Union County, SD Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 758 mortgage applications in Union County, SD totaling $146.2 million, down 12% from 2016. The average application was for $192,000, and applicants reported an average income of $111,000. 64% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 59 applications, followed by Premier Bank and The Security National Bank of Sioux City, Iowa.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 758
Total Mortgage Loan Application Amount $146,203,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $4,872,000
Average Applicant Income $111,000
Highest Applicant Income $1,270,000

Mortgage Company List for Lending in Union County, SD for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 59 $ 12,424,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 362,672,000 48 $ 4,429,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 952,870,000 45 $ 10,437,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 747,213,000 41 $ 12,064,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 37 $ 7,309,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 33 $ 7,596,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 27 $ 5,756,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ 167,605,000 26 $ 3,418,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,480,298,000 26 $ 2,674,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 21 $ 4,587,000
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 198,988,000 18 $ 1,330,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 394,665,000 16 $ 3,942,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 629,000,000 14 $ 1,744,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 159,388,000 14 $ 10,509,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 14 $ 2,561,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 363,858,000 12 $ 1,335,000
Iowa - Nebraska State Bank
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 197,269,000 11 $ 2,749,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,451,607,000 11 $ 2,995,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 9 $ 1,422,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,553,702,000 9 $ 2,022,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,508,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 152,067,000 8 $ 885,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 889,889,000 8 $ 1,650,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 7 $ 1,080,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 255,355,000 6 $ 541,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 6 $ 1,437,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 6 $ 1,211,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 205,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,035,753,000 6 $ 1,488,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 5 $ 1,084,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 5 $ 1,407,000
Sioux Empire
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 100,668,000 5 $ 719,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ -1,000 5 $ 557,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 1,248,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 926,222,000 5 $ 701,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,007,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 5 $ 846,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,509,567,000 5 $ 491,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 814,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 983,012,000 4 $ 186,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 91,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 4 $ 812,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 313,292,000 3 $ 343,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 446,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 473,213,000 3 $ 1,192,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 3 $ 1,066,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 3 $ 470,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 181,659,000 3 $ 509,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,418,149,000 3 $ 362,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 609,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ -1,000 3 $ 702,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 660,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 680,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 286,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 2 $ 85,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 300,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 2 $ 390,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 336,000
Pinnacle Bank Sioux City
1901 MORNINGSIDE AVENUE
SIOUX CITY, IA 51106
* $ 72,633,000 2 $ 622,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 536,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 476,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 2 $ 382,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 202,888,000 2 $ 280,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ 89,504,000 2 $ 463,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 2 $ 286,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 2 $ 132,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,372,911,000 2 $ 560,000
Voyage Federal Credit Union
3823 KIWANIS CIR
SIOUX FALLS, SD 57105
* $ 87,855,000 2 $ 291,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 302,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ -1,000 2 $ 280,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ 650,765,000 2 $ 250,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 2 $ 343,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 2 $ 287,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 71,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,157,709,000 1 $ 79,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 820,967,000 1 $ 116,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 20,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 119,269,000 1 $ 56,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 140,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 150,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 160,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 355,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 179,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 63,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 312,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 663,723,000 1 $ 12,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,311,062,000 1 $ 11,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 190,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 40,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 20,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 280,899,000 1 $ 115,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 164,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 848,982,000 1 $ 186,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 1 $ 715,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,688,730,000 1 $ 330,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 193,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ 90,199,000 1 $ 117,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 95,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 111,000
First State Bank
200 MOOREHEAD AVE
IDA GROVE, IA 51445
* $ 138,739,000 1 $ 265,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 121,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 1 $ 150,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 203,000
American Bank, National Association
234 5TH AVE SW
LE MARS, IA 51031
* $ 293,784,000 1 $ 250,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 761,459,000 1 $ 6,000
Iowa State Bank
1101 MAIN STREET
HULL, IA 51239
* $ 570,641,000 1 $ 200,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 102,000

The tables below break down 2017 mortgage applications in Union County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Union County, SD in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 393 $87,001,000 $221,000 $4,872,000 $112,000 $1,270,000
Refinancing 271 $52,237,000 $192,000 $1,100,000 $104,000 $611,000
Home Improvement 94 $6,965,000 $74,000 $424,000 $122,000 $640,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 626 $116,980,000 $186,000 $1,350,000 $118,000 $1,270,000
Not applicable 52 $15,114,000 $290,000 $4,872,000 $14,000 $180,000
Not Provided 51 $7,753,000 $152,000 $442,000 $97,000 $297,000
Hispanic 13 $2,430,000 $186,000 $702,000 $105,000 $288,000
Asian 6 $1,986,000 $331,000 $542,000 $143,000 $280,000
Black or African American 5 $1,156,000 $231,000 $424,000 $213,000 $611,000
American Indian or Alaskan Native 5 $784,000 $156,000 $297,000 $129,000 $216,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 578 $115,477,000 $199,000 $4,872,000 $125,000 $1,270,000
VA-guaranteed (Veterans Administration) 77 $17,173,000 $223,000 $497,000 $77,000 $235,000
FHA-insured (Federal Housing Administration) 75 $10,863,000 $144,000 $268,000 $56,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $2,690,000 $96,000 $161,000 $41,000 $164,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $101,362,000 $208,000 $4,872,000 $128,000 $1,270,000
Application Denied By Financial Institution 100 $14,623,000 $146,000 $665,000 $72,000 $446,000
Application Withdrawn By Applicant 69 $12,912,000 $187,000 $500,000 $116,000 $640,000
Loan Purchased By The Institution 59 $11,088,000 $187,000 $715,000 $35,000 $180,000
Application Approved But Not Accepted 32 $4,479,000 $139,000 $417,000 $90,000 $216,000
File Closed For Incompleteness 12 $1,739,000 $144,000 $337,000 $121,000 $640,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 19 $2,735,000 $143,000 $442,000 $58,000 $167,000
Collateral 11 $1,621,000 $147,000 $285,000 $88,000 $194,000
Credit History 11 $1,194,000 $108,000 $315,000 $73,000 $165,000
Credit Application Incomplete 6 $831,000 $138,000 $227,000 $73,000 $118,000
Other 5 $749,000 $149,000 $353,000 $89,000 $231,000
Insufficient Cash (Downpayment, Closing Cost) 2 $582,000 $291,000 $472,000 $103,000 $176,000
Unverifiable Information 1 $204,000 $204,000 $204,000 $48,000 $48,000
Employment History 1 $91,000 $91,000 $91,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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