Oxford County, ME Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 2,185 mortgage applications in Oxford County, ME totaling $301.2 million, up 15% from 2014. The average application was for $137,000, and applicants reported an average income of $76,000. 45% of applications resulted in an originated loan and 26% were denied. The most active lender was Norway Savings Bank, with 273 applications, followed by Wells Fargo Bank NA and Dirigo Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,185
Total Mortgage Loan Application Amount $301,245,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $76,000
Highest Applicant Income $2,025,000

Mortgage Company List for Lending in Oxford County, ME for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 994,239,000 273 $ 38,027,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 101 $ 14,640,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 182,146,000 96 $ 6,746,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 96 $ 14,058,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 89 $ 13,252,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 88 $ 13,828,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 82 $ 8,170,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 230,280,000,000 70 $ 7,334,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 68 $ 8,905,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 806,585,000 64 $ 8,506,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 50 $ 6,527,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 39 $ 6,937,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ 10,000,000 38 $ 4,475,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 3,110,609,000 38 $ 4,352,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ 100,000,000 38 $ 5,686,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 38 $ 5,174,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 36 $ 6,147,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 28 $ 3,543,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 26 $ 4,229,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,762,686,000 24 $ 3,330,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 23 $ 3,279,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 3,044,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 373,647,000 20 $ 2,791,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 20 $ 2,980,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 19 $ 2,993,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 19 $ 3,098,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 18 $ 1,661,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 17 $ 2,122,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 16 $ 3,000,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 16 $ 2,546,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 1,496,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 14 $ 2,121,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,022,353,000 14 $ 897,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 807,822,000 14 $ 2,029,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 13 $ 2,194,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 13 $ 2,003,000
Maine Family Federal Credit Union
555 SABATTUS STREET
LEWISTON, ME 04240
* $ 125,677,000 13 $ 1,307,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 969,976,000 12 $ 2,155,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 11 $ 1,308,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 35,755,742,000 11 $ 1,969,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 11 $ 1,519,000
Northway Bank

CAMDEN, ME 04856
* $ 920,156,000 11 $ 956,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 72,338,000 11 $ 1,133,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 227,745,000 10 $ 752,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,351,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 10 $ 1,129,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 10 $ 1,185,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 2,010,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 9 $ 1,085,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 9 $ 1,051,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 9 $ 1,164,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 8 $ 1,485,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 270,526,000 8 $ 964,000
Sanford Institution for Savings
900 MAIN STREET
SANFORD, ME 04073
* $ 453,143,000 7 $ 934,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 7 $ 1,156,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 6 $ 2,559,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 6 $ 875,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 922,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 6 $ 639,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 217,413,000 5 $ 438,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 5 $ 761,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 818,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 940,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 195,227,000 5 $ 829,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 595,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 255,486,000 5 $ 784,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 2,539,043,000 4 $ 214,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 494,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 722,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 4 $ 406,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 4 $ 571,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 4 $ 683,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 4 $ 431,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 3 $ 820,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 3 $ 390,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 500,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 765,362,000 3 $ 970,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 829,413,000 3 $ 531,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 730,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 3 $ 455,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 311,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 3 $ 352,000
Central Maine Federal Credit Union
1000 LISBON STREET
LEWISTON, ME 04240
* $ 87,346,000 3 $ 395,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 3 $ 380,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 3 $ 624,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 846,003,000 3 $ 819,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 288,000,000 3 $ 103,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 160,461,000 2 $ 86,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 2 $ 358,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 141,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 251,000
Eagle Bank
350 BROADWAY
EVERETT, MA 02149
* $ 429,990,000 2 $ 204,000
Berkshire Bank

ALBANY, NY 12207
* $ 6,476,905,000 2 $ 529,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 256,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 419,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 364,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 399,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 534,853,000 2 $ 248,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,209,258,000 2 $ 666,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 2 $ 323,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 2 $ 415,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 2 $ 186,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 363,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 30,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 2 $ 33,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 270,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,364,570,000 1 $ 139,000
Saco Valley Credit Union
312 MAIN ST
SACO, ME 04072
* $ 98,942,000 1 $ 200,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 25,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 103,056,000 1 $ 25,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,458,381,000 1 $ 284,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 213,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 5,190,392,000 1 $ 300,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 1 $ 65,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 118,214,000,000 1 $ 750,000
Lake Sunapee Bank
9 MAIN ST
NEWPORT, NH 03773
* $ 1,502,324,000 1 $ 80,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 61,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 48,481,911,000 1 $ 902,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 48,353,330,000 1 $ 291,000
Home Federal Bank
225 S MAIN
SIOUX FALLS, SD 57104
* $ 1,261,060,000 1 $ 131,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 183,453,000 1 $ 90,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 1 $ 123,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 1 $ 95,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 180,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 804,919,000 1 $ 120,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 642,151,000 1 $ 250,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 668,685,000 1 $ 228,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 594,876,000 1 $ 50,000
Maine Community Bank
1 INDIA ST
PORTLAND, ME 04101
* $ 379,774,000 1 $ 565,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 421,350,000 1 $ 272,000
Optima Bank & Trust Company
2 HARBOUR PLACE
PORTSMOUTH, NH 03801
* $ 318,221,000 1 $ 44,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 641,515,000 1 $ 412,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 1,280,676,000 1 $ 1,000,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 218,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 293,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 123,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 75,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 1 $ 54,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 94,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 17,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 245,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 303,145,000 1 $ 138,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 203,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 126,000
Town and Country Federal Credi
557 MAIN STREET P.O. BOX 9420
SOUTH PORTLAND, ME 04116
* $ 282,211,000 1 $ 45,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 812,516,000 1 $ 40,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 186,153,000 1 $ 100,000
York County Federal Credit Union
1516 MAIN STREET
SANFORD, ME 04073
* $ 209,633,000 1 $ 50,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 939,235,000 1 $ 100,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 75,601,000 1 $ 99,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 169,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 161,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 708,489,000 1 $ 200,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 809,930,000 1 $ 295,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 1 $ 186,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 123,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 1,112,734,000 1 $ 114,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 143,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 98,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 1 $ 97,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 25,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 48,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 922,234,000 1 $ 205,000
Wellesley Bank
40 CENTRAL STREET
WELLESLEY, MA 02482
* $ 533,777,000 1 $ 325,000
Seaboard Federal Credit Union
PO BOX G, 177 MAIN STREET
BUCKSPORT, ME 04416
* $ 110,539,000 1 $ 276,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,056,408,000 1 $ 300,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 996,318,000 1 $ 218,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 260,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 108,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 1 $ 272,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 170,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 255,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 69,000
First Seacoast Bank
633 CENTRAL AVENUE
DOVER, NH 03820
* $ 303,505,000 1 $ 228,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 113,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 67,005,000 1 $ 178,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 74,000

The tables below break down 2015 mortgage applications in Oxford County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oxford County, ME in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 993 $143,112,000 $144,000 $1,099,000 $84,000 $2,025,000
Refinancing 992 $142,499,000 $143,000 $1,500,000 $70,000 $1,311,000
Home Improvement 200 $15,634,000 $78,000 $762,000 $65,000 $428,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,763 $240,258,000 $136,000 $1,500,000 $83,000 $2,025,000
Not applicable 226 $32,103,000 $142,000 $1,099,000 $10,000 $1,500,000
Not Provided 162 $24,042,000 $148,000 $1,054,000 $88,000 $1,160,000
Hispanic 13 $1,665,000 $128,000 $303,000 $72,000 $233,000
American Indian or Alaskan Native 11 $1,925,000 $175,000 $355,000 $83,000 $249,000
Asian 7 $877,000 $125,000 $177,000 $47,000 $79,000
Native Hawaiian or Other Pacific Islander 2 $275,000 $137,000 $249,000 $76,000 $113,000
Black or African American 1 $100,000 $100,000 $100,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,552 $217,950,000 $140,000 $1,500,000 $92,000 $2,025,000
FHA-insured (Federal Housing Administration) 277 $35,863,000 $129,000 $276,000 $35,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 190 $22,746,000 $119,000 $236,000 $29,000 $98,000
VA-guaranteed (Veterans Administration) 166 $24,686,000 $148,000 $431,000 $44,000 $210,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 986 $142,917,000 $144,000 $1,000,000 $97,000 $2,025,000
Application Denied By Financial Institution 562 $68,553,000 $121,000 $1,500,000 $64,000 $1,160,000
Loan Purchased By The Institution 272 $38,247,000 $140,000 $1,099,000 $24,000 $1,500,000
Application Withdrawn By Applicant 184 $25,811,000 $140,000 $667,000 $86,000 $1,054,000
File Closed For Incompleteness 98 $14,391,000 $146,000 $600,000 $68,000 $335,000
Application Approved But Not Accepted 83 $11,326,000 $136,000 $500,000 $67,000 $351,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 70 $10,755,000 $153,000 $1,054,000 $104,000 $1,160,000
Debt-To-Income Ratio 69 $8,409,000 $121,000 $415,000 $42,000 $153,000
Credit History 65 $4,985,000 $76,000 $200,000 $49,000 $191,000
Credit Application Incomplete 32 $3,365,000 $105,000 $275,000 $73,000 $450,000
Other 16 $2,411,000 $150,000 $417,000 $63,000 $225,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,507,000 $358,000 $1,500,000 $167,000 $435,000
Employment History 5 $720,000 $144,000 $218,000 $73,000 $102,000
Unverifiable Information 4 $647,000 $161,000 $302,000 $78,000 $115,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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