Patrick County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Patrick County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 566
Total Mortgage Loan Application Amount $90,600,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $1,615,000
Average Applicant Income $80,000
Highest Applicant Income $1,472,000

Mortgage Company List for Lending in Patrick County VA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 40 $ 3,760,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 36 $ 4,640,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 30 $ 5,440,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 19 $ 3,785,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 16 $ 2,470,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 15 $ 2,825,000
VALLEYSTAR CREDIT UNION
41 WHEELER AVE
MARTINSVILLE, VA 24078
* $ 615,062,000 14 $ 710,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 4,133,175,000 12 $ 1,280,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 51,653,025,000 11 $ 1,275,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 9 $ 2,225,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 88,758,641,000 9 $ 625,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 9 $ 1,535,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 8 $ 1,460,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 8 $ 1,880,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 8 $ 990,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 3,183,928,000 8 $ 1,910,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 7 $ 775,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 7 $ 665,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 7 $ 1,375,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 7 $ 1,055,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 7 $ 1,325,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 6 $ 1,100,000
ALLEGACY FEDERAL CREDIT UNION
P O BOX 26043
WINSTON-SALEM, NC 27114
* $ 2,005,076,000 6 $ 430,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 6 $ 700,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 6 $ 1,900,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 5 $ 895,000
SKYLINE NATIONAL BANK
PO BOX 186
INDEPENDENCE, VA 24348
* $ 995,564,000 5 $ 625,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 5 $ 735,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 895,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 4 $ 660,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 3,779,449,000 4 $ 160,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 4,993,101,000 4 $ 550,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 4 $ 700,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 320,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 4 $ 840,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 4 $ 560,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 3,281,700,000 4 $ 430,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 4 $ 1,110,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 210,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 3 $ 185,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 3 $ 285,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 2,640,347,000 3 $ 805,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 3 $ 845,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 3 $ 575,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 3 $ 445,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 305,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 58,215,736,000 3 $ 355,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 325,000
AMERICAN NATIONAL BANK AND TRUST COMPANY
628 MAIN STREET
DANVILLE, VA 24541
* $ 3,327,290,000 3 $ 245,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 3 $ 335,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 3 $ 275,000
THE FIDELITY BANK
100 S. MAIN STREET
FUQUAY-VARINA, NC 27526
* $ 3,564,427,000 3 $ 715,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 405,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 275,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 630,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 2 $ 420,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 320,000
COMMONWEALTH ONE
4875 EISENHOWER AVE
ALEXANDRIA, VA 22314
* $ 489,178,000 2 $ 260,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 2 $ 750,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 16,793,269,000 2 $ 300,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 2 $ 1,410,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 380,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 300,000
MEMBER ONE
P.O. BOX 12288
ROANOKE, VA 24024
* $ 1,454,750,000 2 $ 160,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 2 $ 430,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 2 $ 350,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 420,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 2 $ 640,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 2 $ 120,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 20,000,309,000 2 $ 530,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 550,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 350,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 2 $ 80,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 310,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 330,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 280,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 2 $ 110,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 2 $ 190,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 2 $ 200,000
UNIVERSITY LENDING GROUP, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 1 $ 235,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 135,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 55,000
FIRST RELIANCE BANK
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 908,003,000 1 $ 65,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 315,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 235,000
BLUE EAGLE CREDIT UNION
2121 ELECTRIC RD
ROANOKE, VA 24018
* $ 202,757,000 1 $ 315,000
PRIMIS MORTGAGE COMPANY
1001 MILITARY CUTOFF RD STE 350
WILMINGTON, NC 28405
* $ -1,000 1 $ 255,000
FIRST CAROLINA BANK
171 N WINSTEAD AVE
ROCKY MOUNT, NC 27804
* $ 1,418,011,000 1 $ 175,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 205,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 205,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
WILMINGTON, DE 20190
* $ -1,000 1 $ 225,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 251,923,000 1 $ 155,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 275,000
FIRST MORTGAGE SOLUTIONS, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 245,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 125,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 195,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 85,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 55,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,669,227,000,000 1 $ 135,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 125,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 1 $ 655,000
SHAMROCK HOME LOANS, INC.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 1 $ 185,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 23,754,594,000 1 $ 175,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 135,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 105,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 145,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ -1,000 1 $ 305,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 705,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 95,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 255,000
FIRST BANCORP, INC.
PO BOX 1000
LEBANON, VA 24212
* $ 1,946,484,000 1 $ 275,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 1 $ 705,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 1,615,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 145,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 165,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 16,361,399,000 1 $ 225,000
ADVANCE FINANCIAL GROUP, LLC
600 22ND ST #204
SUFFOLK, VA 23451
* $ -1,000 1 $ 185,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 245,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 85,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 105,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 75,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 355,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 125,000
FIRST FLORIDA CREDIT UNION
500 WEST 1ST STREET
JACKSONVILLE, FL 32203
* $ 1,319,070,000 1 $ 105,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 1 $ 155,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 285,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 95,000
SYNERGY ONE LENDING, INC.
3131 CAMINO DEL RIO N UNIT 150
WILMINGTON, DE 92108
* $ -1,000 1 $ 105,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 165,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 255,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 95,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 145,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ -1,000 1 $ 155,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
MIDLOTHIAN, VA 23462
* $ -1,000 1 $ 105,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Patrick County VA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 275 $52,435,000 $190,000 $945,000 $91,000 $1,472,000
Cash-out Refinancing 104 $17,680,000 $170,000 $705,000 $65,000 $205,000
Refinancing 96 $14,140,000 $147,000 $1,615,000 $71,000 $439,000
Other Purpose 46 $3,260,000 $70,000 $255,000 $77,000 $237,000
Home Improvement 38 $2,390,000 $62,000 $155,000 $74,000 $238,000
Not Applicable 7 $695,000 $99,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 397 $61,065,000 $153,000 $1,615,000 $81,000 $1,472,000
Not Provided 71 $12,685,000 $178,000 $525,000 $74,000 $304,000
Not applicable 52 $8,750,000 $168,000 $445,000 $50,000 $86,000
Black or African American 25 $3,165,000 $126,000 $315,000 $59,000 $138,000
Hispanic 15 $3,795,000 $253,000 $705,000 $108,000 $439,000
American Indian or Alaskan Native 3 $535,000 $178,000 $305,000 $110,000 $175,000
Asian 3 $605,000 $201,000 $295,000 $62,000 $106,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 400 $59,800,000 $149,000 $1,615,000 $84,000 $1,472,000
FHA-insured (Federal Housing Administration) 78 $12,120,000 $155,000 $425,000 $57,000 $125,000
VA-guaranteed (Veterans Administration) 68 $15,500,000 $227,000 $445,000 $81,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $3,180,000 $159,000 $255,000 $56,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 260 $43,230,000 $166,000 $945,000 $89,000 $1,472,000
Application Denied By Financial Institution 105 $14,125,000 $134,000 $705,000 $66,000 $379,000
Application Withdrawn By Applicant 82 $12,770,000 $155,000 $705,000 $68,000 $243,000
File Closed For Incompleteness 49 $6,385,000 $130,000 $445,000 $76,000 $425,000
Loan Purchased By The Institution 49 $8,385,000 $171,000 $445,000 $52,000 $86,000
Application Approved But Not Accepted 19 $5,425,000 $285,000 $1,615,000 $93,000 $230,000
Preapproval Approved but not Accepted 2 $280,000 $140,000 $205,000 $49,000 $71,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 460 $76,300,000 $165,000 $1,615,000 $83,000 $1,472,000
Credit History 33 $4,085,000 $123,000 $305,000 $60,000 $205,000
Debt-To-Income Ratio 28 $4,260,000 $152,000 $695,000 $63,000 $346,000
Collateral 19 $3,215,000 $169,000 $705,000 $87,000 $379,000
Credit Application Incomplete 13 $1,685,000 $129,000 $415,000 $77,000 $198,000
Other 7 $435,000 $62,000 $135,000 $51,000 $82,000
Unverifiable Information 4 $280,000 $70,000 $115,000 $37,000 $65,000
Employment History 1 $125,000 $125,000 $125,000 $122,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 1 $215,000 $215,000 $215,000 $17,000 $17,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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