Richardson County NE
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Unlock detailed Richardson County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 268 |
| Total Mortgage Loan Application Amount | $20,825,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $477,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $282,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FRONTIER BANK 17002 MARCY ST, STE 120 OMAHA, NE 68118 |
* | $ 651,502,000 | 137 | $ 9,073,000 |
| AMERICAN NATIONAL BANK 8990 WEST DODGE RD OMAHA, NE 68114 |
* | $ 2,957,377,000 | 22 | $ 1,468,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 435,793,000 | 18 | $ 1,650,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 9 | $ 1,499,000 |
| STATE BANK OF TABLE ROCK 402 HOUSTON TABLE ROCK, NE 68447 |
* | $ 65,130,000 | 8 | $ 249,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 6 | $ 490,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 4 | $ 284,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 8,231,396,000 | 4 | $ 430,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,617,322,000 | 4 | $ 277,000 |
| GNBANK, NATIONAL ASSOCIATION 100 E FOREST (PO BOX 67) GIRARD, KS 66743 |
* | $ 668,251,000 | 3 | $ 128,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 3,351,909,000 | 3 | $ 111,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 3 | $ 333,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 2 | $ 492,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 2 | $ 74,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 2 | $ 341,000 |
| FINANCIAL FUNDING SOLUTIONS, INC. 5935 S ZANG ST., STE 220 LITTLETON, CO 80127 |
* | $ 2,800,000 | 2 | $ 113,000 |
| FIRSTBANK OF NEBRASKA 201 E 5TH ST WAHOO, NE 68066 |
* | $ 222,834,000 | 2 | $ 83,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 2 | $ 109,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 313,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 172,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 71,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 444,244,000 | 1 | $ 15,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 9,952,150,000 | 1 | $ 205,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 55,000 |
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 4,302,336,000 | 1 | $ 305,000 |
| FIRST NEBRASKA CREDIT UNION 10655 BEDFORD AVE OMAHA, NE 68134 |
* | $ 115,053,000 | 1 | $ 45,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 1 | $ 22,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 33,000 |
| THE FARMERS STATE BANK 211 ST. JOSEPH STREET WATHENA, KS 66090 |
* | $ 62,143,000 | 1 | $ 60,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 451,930,000 | 1 | $ 82,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 947,219,000 | 1 | $ 109,000 |
| COMMUNITY NATIONAL BANK 210 MAIN STREET SENECA, KS 66538 |
* | $ 412,460,000 | 1 | $ 23,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,299,801,000,000 | 1 | $ 33,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ 3,406,000,000 | 1 | $ 105,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 15,843,566,000 | 1 | $ 70,000 |
| BANK OF BLUE VALLEY 6740 ANTIOCH MERRIAM, KS 66204 |
* | $ 902,917,000 | 1 | $ 300,000 |
| FIRST HERITAGE BANK 620 FOURTH STREET CENTRALIA, KS 66415 |
* | $ 135,054,000 | 1 | $ 1,000 |
| UNITED BANK & TRUST 823 BROADWAY MARYSVILLE, KS 66508 |
* | $ 585,828,000 | 1 | $ 55,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 224,192,000 | 1 | $ 8,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Richardson County NE in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 124 | $7,501,000 | $60,000 | $291,000 | $62,000 | $251,000 |
| Refinancing | 108 | $11,642,000 | $107,000 | $477,000 | $74,000 | $282,000 |
| Home Improvement | 36 | $1,682,000 | $46,000 | $305,000 | $70,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 232 | $17,181,000 | $74,000 | $409,000 | $69,000 | $282,000 |
| Not applicable | 10 | $1,041,000 | $104,000 | $416,000 | $46,000 | $162,000 |
| Not Provided | 9 | $921,000 | $102,000 | $365,000 | $82,000 | $278,000 |
| American Indian or Alaskan Native | 7 | $977,000 | $139,000 | $477,000 | $63,000 | $196,000 |
| Hispanic | 7 | $573,000 | $81,000 | $305,000 | $50,000 | $87,000 |
| Black or African American | 2 | $126,000 | $63,000 | $71,000 | $38,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $6,000 | $6,000 | $6,000 | $38,000 | $38,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216 | $15,483,000 | $71,000 | $477,000 | $70,000 | $282,000 |
| FHA-insured (Federal Housing Administration) | 23 | $2,089,000 | $90,000 | $270,000 | $48,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,334,000 | $78,000 | $300,000 | $42,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,919,000 | $159,000 | $409,000 | $103,000 | $260,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 172 | $12,472,000 | $72,000 | $477,000 | $67,000 | $251,000 |
| Application Denied By Financial Institution | 58 | $5,082,000 | $87,000 | $409,000 | $74,000 | $282,000 |
| Application Withdrawn By Applicant | 12 | $748,000 | $62,000 | $100,000 | $58,000 | $92,000 |
| Loan Purchased By The Institution | 12 | $1,063,000 | $88,000 | $208,000 | $67,000 | $162,000 |
| Application Approved But Not Accepted | 10 | $1,216,000 | $121,000 | $400,000 | $49,000 | $134,000 |
| File Closed For Incompleteness | 4 | $244,000 | $61,000 | $109,000 | $95,000 | $260,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $693,000 | $138,000 | $409,000 | $125,000 | $256,000 |
| Debt-To-Income Ratio | 4 | $531,000 | $132,000 | $409,000 | $90,000 | $211,000 |
| Credit History | 2 | $232,000 | $116,000 | $222,000 | $72,000 | $85,000 |
| Credit Application Incomplete | 1 | $365,000 | $365,000 | $365,000 | $278,000 | $278,000 |
| Other | 1 | $41,000 | $41,000 | $41,000 | $31,000 | $31,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.