Somerset County ME
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Somerset County ME mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Maine.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,567 |
| Total Mortgage Loan Application Amount | $168,389,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $534,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,458,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANGOR SAVINGS BANK 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ 3,630,633,000 | 175 | $ 14,294,000 |
| SKOWHEGAN SAVINGS BANK 13 ELM ST SKOWHEGAN, ME 04976 |
* | $ 588,505,000 | 170 | $ 18,011,000 |
| THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 3,842,089,000 | 145 | $ 12,195,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ -1,000 | 66 | $ 7,701,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 134,362,217,000 | 58 | $ 4,280,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 56 | $ 7,862,000 |
| SEBASTICOOK VALLEY FEDERAL CREDIT UNION PO BOX 10 PITTSFIELD, ME 04967 |
* | $ 93,498,000 | 52 | $ 4,095,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 269,030,606,000 | 43 | $ 3,159,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 34 | $ 4,258,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 29 | $ 3,735,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 28 | $ 3,042,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 26 | $ 3,325,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 25 | $ 3,572,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 25 | $ 3,364,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 25 | $ 3,250,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 23 | $ 2,631,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 21 | $ 2,551,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 21 | $ 2,828,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 19 | $ 2,084,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 40,287,450,000 | 18 | $ 1,854,000 |
| MORTGAGE NETWORK, INC. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ -1,000 | 18 | $ 2,308,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 18 | $ 1,883,000 |
| CUSO MORTGAGE CORPORATION 101 WESTERN AVENUE PORTLAND, ME 04444 |
* | $ -1,000 | 16 | $ 1,395,000 |
| HARBORONE MORTGAGE, LLC 1045 ELM ST SUITE 601 BOSTON, MA 03101 |
* | $ -1,000 | 16 | $ 1,542,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 15 | $ 1,635,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 14 | $ 1,562,000 |
| MAINE HIGHLANDS FEDERAL CREDIT UNION PO BOX 233 DEXTER, ME 04930 |
* | $ 109,137,000 | 13 | $ 1,030,000 |
| LENDUS, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 0 | 12 | $ 1,582,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 12 | $ 1,677,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 12 | $ 736,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 10 | $ 1,400,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 10 | $ 1,216,000 |
| UNIVERSITY CREDIT UNION 15 MAIN STREET AUGUSTA, ME 04473 |
* | $ 276,038,000 | 10 | $ 836,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 10 | $ 1,358,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 10 | $ 1,156,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 10 | $ 1,229,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 9 | $ 1,608,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 8 | $ 987,000 |
| MAINE SAVINGS FEDERAL CREDIT UNION PO BOX 347 HAMPDEN, ME 04444 |
* | $ 331,241,000 | 8 | $ 1,497,000 |
| NORTHEAST BANK 500 CANAL ST LEWISTON, ME 04240 |
* | $ 1,012,347,000 | 8 | $ 993,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 6 | $ 676,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 6 | $ 793,000 |
| BAR HARBOR BANK & TRUST 82 MAIN STREET BAR HARBOR, ME 04609 |
* | $ 1,754,525,000 | 5 | $ 496,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 5 | $ 515,000 |
| FIRST NATIONAL BANK P.O. BOX 940 DAMARISCOTTA, ME 04543 |
* | $ 1,678,542,000 | 5 | $ 441,000 |
| NORWICH COMMERCIAL GROUP, INC. 38 SECURITY DRIVE AVON, CT 06001 |
* | $ -1,000 | 5 | $ 950,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,939,799,000 | 4 | $ 913,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 4 | $ 368,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 4 | $ 626,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 4 | $ 412,000 |
| MACHIAS SAVINGS BANK 4 CENTER STREET MACHIAS, ME 04654 |
* | $ 1,269,811,000 | 4 | $ 1,418,000 |
| ANDROSCOGGIN SAVINGS BANK 30 LISBON STREET LEWISTON, ME 04240 |
* | $ 901,857,000 | 4 | $ 325,000 |
| NORWAY SAVINGS BANK 261 MAIN STREET, P.O. BOX 347 NORWAY, ME 04268 |
* | $ 1,092,604,000 | 3 | $ 136,000 |
| FIVE COUNTY CREDIT UNION 765 WASHINGTON STREET BATH, ME 04530 |
* | $ 230,751,000 | 3 | $ 171,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 18,252,081,000 | 3 | $ 289,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 3 | $ 296,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 3 | $ 271,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 3 | $ 424,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 343,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,349,581,000,000 | 3 | $ 239,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 13,265,339,000 | 3 | $ 373,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 669,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 3 | $ 539,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 3 | $ 100,000 |
| INFINITY FEDERAL CREDIT UNION 202 LARRABEE ROAD WESTBROOK, ME 04092 |
* | $ 327,589,000 | 2 | $ 138,000 |
| SALEM FIVE MORTGAGE COMPANY, LLC 210 ESSEX STREET WILMINGTON, DE 01970 |
* | $ -1,000 | 2 | $ 288,000 |
| CPORT PO BOX 777 PORTLAND, ME 04104 |
* | $ 187,451,000 | 2 | $ 183,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 2 | $ 147,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 21,689,804,000 | 2 | $ 389,000 |
| PENOBSCOT COUNTY 205 MAIN ST OLD TOWN, ME 04468 |
* | $ 67,112,000 | 2 | $ 118,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 286,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 272,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 2 | $ 231,000 |
| TOWN & COUNTRY FEDERAL CREDIT UNION 557 MAIN STREET P.O. BOX 9420 SCARBOROUGH, ME 04116 |
* | $ 333,495,000 | 2 | $ 136,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 2 | $ 224,000 |
| FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ -1,000 | 2 | $ 160,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 2 | $ 292,000 |
| COMMONWEALTH MORTGAGE, LLC 600 WEST CUMMINGS PARK SUITE 2500 WOBURN, MA 01801 |
* | $ -1,000 | 2 | $ 275,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 53,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 91,146,995,000 | 2 | $ 70,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 269,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 122,631,667,000 | 2 | $ 199,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ -1,000 | 2 | $ 431,000 |
| KATAHDIN TRUST COMPANY 11 MAIN STREET / PO BOX 450 PATTEN, ME 04765 |
* | $ 753,621,000 | 2 | $ 303,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ -1,000 | 2 | $ 205,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 197,000 |
| HANSCOM FEDERAL CREDIT UNION 25 PORTER ROAD, SUITE 100 BEDFORD, MA 01460 |
* | $ 1,186,155,000 | 1 | $ 95,000 |
| FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 TALLAHASSEE, FL 32801 |
* | $ -1,000 | 1 | $ 61,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 60,000 |
| NESC 248 PLEASANT STREET METHUEN, MA 01844 |
* | $ 81,131,000 | 1 | $ 130,000 |
| SCIENT FEDERAL CREDIT UNION 60 COLVER AVENUE GROTON, CT 06340 |
* | $ 232,758,000 | 1 | $ 100,000 |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH PO BOX 488 BATH, ME 04530 |
* | $ 124,798,000 | 1 | $ 70,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 1 | $ 328,000 |
| SOFI MORTGAGE, LLC 6175 MAIN STREET, SUITE 490 FRISCO, TX 75034 |
* | $ 0 | 1 | $ 130,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 317,715,000 | 1 | $ 245,000 |
| LEADERS CREDIT UNION 35 STONEBRIDGE BLVD. JACKSON, TN 38305 |
* | $ 294,706,000 | 1 | $ 115,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 131,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 284,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 195,406,000 | 1 | $ 186,000 |
| PEOPLESCHOICE CREDIT UNION 23 INDUSTRIAL PARK RD SACO, ME 04072 |
* | $ 180,882,000 | 1 | $ 100,000 |
| VILLAGE MORTGAGE COMPANY 30 TOWER LANE AVON, CT 06001 |
* | $ -1,000 | 1 | $ 80,000 |
| TRADEMARK 44 EDISON DRIVE AUGUSTA, ME 04330 |
* | $ 84,237,000 | 1 | $ 50,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 115,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ -1,000 | 1 | $ 131,000 |
| SERVICE FEDERAL CREDIT UNION 3003 LAFAYETTE ROAD PORTSMOUTH, NH 03801 |
* | $ 3,034,303,000 | 1 | $ 100,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 170,000 |
| PRIORITY FUNDING, LLC 292 MAIN STREET, SUITE G1 NORTHBORO, MA 01532 |
* | $ -1,000 | 1 | $ 18,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 1 | $ 83,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 199,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 1,027,051,000 | 1 | $ 76,000 |
| DOWNEAST CREDIT UNION 23 THIRD AVE BAILEYVILLE, ME 04694 |
* | $ 164,672,000 | 1 | $ 116,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,207,688,000 | 1 | $ 94,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 4,435,339,000 | 1 | $ 127,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 7,568,756,000 | 1 | $ 70,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 130,000 |
| RTN FEDERAL CREDIT UNION 600 MAIN STREET WALTHAM, MA 02452 |
* | $ 867,680,000 | 1 | $ 175,000 |
| AVIDIA BANK 42 MAIN STREET HUDSON, MA 01749 |
* | $ 1,393,486,000 | 1 | $ 220,000 |
| FIRSTRUST SAVINGS BANK 1 WALNUT GROVE DRIVE CONSHOHOCKEN, PA 19044 |
* | $ 3,131,868,000 | 1 | $ 76,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 58,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 1 | $ 165,000 |
| SANFORD INSTITUTION FOR SAVINGS 900 MAIN STREET SANFORD, ME 04073 |
* | $ 529,825,000 | 1 | $ 232,000 |
| YORK COUNTY FEDERAL CREDIT UNION 1516 MAIN STREET SANFORD, ME 04073 |
* | $ 262,568,000 | 1 | $ 20,000 |
| CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 561,134,000 | 1 | $ 80,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 67,000 |
| ITHINK FINANCIAL CREDIT UNION 1000 NW 17TH AVENUE DELRAY BEACH, FL 33445 |
* | $ 940,271,000 | 1 | $ 138,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 1 | $ 119,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 1 | $ 120,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Somerset County ME in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 839 | $98,133,000 | $116,000 | $534,000 | $60,000 | $1,458,000 |
| Refinancing | 535 | $63,906,000 | $119,000 | $521,000 | $61,000 | $693,000 |
| Home Improvement | 193 | $6,350,000 | $32,000 | $276,000 | $59,000 | $237,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,245 | $128,140,000 | $102,000 | $534,000 | $64,000 | $723,000 |
| Not applicable | 157 | $19,536,000 | $124,000 | $521,000 | $6,000 | $146,000 |
| Not Provided | 125 | $16,118,000 | $128,000 | $500,000 | $85,000 | $1,458,000 |
| Hispanic | 15 | $1,697,000 | $113,000 | $239,000 | $111,000 | $296,000 |
| American Indian or Alaskan Native | 12 | $1,282,000 | $106,000 | $165,000 | $52,000 | $91,000 |
| Asian | 8 | $1,130,000 | $141,000 | $284,000 | $69,000 | $128,000 |
| Black or African American | 4 | $391,000 | $97,000 | $167,000 | $40,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 911 | $88,855,000 | $97,000 | $534,000 | $74,000 | $1,458,000 |
| FHA-insured (Federal Housing Administration) | 261 | $28,067,000 | $107,000 | $276,000 | $38,000 | $336,000 |
| VA-guaranteed (Veterans Administration) | 218 | $32,864,000 | $150,000 | $420,000 | $49,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 177 | $18,603,000 | $105,000 | $187,000 | $33,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 805 | $85,025,000 | $105,000 | $534,000 | $73,000 | $1,458,000 |
| Application Denied By Financial Institution | 328 | $31,402,000 | $95,000 | $420,000 | $52,000 | $295,000 |
| Loan Purchased By The Institution | 184 | $23,759,000 | $129,000 | $424,000 | $18,000 | $156,000 |
| Application Withdrawn By Applicant | 134 | $14,795,000 | $110,000 | $400,000 | $56,000 | $224,000 |
| File Closed For Incompleteness | 72 | $8,360,000 | $116,000 | $325,000 | $60,000 | $303,000 |
| Application Approved But Not Accepted | 44 | $5,048,000 | $114,000 | $284,000 | $62,000 | $336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $3,380,000 | $67,000 | $217,000 | $50,000 | $213,000 |
| Debt-To-Income Ratio | 36 | $4,109,000 | $114,000 | $338,000 | $48,000 | $205,000 |
| Collateral | 35 | $4,142,000 | $118,000 | $328,000 | $66,000 | $161,000 |
| Credit Application Incomplete | 21 | $3,041,000 | $144,000 | $420,000 | $78,000 | $295,000 |
| Other | 13 | $1,185,000 | $91,000 | $230,000 | $65,000 | $232,000 |
| Unverifiable Information | 5 | $512,000 | $102,000 | $160,000 | $52,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $473,000 | $94,000 | $160,000 | $46,000 | $88,000 |
| Mortgage Insurance Denied | 1 | $63,000 | $63,000 | $63,000 | $36,000 | $36,000 |
| Employment History | 1 | $158,000 | $158,000 | $158,000 | $103,000 | $103,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.