Buffalo County NE
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Buffalo County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,058 |
| Total Mortgage Loan Application Amount | $210,180,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $4,965,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,616,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 28,274,145,000 | 219 | $ 36,455,000 |
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 7,724,198,000 | 154 | $ 31,630,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 100 | $ 16,970,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 51 | $ 13,145,000 |
| FIVE POINTS BANK PO BOX 1507 GRAND ISLAND, NE 68802 |
* | $ 2,018,808,000 | 48 | $ 8,990,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 25 | $ 1,825,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 19 | $ 4,605,000 |
| HEARTLAND BANK 896 G ST, GENEVA, NE GENEVA, NE 68361 |
* | $ 803,622,000 | 14 | $ 2,570,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 14 | $ 3,990,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 2,040,399,000 | 14 | $ 4,090,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 14 | $ 1,340,000 |
| FIRSTIER BANK 115 S WALNUT STREET, PO BOX 730 LINCOLN, NE 69145 |
* | $ 871,148,000 | 13 | $ 2,225,000 |
| MEMBERS MORTGAGE SERVICES, L.L.C. 200 E 1ST AVE HUTCHINSON, KS 67501 |
* | $ -1,000 | 13 | $ 2,755,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 13 | $ 2,755,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 12 | $ 2,690,000 |
| CHARTER WEST BANK 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ 415,343,000 | 12 | $ 2,350,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 11 | $ 2,525,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 11 | $ 3,355,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 11 | $ 675,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 11 | $ 2,025,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 10 | $ 1,770,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 8 | $ 4,130,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 8 | $ 390,000 |
| CENTRIS 11825 Q STREET OMAHA, NE 68137 |
* | $ 1,204,977,000 | 7 | $ 645,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 32,216,733,000 | 7 | $ 1,135,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 6 | $ 1,390,000 |
| CORNERSTONE BANK 529 SOUTH LINCOLN AVENUE YORK, NE 68467 |
* | $ 2,373,745,000 | 6 | $ 1,610,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 6 | $ 970,000 |
| HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND 221 S LOCUST ST GRAND ISLAND, NE 68801 |
* | $ 426,464,000 | 6 | $ 1,440,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 6 | $ 1,620,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 5 | $ 355,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 5 | $ 185,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 5 | $ 1,225,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 5 | $ 1,115,000 |
| CAPITOL FEDERAL SAVINGS BANK 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ 9,950,802,000 | 5 | $ 2,785,000 |
| EQUITABLE BANK PO BOX 160 GRAND ISLAND, NE 68802 |
* | $ 494,217,000 | 4 | $ 780,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 490,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 4 | $ 160,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 640,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 4 | $ 1,280,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 1,140,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 4 | $ 260,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 515,000 |
| UNIVERSITY OF NEBRASKA FEDERAL CREDIT UNION 1720 P STREET LINCOLN, NE 68508 |
* | $ 140,960,000 | 3 | $ 115,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 765,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 3 | $ 735,000 |
| HERITAGE BANK 110 E 9TH ST WOOD RIVER, NE 68883 |
* | $ 604,832,000 | 3 | $ 545,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 735,000 |
| FARMERS AND MERCHANTS BANK 617 1ST STREET, BOX E MILFORD, NE 68405 |
* | $ 839,698,000 | 3 | $ 445,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 1,991,835,000 | 3 | $ 1,275,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 3 | $ 775,000 |
| ARCHER COOPERATIVE CREDIT UNION 2121 ARCHER RD CENTRAL CITY, NE 68816 |
* | $ 88,485,000 | 2 | $ 260,000 |
| PATHWAY BANK 306 S HIGH ST PO BOX 428 CAIRO, NE 68824 |
* | $ 264,709,000 | 2 | $ 200,000 |
| DAYSPRING BANK 914 LAKE AVENUE GOTHENBURG, NE 69138 |
* | $ 982,277,000 | 2 | $ 690,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 977,048,000 | 2 | $ 440,000 |
| LINCOLN FSB OF NEBRASKA 1101 N STREET LINCOLN, NE 68508 |
* | $ 371,482,000 | 2 | $ 440,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,052,701,000 | 2 | $ 580,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 7,608,489,000 | 2 | $ 40,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 250,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ -1,000 | 2 | $ 500,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 2 | $ 830,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 510,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 1,260,000 |
| FIRST NEBRASKA BANK 330 N. SPRUCE STREET, PO BOX 315 VALLEY, NE 68064 |
* | $ 368,894,000 | 2 | $ 320,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 640,000 |
| TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 270,427,000 | 2 | $ 600,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 2 | $ 600,000 |
| LENDAGE, LLC 1875 S GRANT ST SAN MATEO, CA 84402 |
* | $ -1,000 | 2 | $ 130,000 |
| MNB BANK 220 NORRIS AVE MCCOOK, NE 69001 |
* | $ 554,424,000 | 2 | $ 60,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 2 | $ 420,000 |
| UNIFY HOME LENDING INC. 2101 MT RUSHMORE RD #300 PIERRE, SD 57701 |
* | $ -1,000 | 1 | $ 155,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 1 | $ 115,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 1 | $ 155,000 |
| COMMERCE HOME MORTGAGE, INC. 3130 CANYON PLACE SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 205,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 195,000 |
| MISSION LOANS, LLC 5686 DRESSLER ROAD, NW UPPER ARLINGTON, OH 44720 |
* | $ -1,000 | 1 | $ 475,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,765,448,000 | 1 | $ 705,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 1 | $ 295,000 |
| CORE BANK 12100 W CENTER RD OMAHA, NE 68144 |
* | $ 974,972,000 | 1 | $ 125,000 |
| LOANUNITED.COM, LLC 3150 HOLCOMB BRIDGE RD 4TH FLOOR ATLANTA, GA 30071 |
* | $ -1,000 | 1 | $ 285,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 1 | $ 365,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 155,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 245,000 |
| SECURITY FIRST BANK 5505 RED ROCK LANE LINCOLN, NE 68516 |
* | $ 1,622,947,000 | 1 | $ 35,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 245,000 |
| LIBERTY FIRST CREDIT UNION 501 N 46TH STREET LINCOLN, NE 68503 |
* | $ 422,493,000 | 1 | $ 65,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 235,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 6,896,511,000 | 1 | $ 65,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 187,590,465,000 | 1 | $ 555,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 275,000 |
| THE BENNINGTON STATE BANK 2130 SOUTH OHIO, P.O. BOX 1280 SALINA, KS 67402 |
* | $ 967,774,000 | 1 | $ 25,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 205,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 335,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 225,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 1 | $ 275,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 225,000 |
| LINCONE FEDERAL CREDIT UNION 2500 N ST LINCOLN, NE 68503 |
* | $ 178,031,000 | 1 | $ 155,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 450,910,000 | 1 | $ 405,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 5,264,106,000 | 1 | $ 35,000 |
| SOVEREIGN BANK 130 E MACARTHUR SHAWNEE, OK 74804 |
* | $ 814,463,000 | 1 | $ 325,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ -1,000 | 1 | $ 245,000 |
| COMMUNITYAMERICA CREDIT UNION 9777 RIDGE DR LENEXA, KS 66219 |
* | $ 4,700,520,000 | 1 | $ 185,000 |
| CORNHUSKER BANK 8310 O STREET LINCOLN, NE 68510 |
* | $ 900,683,000 | 1 | $ 465,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 1 | $ 65,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 12,493,973,000 | 1 | $ 365,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 1 | $ 165,000 |
| ADAMS BANK & TRUST PO BOX 720 OGALLALA, NE 69153 |
* | $ 1,287,359,000 | 1 | $ 335,000 |
| BANKFIRST 920 S 13TH ST NORFOLK, NE 68701 |
* | $ 987,221,000 | 1 | $ 215,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 1 | $ 105,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 1 | $ 205,000 |
| RBC BANK, (GEORGIA) NATIONAL ASSOCIATION 8081 ARCO CORPORATE DRIVE ATLANTA, GA 27617 |
* | $ 6,097,782,000 | 1 | $ 255,000 |
| MERCHANTS CAPITAL CORP. 11555 NORTH MERIDIAN STREET, SUITE 400 INDIANAPOLIS, IN 46032 |
* | $ -1,000 | 1 | $ 4,965,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 2,192,809,000 | 1 | $ 355,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 395,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 175,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 1 | $ 185,000 |
| ARBOR BANK 911 CENTRAL AVENUE NEBRASKA CITY, NE 68410 |
* | $ 531,826,000 | 1 | $ 205,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Buffalo County NE in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 664 | $153,810,000 | $231,000 | $1,005,000 | $111,000 | $993,000 |
| Cash-out Refinancing | 120 | $24,390,000 | $203,000 | $605,000 | $87,000 | $778,000 |
| Other Purpose | 110 | $7,670,000 | $69,000 | $205,000 | $116,000 | $406,000 |
| Home Improvement | 88 | $6,310,000 | $71,000 | $745,000 | $127,000 | $1,616,000 |
| Refinancing | 76 | $18,000,000 | $236,000 | $4,965,000 | $123,000 | $780,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 787 | $151,115,000 | $192,000 | $1,005,000 | $115,000 | $1,616,000 |
| Not applicable | 94 | $27,600,000 | $293,000 | $4,965,000 | $0 | $0 |
| Not Provided | 82 | $15,380,000 | $187,000 | $615,000 | $96,000 | $778,000 |
| Hispanic | 75 | $12,375,000 | $165,000 | $485,000 | $83,000 | $289,000 |
| Asian | 11 | $2,145,000 | $195,000 | $405,000 | $111,000 | $563,000 |
| American Indian or Alaskan Native | 6 | $1,180,000 | $196,000 | $305,000 | $55,000 | $94,000 |
| Black or African American | 1 | $155,000 | $155,000 | $155,000 | $210,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 824 | $149,800,000 | $181,000 | $1,005,000 | $119,000 | $1,616,000 |
| FHA-insured (Federal Housing Administration) | 141 | $33,455,000 | $237,000 | $4,965,000 | $78,000 | $253,000 |
| VA-guaranteed (Veterans Administration) | 83 | $25,765,000 | $310,000 | $705,000 | $94,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,160,000 | $116,000 | $165,000 | $45,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 661 | $127,785,000 | $193,000 | $1,005,000 | $121,000 | $993,000 |
| Loan Purchased By The Institution | 144 | $33,530,000 | $232,000 | $705,000 | $91,000 | $354,000 |
| Application Denied By Financial Institution | 118 | $16,660,000 | $141,000 | $915,000 | $75,000 | $281,000 |
| Application Withdrawn By Applicant | 82 | $18,360,000 | $223,000 | $745,000 | $126,000 | $1,616,000 |
| File Closed For Incompleteness | 37 | $11,445,000 | $309,000 | $4,965,000 | $87,000 | $258,000 |
| Application Approved But Not Accepted | 15 | $2,355,000 | $157,000 | $395,000 | $69,000 | $102,000 |
| Preapproval Denied by Financial Institution | 1 | $45,000 | $45,000 | $45,000 | $54,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 904 | $182,510,000 | $201,000 | $1,005,000 | $116,000 | $1,616,000 |
| Debt-To-Income Ratio | 67 | $17,295,000 | $258,000 | $4,965,000 | $84,000 | $458,000 |
| Credit History | 45 | $4,985,000 | $110,000 | $915,000 | $74,000 | $281,000 |
| Collateral | 25 | $2,525,000 | $101,000 | $355,000 | $86,000 | $181,000 |
| Credit Application Incomplete | 6 | $840,000 | $140,000 | $365,000 | $90,000 | $265,000 |
| Other | 6 | $930,000 | $155,000 | $305,000 | $113,000 | $174,000 |
| Unverifiable Information | 3 | $545,000 | $181,000 | $295,000 | $52,000 | $100,000 |
| Employment History | 2 | $550,000 | $275,000 | $445,000 | $112,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.