Whiteside County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Whiteside County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,267
Total Mortgage Loan Application Amount $133,634,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $9,800,000
Average Applicant Income $57,000
Highest Applicant Income $432,000

Mortgage Company List for Lending in Whiteside County IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 169 $ 14,362,000
FARMERS NATIONAL BANK
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 533,488,000 107 $ 13,567,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 81 $ 8,192,000
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 217,420,000 63 $ 6,312,000
CENTRAL BANK ILLINOIS
101 N STATE ST
GENESEO, IL 61254
* $ 497,969,000 45 $ 4,544,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ 10,000,000 41 $ 4,071,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 40 $ 3,244,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,790,595,000 36 $ 12,688,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 32 $ 4,011,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 32 $ 2,949,000
ASCENTRA CREDIT UNION
PO BOX 1107
BETTENDORF, IA 52722
* $ 341,944,000 29 $ 2,058,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 900,812,000 23 $ 1,512,000
ILLINOIS BANK & TRUST
6855 E RIVERSIDE BLVD
ROCKFORD, IL 61114
* $ 486,919,000 20 $ 870,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 20 $ 2,210,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 19 $ 1,176,000
TBK BANK, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 413,080,000 19 $ 1,195,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 1,606,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 17 $ 1,397,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 16 $ 1,310,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 16 $ 1,538,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 487,730,000 13 $ 1,197,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 12 $ 1,105,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 11 $ 1,156,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 11 $ 1,514,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 11 $ 894,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 10 $ 997,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 10 $ 1,042,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 9 $ 554,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 9 $ 1,176,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 9 $ 1,255,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 8 $ 621,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 8 $ 926,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 8 $ 1,026,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 7 $ 581,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 7 $ 595,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 353,451,000 7 $ 947,000
CORNERSTONE CREDIT UNION
550 W. MEADOWS DRIVE
FREEPORT, IL 61032
* $ 100,387,000 6 $ 131,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 6 $ 641,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 6 $ 375,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 6 $ 680,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 6 $ 836,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 6 $ 429,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 6 $ 660,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 705,000
FIRST FEDERAL SAVINGS BANK
633 LASALLE ST
OTTAWA, IL 61350
* $ 377,350,000 5 $ 254,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 5 $ 189,000
FIRST STATE BANK OF FORREST
133 E. KRACK ST.
FORREST, IL 61741
* $ 151,586,000 5 $ 285,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 646,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 4 $ 264,000
R.I.A. FEDERAL CREDIT UNION
PO BOX 4750
BETTENDORF, IA 61204
* $ 355,351,000 4 $ 64,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 933,532,000 4 $ 540,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 617,803,000 4 $ 105,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 4 $ 441,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 278,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 719,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 3 $ 51,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 3 $ 446,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 3 $ 346,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 3 $ 208,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 3 $ 142,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ 10,000,000 3 $ 186,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 273,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 3 $ 343,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 3 $ 293,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 3 $ 279,000
BYRON BANK
200 N WALNUT ST
BYRON, IL 61010
* $ 225,557,000 3 $ 208,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 420,067,000 3 $ 223,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 3 $ 357,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 3 $ 301,000
RUHL MORTGAGE, LLC
1701 52ND AVENUE
DAVENPORT, IA 61265
* $ 0 3 $ 294,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 3 $ 354,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 163,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 174,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 185,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 163,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 1,090,048,000 2 $ 242,000
PEOPLES NATIONAL BANK OF KEWANEE
207 N TREMONT ST
KEWANEE, IL 61443
* $ 249,372,000 2 $ 148,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 2 $ 157,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 198,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 2 $ 564,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 311,754,000 2 $ 175,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 130,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 2 $ 225,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 254,000
PEOPLES NATIONAL BANK
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 317,604,000 2 $ 436,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 184,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 1 $ 392,000
SOUTHEAST NATIONAL BANK
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 182,762,000 1 $ 117,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ 608,779,509,000 1 $ 115,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 1 $ 68,000
UNION SAVINGS BANK
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ 153,588,000 1 $ 22,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 81,661,915,000 1 $ 20,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 65,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 1 $ 38,000
THE FIRST NATIONAL BANK AND TRUST COMPANY
345 E GRAND AVE
BELOIT, WI 53511
* $ 819,613,000 1 $ 70,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 1 $ 42,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 1 $ 150,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 69,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 148,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 20,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 107,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 179,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 1 $ 226,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 1 $ 153,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 189,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60108
* $ 3,407,081,000 1 $ 120,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 196,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 293,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 157,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 159,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 2,595,753,000 1 $ 112,000
DU TRAC COMMUNITY CREDIT UNION
P O BOX 3250
DUBUQUE, IA 52004
* $ 620,316,000 1 $ 180,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 1 $ 109,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,518,754,000 1 $ 60,000
PURDUE
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 848,339,000 1 $ 82,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 253,000
FIRST CENTRAL STATE BANK
914 6TH AVE
DEWITT, IA 52742
* $ 322,603,000 1 $ 152,000
TWO RIVERS BANK & TRUST
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 660,215,000 1 $ 90,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 1 $ 125,000
CENTRUE BANK
606 BROADWAY
COAL CITY, IL 60416
* $ 813,990,000 1 $ 53,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 107,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 124,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,071,910,000 1 $ 255,000
FIRST FEDERAL SAVINGS & LOAN A
104 S. TREMONT STREET
KEWANEE, IL 61443
* $ 63,160,000 1 $ 135,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 497,841,000 1 $ 134,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 24,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 97,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 167,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 124,000
REGENT FINANCIAL GROUP, INC.
1910 S 72ND STREET, STE. 103
ELKHORN, NE 68135
* $ 0 1 $ 79,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 129,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ 552,596,000 1 $ 2,350,000
CNB BANK AND TRUST, N.A.
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 788,764,000 1 $ 184,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 333,038,000 1 $ 122,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 196,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 194,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 17,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 101,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 115,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 178,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Whiteside County IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 576 $73,836,000 $128,000 $9,800,000 $58,000 $432,000
Home Purchase 560 $54,830,000 $97,000 $326,000 $55,000 $360,000
Home Improvement 131 $4,968,000 $37,000 $253,000 $65,000 $360,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 941 $95,783,000 $101,000 $3,780,000 $65,000 $432,000
Not applicable 123 $23,263,000 $189,000 $9,800,000 $4,000 $139,000
Not Provided 102 $8,249,000 $80,000 $255,000 $51,000 $145,000
Hispanic 75 $4,442,000 $59,000 $187,000 $47,000 $218,000
Black or African American 18 $1,277,000 $70,000 $146,000 $58,000 $143,000
American Indian or Alaskan Native 5 $267,000 $53,000 $119,000 $43,000 $126,000
Asian 2 $273,000 $136,000 $151,000 $172,000 $299,000
Native Hawaiian or Other Pacific Islander 1 $80,000 $80,000 $80,000 $124,000 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 790 $82,492,000 $104,000 $9,800,000 $67,000 $432,000
FHA-insured (Federal Housing Administration) 218 $24,051,000 $110,000 $2,350,000 $41,000 $171,000
VA-guaranteed (Veterans Administration) 134 $16,378,000 $122,000 $342,000 $54,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $10,713,000 $85,000 $231,000 $27,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 732 $81,752,000 $111,000 $9,800,000 $65,000 $360,000
Application Denied By Financial Institution 232 $19,333,000 $83,000 $392,000 $58,000 $432,000
Loan Purchased By The Institution 144 $14,358,000 $99,000 $324,000 $19,000 $348,000
Application Withdrawn By Applicant 86 $11,280,000 $131,000 $2,350,000 $49,000 $144,000
File Closed For Incompleteness 37 $3,747,000 $101,000 $342,000 $69,000 $213,000
Application Approved But Not Accepted 36 $3,164,000 $87,000 $248,000 $58,000 $162,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $3,789,000 $65,000 $270,000 $63,000 $145,000
Collateral 33 $3,171,000 $96,000 $200,000 $63,000 $146,000
Debt-To-Income Ratio 31 $2,397,000 $77,000 $227,000 $39,000 $106,000
Credit Application Incomplete 12 $1,135,000 $94,000 $183,000 $60,000 $174,000
Other 12 $879,000 $73,000 $130,000 $55,000 $99,000
Unverifiable Information 6 $686,000 $114,000 $248,000 $65,000 $110,000
Employment History 3 $300,000 $100,000 $150,000 $39,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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