Walker County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Walker County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,132
Total Mortgage Loan Application Amount $141,248,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $10,800,000
Average Applicant Income $73,000
Highest Applicant Income $735,000

Mortgage Company List for Lending in Walker County TX for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 178 $ 25,932,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 87 $ 7,311,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 82 $ 9,277,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 60 $ 5,888,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 59 $ 7,784,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 48 $ 2,251,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 46 $ 3,725,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 36 $ 3,994,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 34 $ 377,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 30 $ 4,734,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 26 $ 3,478,000
FIRST VICTORIA NATIONAL BANK
101 S MAIN
VICTORIA, TX 77901
* $ 1,320,811,000 22 $ 3,062,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 21 $ 1,420,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 20 $ 2,321,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 19 $ 2,970,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 16 $ 1,698,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 14 $ 1,615,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 14 $ 1,017,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 13 $ 1,507,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 13 $ 1,335,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 12 $ 1,556,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 10 $ 1,798,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 10 $ 1,446,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 10 $ 1,216,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 9 $ 1,174,000
HOMETRUST MORTGAGE COMPANY
5353 W. ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 8 $ 860,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 7 $ 202,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 7 $ 345,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 841,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 6 $ 746,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 6 $ 722,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 6 $ 1,100,000
THE FIRST NATIONAL BANK OF MILACA
190 2ND AVE SW
MILACA, MN 56353
* $ 314,109,000 6 $ 1,484,000
FIRST BANK
1800 WEST WHITE OAK TERRACE
CONROE, TX 77304
* $ 237,829,000 5 $ 730,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 5 $ 719,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 5 $ 620,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 5 $ 445,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 5 $ 596,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 5 $ 1,175,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 5 $ 412,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 5 $ 794,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 4 $ 133,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 493,000
AMEGY MORTGAGE COMPANY, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 4 $ 891,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 517,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 311,937,000 4 $ 381,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 4 $ 627,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 4 $ 897,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 4 $ 295,000
TEXAS DOW EMPLOYEES CREDIT UNION
1001 FM 2004
LAKE JACKSON, TX 77566
* $ 1,222,897,000 4 $ 329,000
MIDSOUTH BANK-TEXAS, N.A.
555 N. DOWLEN
BEAUMONT, TX 77706
* $ 172,490,000 3 $ 1,120,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,438,986,000 3 $ 199,000
AMEGY BANK OF TEXAS, NA
4400 POST OAK PKY, 6TH FL
HOUSTON, TX 77027
* $ 11,836,086,000 3 $ 78,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 3 $ 415,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 3 $ 433,000
INTERLINC MTG INC
19221 I 45 SOUTH SUITE 210
CONROE, TX 77385
* $ 850,000 3 $ 349,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 334,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 254,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 2 $ 219,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 392,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 10,868,961,000 2 $ 337,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 156,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 242,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 159,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 2 $ 941,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 66,000
CITIZENS STATE BANK
PO BOX 518
SOMERVILLE, TX 77879
* $ 234,802,000 2 $ 41,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 2 $ 252,000
FIRST COMMUNITY BANK NA
3 SUGAR CREEK CENTER BLVD SUITE 200
SUGAR LAND, TX 77478
* $ 89,432,000 2 $ 470,000
SPIRIT OF TEXAS BANK, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 41,802,000 2 $ 169,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,187,800,000 2 $ 96,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 190,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 2 $ 38,000
FIRST COMMUNITY CREDIT UNION
15260 FM 529
HOUSTON, TX 77095
* $ 587,500,000 1 $ 75,000
MEMBERS CHOICE
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ 220,434,000 1 $ 107,000
MCT CREDIT UNION
2736 NALL
PORT NECHES, TX 77651
* $ 141,040,000 1 $ 74,000
SAN JACINTO AREA CREDIT UNION
322 PRESTON
PASADENA, TX 77503
* $ 58,120,000 1 $ 67,000
ENCORE BANK, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,399,426,000 1 $ 37,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 149,000
RED RIVER BANK
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 588,862,000 1 $ 40,000
STERLING BANK
PO BOX 40333
HOUSTON, TX 77240
* $ 4,538,396,000 1 $ 43,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 1,495,905,000 1 $ 218,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 188,000
FIRST FINANCIAL BANK N.A. SW
201 ELM STREET
SWEETWATER, TX 79556
* $ 127,148,000 1 $ 85,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 2,952,342,000 1 $ 69,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,192,320,000 1 $ 200,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 6,357,701,000 1 $ 1,232,000
HOUSTON COMMUNITY BANK, N.A.
11390 VETERANS MEMORIAL DRIVE
HOUSTON, TX 77067
* $ 207,044,000 1 $ 204,000
FIRST BANK & TRUST EAST TEXAS
104 N TEMPLE BLVD
DIBOLL, TX 75941
* $ 592,398,000 1 $ 106,000
WHITNEY NATIONAL BANK
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 11,006,523,000 1 $ 60,000
TEXAS FIRST STATE BANK
400 S. HWY 6
RIESEL, TX 76682
* $ 216,911,000 1 $ 11,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 96,000
NEWFIRST NATIONAL BANK
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 307,796,000 1 $ 15,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 45,485,000 1 $ 100,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 1 $ 113,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 427,297,000 1 $ 71,000
UNIVERSITY FEDERAL CREDIT UNION
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 818,459,000 1 $ 34,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 60,000
CITIZENS 1ST BANK
PO BOX 630908
NACOGDOCHES, TX 75963
* $ 583,704,000 1 $ 200,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 126,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 1 $ 138,000
FIRST CONTINENTAL MORTGAGE, LTD.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77042
* $ 10,000,000 1 $ 237,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 149,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 184,000
HOME FINANCING UNLIMITED, INC.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ 10,000,000 1 $ 146,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 430,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 127,000
ALETHES, LLC
8601 RR 2222 SUITE 1-150
AUSTIN, TX 78730
* $ 10,000,000 1 $ 113,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 145,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 21,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 126,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 133,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 125,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 32,000
COUNTRYWIDE REAL ESTATE FIN
4500 PARK GRANADA MS CH-143
CALABASAS, CA 91302
* $ 199,946,230,000 1 $ 10,800,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 104,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 135,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 1 $ 57,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 116,000
ENDEAVOR CAPITAL MORTGAGE, LP
3232 NEWMARK DRIVE
MIAMISBURG, OH 45342
* $ 11,874,413,000 1 $ 134,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 192,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 203,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 137,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 160,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
DALLAS, TX 78750
* $ 10,000,000 1 $ 93,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 113,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 170,000
REPUBLIC STATE MORTGAGE CO.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 104,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 96,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Walker County TX in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 541 $76,746,000 $141,000 $10,800,000 $73,000 $465,000
Refinancing 456 $58,588,000 $128,000 $873,000 $74,000 $735,000
Home Improvement 135 $5,914,000 $43,000 $922,000 $69,000 $357,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 749 $87,794,000 $117,000 $900,000 $83,000 $735,000
Not Provided 124 $14,082,000 $113,000 $873,000 $81,000 $465,000
Not applicable 110 $25,844,000 $234,000 $10,800,000 $13,000 $200,000
Black or African American 81 $7,094,000 $87,000 $408,000 $60,000 $357,000
Hispanic 48 $4,594,000 $95,000 $270,000 $68,000 $307,000
American Indian or Alaskan Native 10 $708,000 $70,000 $295,000 $64,000 $120,000
Asian 8 $878,000 $109,000 $180,000 $68,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $254,000 $127,000 $204,000 $72,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 918 $115,806,000 $126,000 $10,800,000 $79,000 $735,000
FHA-insured (Federal Housing Administration) 196 $22,491,000 $114,000 $217,000 $46,000 $289,000
VA-guaranteed (Veterans Administration) 16 $2,747,000 $171,000 $408,000 $70,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $204,000 $102,000 $102,000 $39,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 460 $55,543,000 $120,000 $922,000 $85,000 $650,000
Application Denied By Financial Institution 301 $29,103,000 $96,000 $873,000 $67,000 $733,000
Loan Purchased By The Institution 184 $23,633,000 $128,000 $1,232,000 $43,000 $735,000
Application Withdrawn By Applicant 99 $22,846,000 $230,000 $10,800,000 $77,000 $255,000
Application Approved But Not Accepted 66 $7,119,000 $107,000 $900,000 $86,000 $305,000
File Closed For Incompleteness 22 $3,004,000 $136,000 $418,000 $96,000 $630,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 73 $4,986,000 $68,000 $418,000 $73,000 $312,000
Collateral 40 $5,592,000 $139,000 $873,000 $87,000 $389,000
Other 29 $2,992,000 $103,000 $296,000 $73,000 $357,000
Debt-To-Income Ratio 28 $3,454,000 $123,000 $300,000 $44,000 $143,000
Credit Application Incomplete 15 $1,508,000 $100,000 $198,000 $61,000 $170,000
Unverifiable Information 9 $1,020,000 $113,000 $236,000 $55,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 5 $664,000 $132,000 $204,000 $88,000 $114,000
Mortgage Insurance Denied 3 $660,000 $220,000 $404,000 $72,000 $119,000
Employment History 2 $155,000 $77,000 $101,000 $27,000 $27,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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