Pottawatomie County, KS Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,227 mortgage applications in Pottawatomie County, KS totaling $237.2 million, up 18% from 2018. The average application was for $193,000, and applicants reported an average income of $93,000. 66% of applications resulted in an originated loan and 9% were denied. The most active lender was Kaw Valley State Bank & Trust, with 101 applications, followed by Bank of the Flint Hills and Ks Statebank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,227
Total Mortgage Loan Application Amount $237,205,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $6,795,000
Average Applicant Income $93,000
Highest Applicant Income $1,239,000

Mortgage Company List for Lending in Pottawatomie County, KS for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Kaw Valley State Bank & Trust
1015 KAW VALLEY PARK CIRCLE
WAMEGO, KS 66547
* $ 174,023,000 101 $ 15,385,000
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ 310,983,000 94 $ 14,390,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 68 $ 14,620,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 68 $ 14,060,000
The Farmers State Bank of Westmoreland
307 MAIN ST, PO BOX 330
WESTMORELAND, KS 66549
* $ 172,355,000 62 $ 9,260,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,321,162,000 43 $ 9,215,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 982,703,000 40 $ 7,220,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 34 $ 6,370,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 31 $ 7,295,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 27 $ 5,285,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 26 $ 5,390,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 26 $ 5,840,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 699,960,000 26 $ 10,070,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 966,018,000 22 $ 4,990,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 21 $ 5,795,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 5,095,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 21 $ 4,145,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 20 $ 3,140,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 16 $ 2,970,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 15 $ 3,505,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 15 $ 2,905,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,214,462,000 15 $ 2,975,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 2,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 12 $ 2,480,000
Kansas State University Federal Credit Union
601 MCCALL ROAD
MANHATTAN, KS 66502
* $ 84,463,000 11 $ 1,695,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 2,320,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 9 $ 2,195,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 9 $ 1,255,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 9 $ 375,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ 229,411,000 9 $ 1,965,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,495,000
Outdoor Bank
2401 N SETH CHILD RD
MANHATTAN, KS 66503
* $ 225,924,000 9 $ 1,075,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 364,260,000 8 $ 650,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,530,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 8 $ 1,540,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 8 $ 1,460,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 2,130,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 7 $ 1,375,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 481,821,000 7 $ 675,000
First Heritage Bank
620 FOURTH STREET
CENTRALIA, KS 66415
* $ 169,540,000 6 $ 480,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 6 $ 1,130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 1,300,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 6 $ 1,000,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,130,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 6 $ 1,780,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 1,085,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 275,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 57,280,000 5 $ 535,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 1,195,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 820,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 23,137,750,000 4 $ 1,080,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 950,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,070,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 5,201,340,000 4 $ 460,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 4 $ 990,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 850,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 4 $ 900,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 545,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 3 $ 785,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 505,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 3 $ 445,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 765,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 435,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 3 $ 755,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 3 $ 575,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 3 $ 285,000
The Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ 85,407,000 2 $ 80,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 520,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 90,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 650,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 50,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 400,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 2 $ 410,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 2 $ 390,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 330,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 100,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,231,157,000 2 $ 590,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 320,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 370,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 210,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 290,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 390,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 440,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 2 $ 260,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 2 $ 480,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 2 $ 840,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 300,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 255,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 268,686,000 1 $ 55,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,149,669,000 1 $ 205,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 345,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 660,812,000 1 $ 105,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 769,862,000 1 $ 245,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 275,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 25,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 1 $ 255,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 315,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 315,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 664,672,000 1 $ 175,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 906,491,000 1 $ 95,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 25,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 195,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 145,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 205,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 5,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 415,000
Frontier Farm Credit, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 1 $ 155,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 285,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ 311,165,000 1 $ 375,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 265,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 345,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 258,778,000 1 $ 65,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 1 $ 185,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 195,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 98,986,000 1 $ 85,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 85,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 1 $ 265,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 415,000
United Bank & Trust
823 BROADWAY
MARYSVILLE, KS 66508
* $ 627,476,000 1 $ 215,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 1 $ 265,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 185,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 85,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ 938,232,000 1 $ 195,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 45,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 385,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 125,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 205,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 185,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 185,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 385,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 265,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 235,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 938,693,000 1 $ 315,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 45,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 997,633,000 1 $ 485,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,077,570,000 1 $ 215,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 275,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 815,191,000 1 $ 135,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 45,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 25,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,346,426,000 1 $ 385,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 295,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 105,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 178,483,000 1 $ 125,000
Farmers and Drovers Bank
201 W MAIN
COUNCIL GROVE, KS 66846
* $ 183,411,000 1 $ 135,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 365,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 255,000

The tables below break down 2019 mortgage applications in Pottawatomie County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pottawatomie County, KS in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 651 $132,145,000 $202,000 $2,505,000 $96,000 $1,239,000
Refinancing 252 $55,980,000 $222,000 $6,795,000 $96,000 $904,000
Cash-out Refinancing 234 $42,730,000 $182,000 $525,000 $90,000 $294,000
Home Improvement 42 $1,810,000 $43,000 $185,000 $72,000 $194,000
Other Purpose 36 $2,450,000 $68,000 $375,000 $88,000 $210,000
Not Applicable 12 $2,090,000 $174,000 $485,000 $101,000 $142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 924 $167,370,000 $181,000 $625,000 $92,000 $1,239,000
Not applicable 140 $37,430,000 $267,000 $6,795,000 $105,000 $224,000
Not Provided 90 $17,750,000 $197,000 $485,000 $107,000 $904,000
Hispanic 26 $4,850,000 $186,000 $485,000 $83,000 $207,000
Black or African American 24 $5,630,000 $234,000 $335,000 $99,000 $239,000
American Indian or Alaskan Native 16 $3,190,000 $199,000 $415,000 $86,000 $163,000
Asian 3 $275,000 $91,000 $205,000 $60,000 $89,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $185,000 $83,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 857 $154,395,000 $180,000 $6,795,000 $98,000 $1,239,000
VA-guaranteed (Veterans Administration) 250 $62,330,000 $249,000 $625,000 $89,000 $282,000
FHA-insured (Federal Housing Administration) 90 $16,080,000 $178,000 $325,000 $71,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $4,400,000 $146,000 $195,000 $54,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 811 $160,175,000 $197,000 $6,795,000 $97,000 $1,239,000
Loan Purchased By The Institution 156 $33,320,000 $213,000 $405,000 $96,000 $224,000
Application Withdrawn By Applicant 114 $22,440,000 $196,000 $425,000 $91,000 $269,000
Application Denied By Financial Institution 105 $13,955,000 $132,000 $485,000 $69,000 $210,000
File Closed For Incompleteness 26 $4,870,000 $187,000 $565,000 $103,000 $470,000
Application Approved But Not Accepted 15 $2,445,000 $163,000 $375,000 $92,000 $175,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 969 $194,015,000 $200,000 $2,505,000 $98,000 $904,000
Debt-To-Income Ratio 186 $33,570,000 $180,000 $6,795,000 $81,000 $1,239,000
Credit History 27 $3,205,000 $118,000 $355,000 $65,000 $143,000
Collateral 18 $2,790,000 $155,000 $295,000 $82,000 $195,000
Other 11 $1,095,000 $99,000 $235,000 $71,000 $143,000
Credit Application Incomplete 7 $1,365,000 $195,000 $385,000 $78,000 $136,000
Unverifiable Information 5 $395,000 $79,000 $135,000 $97,000 $210,000
Employment History 3 $515,000 $171,000 $285,000 $95,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 1 $255,000 $255,000 $255,000 $84,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List