Bennington County VT
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Bennington County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bennington County VT, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,784
Total Mortgage Loan Application Amount $337,695,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $15,750,000
Average Applicant Income $113,000
Highest Applicant Income $6,087,000

Mortgage Company List for Lending in Bennington County VT for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 169 $ 35,389,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 136 $ 9,744,000
CHITTENDEN TRUST COMPANY
2 BURLINGTON SQUARE
BURLINGTON, VT 05401
* $ 3,418,539,000 129 $ 20,589,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 116 $ 20,461,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 94 $ 21,420,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 86 $ 14,184,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 83 $ 18,228,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 68 $ 11,449,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 2,478,788,000 57 $ 13,846,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 52 $ 4,628,000
MERCHANTS BANK
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,175,342,000 45 $ 4,540,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 44 $ 10,642,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 36 $ 4,671,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 33 $ 6,629,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 28 $ 5,822,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 27 $ 4,959,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 4,892,000
MOUNTAINONE BANK
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 382,569,000 22 $ 2,365,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 21 $ 3,467,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 19 $ 3,798,000
ADAMS CO-OPERATIVE BANK
93 PARK STREET
ADAMS, MA 01220
* $ 194,808,000 18 $ 1,856,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 18 $ 3,493,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 17 $ 3,377,000
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 3,394,545,000 17 $ 2,533,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 15 $ 3,871,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 15 $ 2,598,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 15 $ 3,141,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 15 $ 2,835,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 14 $ 3,213,000
WILLIAMSTOWN SAVINGS BANK
795 MAIN STREET
WILLIAMSTOWN, MA 01267
* $ 267,551,000 14 $ 1,945,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 13 $ 2,973,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 11 $ 2,602,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 11 $ 3,771,000
GREYLOCK
150 WEST ST.
PITTSFIELD, MA 01201
* $ 987,865,000 11 $ 2,600,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 9 $ 2,572,000
ADAMS COMMUNITY BANK
2 CENTER STREET
ADAMS, MA 01220
* $ 190,390,000 7 $ 734,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 7 $ 2,607,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 365,879,000 7 $ 758,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,375,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 7 $ 917,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 6 $ 1,885,000
FORWARD NATIONAL COMPANY INC
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 6 $ 273,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 5 $ 1,083,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 5 $ 946,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 5 $ 434,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 5 $ 979,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 44,142,119,000 5 $ 1,740,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 5 $ 565,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 5 $ 92,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 5 $ 1,256,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 4 $ 678,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 4 $ 1,023,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 4 $ 683,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 4 $ 830,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 51,623,321,000 4 $ 2,350,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 4 $ 711,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 3 $ 321,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 3 $ 821,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 3 $ 498,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 3 $ 1,719,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 3 $ 47,000
NEW ENGLAND FEDERAL CREDIT UNION
141 HARVEST LANE
WILLISTON, VT 05495
* $ 560,870,000 3 $ 686,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 3 $ 546,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 105,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 299,000
MERRIMACK MORTGAGE COMPANY, IN
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 3 $ 478,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 137,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 323,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 343,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 200,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 295,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 2 $ 580,000
RAYMOND JAMES BANK
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 6,822,561,000 2 $ 643,000
MERRILL LYNCH BANK & TRUST FSB
30930 RUSSELL RANCH RD MS CA6-916-02-07
WESTLAKE VILLAGE, CA 91362
* $ 37,805,411,000 2 $ 491,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 3,017,861,000 2 $ 308,000
EASTERN FINANCIAL FCU
8045 N WICKHAM RD
MELBOURNE, FL 32940
* $ 1,832,050,000 2 $ 49,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,900,047,000 2 $ 377,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 2 $ 99,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 2 $ 1,094,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 339,914,000 2 $ 102,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
WEST CHESTERFIELD, NH 03466
* $ 306,000,000 2 $ 278,000
HAMPDEN BANK
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 496,715,000 2 $ 30,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 2 $ 418,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 206,394,000 2 $ 568,000
TOYOTA FINANCIAL SAVINGS BANK
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 406,475,000 1 $ 400,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,411,503,000 1 $ 572,000
DB PRIVATE WEATH MORTGAGE LTD.
345 PARK AVENUE, 14TH FL
NEW YORK, NY 10154
* $ 35,425,000,000 1 $ 1,460,000
FAIRFIELD COUNTY BANK
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ 1,443,603,000 1 $ 360,000
WELLS FARGO FIN'L AMERICA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 50,000
PIERCE COMMERCIAL BANK
1722 SOUTH UNION AVE
TACOMA, WA 98405
* $ 246,708,000 1 $ 140,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 168,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 14,415,594,000 1 $ 203,000
LAKE SUNAPEE BANK
9 MAIN ST
NEWPORT, NH 03773
* $ 834,581,000 1 $ 115,000
BAY STATE SAVINGS BANK
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 304,005,000 1 $ 140,000
LEGACY BANKS
99 NORTH ST., P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 897,865,000 1 $ 363,000
OCEANFIRST BANK
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 1,924,306,000 1 $ 150,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 1 $ 164,000
DNB FIRST, NATIONAL ASSOCIATION
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 1 $ 104,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 1 $ 235,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 177,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 5,797,315,000 1 $ 1,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 1 $ 15,750,000
EQUITY BANK
7701 E KELLOGG STE 200
WICHITA, KS 67207
* $ 286,986,000 1 $ 232,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 210,664,000 1 $ 390,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 160,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 152,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 25,522,710,000 1 $ 1,058,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 1,614,660,000 1 $ 254,000
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 222,036,000 1 $ 44,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 2,373,898,000 1 $ 265,000
SAFE FEDERAL CREDIT UNION
PO BOX 2008
SUMTER, SC 29151
* $ 512,536,000 1 $ 106,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 88,096,000 1 $ 12,000
SUMA YONKERS FEDERAL CREDIT UNION
125 CORPORATE BLVD
YONKERS, NY 10701
* $ 205,404,000 1 $ 176,000
U.S. POSTAL SERVICE FEDERAL CREDIT UNION
7905 MALCOLM RD STE 311
CLINTON, MD 20735
* $ 177,516,000 1 $ 30,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 188,548,000 1 $ 340,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 197,273,000 1 $ 10,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,338,397,000 1 $ 1,045,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 1,126,185,000 1 $ 10,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 1 $ 126,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 178,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 1 $ 100,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 490,140,000 1 $ 53,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 2,105,779,000 1 $ 261,000
THE BANK OF WESTERN MASS
1391 MAIN STREET 4TH FLOOR
SPRINGFIELD, MA 01101
* $ 800,584,000 1 $ 650,000
FIRST EASTERN MORTGAGE CORP
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 71,936,000 1 $ 100,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 99,000
THORNBURG MORTGAGE HOME LOAN
2300 NORTH RIDGETOP ROAD
SANTA FE, NM 87506
* $ 10,000,000 1 $ 319,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 144,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 289,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 84,000
MORTGAGE PARTNERS, INC
482 AIKEN AVENUE
DRACUT, MA 01826
* $ 15,900,000 1 $ 290,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 194,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 268,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 72,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
ANN ARBOR, MI 48108
* $ 10,000,000 1 $ 417,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 105,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 133,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 1 $ 216,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 273,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Bennington County VT in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,146 $222,226,000 $193,000 $15,750,000 $106,000 $6,087,000
Home Purchase 440 $97,032,000 $220,000 $1,640,000 $143,000 $2,415,000
Home Improvement 198 $18,437,000 $93,000 $1,105,000 $83,000 $811,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,401 $243,557,000 $173,000 $1,640,000 $103,000 $2,417,000
Not Provided 242 $48,337,000 $199,000 $1,460,000 $163,000 $2,683,000
Not applicable 103 $37,954,000 $368,000 $15,750,000 $90,000 $6,087,000
Hispanic 18 $3,023,000 $167,000 $358,000 $156,000 $792,000
Asian 10 $3,118,000 $311,000 $577,000 $319,000 $800,000
American Indian or Alaskan Native 6 $765,000 $127,000 $250,000 $58,000 $70,000
Black or African American 3 $383,000 $127,000 $200,000 $46,000 $72,000
Native Hawaiian or Other Pacific Islander 1 $558,000 $558,000 $558,000 $1,000,000 $1,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,510 $294,415,000 $194,000 $15,750,000 $123,000 $6,087,000
FHA-insured (Federal Housing Administration) 250 $38,877,000 $155,000 $276,000 $58,000 $360,000
VA-guaranteed (Veterans Administration) 22 $4,205,000 $191,000 $275,000 $60,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $198,000 $99,000 $99,000 $32,000 $36,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 810 $160,951,000 $198,000 $15,750,000 $120,000 $2,415,000
Application Denied By Financial Institution 373 $63,364,000 $169,000 $1,456,000 $96,000 $2,417,000
Loan Purchased By The Institution 258 $50,126,000 $194,000 $1,045,000 $94,000 $6,087,000
Application Withdrawn By Applicant 161 $31,864,000 $197,000 $1,350,000 $123,000 $1,397,000
Application Approved But Not Accepted 157 $27,652,000 $176,000 $1,640,000 $135,000 $2,683,000
File Closed For Incompleteness 25 $3,738,000 $149,000 $417,000 $101,000 $351,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 57 $10,294,000 $180,000 $880,000 $95,000 $534,000
Credit History 54 $7,077,000 $131,000 $600,000 $80,000 $800,000
Debt-To-Income Ratio 54 $8,816,000 $163,000 $750,000 $92,000 $2,417,000
Other 29 $7,433,000 $256,000 $1,350,000 $152,000 $1,206,000
Credit Application Incomplete 25 $8,525,000 $341,000 $1,456,000 $210,000 $2,003,000
Unverifiable Information 9 $2,170,000 $241,000 $387,000 $195,000 $480,000
Employment History 4 $356,000 $89,000 $187,000 $38,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 3 $657,000 $219,000 $330,000 $67,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.

Download the Vermont Lender List