Vermilion Parish, LA Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,902 mortgage applications in Vermilion Parish, LA totaling $250.3 million, up 11% from 2018. The average application was for $131,000, and applicants reported an average income of $81,000. 57% of applications resulted in an originated loan and 19% were denied. The most active lender was Abbeville Building & Loan (A State-Chartered Savings Bank), with 164 applications, followed by 21st Mortgage and Iberiabank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,902
Total Mortgage Loan Application Amount $250,260,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $5,175,000
Average Applicant Income $81,000
Highest Applicant Income $1,440,000

Mortgage Company List for Lending in Vermilion Parish, LA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Abbeville Building & Loan (A State-Chartered Savings Bank)
1212 CHARITY STREET
ABBEVILLE, LA 70510
* $ 55,111,000 164 $ 25,750,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 97 $ 6,835,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 30,737,643,000 83 $ 8,075,000
Bank of Erath
105 W. EDWARDS ST. (P.O. DRAWER B)
ERATH, LA 70533
* $ 101,859,000 76 $ 5,120,000
Bank of Abbeville and Trust Company
PO BOX 340
ABBEVILLE, LA 70510
* $ 175,299,000 73 $ 7,875,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 375,858,000 72 $ 9,960,000
Vermilion Bank & Trust Company
420 N CUSHING AVE
KAPLAN, LA 70548
* $ 127,800,000 69 $ 4,865,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 64 $ 4,630,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 55 $ 9,995,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 49 $ 10,135,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 46 $ 9,610,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ -1,000 43 $ 8,265,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 43 $ 7,705,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 41 $ 7,025,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 39 $ 5,235,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 38 $ 7,200,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 36 $ 6,230,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 35 $ 2,445,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 28 $ 2,580,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 26 $ 3,860,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 25 $ 1,795,000
Pedestal Bank
1300 W TUNNEL BLVD
HOUMA, LA 70360
* $ 1,223,006,000 24 $ 1,480,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 24 $ 4,740,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 22 $ 2,840,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 18 $ 2,730,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 16 $ 2,280,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 16 $ 2,970,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 2,700,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 15 $ 1,405,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 28,215,417,000 15 $ 2,385,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 14 $ 2,440,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 824,014,000 13 $ 2,385,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 13 $ 1,125,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 13 $ 625,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 1,610,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 11 $ 1,525,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 314,264,000 11 $ 745,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 10 $ 1,360,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 10 $ 1,140,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 385,761,000 10 $ 1,260,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 2,150,164,000 10 $ 1,370,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 9 $ 1,625,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 9 $ 2,125,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 9 $ 2,155,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 9 $ 1,185,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 855,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,812,878,000 9 $ 1,105,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,165,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 8 $ 1,350,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 232,096,000 8 $ 500,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 440,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 8 $ 1,320,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 7 $ 165,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 655,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 7 $ 1,075,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 7 $ 155,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 6 $ 1,170,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 6 $ 920,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 6 $ 920,000
The First National Bank of Jeanerette
P.O. BOX 151
JEANERETTE, LA 70544
* $ 260,163,000 6 $ 1,120,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 6 $ 350,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 830,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 6 $ 900,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 5 $ 445,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 5 $ 735,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 435,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 565,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,617,259,000 5 $ 465,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 855,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 580,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 4 $ 490,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 544,537,000 4 $ 190,000
Rayne State Bank & Trust Co
200 S ADAMS AVE
RAYNE, LA 70578
* $ 375,561,000 4 $ 200,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 4 $ 890,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 4 $ 850,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 640,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 4 $ 270,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 4 $ 360,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 605,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 3 $ 395,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 385,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 315,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ 201,764,000 3 $ 435,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 465,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 725,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 375,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 862,716,000 3 $ 115,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 3 $ 725,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 285,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 200,000
Investar Bank
P.O. BOX 84207
BATON ROUGE, LA 70808
* $ 1,784,210,000 2 $ 70,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 410,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 898,304,000 2 $ 340,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 160,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 2 $ 130,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 150,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 430,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 100,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 2 $ 230,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 130,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 310,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 340,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 90,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 2 $ 340,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 380,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 220,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 2 $ 150,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 2 $ 420,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 340,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 1 $ 335,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 185,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 225,000
Enterprise Bank of Sc
13497 BROXTON BRIDGE RD
EHRHARDT, SC 29081
* $ 328,504,000 1 $ 45,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 95,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 1,701,434,000 1 $ 145,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 165,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 641,067,000 1 $ 245,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 1 $ 195,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 85,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,740,939,000 1 $ 55,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 105,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 305,000
South Louisiana Bank
1362 WEST TUNNEL BLVD.
HOUMA, LA 70360
* $ 459,155,000 1 $ 95,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 165,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,333,086,000 1 $ 45,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 185,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 55,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 165,000
Melanie Aguilar
205 INDUSTRIAL BLVD
SUGAR LAND, TX 77478
* $ 813,262,000 1 $ 285,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 892,403,000 1 $ 125,000
Farmers State Bank & Trust Co.
110 W. PLAQUEMINE ST
CHURCH POINT, LA 70525
* $ 107,750,000 1 $ 65,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 125,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 25,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 65,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 1 $ 315,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 185,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 165,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 95,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 135,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 155,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 1 $ 45,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 205,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ 305,099,000 1 $ 15,000
Rayne Building and Loan Association
P O BOX 46
RAYNE, LA 70578
* $ 56,524,000 1 $ 175,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 175,000
Washington State Bank
103 NORTH MAIN STREET
WASHINGTON, LA 70589
* $ 190,355,000 1 $ 105,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 1 $ 35,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 65,000

The tables below break down 2019 mortgage applications in Vermilion Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vermilion Parish, LA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,032 $148,060,000 $143,000 $5,175,000 $76,000 $772,000
Refinancing 373 $52,165,000 $139,000 $455,000 $91,000 $989,000
Cash-out Refinancing 295 $37,605,000 $127,000 $445,000 $87,000 $1,440,000
Other Purpose 105 $6,375,000 $60,000 $325,000 $75,000 $226,000
Home Improvement 82 $4,030,000 $49,000 $395,000 $82,000 $318,000
Not Applicable 15 $2,025,000 $135,000 $225,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,358 $176,680,000 $130,000 $575,000 $82,000 $1,440,000
Not applicable 187 $29,215,000 $156,000 $5,175,000 $110,000 $772,000
Not Provided 147 $21,565,000 $146,000 $745,000 $86,000 $552,000
Black or African American 133 $12,885,000 $96,000 $455,000 $58,000 $548,000
Asian 49 $6,105,000 $124,000 $485,000 $71,000 $475,000
Hispanic 16 $2,080,000 $130,000 $275,000 $70,000 $169,000
American Indian or Alaskan Native 8 $1,190,000 $148,000 $305,000 $81,000 $151,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,366 $167,120,000 $122,000 $5,175,000 $87,000 $1,440,000
FHA-insured (Federal Housing Administration) 279 $40,295,000 $144,000 $305,000 $68,000 $318,000
VA-guaranteed (Veterans Administration) 129 $24,675,000 $191,000 $445,000 $73,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 128 $18,170,000 $141,000 $255,000 $51,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,088 $150,750,000 $138,000 $5,175,000 $87,000 $989,000
Application Denied By Financial Institution 366 $36,980,000 $101,000 $485,000 $56,000 $220,000
Application Withdrawn By Applicant 161 $22,805,000 $141,000 $545,000 $94,000 $1,440,000
Loan Purchased By The Institution 154 $25,140,000 $163,000 $455,000 $100,000 $772,000
File Closed For Incompleteness 69 $7,475,000 $108,000 $255,000 $63,000 $263,000
Application Approved But Not Accepted 64 $7,110,000 $111,000 $305,000 $89,000 $587,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,183 $168,295,000 $142,000 $5,175,000 $84,000 $1,440,000
Debt-To-Income Ratio 467 $57,445,000 $123,000 $555,000 $86,000 $772,000
Credit History 137 $10,895,000 $79,000 $275,000 $54,000 $176,000
Collateral 41 $5,265,000 $128,000 $445,000 $81,000 $156,000
Unverifiable Information 21 $1,915,000 $91,000 $215,000 $55,000 $151,000
Credit Application Incomplete 18 $2,270,000 $126,000 $255,000 $88,000 $220,000
Other 16 $2,170,000 $135,000 $435,000 $57,000 $181,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,365,000 $124,000 $295,000 $77,000 $172,000
Employment History 8 $640,000 $80,000 $115,000 $48,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Louisiana Lender List