Panola County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Panola County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 653
Total Mortgage Loan Application Amount $87,205,000
Average Mortgage Loan Application Amount $133,000
Highest Mortgage Loan Application Amount $625,000
Average Applicant Income $87,000
Highest Applicant Income $864,000

Mortgage Company List for Lending in Panola County TX for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 85 $ 6,605,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 46 $ 3,200,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 34 $ 5,570,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 22,689,286,000 23 $ 3,495,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 23 $ 3,585,000
EAST TEXAS PROFESSIONAL CREDIT UNION
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 614,711,000 20 $ 2,470,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ -1,000 17 $ 3,255,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 17 $ 3,445,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 16 $ 2,250,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 16 $ 2,140,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 15 $ 2,105,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 13 $ 965,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 4,530,157,000 12 $ 2,190,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 10 $ 2,230,000
BARKSDALE
P.O. BOX 5757
BARKSDALE, LA 71171
* $ 1,342,828,000 10 $ 1,190,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,545,656,000 10 $ 940,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 10 $ 1,610,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 18,008,424,000 9 $ 1,065,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 9 $ 705,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
JACKSONVILLE, TX 75791
* $ 1,792,114,000 8 $ 690,000
VERABANK, NATIONAL ASSOCIATION
P.O. BOX 1009
HENDERSON, TX 75653
* $ 2,308,542,000 8 $ 1,060,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 8 $ 1,280,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 7 $ 1,125,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 7 $ 805,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 7 $ 325,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 1,040,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ -1,000 6 $ 1,220,000
CITIZENS BANK
301 E MAIN ST
KILGORE, TX 75662
* $ 420,680,000 6 $ 660,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 6 $ 780,000
TEXAS BANK
P O BOX 1190
HENDERSON, TX 75653
* $ 496,558,000 6 $ 580,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 5 $ 525,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 4 $ 670,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 310,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 730,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 740,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 4 $ 340,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 4 $ 740,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 4 $ 550,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 4 $ 480,000
TEXAS NATIONAL BANK OF JACKSONVILLE
1518 E GRANDE BLVD
JACKSONVILLE, TX 75703
* $ 531,548,000 3 $ 185,000
MORTGAGE FINANCIAL SERVICES, LLC
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 3 $ 375,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 3 $ 535,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 405,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 385,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 525,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 425,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 3 $ 515,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 705,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 525,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 2 $ 580,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 2 $ 40,000
THE FIRST NATIONAL BANK OF HUGHES SPRINGS
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 275,135,000 2 $ 100,000
COMMERCIAL BANK OF TEXAS, NATIONAL ASSOCIATION
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 727,918,000 2 $ 350,000
HERITAGE LAND BANK, ACA
4608 KINSEY DR
TYLER, TX 75703
* $ -1,000 2 $ 480,000
FIDELITY BANK
201 ST. CHARLES AVE SUITE 2710
NEW ORLEANS, LA 70170
* $ 824,014,000 2 $ 560,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 2 $ 390,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 2 $ 380,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 2 $ 170,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 250,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 350,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
MONTGOMERY, AL 35223
* $ -1,000 2 $ 130,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 2 $ 80,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 80,000
COMMUNITY BANK OF LOUISIANA
118 JEFFERSON STREET P.O. BOX 1308
MANSFIELD, LA 71052
* $ 534,839,000 2 $ 340,000
SOUTHSIDE BANK
1201 S BECKHAM
TYLER, TX 75701
* $ 6,117,745,000 1 $ 155,000
GOLDEN EMPIRE MORTGAGE, INC.
1200 DISCOVERY DRIVE, SUITE 300
SACRAMENTO, CA 93309
* $ -1,000 1 $ 225,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 45,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 395,000
GULF COAST EDUCATORS FEDERAL CREDIT UNION
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 726,323,000 1 $ 105,000
LIBERTY NATIONAL BANK
629 SW C AVE
LAWTON, OK 73501
* $ 551,401,000 1 $ 95,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 1 $ 135,000
CITIZENS NATIONAL BANK, N.A.
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 969,095,000 1 $ 365,000
SENTE MORTGAGE, INC.
901 S MOPAC EXPY, BLD IV STE 125
WILMINGTON, DE 78746
* $ -1,000 1 $ 135,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 195,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 85,000
AMERICAN MORTGAGE BANK, LLC
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 1 $ 165,000
FIRSTTRUST HOME LOANS, INC.
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 1 $ 255,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 175,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 1 $ 495,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
TALLAHASSEE, FL 32714
* $ -1,000 1 $ 355,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 90,056,875,000 1 $ 55,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 325,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 1 $ 25,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,953,334,000 1 $ 165,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 55,000
CARTER FEDERAL CREDIT UNION
100 W CHURCH ST
SPRINGHILL, LA 71075
* $ 350,178,000 1 $ 165,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 245,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 335,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 5,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 175,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 165,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 315,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 135,000
BEST CAPITAL FUNDING
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ -1,000 1 $ 195,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 155,000
WALLICK & VOLK, INC.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 305,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,599,291,000 1 $ 175,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 1 $ 85,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 315,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 3,855,606,000 1 $ 295,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 115,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 95,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 125,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 125,000
HENDERSON FEDERAL SAVINGS BANK
130 N MARSHALL ST.
HENDERSON, TX 75652
* $ 106,799,000 1 $ 305,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 115,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 1 $ 335,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 34,104,022,000 1 $ 5,000
SECURITY SERVICE FEDERAL CREDIT UNION
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,539,381,000 1 $ 185,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 1 $ 195,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 295,000
BTH BANK, NATIONAL ASSOCIATION
412 E GOODE
QUITMAN, TX 75783
* $ 1,915,036,000 1 $ 55,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 365,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 1 $ 65,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 18,449,940,000 1 $ 225,000
GIBRALTAR MORTGAGE SERVICES, LLC
5120 WOODWAY DRIVE SUITE #5020
WILMINGTON, DE 77056
* $ -1,000 1 $ 215,000
HOME FEDERAL BANK
222 FLORIDA STREET
SHREVEPORT, LA 71105
* $ 425,956,000 1 $ 255,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 245,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 55,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 1 $ 255,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 1 $ 35,000
LEGEND LENDING CORPORATION
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 225,000
AXIOM BANK, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 1 $ 55,000
EUSTIS MORTGAGE CORPORATION
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70163
* $ -1,000 1 $ 125,000
INDEPENDENT BANK
1600 REDBUD BLVD
MCKINNEY, TX 75069
* $ 9,842,314,000 1 $ 115,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 125,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 1 $ 175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Panola County TX in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 476 $61,240,000 $128,000 $625,000 $83,000 $864,000
Refinancing 82 $15,160,000 $184,000 $415,000 $98,000 $258,000
Cash-out Refinancing 52 $7,860,000 $151,000 $305,000 $103,000 $566,000
Home Improvement 21 $895,000 $42,000 $105,000 $109,000 $433,000
Not Applicable 11 $1,115,000 $101,000 $155,000 $0 $0
Other Purpose 11 $935,000 $85,000 $165,000 $67,000 $235,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 415 $57,555,000 $138,000 $625,000 $92,000 $864,000
Black or African American 75 $6,025,000 $80,000 $275,000 $55,000 $136,000
Not applicable 74 $10,970,000 $148,000 $455,000 $128,000 $243,000
Not Provided 50 $7,730,000 $154,000 $495,000 $82,000 $325,000
Hispanic 31 $3,405,000 $109,000 $215,000 $68,000 $160,000
American Indian or Alaskan Native 6 $870,000 $145,000 $225,000 $113,000 $309,000
Asian 2 $650,000 $325,000 $495,000 $371,000 $690,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 466 $59,400,000 $127,000 $625,000 $93,000 $864,000
FHA-insured (Federal Housing Administration) 118 $16,320,000 $138,000 $325,000 $73,000 $157,000
VA-guaranteed (Veterans Administration) 44 $8,680,000 $197,000 $495,000 $65,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $2,805,000 $112,000 $195,000 $56,000 $147,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 265 $39,965,000 $150,000 $625,000 $96,000 $690,000
Application Denied By Financial Institution 139 $14,575,000 $104,000 $395,000 $69,000 $566,000
Loan Purchased By The Institution 92 $14,460,000 $157,000 $455,000 $104,000 $243,000
Application Withdrawn By Applicant 76 $10,290,000 $135,000 $355,000 $95,000 $864,000
File Closed For Incompleteness 59 $5,415,000 $91,000 $305,000 $77,000 $372,000
Application Approved But Not Accepted 22 $2,500,000 $113,000 $335,000 $70,000 $140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 484 $67,760,000 $140,000 $625,000 $91,000 $864,000
Debt-To-Income Ratio 73 $9,855,000 $135,000 $455,000 $80,000 $243,000
Credit History 59 $5,325,000 $90,000 $335,000 $65,000 $244,000
Collateral 11 $1,235,000 $112,000 $235,000 $82,000 $212,000
Credit Application Incomplete 9 $1,495,000 $166,000 $395,000 $112,000 $309,000
Other 8 $660,000 $82,000 $205,000 $164,000 $566,000
Unverifiable Information 4 $370,000 $92,000 $165,000 $34,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 4 $350,000 $87,000 $115,000 $42,000 $71,000
Employment History 1 $155,000 $155,000 $155,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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