Cattaraugus County, NY Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,613 mortgage applications in Cattaraugus County, NY totaling $118.1 million, down 27% from 2013. The average application was for $73,000, and applicants reported an average income of $61,000. 60% of applications resulted in an originated loan and 21% were denied. The most active lender was Community Bank, N.A., with 472 applications, followed by Five Star Bank and M&T Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,613
Total Mortgage Loan Application Amount $118,067,000
Average Mortgage Loan Application Amount $73,000
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $61,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Cattaraugus County, NY for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 7,068,834,000 472 $ 19,402,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,922,017,000 153 $ 9,103,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 104 $ 7,111,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 97 $ 9,523,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 40 $ 2,943,000
Cattaraugus County Bank
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ 189,478,000 40 $ 2,761,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 39 $ 3,354,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,904,949,000 35 $ 2,378,000
Bank of Holland
12 SOUTH MAIN ST.
HOLLAND, NY 14080
* $ 89,041,000 31 $ 2,166,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 37,576,781,000 31 $ 3,156,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 30 $ 2,616,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 28 $ 2,090,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 26 $ 2,025,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 25 $ 1,664,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 16 $ 1,328,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 16 $ 1,553,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 14 $ 1,497,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 14 $ 1,979,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 12 $ 1,006,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 11 $ 1,527,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 10 $ 582,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 1,105,565,000 10 $ 643,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 10 $ 597,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 10 $ 926,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 10 $ 1,062,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 1,367,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ 10,000,000 9 $ 1,116,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 8 $ 670,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 8 $ 827,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 8 $ 854,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 8 $ 744,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 567,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 7 $ 1,003,000
Alden State Bank
13216 BROADWAY
ALDEN, NY 14004
* $ 250,818,000 7 $ 1,873,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 7 $ 801,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 7 $ 43,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 2,112,009,000 7 $ 706,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 5 $ 595,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 418,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 433,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 281,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 4 $ 725,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 4 $ 479,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 4 $ 215,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 4 $ 141,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 4 $ 310,000
Evans Bank NA
6460 MAIN STREET
BUFFALO, NY 14221
* $ 824,028,000 4 $ 239,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 293,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 355,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 3 $ 402,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 3 $ 195,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 359,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 368,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 3 $ 39,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 719,691,000 3 $ 195,000
Lake Shore Bank
31 E FOURTH STREET
DUNKIRK, NY 14048
* $ 481,333,000 3 $ 169,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 3 $ 404,000
Greater Woodlawn Federal Credit Union
3811 LAKESHORE RD
BLASDELL, NY 14219
* $ 110,670,000 3 $ 147,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 3 $ 641,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 141,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 13,380,372,000 2 $ 558,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 20,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 170,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 55,642,000 2 $ 298,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 2 $ 213,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 377,819,000 2 $ 480,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,031,459,000 2 $ 127,000
Servu Federal Credit Union
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 237,090,000 2 $ 69,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 192,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,581,736,000 2 $ 153,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,933,895,000 1 $ 81,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 96,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 352,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 344,467,000 1 $ 35,000
Berkshire Bank

ALBANY, NY 12207
* $ 5,645,664,000 1 $ 15,000
Crossroads Community Federal Credit Union
3031 WILLIAM STREET
CHEEKTOWAGA, NY 14227
* $ 59,596,000 1 $ 209,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,209,711,000 1 $ 73,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 293,363,000 1 $ 42,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 1 $ 110,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 117,000
First National Bank and Trust Company
130 E MACARTHUR
SHAWNEE, OK 74804
* $ 241,616,000 1 $ 107,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 92,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 1 $ 66,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 160,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 1 $ 155,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 188,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 82,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 264,000
Centra Credit Union
3801 TUPELO DRIVE
COLUMBUS, IN 47201
* $ 1,187,443,000 1 $ 24,000
First Personal Bank
14701 S RAVINIA AVE
ORLAND PARK, IL 60462
* $ 165,791,000 1 $ 60,000
Northwest Consumer Discount Co., Inc.
151B PITTSBURGH ROAD
BUTLER, PA 16003
* $ 8,148,155,000 1 $ 3,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 81,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 138,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 1 $ 81,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 439,026,000 1 $ 174,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 1 $ 209,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 1 $ 47,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 25,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,749,631,000 1 $ 130,000
Riverside Federal Credit Union
3199 DELAWARE AVENUE
KENMORE, NY 14217
* $ 60,529,000 1 $ 111,000
Western Division Federal Credit Union
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 133,958,000 1 $ 13,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 1 $ 240,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 84,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 29,098,779,000 1 $ 10,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 228,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 6,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 1 $ 95,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 172,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 184,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 1 $ 190,000

The tables below break down 2014 mortgage applications in Cattaraugus County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cattaraugus County, NY in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 735 $66,963,000 $91,000 $650,000 $61,000 $730,000
Home Improvement 470 $10,967,000 $23,000 $307,000 $55,000 $322,000
Refinancing 408 $40,137,000 $98,000 $553,000 $66,000 $1,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,362 $97,616,000 $71,000 $650,000 $64,000 $1,000,000
Not applicable 102 $10,182,000 $99,000 $395,000 $3,000 $75,000
Not Provided 83 $6,546,000 $78,000 $288,000 $62,000 $275,000
American Indian or Alaskan Native 34 $1,653,000 $48,000 $150,000 $66,000 $185,000
Hispanic 15 $800,000 $53,000 $111,000 $75,000 $313,000
Black or African American 10 $824,000 $82,000 $205,000 $90,000 $280,000
Asian 6 $325,000 $54,000 $188,000 $44,000 $100,000
Native Hawaiian or Other Pacific Islander 1 $121,000 $121,000 $121,000 $66,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,167 $79,266,000 $67,000 $650,000 $68,000 $730,000
FHA-insured (Federal Housing Administration) 244 $20,153,000 $82,000 $276,000 $44,000 $1,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $7,900,000 $71,000 $153,000 $30,000 $111,000
VA-guaranteed (Veterans Administration) 91 $10,748,000 $118,000 $291,000 $49,000 $266,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 969 $69,236,000 $71,000 $650,000 $69,000 $1,000,000
Application Denied By Financial Institution 346 $23,180,000 $66,000 $553,000 $52,000 $322,000
Loan Purchased By The Institution 149 $12,994,000 $87,000 $240,000 $21,000 $135,000
Application Withdrawn By Applicant 73 $6,116,000 $83,000 $351,000 $69,000 $280,000
Application Approved But Not Accepted 48 $3,564,000 $74,000 $250,000 $58,000 $139,000
File Closed For Incompleteness 28 $2,977,000 $106,000 $352,000 $64,000 $275,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 91 $3,215,000 $35,000 $213,000 $42,000 $185,000
Collateral 66 $6,655,000 $100,000 $307,000 $69,000 $322,000
Debt-To-Income Ratio 55 $3,538,000 $64,000 $180,000 $43,000 $139,000
Other 19 $1,377,000 $72,000 $200,000 $62,000 $178,000
Credit Application Incomplete 12 $1,024,000 $85,000 $360,000 $57,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 10 $823,000 $82,000 $165,000 $31,000 $68,000
Unverifiable Information 5 $367,000 $73,000 $149,000 $76,000 $147,000
Employment History 2 $64,000 $32,000 $36,000 $43,000 $61,000
Mortgage Insurance Denied 1 $121,000 $121,000 $121,000 $64,000 $64,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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