Unlock detailed Phelps County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 230 |
| Total Mortgage Loan Application Amount | $25,191,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $1,368,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $343,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| LINCOLN FSB OF NEBRASKA 1101 N STREET LINCOLN, NE 68508 |
* | $ 289,551,000 | 29 | $ 2,858,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 9,269,540,000 | 27 | $ 2,864,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 16 | $ 1,674,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 15 | $ 1,623,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 14 | $ 1,199,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 377,882,000 | 13 | $ 1,432,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 10 | $ 918,000 |
| FIRSTIER BANK 115 S WALNUT STREET, PO BOX 730 KIMBALL, NE 69145 |
* | $ 226,516,000 | 7 | $ 510,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 14,540,393,000 | 5 | $ 1,598,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 506,000 |
| CENTRIS 11825 Q STREET OMAHA, NE 68137 |
* | $ 509,112,000 | 3 | $ 465,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 3 | $ 204,000 |
| WASHINGTON COUNTY BANK PO BOX 248 BLAIR, NE 68008 |
* | $ 320,879,000 | 3 | $ 402,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 3 | $ 354,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 293,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 6,392,855,000 | 3 | $ 168,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ 10,000,000 | 3 | $ 620,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 2 | $ 212,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ 3,406,000,000 | 2 | $ 141,000 |
| CORNERSTONE BANK 529 SOUTH LINCOLN AVENUE YORK, NE 68467 |
* | $ 1,309,638,000 | 2 | $ 152,000 |
| FARMERS AND MERCHANTS BANK 617 1ST STREET, BOX E MILFORD, NE 68405 |
* | $ 566,294,000 | 2 | $ 65,000 |
| FIVE POINTS BANK PO BOX 1507 GRAND ISLAND, NE 68802 |
* | $ 902,939,000 | 2 | $ 479,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 845,160,000 | 2 | $ 270,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 66,467,781,000 | 2 | $ 200,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 2 | $ 125,000 |
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 3,870,208,000 | 2 | $ 201,000 |
| IOWA - NEBRASKA STATE BANK 2021 DAKOTA AVENUE SOUTH SIOUX CITY, NE 68776 |
* | $ 198,054,000 | 2 | $ 300,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 346,000 |
| BANK OF DONIPHAN 118 PLUM STREET D, NE 68832 |
* | $ 96,547,000 | 2 | $ 78,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,256,102,000 | 1 | $ 206,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 16,840,840,000 | 1 | $ 200,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 1 | $ 78,000 |
| ADAMS BANK & TRUST PO BOX 720 OGALLALA, NE 69153 |
* | $ 603,672,000 | 1 | $ 133,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 68,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 80,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 100,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 117,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 85,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 88,000 |
| CHARTER WEST NATIONAL BANK 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ 190,848,000 | 1 | $ 61,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 2,862,684,000 | 1 | $ 500,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 1 | $ 8,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 1 | $ 8,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 1 | $ 1,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 135,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 1 | $ 178,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 125 | $14,250,000 | $114,000 | $500,000 | $47,000 | $240,000 |
| Refinancing | 87 | $9,889,000 | $113,000 | $1,368,000 | $62,000 | $343,000 |
| Home Improvement | 18 | $1,052,000 | $58,000 | $148,000 | $73,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 164 | $16,960,000 | $103,000 | $500,000 | $69,000 | $343,000 |
| Not applicable | 45 | $6,295,000 | $139,000 | $1,368,000 | $0 | $23,000 |
| Not Provided | 16 | $1,306,000 | $81,000 | $155,000 | $66,000 | $165,000 |
| American Indian or Alaskan Native | 2 | $435,000 | $217,000 | $359,000 | $77,000 | $100,000 |
| Asian | 2 | $108,000 | $54,000 | $106,000 | $31,000 | $32,000 |
| Black or African American | 1 | $87,000 | $87,000 | $87,000 | $26,000 | $26,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 130 | $14,945,000 | $114,000 | $1,368,000 | $67,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $5,000,000 | $104,000 | $500,000 | $26,000 | $240,000 |
| FHA-insured (Federal Housing Administration) | 44 | $4,120,000 | $93,000 | $259,000 | $48,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,126,000 | $140,000 | $200,000 | $63,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 135 | $15,151,000 | $112,000 | $1,368,000 | $64,000 | $343,000 |
| Loan Purchased By The Institution | 43 | $4,332,000 | $100,000 | $259,000 | $7,000 | $139,000 |
| Application Denied By Financial Institution | 25 | $2,438,000 | $97,000 | $200,000 | $59,000 | $127,000 |
| Application Withdrawn By Applicant | 14 | $2,042,000 | $145,000 | $500,000 | $90,000 | $240,000 |
| File Closed For Incompleteness | 7 | $570,000 | $81,000 | $147,000 | $68,000 | $120,000 |
| Application Approved But Not Accepted | 6 | $658,000 | $109,000 | $240,000 | $54,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $396,000 | $99,000 | $200,000 | $72,000 | $119,000 |
| Credit Application Incomplete | 3 | $273,000 | $91,000 | $128,000 | $62,000 | $93,000 |
| Collateral | 2 | $138,000 | $69,000 | $70,000 | $53,000 | $54,000 |
| Other | 1 | $200,000 | $200,000 | $200,000 | $84,000 | $84,000 |
| Debt-To-Income Ratio | 1 | $106,000 | $106,000 | $106,000 | $33,000 | $33,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.