Windham County VT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed Windham County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,430
Total Mortgage Loan Application Amount $256,951,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $139,000
Highest Applicant Income $4,000,000

Mortgage Company List for Lending in Windham County VT for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 40,287,450,000 176 $ 26,428,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 101 $ 21,622,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 87 $ 16,545,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 717,208,000 64 $ 7,487,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 63 $ 12,099,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 45 $ 8,820,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 40 $ 6,790,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
ST JOHNSBURY, VT 03466
* $ -1,000 39 $ 6,864,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 36 $ 5,306,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 269,030,606,000 32 $ 4,784,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 31 $ 4,505,000
LENDUS, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 0 31 $ 5,593,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 30 $ 7,435,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 28 $ 3,542,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 28 $ 4,764,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 23 $ 4,626,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,186,502,000 22 $ 2,861,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 21 $ 3,507,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 20 $ 3,446,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 8,604,114,000 19 $ 3,065,000
KITTREDGE MORTGAGE CORPORATION
123 BONNET STREET
MANCHESTER, VT 05254
* $ -1,000 16 $ 3,779,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 14 $ 1,394,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 13 $ 2,684,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 13 $ 3,629,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 12 $ 2,423,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 11 $ 1,545,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 10 $ 707,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 9,119,415,000 9 $ 3,152,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 9 $ 1,466,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 8 $ 1,957,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 7 $ 2,096,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,058,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 6 $ 933,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 6 $ 868,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 6 $ 1,369,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 6 $ 251,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,349,581,000,000 6 $ 3,235,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 1,344,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 608,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 3,275,430,000 5 $ 1,070,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 1,094,000
ONE CREDIT UNION
380 RIVER STREET
SPRINGFIELD, VT 05156
* $ 141,736,000 5 $ 464,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
STAMFORD, CT 06702
* $ 26,054,251,000 5 $ 959,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 5 $ 771,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 5 $ 723,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 5 $ 1,089,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 5 $ 645,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 4 $ 536,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 551,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 4 $ 780,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 4 $ 1,207,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 678,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 4 $ 733,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 4 $ 824,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 539,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,980,496,000 4 $ 636,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 52,958,000,000 3 $ 866,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 3 $ 533,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 347,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 418,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 56,935,844,000 3 $ 2,224,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 3 $ 544,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 6,918,650,000 3 $ 599,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 2 $ 275,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 83,094,906,000 2 $ 214,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 2 $ 648,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 470,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 21,301,361,000 2 $ 285,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,034,303,000 2 $ 393,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 2 $ 141,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 139,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 24,452,112,000 2 $ 1,275,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 491,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 13,016,049,000 2 $ 338,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,631,667,000 2 $ 1,491,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 331,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 324,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 2 $ 1,385,000
GREENFIELD SAVINGS BANK
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 779,013,000 2 $ 233,000
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,173,036,000 2 $ 94,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 2 $ 250,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 226,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 330,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 2 $ 261,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 384,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 550,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 195,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
CANANDAIGUA, NY 14534
* $ -1,000 1 $ 432,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 117,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 449,036,000 1 $ 152,000
ADAMS COMMUNITY BANK
2 CENTER STREET
ADAMS, MA 01220
* $ 487,536,000 1 $ 239,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 476,463,000 1 $ 10,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 91,146,995,000 1 $ 38,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 212,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 133,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 164,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 27,782,765,000 1 $ 800,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 126,000
WALDEN SAVINGS BANK
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 523,026,000 1 $ 168,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 1 $ 162,000
HARBORONE MORTGAGE, LLC
1045 ELM ST SUITE 601
BOSTON, MA 03101
* $ -1,000 1 $ 61,000
BANCO POPULAR NORTH AMERICA
85 BROAD STREET
NEW YORK, NY 10004
* $ 8,629,295,000 1 $ 170,000
GUARDHILL FINANCIAL CORP.
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 179,000
BANK OF NEW HAMPSHIRE
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,429,213,000 1 $ 27,000
WESTFIELD BANK
141 ELM ST
WESTFIELD, MA 01085
* $ 2,073,257,000 1 $ 204,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 1,371,925,000 1 $ 281,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,451,408,000 1 $ 432,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 158,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,091,045,000 1 $ 128,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 32,160,352,000 1 $ 206,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 131,000
HARBORONE BANK
770 OAK STREET
BROCKTON, MA 02301
* $ 2,451,272,000 1 $ 292,000
NATIONAL COOPERATIVE BANK, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 2,224,466,000 1 $ 2,000,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 800,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 128,000
MSA MORTGAGE, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 1 $ 146,000
PEOPLES NATIONAL BANK
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 415,360,000 1 $ 228,000
PRIORITY FUNDING, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 25,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 93,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 437,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 123,547,932,000 1 $ 100,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 16,686,060,000 1 $ 148,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 16,355,144,000 1 $ 6,000
TRUSTCO BANK
6 METRO PARK ROAD
GLENVILLE, NY 12205
* $ 4,865,840,000 1 $ 260,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 399,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 1 $ 212,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 136,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 197,206,045,000 1 $ 81,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 296,000
PEOPLES TRUST COMPANY OF ST. ALBANS
25 KINGMAN STREET, PO BOX 320
ST. ALBANS, VT 05478
* $ 254,301,000 1 $ 6,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 1 $ 198,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 1 $ 424,000
MCGRAW HILL
120 WINDSOR CENTER DRIVE
EAST WINDSOR, NJ 08520
* $ 366,714,000 1 $ 181,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 1 $ 165,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ 0 1 $ 230,000
GREENWOOD CREDIT UNION
2669 POST ROAD
WARWICK, RI 02889
* $ 456,277,000 1 $ 58,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 496,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Windham County VT in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 766 $143,900,000 $187,000 $1,920,000 $153,000 $3,928,000
Refinancing 569 $103,718,000 $182,000 $1,500,000 $125,000 $4,000,000
Home Improvement 95 $9,333,000 $98,000 $2,000,000 $107,000 $1,179,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,075 $188,194,000 $175,000 $1,920,000 $148,000 $4,000,000
Not Provided 202 $37,589,000 $186,000 $1,155,000 $128,000 $1,400,000
Not applicable 94 $20,739,000 $220,000 $2,000,000 $77,000 $3,928,000
Hispanic 22 $4,271,000 $194,000 $458,000 $93,000 $249,000
Asian 15 $2,913,000 $194,000 $359,000 $122,000 $304,000
American Indian or Alaskan Native 10 $1,383,000 $138,000 $238,000 $83,000 $213,000
Black or African American 8 $1,138,000 $142,000 $238,000 $95,000 $208,000
Native Hawaiian or Other Pacific Islander 4 $724,000 $181,000 $280,000 $72,000 $96,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,173 $214,137,000 $182,000 $2,000,000 $159,000 $4,000,000
FHA-insured (Federal Housing Administration) 141 $21,972,000 $155,000 $280,000 $48,000 $155,000
VA-guaranteed (Veterans Administration) 91 $17,020,000 $187,000 $779,000 $50,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,822,000 $152,000 $214,000 $38,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 702 $132,133,000 $188,000 $2,000,000 $172,000 $2,999,000
Application Denied By Financial Institution 241 $38,522,000 $159,000 $1,500,000 $82,000 $611,000
Loan Purchased By The Institution 195 $36,284,000 $186,000 $800,000 $123,000 $3,928,000
Application Withdrawn By Applicant 185 $30,355,000 $164,000 $496,000 $116,000 $4,000,000
File Closed For Incompleteness 68 $13,075,000 $192,000 $1,473,000 $113,000 $1,000,000
Application Approved But Not Accepted 39 $6,582,000 $168,000 $676,000 $118,000 $949,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 54 $10,150,000 $187,000 $632,000 $76,000 $611,000
Collateral 50 $8,446,000 $168,000 $1,500,000 $106,000 $392,000
Credit History 34 $3,530,000 $103,000 $260,000 $75,000 $576,000
Other 19 $3,306,000 $174,000 $560,000 $81,000 $260,000
Credit Application Incomplete 15 $2,491,000 $166,000 $450,000 $86,000 $400,000
Employment History 5 $631,000 $126,000 $176,000 $40,000 $90,000
Unverifiable Information 4 $709,000 $177,000 $300,000 $170,000 $320,000
Insufficient Cash (Downpayment, Closing Cost) 2 $213,000 $106,000 $124,000 $57,000 $60,000
Mortgage Insurance Denied 1 $80,000 $80,000 $80,000 $96,000 $96,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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