Butler County, NE Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 249 mortgage applications in Butler County, NE totaling $28.0 million, down 15% from 2015. The average application was for $112,000, and applicants reported an average income of $61,000. 52% of applications resulted in an originated loan and 25% were denied. The most active lender was US Bank, N.A., with 87 applications, followed by First National Bank of Omaha and Union Bank and Trust Company.

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Total Number of Mortgage Applications 249
Total Mortgage Loan Application Amount $27,980,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $980,000
Average Applicant Income $61,000
Highest Applicant Income $229,000

Mortgage Company List for Lending in Butler County, NE for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 87 $ 7,916,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,260,025,000 31 $ 4,011,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 14 $ 1,393,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,302,336,000 13 $ 1,685,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 11 $ 1,728,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 277,585,000 8 $ 1,001,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 435,793,000 8 $ 1,162,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 7 $ 868,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 882,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 4 $ 440,000
Jones National Bank and Trust Company of Seward, the
PO BOX 469, 203 S 6TH ST
SEWARD, NE 68434
* $ 225,767,000 3 $ 229,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 3 $ 323,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 180,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 2,957,377,000 2 $ 123,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 190,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 2 $ 160,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 2 $ 367,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 228,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 1 $ 113,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 241,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 82,944,000 1 $ 176,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 118,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 57,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 434,291,000 1 $ 164,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 159,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 10,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 824,586,000 1 $ 110,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 1 $ 144,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 891,231,000 1 $ 280,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 25,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 281,316,000 1 $ 85,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 237,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 21,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 1 $ 137,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 80,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 113,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 118,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 57,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 65,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 86,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 66,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 107,263,000 1 $ 266,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 116,746,000 1 $ 121,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 128,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 133,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 244,213,000 1 $ 78,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 602,453,000 1 $ 147,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 97,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 158,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 468,577,000 1 $ 43,000

The tables below break down 2016 mortgage applications in Butler County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, NE in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 122 $15,004,000 $122,000 $980,000 $71,000 $229,000
Home Purchase 100 $11,564,000 $115,000 $368,000 $48,000 $160,000
Home Improvement 27 $1,412,000 $52,000 $160,000 $59,000 $154,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 212 $24,300,000 $114,000 $980,000 $69,000 $229,000
Not applicable 28 $2,880,000 $102,000 $340,000 $2,000 $35,000
Not Provided 7 $674,000 $96,000 $283,000 $56,000 $160,000
Hispanic 2 $126,000 $63,000 $74,000 $29,000 $32,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 187 $20,453,000 $109,000 $980,000 $66,000 $229,000
FHA-insured (Federal Housing Administration) 30 $3,410,000 $113,000 $276,000 $53,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,959,000 $108,000 $242,000 $26,000 $95,000
VA-guaranteed (Veterans Administration) 14 $2,158,000 $154,000 $244,000 $50,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 130 $15,889,000 $122,000 $980,000 $67,000 $229,000
Application Denied By Financial Institution 62 $6,240,000 $100,000 $266,000 $67,000 $175,000
Loan Purchased By The Institution 30 $3,331,000 $111,000 $340,000 $13,000 $155,000
Application Withdrawn By Applicant 14 $1,257,000 $89,000 $280,000 $67,000 $174,000
Application Approved But Not Accepted 9 $712,000 $79,000 $154,000 $64,000 $148,000
File Closed For Incompleteness 4 $551,000 $137,000 $306,000 $95,000 $170,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 17 $1,805,000 $106,000 $266,000 $76,000 $160,000
Credit History 15 $1,123,000 $74,000 $180,000 $68,000 $157,000
Debt-To-Income Ratio 3 $364,000 $121,000 $128,000 $30,000 $35,000
Credit Application Incomplete 2 $296,000 $148,000 $237,000 $44,000 $47,000
Other 2 $168,000 $84,000 $88,000 $119,000 $123,000
Unverifiable Information 2 $174,000 $87,000 $164,000 $90,000 $158,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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