Osage County, KS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 479 mortgage applications in Osage County, KS totaling $66.0 million, down 17% from 2022. The average application was for $137,000, and applicants reported an average income of $91,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was Envista Federal Credit Union, with 38 applications, followed by Landmark National Bank and PennyMac Loan Services LLC.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 479
Total Mortgage Loan Application Amount $65,955,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $91,000
Highest Applicant Income $549,000

Mortgage Company List for Lending in Osage County, KS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 530,701,000 38 $ 3,250,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 1,498,800,000 24 $ 4,320,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 23 $ 4,085,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 740,353,000 17 $ 1,485,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 2,675,000
Flint Hills Bank
PATRICK WIEDERHOLT - 103 1/2 N MAIN PO BOX 5
ESKRIDGE, KS 66423
* $ 153,244,000 15 $ 1,385,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 15 $ 1,045,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 12 $ 1,910,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 11 $ 2,075,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 1,244,001,000 10 $ 980,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 10 $ 510,000
The Citizens State Bank
410 E. MAIN STREET
GRIDLEY, KS 66852
* $ 323,616,000 10 $ 1,070,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 10 $ 1,570,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 9 $ 1,895,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 8 $ 710,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 8 $ 2,560,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 950,000
Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 90,693,000 7 $ 1,105,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 705,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 7 $ 345,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 6 $ 840,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,210,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 349,535,000 6 $ 810,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 6 $ 640,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 575,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 955,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 665,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 9,523,916,000 4 $ 740,000
The First Security Bank
312 MAPLE STREET
OVERBROOK, KS 66524
* $ 89,162,000 4 $ 270,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 307,645,000 4 $ 190,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 4 $ 650,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 780,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,093,825,000 4 $ 1,000,000
Community National Bank
210 MAIN ST
SENECA, KS 66538
* $ 863,439,000 4 $ 560,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ 339,162,000 3 $ 405,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 565,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 525,000
The Kansas State Bank
236 N MAIN
OTTAWA, KS 66067
* $ 191,863,000 3 $ 525,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 3 $ 185,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 3 $ 385,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ 164,890,000 3 $ 265,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 3 $ 145,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,976,744,000 3 $ 535,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 475,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 3 $ 405,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 235,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 3 $ 835,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 395,569,000 3 $ 505,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 2 $ 240,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 310,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 2 $ 280,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 2 $ 190,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 2 $ 410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 260,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 180,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 210,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 370,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 190,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 590,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,956,034,000 2 $ 100,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 2 $ 360,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 110,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 4,700,520,000 1 $ 25,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 165,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 425,097,000 1 $ 305,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 1,255,880,000 1 $ 75,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 1 $ 255,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 15,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 145,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 115,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 105,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 325,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 1 $ 185,000
Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ 102,282,000 1 $ 155,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 295,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,942,679,000 1 $ 105,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 175,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 75,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 205,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 65,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 1 $ 175,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 185,000
First National Bank of Hutchinson
1 N MAIN ST
HUTCHINSON, KS 67501
* $ 944,900,000 1 $ 175,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 125,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 95,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 22,808,174,000 1 $ 325,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 165,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 125,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 54,829,000 1 $ 325,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 170,912,000 1 $ 75,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,913,413,000 1 $ 245,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 2,375,666,000 1 $ 75,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 70,188,000 1 $ 245,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ 477,900,000 1 $ 125,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 295,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,812,858,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 165,000
Farmers and Drovers Bank
201 W MAIN
COUNCIL GROVE, KS 66846
* $ 209,055,000 1 $ 185,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 95,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ 55,069,000 1 $ 85,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 285,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 105,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 95,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 135,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 175,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 45,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 195,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 65,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 1 $ 105,000

The tables below break down 2023 mortgage applications in Osage County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Osage County, KS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 243 $42,295,000 $174,000 $765,000 $93,000 $549,000
Cash-out Refinancing 87 $11,295,000 $129,000 $435,000 $93,000 $355,000
Home Improvement 51 $3,465,000 $67,000 $725,000 $91,000 $327,000
Other Purpose 48 $2,410,000 $50,000 $205,000 $84,000 $208,000
Refinancing 48 $6,300,000 $131,000 $855,000 $89,000 $461,000
Not Applicable 2 $190,000 $95,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 344 $45,680,000 $132,000 $855,000 $92,000 $549,000
Not Provided 71 $10,765,000 $151,000 $435,000 $91,000 $213,000
Not applicable 47 $7,565,000 $160,000 $325,000 $0 $0
Hispanic 9 $1,115,000 $123,000 $245,000 $109,000 $355,000
American Indian or Alaskan Native 5 $385,000 $77,000 $185,000 $59,000 $106,000
Asian 2 $120,000 $60,000 $95,000 $58,000 $88,000
Black or African American 1 $325,000 $325,000 $325,000 $133,000 $133,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 329 $41,405,000 $125,000 $855,000 $97,000 $549,000
FHA-insured (Federal Housing Administration) 80 $12,020,000 $150,000 $305,000 $76,000 $187,000
VA-guaranteed (Veterans Administration) 47 $9,385,000 $199,000 $435,000 $85,000 $147,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $3,145,000 $136,000 $275,000 $57,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 273 $39,085,000 $143,000 $855,000 $93,000 $549,000
Application Denied By Financial Institution 71 $6,785,000 $95,000 $385,000 $84,000 $400,000
Application Withdrawn By Applicant 65 $10,255,000 $157,000 $725,000 $92,000 $406,000
Loan Purchased By The Institution 40 $6,760,000 $169,000 $325,000 $0 $0
File Closed For Incompleteness 15 $1,595,000 $106,000 $305,000 $104,000 $214,000
Application Approved But Not Accepted 15 $1,475,000 $98,000 $185,000 $78,000 $130,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 364 $53,260,000 $146,000 $855,000 $92,000 $549,000
Debt-To-Income Ratio 62 $8,010,000 $129,000 $725,000 $87,000 $327,000
Credit History 22 $1,250,000 $56,000 $225,000 $87,000 $355,000
Collateral 15 $1,315,000 $87,000 $285,000 $97,000 $264,000
Other 6 $540,000 $90,000 $265,000 $99,000 $187,000
Credit Application Incomplete 3 $275,000 $91,000 $145,000 $26,000 $28,000
Employment History 3 $355,000 $118,000 $285,000 $64,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $385,000 $102,000 $172,000
Unverifiable Information 2 $470,000 $235,000 $295,000 $232,000 $400,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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