Buchanan County, VA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 447 mortgage applications in Buchanan County, VA totaling $28.9 million, down 33% from 2013. The average application was for $64,000, and applicants reported an average income of $53,000. 50% of applications resulted in an originated loan and 26% were denied. The most active lender was Trupoint Bank, with 106 applications, followed by New Peoples Bank, Inc and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 447
Total Mortgage Loan Application Amount $28,908,000
Average Mortgage Loan Application Amount $64,000
Highest Mortgage Loan Application Amount $659,000
Average Applicant Income $53,000
Highest Applicant Income $335,000

Mortgage Company List for Lending in Buchanan County, VA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trupoint Bank
20089 RIVERSIDE DR
GRUNDY, VA 24614
* $ 440,765,000 106 $ 4,374,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 684,554,000 89 $ 3,590,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 59 $ 4,763,000
Legacybank
20957 RIVERSIDE DRIVE
GRUNDY, VA 24614
* $ 320,402,000 25 $ 1,586,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 18 $ 1,297,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 11 $ 2,573,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,559,631,000 11 $ 988,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 9 $ 418,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 8 $ 477,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 350,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 562,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 399,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 5 $ 264,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 4 $ 205,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,575,113,000 4 $ 359,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 3 $ 181,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 394,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 280,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 846,686,000 3 $ 314,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 3 $ 137,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,841,126,000 3 $ 150,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 2 $ 125,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 130,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ 1,107,992,000 2 $ 8,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 143,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 133,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 134,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 61,000
First Century Bank, Inc.
P.O. BOX 1559, 500 FEDERAL STREET
BLUEFIELD, WV 24701
* $ 412,191,000 1 $ 58,000
Farmers and Miners Bank
41526 W MORGAN AVENUE
PENNINGTON GAP, VA 24277
* $ 132,427,000 1 $ 4,000
The Bank of Marion
PO BOX 1067
MARION, VA 24354
* $ 352,362,000 1 $ 38,000
American National Bank and Trust Company
628 MAIN STREET
DANVILLE, VA 24541
* $ 1,305,540,000 1 $ 94,000
Pioneer Community Bank, Inc.
822 ROBERT C BYRD DR
SOPHIA, WV 25921
* $ 119,422,000 1 $ 64,000
McNb Bank and Trust Co
75 WYOMING ST
WELCH, WV 24801
* $ 303,440,000 1 $ 186,000
Bank of Tennessee
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 908,779,000 1 $ 62,000
Blue Eagle Credit Union
2121 ELECTRIC RD
ROANOKE, VA 24018
* $ 121,951,000 1 $ 68,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 88,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 102,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 177,816,000 1 $ 56,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 95,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 86,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 2,545,895,000 1 $ 29,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 250,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 61,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 57,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 65,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 73,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 50,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 227,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 115,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 1 $ 36,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 1 $ 115,000
Severn Savings Bank, FSB dba Severn Bank
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 795,337,000 1 $ 86,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 1,337,033,000 1 $ 88,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 100,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 78,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 83,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 148,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 63,000
Riverwood Bank
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ 307,511,000 1 $ 131,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 59,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 36,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 1 $ 93,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 4,000

The tables below break down 2014 mortgage applications in Buchanan County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Buchanan County, VA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 184 $13,935,000 $75,000 $659,000 $51,000 $208,000
Refinancing 136 $12,438,000 $91,000 $540,000 $64,000 $335,000
Home Improvement 127 $2,535,000 $19,000 $120,000 $45,000 $143,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 411 $24,824,000 $60,000 $500,000 $54,000 $323,000
Not Provided 21 $2,556,000 $121,000 $540,000 $60,000 $335,000
Not applicable 11 $716,000 $65,000 $94,000 $6,000 $76,000
Hispanic 2 $111,000 $55,000 $88,000 $32,000 $35,000
American Indian or Alaskan Native 1 $42,000 $42,000 $42,000 $43,000 $43,000
Black or African American 1 $659,000 $659,000 $659,000 $204,000 $204,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 397 $23,853,000 $60,000 $659,000 $55,000 $335,000
FHA-insured (Federal Housing Administration) 31 $2,422,000 $78,000 $148,000 $32,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $875,000 $87,000 $112,000 $32,000 $68,000
VA-guaranteed (Veterans Administration) 9 $1,758,000 $195,000 $540,000 $74,000 $243,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 223 $10,920,000 $48,000 $500,000 $54,000 $323,000
Application Denied By Financial Institution 118 $9,585,000 $81,000 $659,000 $55,000 $335,000
Application Approved But Not Accepted 63 $4,914,000 $78,000 $225,000 $55,000 $126,000
Application Withdrawn By Applicant 27 $2,292,000 $84,000 $362,000 $49,000 $130,000
Loan Purchased By The Institution 11 $772,000 $70,000 $115,000 $15,000 $76,000
File Closed For Incompleteness 5 $425,000 $85,000 $123,000 $71,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $2,256,000 $118,000 $659,000 $65,000 $243,000
Debt-To-Income Ratio 8 $858,000 $107,000 $333,000 $57,000 $114,000
Collateral 7 $736,000 $105,000 $227,000 $54,000 $99,000
Credit Application Incomplete 5 $614,000 $122,000 $300,000 $127,000 $260,000
Other 3 $135,000 $45,000 $80,000 $28,000 $67,000
Unverifiable Information 3 $414,000 $138,000 $250,000 $133,000 $335,000
Employment History 1 $68,000 $68,000 $68,000 $58,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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