641,000 4 $ 3,140,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 4 $ 1,230,000
United Bank VA

MORGANTOWN, WV 26505
* $ 29,289,723,000 4 $ 1,650,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 4 $ 550,000
Mtc Federal Credit Union
PO BOX 1944
GREENVILLE, SC 29607
* $ 253,713,000 4 $ 690,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 4 $ 4,340,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,863,597,000 4 $ 1,440,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 39,468,318,000 4 $ 1,360,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 870,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 780,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 4 $ 930,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 635,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 3 $ 275,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 3 $ 3,205,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 735,000
First Bank
PO BOX 508
TROY, NC 27371
* $ 10,516,825,000 3 $ 2,415,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 3 $ 2,375,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 33,980,000,000 3 $ 3,765,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 3 $ 1,245,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 3 $ 1,145,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 3 $ 765,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,820,544,000 3 $ 835,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ -1,000 3 $ 1,065,000
Palmetto Citizens Federal Cred
PO BOX 5846
COLUMBIA, SC 29250
* $ 1,293,347,000 3 $ 555,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,351,512,000 3 $ 455,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,817,448,000 3 $ 315,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 3 $ 895,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 1,335,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 3 $ 915,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 675,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 3 $ 345,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 9,023,056,000 3 $ 815,000
Capital City Home Loans, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30144
* $ -1,000 3 $ 4,135,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 2 $ 490,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 2 $ 740,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 16,361,399,000 2 $ 1,440,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 2 $ 1,230,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 2 $ 470,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 10,312,436,000 2 $ 570,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ -1,000 2 $ 2,040,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 578,586,000 2 $ 380,000
Arthur State Bank
131 S MAIN ST
UNION, SC 29379
* $ 727,349,000 2 $ 530,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 2 $ 210,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 830,000
Inspire Home Loans Inc.
4695 MACARTHUR COURT SUITE 350
NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 510,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 2 $ 1,410,000
Publix Employees Federal Credit Union
3005 NEW TAMPA HWY
LAKELAND, FL 33802
* $ 1,392,469,000 2 $ 220,000
Cpm Federal Credit Union
1066 EAST MONTAGUE AVENUE
NORTH CHARLESTON, SC 29405
* $ 541,329,000 2 $ 290,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 2 $ 470,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 1,070,000
Carolina Bank
3037 W PALMETTO ST
FLORENCE, SC 29501
* $ 749,136,000 2 $ 590,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 670,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 2 $ 770,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 1,620,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 610,000
American Security Mortgage Cor
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28207
* $ -1,000 2 $ 650,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 500,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 500,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 2 $ 1,110,000
The Peoples Bank
801 E FRONT ST
IVA, SC 29655
* $ 408,395,000 2 $ 1,400,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 1,184,588,000 2 $ 190,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 2 $ 150,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 760,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 2 $ 750,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 920,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 434,075,000,000 2 $ 1,930,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 780,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 270,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 2 $ 340,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 490,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 510,000
Local Mortgage Inc.
5350 POPLAR AVE SUITE 850
COLLIERVILLE, TN 38119
* $ -1,000 2 $ 490,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ -1,000 2 $ 550,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 2 $ 390,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,565,203,000 2 $ 660,000
Carolina One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 160,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 2 $ 490,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 370,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 2 $ 470,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,281,203,000 2 $ 240,000
Apex Home Loans, Inc.
3204 TOWER OAKS BLVD., SUITE 400
ROCKVILLE, MD 20852
* $ -1,000 2 $ 610,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 670,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 2 $ 200,000
Colten Mortgage, LLC
6021 S SYRACUSE WAY STE 104
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 205,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 155,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 1 $ 105,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 1 $ 395,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,625,847,000 1 $ 175,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 105,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 135,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 605,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 135,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 1 $ 765,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 165,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 275,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 245,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 275,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 255,000
Max Credit Union
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 2,021,706,000 1 $ 745,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 1 $ 275,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 42,392,285,000 1 $ 105,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 315,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 565,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,590,117,000 1 $ 85,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 2,640,347,000 1 $ 1,315,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 335,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 175,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 1 $ 495,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 1 $ 235,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 235,000
Shelter Home Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 115,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 175,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,068,592,000 1 $ 55,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 1,632,951,000 1 $ 135,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 155,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 1 $ 105,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,890,198,000 1 $ 295,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 345,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 904,564,000 1 $ 405,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 2,889,083,000 1 $ 95,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 175,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 1 $ 795,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 175,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 1 $ 315,000
Premium Security, Inc.
901 N GREEN VALLEY PKWY STE 200
HENDERSON, NV 89074
* $ -1,000 1 $ 515,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 26,530,430,000 1 $ 555,000
George Mason Mortgage, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 1 $ 255,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 105,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 2,826,831,000 1 $ 215,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 3,419,403,000 1 $ 65,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 4,253,359,000 1 $ 1,875,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,544,502,000 1 $ 145,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 135,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,824,450,000 1 $ 55,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 1,164,122,000 1 $ 55,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 5,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,522,046,000 1 $ 215,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 145,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 335,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 1 $ 855,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 2,305,640,000 1 $ 435,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 235,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 205,000
Rev Federal Credit Union
200 MARYMEADE DRIVE
SUMMERVILLE, SC 29483
* $ 892,806,000 1 $ 345,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 75,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 125,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 1 $ 255,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 1,087,963,000 1 $ 65,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 515,000
First Piedmont Federal Sla
1229 W FLOYD BAKER BLVD
GAFFNEY, SC 29341
* $ 531,964,000 1 $ 605,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,123,603,000 1 $ 325,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 145,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 235,000
Aafmaa Mortgage Services LLC
2000 REGENCY PARKWAY SUITE 140
CARY, NC 27518
* $ -1,000 1 $ 255,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 1 $ 755,000
Grandsouth Bank
381 HALTON RD
GREENVILLE, SC 29607
* $ 1,203,455,000 1 $ 1,505,000
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ 1,009,253,000 1 $ 45,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 50,093,398,000 1 $ 305,000
Shore United Bank, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ 3,458,147,000 1 $ 225,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 305,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 1 $ 85,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 355,000
Peach State Federal Credit Union
1505 LAKES PARKWAY, SUITE 100
LAWRENCEVILLE, GA 30043
* $ 778,434,000 1 $ 225,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 275,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ -1,000 1 $ 145,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 30,156,698,000 1 $ 145,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 155,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 125,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 105,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 1 $ 315,000
Cbl State Savings Bank
229 TRADE STREET
GREER, SC 29651
* $ 148,025,000 1 $ 1,085,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 3,322,595,000 1 $ 585,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 215,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,100,677,000 1 $ 195,000
United Bank
PO BOX 1337
ZEBULON, GA 30295
* $ 2,281,919,000 1 $ 95,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 788,114,000 1 $ 365,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 25,000
Christian Financial CU
18441 UTICA RD
STERLING HEIGHTS, MI 48312
* $ 826,475,000 1 $ 105,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ -1,000 1 $ 145,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 125,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 1 $ 145,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 1 $ 245,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,728,746,000 1 $ 1,005,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 305,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 1 $ 635,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 505,000

The tables below break down 2022 mortgage applications in Oconee County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oconee County, SC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,316 $737,110,000 $318,000 $2,795,000 $139,000 $4,035,000
Cash-out Refinancing 772 $178,430,000 $231,000 $1,805,000 $92,000 $1,397,000
Refinancing 475 $131,985,000 $277,000 $2,845,000 $160,000 $7,010,000
Other Purpose 305 $51,445,000 $168,000 $1,505,000 $181,000 $8,390,000
Home Improvement 213 $27,325,000 $128,000 $765,000 $130,000 $585,000
Not Applicable 11 $995,000 $90,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,985 $822,955,000 $275,000 $2,845,000 $138,000 $8,390,000
Not Provided 450 $139,300,000 $309,000 $2,795,000 $151,000 $1,800,000
Not applicable 352 $107,000,000 $303,000 $1,875,000 $144,000 $612,000
Black or African American 151 $25,145,000 $166,000 $595,000 $70,000 $267,000
Hispanic 104 $21,930,000 $210,000 $1,605,000 $87,000 $483,000
Asian 23 $5,895,000 $256,000 $1,205,000 $147,000 $530,000
American Indian or Alaskan Native 18 $3,020,000 $167,000 $525,000 $65,000 $157,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,165 $914,535,000 $288,000 $2,845,000 $151,000 $8,390,000
FHA-insured (Federal Housing Administration) 478 $90,670,000 $189,000 $515,000 $61,000 $191,000
VA-guaranteed (Veterans Administration) 360 $105,940,000 $294,000 $1,535,000 $86,000 $364,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $16,145,000 $181,000 $275,000 $61,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,271 $707,085,000 $311,000 $2,845,000 $154,000 $8,390,000
Application Denied By Financial Institution 613 $107,645,000 $175,000 $1,765,000 $81,000 $614,000
Application Withdrawn By Applicant 499 $131,175,000 $262,000 $1,965,000 $141,000 $7,010,000
Loan Purchased By The Institution 346 $103,200,000 $298,000 $1,875,000 $154,000 $905,000
File Closed For Incompleteness 229 $47,865,000 $209,000 $1,005,000 $93,000 $692,000
Application Approved But Not Accepted 125 $28,045,000 $224,000 $1,925,000 $104,000 $621,000
Preapproval Approved but not Accepted 6 $1,720,000 $286,000 $415,000 $87,000 $183,000
Preapproval Denied by Financial Institution 3 $555,000 $185,000 $265,000 $70,000 $96,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,460 $1,012,730,000 $292,000 $2,845,000 $145,000 $8,390,000
Credit History 225 $29,365,000 $130,000 $605,000 $73,000 $614,000
Debt-To-Income Ratio 172 $37,370,000 $217,000 $1,765,000 $77,000 $1,111,000
Collateral 89 $19,065,000 $214,000 $1,525,000 $111,000 $507,000
Credit Application Incomplete 51 $9,745,000 $191,000 $725,000 $83,000 $267,000
Other 36 $7,240,000 $201,000 $555,000 $121,000 $575,000
Unverifiable Information 34 $6,110,000 $179,000 $655,000 $87,000 $585,000
Insufficient Cash (Downpayment, Closing Cost) 17 $4,055,000 $238,000 $1,005,000 $101,000 $200,000
Employment History 8 $1,610,000 $201,000 $435,000 $50,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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