Blaine County, ID Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 1,557 mortgage applications in Blaine County, ID totaling $602.5 million, up 15% from 2017. The average application was for $386,000, and applicants reported an average income of $208,000. 60% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 219 applications, followed by US Bank, N.A. and Zions Bancorporation, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,557
Total Mortgage Loan Application Amount $602,465,000
Average Mortgage Loan Application Amount $386,000
Highest Mortgage Loan Application Amount $6,455,000
Average Applicant Income $208,000
Highest Applicant Income $6,790,000

Mortgage Company List for Lending in Blaine County, ID for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 219 $ 100,725,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 135 $ 45,465,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 66,080,511,000 77 $ 31,365,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 9,652,147,000 74 $ 16,370,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 67 $ 19,625,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 54 $ 16,660,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 48 $ 23,890,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 3,538,146,000 46 $ 9,850,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 44 $ 12,740,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 1,461,853,000 43 $ 16,175,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 42 $ 12,050,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 15,585,466,000 36 $ 14,240,000
Pioneer Federal Credit Union
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 452,199,000 28 $ 3,190,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 7,450,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 25 $ 15,865,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 22 $ 9,680,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 19 $ 5,135,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 18 $ 5,280,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 18 $ 8,160,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 18 $ 4,200,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 14 $ 4,170,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 4,385,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 12 $ 2,430,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 3,095,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 11 $ 2,685,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 11 $ 6,865,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 3,210,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 3,450,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 10 $ 500,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 10 $ 17,710,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 9 $ 2,735,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 87,780,507,000 9 $ 12,185,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 3,405,000
First Federal Savings Bank
303 SHOSHONE ST N
TWIN FALLS, ID 83303
* $ 617,711,000 9 $ 2,895,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 8 $ 6,780,000
Idaho Independent Bank
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 693,340,000 8 $ 3,200,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 8 $ 2,140,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 2,745,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,700,442,000 7 $ 3,105,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 7,093,314,000 7 $ 1,525,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 7 $ 2,365,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,615,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 7 $ 3,775,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 7 $ 2,745,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,530,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 6 $ 2,120,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 6 $ 2,300,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 5 $ 5,205,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 5 $ 2,425,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 2,005,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 5 $ 625,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 4 $ 7,470,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 25,711,323,000 4 $ 1,090,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 47,934,212,000 4 $ 2,970,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 1,230,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 4 $ 1,230,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 4 $ 950,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 4 $ 940,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 1,830,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 662,086,000 4 $ 350,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 6,233,807,000 3 $ 1,535,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 12,705,766,000 3 $ 935,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 3 $ 2,125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 715,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 3 $ 1,515,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,050,714,000 3 $ 1,605,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 3 $ 1,115,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 1,135,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 3 $ 2,105,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 2 $ 450,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 17,840,297,000 2 $ 650,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 650,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 360,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 590,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 1,130,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 204,660,000 2 $ 660,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 420,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 660,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 790,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 780,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 6,610,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 820,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 981,497,000 2 $ 2,300,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 2 $ 280,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 2 $ 830,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 2 $ 2,220,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 2 $ 700,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 430,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 410,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 662,347,000 2 $ 1,310,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 2 $ 590,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 2 $ 5,850,000
Idaho First Bank
475 E DEINHARD LANE
MCCALL, ID 83638
* $ 177,891,000 2 $ 2,440,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 570,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 2 $ 1,420,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 1,160,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 1 $ 755,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 255,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ 7,281,983,000 1 $ 605,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 575,000
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ 344,820,000 1 $ 215,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 515,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 1 $ 185,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 1,025,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 205,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 325,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 235,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 138,163,151,000 1 $ 455,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 1 $ 65,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 185,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 906,328,000 1 $ 105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 775,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 945,025,000 1 $ 585,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 1 $ 135,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 225,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 40,746,561,000 1 $ 565,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 225,000
Hinsdale Bank & Trust Company
25 E FIRST STREET
HINSDALE, IL 60521
* $ 2,224,905,000 1 $ 1,505,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 345,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 165,000
First Mortgage Company, Inc.
7670 W. EMERALD STREET
BOISE, ID 83704
* $ -1,000 1 $ 155,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 385,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 7,464,237,000 1 $ 915,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 185,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 2,355,786,000 1 $ 265,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 6,681,526,000 1 $ 255,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,134,927,000 1 $ 355,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 445,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,949,542,000 1 $ 525,000
First Utah Bank
3826 S 2300 E
SALT LAKE CITY, UT 84109
* $ 336,360,000 1 $ 135,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 105,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,510,197,000 1 $ 2,005,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 315,000
Graystone Funding Company, LLC
1966 EAST 6200 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 425,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 86,504,843,000 1 $ 345,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 1 $ 295,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 555,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 1 $ 225,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ -1,000 1 $ 385,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 315,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ 737,825,000 1 $ 25,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,479,334,000 1 $ 455,000
Sound Community Bank
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ 644,501,000 1 $ 275,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 305,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 85,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,908,994,000 1 $ 755,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,696,344,000 1 $ 205,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 75,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,746,734,000 1 $ 555,000
Farmers Bank
890 SHOSHONE ST E
TWIN FALLS, ID 83301
* $ 457,151,000 1 $ 245,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 21,557,938,000 1 $ 305,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 425,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 315,000

The tables below break down 2018 mortgage applications in Blaine County, ID by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blaine County, ID in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 787 $314,185,000 $399,000 $2,205,000 $213,000 $6,539,000
Refinancing 253 $126,765,000 $501,000 $5,565,000 $245,000 $6,790,000
Cash-out Refinancing 244 $103,710,000 $425,000 $6,455,000 $181,000 $3,600,000
Other Purpose 169 $40,285,000 $238,000 $4,355,000 $201,000 $2,159,000
Home Improvement 87 $11,765,000 $135,000 $1,805,000 $144,000 $1,134,000
Not Applicable 17 $5,755,000 $338,000 $835,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,228 $467,330,000 $380,000 $5,565,000 $195,000 $3,601,000
Not Provided 177 $84,225,000 $475,000 $6,455,000 $340,000 $6,790,000
Not applicable 67 $31,515,000 $470,000 $4,355,000 $178,000 $178,000
Hispanic 65 $14,815,000 $227,000 $1,005,000 $105,000 $1,278,000
Asian 12 $2,430,000 $202,000 $305,000 $127,000 $297,000
American Indian or Alaskan Native 7 $1,785,000 $255,000 $425,000 $153,000 $355,000
Native Hawaiian or Other Pacific Islander 1 $365,000 $365,000 $365,000 $122,000 $122,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,403 $554,705,000 $395,000 $6,455,000 $222,000 $6,790,000
FHA-insured (Federal Housing Administration) 72 $22,050,000 $306,000 $635,000 $82,000 $312,000
VA-guaranteed (Veterans Administration) 58 $19,920,000 $343,000 $655,000 $87,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $5,790,000 $241,000 $345,000 $64,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 927 $343,325,000 $370,000 $4,415,000 $198,000 $3,601,000
Application Denied By Financial Institution 239 $95,675,000 $400,000 $6,455,000 $163,000 $3,420,000
Application Withdrawn By Applicant 209 $94,195,000 $450,000 $3,655,000 $274,000 $6,790,000
Loan Purchased By The Institution 81 $30,525,000 $376,000 $1,025,000 $272,000 $1,116,000
Application Approved But Not Accepted 53 $22,585,000 $426,000 $1,805,000 $259,000 $3,600,000
File Closed For Incompleteness 47 $15,975,000 $339,000 $1,105,000 $243,000 $2,159,000
Preapproval Approved but not Accepted 1 $185,000 $185,000 $185,000 $240,000 $240,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,314 $502,190,000 $382,000 $4,415,000 $216,000 $6,790,000
Debt-To-Income Ratio 103 $55,065,000 $534,000 $5,565,000 $135,000 $2,365,000
Collateral 46 $9,960,000 $216,000 $665,000 $163,000 $1,107,000
Credit History 38 $8,580,000 $225,000 $895,000 $163,000 $758,000
Other 19 $12,605,000 $663,000 $6,455,000 $335,000 $3,420,000
Credit Application Incomplete 16 $4,360,000 $272,000 $455,000 $119,000 $441,000
Unverifiable Information 14 $7,280,000 $520,000 $2,855,000 $292,000 $1,469,000
Insufficient Cash (Downpayment, Closing Cost) 5 $2,095,000 $419,000 $815,000 $166,000 $312,000
Employment History 2 $330,000 $165,000 $165,000 $20,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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