Albany-Schenectady-Troy, NY Metro Area Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 28,624 mortgage applications in Albany-Schenectady-Troy, NY metro area totaling $5.6 billion, down 10% from 2016. The average application was for $196,302, and applicants reported an average income of $86,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was Homestead Funding Corp., with 2,709 applications, followed by Sefcu Services, LLC and Trustco Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 28,624
Total Mortgage Loan Application Amount $5,618,967,000
Average Mortgage Loan Application Amount $196,302
Highest Mortgage Loan Application Amount $56,100,000
Average Applicant Income $86,000
Highest Applicant Income $3,388,000

Mortgage Company List for Lending in Albany-Schenectady-Troy, NY for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 2,709 $ 517,436,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 2,581 $ 495,607,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,865,840,000 1,985 $ 397,889,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 1,684 $ 382,440,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 1,317 $ 278,287,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 3,328,515,000 1,166 $ 94,028,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 562,370,000 1,143 $ 205,939,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 845 $ 126,035,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 762 $ 163,774,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 707 $ 131,797,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 425 $ 128,606,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 381 $ 64,076,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 359 $ 63,281,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 357 $ 68,294,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 1,099,917,000 354 $ 73,194,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 352 $ 58,759,000
Saratoga National Bank

GLENS FALLS, NY 12801
* $ 443,258,000 352 $ 98,821,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 346 $ 68,827,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 322 $ 66,110,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 291 $ 53,685,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 290 $ 48,222,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 442,206,000 276 $ 55,199,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 266 $ 38,790,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 83,094,906,000 260 $ 55,849,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 255 $ 42,041,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 8,792,872,000 243 $ 50,756,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 242 $ 43,065,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 231 $ 42,436,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 209 $ 41,768,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 208 $ 40,025,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 207 $ 41,862,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 207 $ 45,604,000
The Adirondack Trust Company
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,135,624,000 195 $ 60,150,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 193 $ 39,244,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 189 $ 38,498,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 177 $ 33,146,000
First National Bank of Scotia
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 448,676,000 165 $ 25,818,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 148 $ 25,529,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 140 $ 30,482,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 269,030,606,000 137 $ 16,424,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 121 $ 23,281,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 120 $ 6,745,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 112 $ 18,727,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 110 $ 17,627,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 109 $ 19,258,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,655,664,000 104 $ 68,132,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ -1,000 104 $ 18,563,000
Berkshire Bank

ALBANY, NY 12207
* $ 9,119,415,000 103 $ 70,259,000
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,158,385,000 103 $ 21,564,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 101 $ 16,753,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 101 $ 2,567,000
Hudson River Community CU
ONE THIRD STREET
CORINTH, NY 12822
* $ 221,301,000 100 $ 12,778,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 98 $ 5,807,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 95 $ 24,150,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 95 $ 17,738,000
First New York Federal Credit Union
2 WALL STREET
ALBANY, NY 12205
* $ 303,759,000 93 $ 11,587,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 92 $ 3,133,000
School Systems
150 DEFREEST DRIVE
TROY, NY 12180
* $ 81,236,000 89 $ 4,784,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 81 $ 12,803,000
National Bank of Coxsackie
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 293,674,000 79 $ 11,542,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 929,170,000 78 $ 11,559,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 73 $ 10,543,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 70 $ 11,955,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 69 $ 7,826,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 81,548,000 68 $ 7,853,000
The National Union Bank of Kinderhook
1 HUDSON STREET
KINDERHOOK, NY 12106
* $ 460,488,000 67 $ 26,035,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ -1,000 57 $ 11,114,000
Bank of Richmondville
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ 141,974,000 56 $ 5,793,000
Tct Federal Credit Union
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 190,499,000 56 $ 5,810,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 54 $ 8,835,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 53 $ 17,555,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 53 $ 11,325,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 51 $ 2,222,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 50 $ 3,810,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 49 $ 9,466,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 46 $ 8,575,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 45 $ 8,312,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 43 $ 8,793,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 43 $ 2,632,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 42 $ 3,046,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 41 $ 1,530,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 41 $ 8,662,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 40 $ 4,980,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,395,416,000 37 $ 5,144,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 37 $ 1,789,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 33 $ 6,070,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 32 $ 3,908,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 32 $ 6,722,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 30 $ 4,123,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 29 $ 7,403,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 29 $ 4,705,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 26 $ 5,011,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 8,604,114,000 25 $ 3,524,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 22 $ 5,454,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 22 $ 4,785,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 22 $ 3,646,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 21 $ 3,796,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 21 $ 6,459,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 345,855,000 19 $ 3,940,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 18 $ 2,663,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 18 $ 4,251,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 17 $ 3,307,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 4,444,996,000 17 $ 2,336,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 16 $ 3,564,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 16 $ 257,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 15 $ 2,984,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 15 $ 401,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 14 $ 1,839,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 14 $ 306,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 1,110,209,000 13 $ 1,505,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 12 $ 2,452,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 12 $ 2,689,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 12 $ 1,991,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 12 $ 2,333,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 12 $ 2,905,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ -1,000 11 $ 66,148,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 11 $ 2,223,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 11 $ 2,193,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 11 $ 1,750,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 11 $ 2,171,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 10 $ 1,790,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 10 $ 1,696,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 10 $ 1,986,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 9 $ 1,703,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 9 $ 1,341,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,155,641,000 8 $ 2,005,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ -1,000 8 $ 1,405,000
Forethought Life Insurance Company
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 8 $ 940,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,447,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 8 $ 1,310,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 8 $ 185,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 8 $ 1,718,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ -1,000 8 $ 1,451,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 8 $ 1,933,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,102,606,000 7 $ 775,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,261,279,000 7 $ 295,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,429,213,000 7 $ 249,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,543,898,000 6 $ 719,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 817,813,000 6 $ 1,437,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 197,206,045,000 6 $ 1,746,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 6 $ 1,370,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 6,918,650,000 6 $ 1,209,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 456,277,000 6 $ 197,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ -1,000 6 $ 1,643,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 6 $ 765,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 6 $ 2,139,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 6 $ 1,005,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 5 $ 2,042,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 5 $ 946,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ -1,000 5 $ 844,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 5 $ 645,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 5 $ 809,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 5 $ 216,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 5 $ 743,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 5 $ 1,443,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 5 $ 1,542,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 861,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 610,062,000 5 $ 150,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 631,716,000 5 $ 1,235,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ 8,126,363,000 4 $ 876,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 714,597,000 4 $ 1,128,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 4 $ 650,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 4 $ 691,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 4 $ 654,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 4 $ 1,045,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 2,482,536,000 4 $ 512,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,629,405,000 4 $ 568,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 4 $ 1,204,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 4 $ 1,285,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 902,051,000 4 $ 766,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,097,337,000 4 $ 698,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 56,935,844,000 4 $ 1,662,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 4 $ 794,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,186,155,000 4 $ 813,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 284,312,000 4 $ 833,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 3 $ 620,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 3 $ 797,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 3 $ 24,048,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 3 $ 355,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 3 $ 951,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,482,670,000 3 $ 652,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 677,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 3 $ 1,383,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 3 $ 560,000
Banco Popular North America
85 BROAD STREET
NEW YORK, NY 10004
* $ 8,629,295,000 3 $ 175,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 3 $ 461,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 449,036,000 3 $ 169,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 175,715,000,000 3 $ 1,571,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 3 $ 307,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 273,384,000 3 $ 105,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 151,255,000 3 $ 358,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 3 $ 653,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 3 $ 686,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 3 $ 43,602,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 3 $ 454,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 9,512,407,000 3 $ 615,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 207,006,000 2 $ 261,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 2 $ 27,072,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,162,097,000 2 $ 848,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 905,724,000 2 $ 341,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 321,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 5,347,525,000 2 $ 105,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 767,826,000 2 $ 200,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 2 $ 278,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 448,354,000 2 $ 25,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 2 $ 1,064,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 2 $ 4,117,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ -1,000 2 $ 374,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 2 $ 174,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 290,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 128,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 2 $ 466,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 218,399,000 2 $ 319,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 2 $ 23,650,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 6,070,902,000 2 $ 339,000
Rs Lending, Inc.
525 MARKET ST., STE 2800
SAN FRANCISCO, CA 94105
* $ 0 2 $ 420,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 84,237,000 2 $ 114,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 2 $ 695,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 22,827,478,000 2 $ 4,542,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 335,525,000 2 $ 327,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 438,899,000 2 $ 102,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 2 $ 109,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 410,679,000 2 $ 231,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,432,467,000 2 $ 328,000
First Source Federal Credit Un
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 474,876,000 2 $ 439,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 2 $ 346,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 2 $ 217,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 2 $ 396,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,294,045,000 2 $ 280,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 9,356,731,000 2 $ 12,523,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 326,345,000 2 $ 681,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,510,616,000 2 $ 50,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 2 $ 285,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 349,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 326,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 369,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 158,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 461,536,000 1 $ 326,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 733,693,000 1 $ 420,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ -1,000 1 $ 123,000
Oritani Finance Company
1120 AVENUE OF THE AMERICAS
NEW YORK, NY 10036
* $ -1,000 1 $ 5,250,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 5,462,012,000 1 $ 349,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 31,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 376,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 1 $ 219,000
Beginnings Credit Union
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,032,698,000 1 $ 350,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ 1,000,000 1 $ 100,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 3,379,123,000 1 $ 10,000
McGraw Hill
120 WINDSOR CENTER DRIVE
EAST WINDSOR, NJ 08520
* $ 366,714,000 1 $ 100,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 236,585,000 1 $ 87,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 1 $ 517,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 965,156,000 1 $ 105,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 64,000
Fairport Savings Bank
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 270,840,000 1 $ 225,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 221,887,000 1 $ 263,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 973,152,000 1 $ 332,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,000,620,000 1 $ 65,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ -1,000 1 $ 297,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 8,820,887,000 1 $ 158,000
Isb Mortgage Company, LLC
249 MILLBURN AVE
MILLBURN, NJ 07041
* $ -1,000 1 $ 112,000
The Dime Bank
820 CHURCH STREET
HONESDALE, PA 18431
* $ 640,728,000 1 $ 285,000
Bank of Bird in Hand
309 NORTH RONKS ROAD
BIRD IN HAND, PA 17505
* $ 170,127,000 1 $ 175,000
Wallkill Valley Federal Savings & Loan Association
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ 195,474,000 1 $ 220,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,104,611,000 1 $ 374,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 551,995,000 1 $ 6,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 1 $ 95,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 2,587,206,000 1 $ 65,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 357,914,000 1 $ 140,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,055,234,000 1 $ 500,000
Stock Yards Bank & Trust Company
1040 EAST MAIN STREET
LOUISVILLE, KY 40223
* $ 3,037,007,000 1 $ 360,000
Bank of St. Francisville
PO BOX 818
ST FRANCISVILLE, LA 70775
* $ 123,356,000 1 $ 10,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 11,096,621,000 1 $ 116,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 631,421,000 1 $ 270,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 523,026,000 1 $ 200,000
Abacus Federal Savings Bank
6 BOWERY
NEW YORK, NY 10013
* $ 253,290,000 1 $ 156,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 109,613,000 1 $ 540,000
Nassau Financial
865 MERRICK AVENUE STE 865
WESTBURY, NY 11590
* $ 414,165,000 1 $ 12,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 200,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 778,379,000 1 $ 224,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,745,201,000 1 $ 182,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,093,521,000 1 $ 180,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,793,959,000 1 $ 193,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 308,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 45,524,776,000 1 $ 297,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,128,362,000 1 $ 368,000
United Bank VA

MORGANTOWN, WV 26505
* $ 9,017,236,000 1 $ 25,000
Usny Bank
389 HAMILTON STREET
GENEVA, NY 14456
* $ 311,016,000 1 $ 23,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,614,191,000 1 $ 277,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 573,573,000 1 $ 20,000
Cincinnati Federal
6581 HARRISON AVE
CINCINNATI, OH 45247
* $ 155,266,000 1 $ 258,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 2,116,660,000 1 $ 133,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 14,759,060,000 1 $ 46,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 1,038,213,000 1 $ 336,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 3,837,573,000 1 $ 155,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 960,442,000 1 $ 135,000
5 Arch Funding Corp.
19800 MACARTHUR BLVD SUITE 1150
IRVINE, CA 92612
* $ -1,000 1 $ 101,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 1 $ 643,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 40,287,450,000 1 $ 127,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 1 $ 98,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ -1,000 1 $ 2,859,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 248,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,393,486,000 1 $ 232,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 239,287,000 1 $ 237,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 935,343,000 1 $ 4,725,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 1 $ 113,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 27,782,765,000 1 $ 476,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 162,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 297,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 4,518,183,000 1 $ 264,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 1 $ 120,000
Suffolk Federal Credit Union
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,041,900,000 1 $ 150,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 84,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 197,000
First Heritage Federal Credit Union
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14830
* $ 431,029,000 1 $ 162,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 1 $ 473,000
Gpo Federal Credit Union
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 240,163,000 1 $ 220,000

The tables below break down 2017 mortgage applications in Albany-Schenectady-Troy, NY metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Albany-Schenectady-Troy, NY in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,223 $3,574,791,000 $207,000 $56,100,000 $87,000 $3,388,000
Refinancing 8,878 $1,816,650,000 $204,000 $45,000,000 $81,000 $2,900,000
Home Improvement 2,523 $227,526,000 $90,000 $11,450,000 $97,000 $2,508,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,863 $3,506,764,000 $176,000 $1,640,000 $95,000 $3,388,000
Not applicable 3,016 $1,107,284,000 $367,000 $56,100,000 $20,000 $529,000
Not Provided 2,937 $518,157,000 $176,000 $1,500,000 $95,000 $1,199,000
Asian 1,105 $229,384,000 $207,000 $989,000 $97,000 $1,296,000
Black or African American 910 $132,281,000 $145,000 $1,783,000 $74,000 $1,048,000
Hispanic 623 $103,078,000 $165,000 $694,000 $83,000 $449,000
American Indian or Alaskan Native 109 $14,337,000 $131,000 $400,000 $72,000 $250,000
Native Hawaiian or Other Pacific Islander 61 $7,682,000 $125,000 $424,000 $90,000 $1,500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,720 $4,081,906,000 $206,000 $56,100,000 $100,000 $3,388,000
FHA-insured (Federal Housing Administration) 6,520 $1,045,195,000 $160,000 $445,000 $52,000 $340,000
VA-guaranteed (Veterans Administration) 1,897 $412,385,000 $217,000 $800,000 $69,000 $482,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 487 $79,481,000 $163,000 $297,000 $50,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,699 $3,319,251,000 $211,000 $56,100,000 $98,000 $3,388,000
Loan Purchased By The Institution 4,215 $842,011,000 $199,000 $45,000,000 $49,000 $2,424,000
Application Denied By Financial Institution 3,784 $541,962,000 $143,000 $13,088,000 $75,000 $1,184,000
Application Withdrawn By Applicant 2,867 $545,137,000 $190,000 $19,072,000 $91,000 $2,403,000
Application Approved But Not Accepted 1,167 $214,547,000 $183,000 $9,235,000 $95,000 $1,500,000
File Closed For Incompleteness 892 $156,059,000 $174,000 $8,000,000 $81,000 $2,508,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 885 $122,271,000 $138,000 $1,520,000 $62,000 $542,000
Credit History 752 $84,786,000 $112,000 $1,264,000 $74,000 $1,184,000
Collateral 647 $99,125,000 $153,000 $790,000 $100,000 $1,150,000
Credit Application Incomplete 308 $53,559,000 $173,000 $1,783,000 $99,000 $1,048,000
Other 229 $30,600,000 $133,000 $2,700,000 $78,000 $656,000
Insufficient Cash (Downpayment, Closing Cost) 73 $13,295,000 $182,000 $2,400,000 $65,000 $228,000
Unverifiable Information 54 $9,195,000 $170,000 $495,000 $76,000 $336,000
Employment History 45 $5,201,000 $115,000 $347,000 $59,000 $180,000
Mortgage Insurance Denied 1 $93,000 $93,000 $93,000 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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