Cerro Gordo County, IA Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 832 mortgage applications in Cerro Gordo County, IA totaling $90.6 million, down 34% from 2013. The average application was for $108,000, and applicants reported an average income of $69,000. 61% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 197 applications, followed by US Bank, N.A. and Iowa Bankers Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 832
Total Mortgage Loan Application Amount $90,560,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $774,000
Average Applicant Income $69,000
Highest Applicant Income $860,000

Mortgage Company List for Lending in Cerro Gordo County, IA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 197 $ 19,577,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 122 $ 10,488,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 58 $ 5,447,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 53 $ 5,026,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 288,123,000 44 $ 6,265,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 2,161,387,000 16 $ 1,879,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 15 $ 1,823,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,612,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,433,983,000 14 $ 894,000
Reliance State Bank
606 BROAD ST
STORY CITY, IA 50248
* $ 221,596,000 11 $ 711,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 1,207,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 10 $ 1,078,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 698,929,000 8 $ 1,487,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 8 $ 787,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ 100,000,000 8 $ 800,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 8 $ 1,040,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 7 $ 1,326,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 7 $ 621,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 520,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 580,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 5 $ 374,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 360,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 4 $ 467,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 4 $ 429,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,123,457,000 4 $ 702,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 620,458,000 4 $ 372,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 3,020,471,000 4 $ 698,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 464,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 3 $ 408,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 3 $ 194,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 3 $ 365,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 217,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 536,789,000 3 $ 1,677,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,334,434,000 3 $ 456,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 175,432,000 2 $ 299,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,468,863,000 2 $ 191,000
State Bank
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 359,415,000 2 $ 178,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 302,778,000 2 $ 60,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ 113,991,000 2 $ 80,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 403,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,743,950,000 2 $ 400,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 210,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 163,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 313,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 233,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 200,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 132,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 334,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 2 $ 631,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 2 $ 29,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 401,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 2 $ 191,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 225,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ 111,693,000 2 $ 27,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 357,890,000 2 $ 415,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 2 $ 299,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 206,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 1 $ 60,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,244,983,000 1 $ 208,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 329,350,000 1 $ 303,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 81,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 89,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 956,572,000 1 $ 80,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,145,790,000 1 $ 100,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 345,236,000 1 $ 126,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 243,660,000 1 $ 109,000
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 340,206,000 1 $ 225,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 69,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 647,760,000 1 $ 127,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 175,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 144,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 69,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 56,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 101,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 58,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 20,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 1 $ 63,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 98,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 1 $ 115,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 1 $ 270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 150,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 94,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 98,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 81,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,269,540,000 1 $ 108,000
Hiawatha Bank and Trust Company
253 BROADWAY
SPRINGVILLE, IA 52336
* $ 47,263,000 1 $ 100,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 91,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ 274,738,000 1 $ 84,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 319,437,000 1 $ 152,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 190,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 105,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 59,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 103,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 141,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 137,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 99,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 51,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 32,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 64,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,861,646,000 1 $ 45,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 368,385,000 1 $ 148,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 412,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 154,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 1 $ 50,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 226,869,000 1 $ 312,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 25,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 185,000

The tables below break down 2014 mortgage applications in Cerro Gordo County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cerro Gordo County, IA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 385 $43,200,000 $112,000 $638,000 $68,000 $408,000
Home Purchase 383 $44,831,000 $117,000 $774,000 $71,000 $860,000
Home Improvement 64 $2,529,000 $39,000 $330,000 $70,000 $310,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 686 $74,093,000 $108,000 $774,000 $72,000 $742,000
Not Provided 71 $8,309,000 $117,000 $368,000 $77,000 $860,000
Not applicable 48 $5,251,000 $109,000 $460,000 $16,000 $118,000
Hispanic 14 $1,159,000 $82,000 $215,000 $39,000 $157,000
Asian 10 $1,369,000 $136,000 $275,000 $111,000 $362,000
Black or African American 3 $379,000 $126,000 $153,000 $33,000 $68,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 602 $67,110,000 $111,000 $774,000 $79,000 $860,000
FHA-insured (Federal Housing Administration) 161 $14,250,000 $88,000 $249,000 $37,000 $209,000
VA-guaranteed (Veterans Administration) 51 $7,478,000 $146,000 $412,000 $64,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,722,000 $95,000 $224,000 $35,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 511 $58,310,000 $114,000 $774,000 $77,000 $742,000
Application Denied By Financial Institution 175 $17,632,000 $100,000 $392,000 $56,000 $395,000
Loan Purchased By The Institution 67 $6,287,000 $93,000 $250,000 $36,000 $267,000
Application Withdrawn By Applicant 50 $5,661,000 $113,000 $415,000 $90,000 $860,000
Application Approved But Not Accepted 16 $1,622,000 $101,000 $251,000 $63,000 $182,000
File Closed For Incompleteness 13 $1,048,000 $80,000 $185,000 $40,000 $94,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $2,775,000 $73,000 $345,000 $57,000 $395,000
Collateral 30 $3,168,000 $105,000 $392,000 $54,000 $116,000
Debt-To-Income Ratio 25 $2,729,000 $109,000 $241,000 $53,000 $130,000
Credit Application Incomplete 20 $2,780,000 $139,000 $392,000 $84,000 $296,000
Other 10 $474,000 $47,000 $84,000 $62,000 $209,000
Unverifiable Information 4 $333,000 $83,000 $126,000 $34,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 4 $373,000 $93,000 $109,000 $41,000 $83,000
Employment History 2 $131,000 $65,000 $98,000 $45,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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