Seneca County NY
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage statistics and lending data for the Seneca County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Seneca County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 891 |
| Total Mortgage Loan Application Amount | $105,375,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $3,425,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $3,362,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,081,698,000 | 110 | $ 13,300,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 10,412,127,000 | 95 | $ 8,815,000 |
| GENERATIONS BANK 20 EAST BAYARD STREET SENECA FALLS, NY 13148 |
* | $ 318,448,000 | 40 | $ 3,750,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 4,272,439,000 | 35 | $ 3,155,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,689,351,000,000 | 31 | $ 3,665,000 |
| FINGER LAKES 27 SENECA ST, PO BOX 433 GENEVA, NY 14456 |
* | $ 123,171,000 | 31 | $ 3,205,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 119,636,147,000 | 31 | $ 2,905,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 901,881,000 | 30 | $ 2,170,000 |
| LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ -1,000 | 22 | $ 2,240,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 22 | $ 2,310,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 6,204,536,000 | 22 | $ 2,080,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 21 | $ 2,495,000 |
| ELMIRA SAVINGS BANK 333 E WATER ST ELMIRA, NY 14901 |
* | $ 590,217,000 | 15 | $ 2,105,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 13 | $ 1,495,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 13 | $ 735,000 |
| TOMPKINS TRUST COMPANY THE COMMONS ITHACA, NY 14850 |
* | $ 2,111,175,000 | 13 | $ 3,755,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,802,931,000 | 12 | $ 1,230,000 |
| USNY BANK 389 HAMILTON STREET GENEVA, NY 14456 |
* | $ 405,435,000 | 12 | $ 1,470,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 11 | $ 1,435,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,015,112,000 | 11 | $ 785,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,782,639,000,000 | 11 | $ 2,245,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 11 | $ 1,235,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,060,792,000 | 10 | $ 500,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 10 | $ 1,080,000 |
| VISIONS 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 4,187,734,000 | 10 | $ 1,450,000 |
| CFCU COMMUNITY CREDIT UNION 1030 CRAFT ROAD ITHACA, NY 14850 |
* | $ 1,062,789,000 | 10 | $ 1,720,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 9 | $ 1,535,000 |
| SAVANNAH BANK NATIONAL ASSOCIATION 1565 MAIN STREET SAVANNAH, NY 13146 |
* | $ 143,106,000 | 9 | $ 1,075,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 8 | $ 1,410,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 8 | $ 1,220,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE PITTSFORD, NY 14534 |
* | $ -1,000 | 7 | $ 975,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 7 | $ 735,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 6 | $ 1,100,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 137,976,503,000 | 6 | $ 760,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 6 | $ 880,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 1,578,708,000 | 5 | $ 405,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 9,492,332,000 | 5 | $ 495,000 |
| CHEMUNG CANAL TRUST COMPANY ONE CHEMUNG CANAL PLAZA ELMIRA, NY 14901 |
* | $ 1,751,794,000 | 5 | $ 445,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 5 | $ 515,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 4 | $ 310,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 443,001,000 | 4 | $ 200,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 4 | $ 360,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14086 |
* | $ -1,000 | 4 | $ 320,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 2,848,430,000 | 4 | $ 560,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 3 | $ 245,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 95,000 |
| FAIRPORT SAVINGS BANK 45 S. MAIN STREET FAIRPORT, NY 14450 |
* | $ 326,569,000 | 3 | $ 345,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 240,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 258,778,000 | 2 | $ 70,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,185,032,000 | 2 | $ 470,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 190,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 75,169,000,000 | 2 | $ 3,480,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, OH 13057 |
* | $ -1,000 | 2 | $ 150,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 17,230,779,000 | 2 | $ 70,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 14,205,430,000 | 2 | $ 130,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 430,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 2 | $ 210,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 2 | $ 180,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 2 | $ 260,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 2 | $ 330,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 581,669,000 | 2 | $ 260,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 290,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 2 | $ 330,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 2 | $ 330,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 260,000 |
| CORNING ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 1,408,923,000 | 2 | $ 270,000 |
| CF BANK, NATIONAL ASSOCIATION 7000 N HIGH ST WORTHINGTON, OH 43085 |
* | $ 664,284,000 | 1 | $ 285,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ -1,000 | 1 | $ 125,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 85,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 355,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 1 | $ 115,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE HENDERSON, NV 89074 |
* | $ 234,032,000,000 | 1 | $ 225,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 1 | $ 55,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 209,720,480,000 | 1 | $ 75,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 1 | $ 75,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 INDEPENDENCE, OH 44131 |
* | $ -1,000 | 1 | $ 185,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD IRVINE, CA 92612 |
* | $ -1,000 | 1 | $ 165,000 |
| FIRST NATIONAL BANK OF PENNSYLVANIA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 33,026,384,000 | 1 | $ 275,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 105,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ -1,000 | 1 | $ 35,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 1 | $ 95,000 |
| SILVER HILL FUNDING, LLC 4425 PONCE DE LEON BLVD CORAL GABLES, FL 33146 |
* | $ -1,000 | 1 | $ 525,000 |
| HORIZONS FEDERAL CREDIT UNION 120 MAIN ST BINGHAMTON, NY 13905 |
* | $ 109,921,000 | 1 | $ 175,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 9,701,569,000 | 1 | $ 65,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 169,812,442,000 | 1 | $ 115,000 |
| CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 4,426,972,000 | 1 | $ 35,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,811,622,000 | 1 | $ 5,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 95,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST LEBANON, NJ 08833 |
* | $ -1,000 | 1 | $ 75,000 |
| ARC HOME LLC 2010 CORPORATE RIDGE STE 750 MCLEAN, VA 22102 |
* | $ -1,000 | 1 | $ 225,000 |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. 21 NORTH MAIN STREET GLOVERSVILLE, NY 12078 |
* | $ -1,000 | 1 | $ 35,000 |
| TIOGA STATE BANK PO BOX 386 SPENCER, NY 14883 |
* | $ 483,741,000 | 1 | $ 185,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 1 | $ 165,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 HOUSTON, TX 77056 |
* | $ -1,000 | 1 | $ 125,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 65,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 28,246,367,000 | 1 | $ 95,000 |
| NATIONWIDE EQUITIES CORPORATION 1 INTERNATIONAL BLVD. SUITE 1202 MAHWAH, NJ 07495 |
* | $ -1,000 | 1 | $ 55,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 3,538,467,000 | 1 | $ 285,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 11,226,544,000 | 1 | $ 15,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 217,997,000 | 1 | $ 105,000 |
| RBC BANK, (GEORGIA) NATIONAL ASSOCIATION 8081 ARCO CORPORATE DRIVE RALEIGH, NC 27617 |
* | $ 4,951,637,000 | 1 | $ 65,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Seneca County NY in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 442 | $58,960,000 | $133,000 | $615,000 | $87,000 | $953,000 |
| Refinancing | 141 | $15,035,000 | $106,000 | $575,000 | $79,000 | $339,000 |
| Cash-out Refinancing | 131 | $20,265,000 | $154,000 | $3,425,000 | $102,000 | $3,362,000 |
| Home Improvement | 97 | $5,665,000 | $58,000 | $555,000 | $94,000 | $515,000 |
| Other Purpose | 64 | $4,420,000 | $69,000 | $405,000 | $76,000 | $446,000 |
| Not Applicable | 16 | $1,030,000 | $64,000 | $175,000 | $89,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 757 | $89,855,000 | $118,000 | $3,425,000 | $88,000 | $3,362,000 |
| Not Provided | 55 | $6,405,000 | $116,000 | $445,000 | $82,000 | $244,000 |
| Not applicable | 51 | $5,985,000 | $117,000 | $525,000 | $73,000 | $98,000 |
| Asian | 11 | $1,285,000 | $116,000 | $385,000 | $112,000 | $680,000 |
| Hispanic | 7 | $815,000 | $116,000 | $295,000 | $66,000 | $105,000 |
| Black or African American | 6 | $640,000 | $106,000 | $195,000 | $82,000 | $179,000 |
| American Indian or Alaskan Native | 3 | $285,000 | $95,000 | $135,000 | $59,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 697 | $82,335,000 | $118,000 | $3,425,000 | $94,000 | $3,362,000 |
| FHA-insured (Federal Housing Administration) | 137 | $15,005,000 | $109,000 | $305,000 | $56,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 46 | $6,930,000 | $150,000 | $375,000 | $71,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,105,000 | $100,000 | $155,000 | $57,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $70,120,000 | $127,000 | $3,425,000 | $97,000 | $3,362,000 |
| Application Denied By Financial Institution | 171 | $15,905,000 | $93,000 | $375,000 | $66,000 | $446,000 |
| Application Withdrawn By Applicant | 67 | $7,775,000 | $116,000 | $575,000 | $78,000 | $339,000 |
| Loan Purchased By The Institution | 57 | $6,355,000 | $111,000 | $295,000 | $105,000 | $299,000 |
| Application Approved But Not Accepted | 28 | $2,830,000 | $101,000 | $285,000 | $78,000 | $221,000 |
| File Closed For Incompleteness | 20 | $2,390,000 | $119,000 | $405,000 | $61,000 | $133,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 677 | $84,755,000 | $125,000 | $3,425,000 | $94,000 | $3,362,000 |
| Debt-To-Income Ratio | 90 | $9,790,000 | $108,000 | $575,000 | $71,000 | $339,000 |
| Credit History | 44 | $2,810,000 | $63,000 | $225,000 | $57,000 | $126,000 |
| Collateral | 35 | $3,785,000 | $108,000 | $375,000 | $82,000 | $446,000 |
| Credit Application Incomplete | 15 | $1,665,000 | $111,000 | $285,000 | $60,000 | $126,000 |
| Other | 15 | $1,165,000 | $77,000 | $225,000 | $78,000 | $188,000 |
| Unverifiable Information | 7 | $705,000 | $100,000 | $235,000 | $74,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $395,000 | $79,000 | $85,000 | $57,000 | $92,000 |
| Employment History | 2 | $140,000 | $70,000 | $75,000 | $27,000 | $33,000 |
| Mortgage Insurance Denied | 1 | $165,000 | $165,000 | $165,000 | $243,000 | $243,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.