Rice County, KS Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 144 mortgage applications in Rice County, KS totaling $14.9 million, up 40% from 2018. The average application was for $103,000, and applicants reported an average income of $70,000. 53% of applications resulted in an originated loan and 17% were denied. The most active lender was Credit Union of America, with 13 applications, followed by Heartland Credit Union and Primary Residential Mortgage, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 144
Total Mortgage Loan Application Amount $14,890,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $295,000
Average Applicant Income $70,000
Highest Applicant Income $292,000

Mortgage Company List for Lending in Rice County, KS for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 890,895,000 13 $ 855,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ 311,165,000 13 $ 1,345,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 9 $ 1,075,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 8 $ 570,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 7 $ 575,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 675,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 550,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 460,000
Golden Plains Credit Union
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ 657,261,000 4 $ 530,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ 425,599,000 4 $ 560,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 3 $ 375,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 705,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 55,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 2 $ 60,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 330,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 2 $ 190,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 160,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 190,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 130,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,825,883,000 2 $ 190,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 75,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ 108,379,000 1 $ 75,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 1 $ 65,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 205,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 155,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 115,000
Crossfirst Bank

CHAMPAIGN, IL 61820
* $ 4,105,308,000 1 $ 295,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 55,000
First Bank of Newton
128 E BROADWAY
NEWTON, KS 67114
* $ 196,281,000 1 $ 105,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 85,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 55,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 1 $ 105,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 65,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 55,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 699,960,000 1 $ 15,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,269,890,000 1 $ 65,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 75,000
Great Plains
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ 280,414,000 1 $ 25,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 5,201,340,000 1 $ 5,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 205,000
Home Bank & Trust Co.
217 N. MAIN
EUREKA, KS 67045
* $ 104,259,000 1 $ 105,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 65,000
Citizens Bank of Kansas
300 N MAIN ST
KINGMAN, KS 67068
* $ 236,384,000 1 $ 15,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,665,667,000 1 $ 245,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 1 $ 105,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 75,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 265,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 932,853,000 1 $ 145,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 65,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 225,000

The tables below break down 2019 mortgage applications in Rice County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rice County, KS in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 86 $9,980,000 $116,000 $295,000 $72,000 $292,000
Cash-out Refinancing 25 $2,595,000 $103,000 $265,000 $56,000 $150,000
Refinancing 15 $1,665,000 $111,000 $255,000 $84,000 $123,000
Other Purpose 8 $260,000 $32,000 $65,000 $68,000 $124,000
Home Improvement 8 $250,000 $31,000 $85,000 $75,000 $144,000
Not Applicable 2 $140,000 $70,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 107 $10,895,000 $101,000 $295,000 $73,000 $292,000
Not Provided 16 $2,000,000 $125,000 $245,000 $60,000 $123,000
Not applicable 11 $1,305,000 $118,000 $265,000 $80,000 $80,000
Hispanic 9 $645,000 $71,000 $145,000 $53,000 $92,000
American Indian or Alaskan Native 1 $45,000 $45,000 $45,000 $30,000 $30,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 84 $8,070,000 $96,000 $295,000 $72,000 $292,000
FHA-insured (Federal Housing Administration) 39 $4,535,000 $116,000 $265,000 $68,000 $144,000
VA-guaranteed (Veterans Administration) 14 $1,760,000 $125,000 $225,000 $71,000 $105,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $525,000 $75,000 $85,000 $48,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 77 $8,585,000 $111,000 $295,000 $72,000 $219,000
Application Denied By Financial Institution 24 $1,700,000 $70,000 $215,000 $47,000 $110,000
Loan Purchased By The Institution 19 $2,095,000 $110,000 $265,000 $59,000 $136,000
Application Withdrawn By Applicant 11 $1,275,000 $115,000 $295,000 $92,000 $292,000
Application Approved But Not Accepted 9 $785,000 $87,000 $265,000 $83,000 $150,000
File Closed For Incompleteness 3 $245,000 $81,000 $105,000 $68,000 $77,000
Preapproval Approved but not Accepted 1 $205,000 $205,000 $205,000 $116,000 $116,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 112 $12,160,000 $108,000 $295,000 $72,000 $219,000
Debt-To-Income Ratio 15 $1,555,000 $103,000 $295,000 $80,000 $292,000
Credit History 7 $205,000 $29,000 $85,000 $42,000 $110,000
Credit Application Incomplete 3 $465,000 $155,000 $215,000 $76,000 $105,000
Other 3 $115,000 $38,000 $45,000 $42,000 $51,000
Collateral 2 $150,000 $75,000 $75,000 $56,000 $66,000
Unverifiable Information 1 $125,000 $125,000 $125,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $115,000 $115,000 $115,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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