Wayne County KY
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage statistics and lending data for the Wayne County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 520
Total Mortgage Loan Application Amount $46,366,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $741,000
Average Applicant Income $65,000
Highest Applicant Income $1,114,000

Mortgage Company List for Lending in Wayne County KY for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 572,243,000 134 $ 11,473,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 62 $ 4,384,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 855,307,000 43 $ 1,860,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 25 $ 1,354,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 17 $ 1,064,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 16 $ 1,555,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 9 $ 791,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 754,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 7 $ 376,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 7 $ 753,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 7 $ 940,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 7 $ 837,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 938,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,883,786,000 6 $ 408,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 5 $ 632,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 5 $ 654,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 527,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 4 $ 588,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 110,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,727,235,000,000 4 $ 622,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 512,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,072,392,000 4 $ 368,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 395,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 496,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,909,916,000 3 $ 263,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 3,459,301,000 3 $ 391,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 3 $ 107,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 2 $ 214,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 2 $ 139,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, MD 22314
* $ 610,062,000 2 $ 40,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 176,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 339,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 2 $ 16,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 116,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 576,000
DAY AIR CREDIT UNION, INC
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 340,514,000 2 $ 100,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ -1,000 2 $ 225,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 1,238,215,000 2 $ 114,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 2 $ 136,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 2 $ 145,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 2 $ 113,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 2 $ 262,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 4,805,776,000 2 $ 299,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 138,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,027,532,000 2 $ 206,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 933,712,000 2 $ 259,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 286,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
BIRMINGHAM, AL 35223
* $ 0 2 $ 99,000
PARTNERS 1ST FEDERAL CREDIT UNION
1330 DIRECTORS ROW
FORT WAYNE, IN 46808
* $ 275,271,000 2 $ 79,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 2 $ 185,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 239,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 230,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 237,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 748,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 1 $ 5,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 79,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 14,723,604,000 1 $ 124,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 110,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,925,022,000 1 $ 200,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 1 $ 155,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
HOUSTON, TX 77056
* $ -1,000 1 $ 97,000
EDUCATION FIRST CREDIT UNION, INC.
501 W SCHROCK RD STE 400
WESTERVILLE, OH 43081
* $ 94,848,000 1 $ 242,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 157,000
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
PO BOX 709
LONDON, KY 40743
* $ 432,219,000 1 $ 134,000
GENERAL ELECTRIC CREDIT UNION
10485 READING RD
CINCINNATI, OH 45241
* $ 2,821,061,000 1 $ 165,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,422,140,000 1 $ 140,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 88,000
FIRST FINANCIAL BANK
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 916,921,000 1 $ 735,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 4,080,967,000 1 $ 102,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 163,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 1 $ 21,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 181,659,000 1 $ 63,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 1 $ 95,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 75,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,134,899,000 1 $ 140,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 88,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 195,406,000 1 $ 198,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,128,592,000 1 $ 144,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 192,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 1 $ 177,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 3,037,007,000 1 $ 280,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 573,601,000 1 $ 62,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 1 $ 119,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 44,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 1 $ 160,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 107,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 91,146,995,000 1 $ 50,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 95,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 190,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 44,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 1 $ 152,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,349,581,000,000 1 $ 130,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 67,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 70,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 152,000
HOMESIDE FINANCIAL, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 102,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 3,275,430,000 1 $ 28,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 25,000
THE OLD FORT BANKING COMPANY
8034 MAIN STREET
OLD FORT, OH 44861
* $ 494,998,000 1 $ 65,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 1 $ 135,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County KY in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 307 $26,175,000 $85,000 $412,000 $63,000 $781,000
Refinancing 172 $18,917,000 $109,000 $741,000 $72,000 $1,114,000
Home Improvement 41 $1,274,000 $31,000 $150,000 $45,000 $131,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 435 $37,096,000 $85,000 $735,000 $68,000 $1,114,000
Not Provided 38 $3,537,000 $93,000 $199,000 $48,000 $144,000
Not applicable 31 $3,847,000 $124,000 $741,000 $11,000 $219,000
Black or African American 13 $1,267,000 $97,000 $183,000 $89,000 $497,000
American Indian or Alaskan Native 2 $349,000 $174,000 $280,000 $400,000 $781,000
Hispanic 1 $270,000 $270,000 $270,000 $111,000 $111,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 383 $30,218,000 $78,000 $741,000 $71,000 $1,114,000
FHA-insured (Federal Housing Administration) 63 $6,925,000 $109,000 $230,000 $59,000 $497,000
VA-guaranteed (Veterans Administration) 39 $5,576,000 $142,000 $306,000 $41,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $3,647,000 $104,000 $735,000 $34,000 $200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 268 $25,364,000 $94,000 $741,000 $73,000 $1,114,000
Application Denied By Financial Institution 124 $9,653,000 $77,000 $306,000 $51,000 $738,000
File Closed For Incompleteness 44 $3,254,000 $73,000 $173,000 $47,000 $144,000
Application Withdrawn By Applicant 39 $3,302,000 $84,000 $198,000 $62,000 $414,000
Loan Purchased By The Institution 28 $3,246,000 $115,000 $289,000 $43,000 $387,000
Application Approved But Not Accepted 17 $1,547,000 $91,000 $183,000 $129,000 $497,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33 $2,049,000 $62,000 $215,000 $40,000 $107,000
Debt-To-Income Ratio 16 $1,476,000 $92,000 $306,000 $57,000 $267,000
Collateral 8 $622,000 $77,000 $200,000 $116,000 $738,000
Credit Application Incomplete 4 $231,000 $57,000 $125,000 $29,000 $39,000
Other 4 $370,000 $92,000 $198,000 $83,000 $229,000
Employment History 2 $192,000 $96,000 $185,000 $53,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 1 $137,000 $137,000 $137,000 $59,000 $59,000
Mortgage Insurance Denied 1 $121,000 $121,000 $121,000 $81,000 $81,000
Unverifiable Information 1 $199,000 $199,000 $199,000 $289,000 $289,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List