Chambers County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 3,761 mortgage applications in Chambers County, TX totaling $1.1 billion, down 26% from 2021. The average application was for $281,000, and applicants reported an average income of $123,000. 48% of applications resulted in an originated loan and 16% were denied. The most active lender was United Wholesale Mortgage, with 202 applications, followed by DHI Mortgage Company, Ltd. and K. Hovnanian American Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,761
Total Mortgage Loan Application Amount $1,058,535,000
Average Mortgage Loan Application Amount $281,000
Highest Mortgage Loan Application Amount $32,925,000
Average Applicant Income $123,000
Highest Applicant Income $2,236,000

Mortgage Company List for Lending in Chambers County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 202 $ 66,300,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 177 $ 53,265,000
K. Hovnanian American Mortgage
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ -1,000 175 $ 59,885,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 132 $ 35,880,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 123 $ 12,855,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 109 $ 35,445,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 106 $ 31,540,000
Community Resource Credit Unio
2900 DECKER DRIVE
BAYTOWN, TX 77520
* $ 712,968,000 102 $ 19,930,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 101 $ 11,805,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 91 $ 30,785,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 85 $ 17,515,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 67 $ 19,925,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 58 $ 20,850,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 55 $ 16,625,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 51 $ 13,715,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 50 $ 14,680,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 48 $ 12,580,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 44 $ 14,680,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 42 $ 13,290,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 42 $ 11,630,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 42 $ 9,680,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 40 $ 12,410,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 39 $ 10,715,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 37 $ 4,305,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 36 $ 4,430,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 36 $ 10,790,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ -1,000 36 $ 10,560,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 35 $ 12,445,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 93,199,669,000 33 $ 7,005,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 33 $ 11,675,000
First Liberty Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 415,860,000 31 $ 12,505,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 31 $ 2,385,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 30 $ 9,250,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 28 $ 11,250,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 26 $ 8,780,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 26 $ 7,970,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 25 $ 6,395,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 25 $ 7,315,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 24 $ 2,970,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 24 $ 5,170,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 24 $ 2,710,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 24 $ 5,070,000
Shell Federal Credit Union
301 E 13TH ST
DEER PARK, TX 77536
* $ 1,590,307,000 23 $ 4,225,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 23 $ 6,085,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 23 $ 6,345,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 23 $ 2,435,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 22 $ 6,200,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 22 $ 7,340,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 21 $ 5,685,000
Rave Financial Credit Union
PO BOX 12849
BEAUMONT, TX 77726
* $ 1,024,437,000 21 $ 2,865,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 20 $ 2,050,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 20 $ 6,480,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 18 $ 4,020,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 18 $ 5,220,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 17 $ 5,195,000
Brightland Mortgage Services, Ltd.
11011 RICHMOND AVE, SUITE 820
HOUSTON, TX 77072
* $ -1,000 15 $ 6,335,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 15 $ 4,425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 15 $ 4,855,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 14 $ 4,790,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 14 $ 5,390,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 4,960,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 13 $ 3,265,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 13 $ 4,995,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 13 $ 5,055,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 13 $ 3,545,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 4,542,185,000 13 $ 4,085,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 12 $ 3,350,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 12 $ 3,350,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 12 $ 3,790,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 2,030,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ -1,000 12 $ 5,050,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 11 $ 3,395,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 10 $ 2,860,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 10 $ 3,130,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 10 $ 2,640,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 10 $ 3,610,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 10 $ 690,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 9 $ 3,215,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 9 $ 2,405,000
Allegiance Bank
8727 W SAM HOUSTON PARKWAY N
HOUSTON, TX 77040
* $ 7,096,226,000 9 $ 1,325,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 9 $ 2,055,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 8 $ 2,420,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 8 $ 2,230,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 1,243,783,000 8 $ 2,360,000
Dugood Federal Credit Union
7505 EASTEX FREEWAY, SUITE B
BEAUMONT, TX 77708
* $ 434,117,000 8 $ 1,640,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 8 $ 2,110,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 1,335,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 7 $ 2,355,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 7 $ 2,255,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 50,093,398,000 7 $ 1,025,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 7 $ 2,595,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 7 $ 2,075,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 6 $ 1,380,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 4,465,477,000 6 $ 1,410,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,630,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 6 $ 1,740,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 6 $ 1,350,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 6 $ 2,050,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 6 $ 2,130,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 5 $ 2,905,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 555,000
Texas Bay Area Credit Union
12611 FUQUA ST
HOUSTON, TX 77034
* $ 559,798,000 5 $ 765,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 5 $ 2,195,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 5 $ 605,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 5 $ 325,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 5 $ 1,075,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ 655,162,000 5 $ 405,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 5 $ 1,115,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 5 $ 1,785,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 5 $ 1,375,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 5 $ 675,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 5 $ 2,075,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,525,000
Education First Federal Credit Union
7025 EASTEX FREEWAY
BEAUMONT, TX 77706
* $ 538,988,000 5 $ 995,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 5 $ 1,265,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ 2,623,270,000 5 $ 605,000
Amoco Federal Credit Union
2300 TEXAS AVE
TEXAS CITY, TX 77590
* $ 1,260,141,000 5 $ 1,575,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 1,370,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,899,486,000 4 $ 1,600,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 4 $ 1,000,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 4 $ 1,110,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 4 $ 1,480,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ -1,000 4 $ 1,400,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ -1,000 4 $ 530,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 4 $ 1,240,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 1,190,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 4 $ 1,410,000
Homeward Mortgage LLC
1001 S CAPITAL OF TEXAS HWY BUILDING I SUITE 100
AUSTIN, TX 78746
* $ -1,000 4 $ 1,330,000
Neches Federal Credit Union
2239 NALL ST
PORT NECHES, TX 77651
* $ 818,302,000 4 $ 290,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 3 $ 845,000
Mct Credit Union
2736 NALL STREET
PORT NECHES, TX 77651
* $ 363,107,000 3 $ 185,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 485,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 335,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 3 $ 735,000
Fivepoint Credit Union
1300 HWY 69 N
NEDERLAND, TX 77627
* $ 833,470,000 3 $ 775,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 13,062,060,000 3 $ 365,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 1,135,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 3 $ 295,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 3 $ 715,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 1,085,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 3 $ 765,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 451,130,000 3 $ 725,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 1,145,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 685,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 3 $ 745,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 3 $ 1,235,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 755,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 14,773,617,000 3 $ 615,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 935,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 3 $ 815,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 530,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 2 $ 520,000
Beacon Federal Credit Union
2901 SENS ROAD
LA PORTE, TX 77581
* $ 206,361,000 2 $ 280,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ 855,098,000 2 $ 350,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ 952,537,000 2 $ 720,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 530,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 760,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 2 $ 290,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 650,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 2 $ 530,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 2 $ 1,770,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 180,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 490,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,770,503,000 2 $ 220,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 2 $ 680,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 760,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 414,678,000 2 $ 630,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 510,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 94,798,000,000 2 $ 160,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,728,746,000 2 $ 660,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,311,081,000 2 $ 240,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 290,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 2 $ 600,000
Lhm Financial Corporation
7025 E GREENWAY PARKWAY SUITE 100
PHOENIX, AZ 85254
* $ -1,000 2 $ 650,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ -1,000 2 $ 660,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 810,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 330,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 2 $ 610,000
Sabine Federal Credit Union
1939 STRICKLAND DR.
ORANGE, TX 77630
* $ 238,323,000 2 $ 70,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 2 $ 500,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 2 $ 990,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 880,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 2 $ 610,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 2 $ 430,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 720,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 2 $ 410,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 700,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 2 $ 6,240,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 2 $ 470,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 2 $ 710,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 840,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 1,020,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 2 $ 510,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 2 $ 530,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 4,729,100,000 2 $ 670,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 88,758,641,000 2 $ 700,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 2 $ 320,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 1,200,000
First Community Credit Union
15260 FM 529
HOUSTON, TX 77095
* $ 1,964,515,000 2 $ 690,000
Central Bank
11201 CLAY RD
HOUSTON, TX 77041
* $ 889,547,000 2 $ 170,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 2 $ 590,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 205,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 185,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 225,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,085,239,000 1 $ 225,000
Bkco Mortgage, LLC
2211 RIMLAND DR SUITE 222
WILMINGTON, DE 98226
* $ -1,000 1 $ 55,000
Gibraltar Mortgage Services, LLC
5120 WOODWAY DRIVE SUITE #5020
WILMINGTON, DE 77056
* $ -1,000 1 $ 455,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ -1,000 1 $ 305,000
Ubank
208 S US HIGHWAY 69
HUNTINGTON, TX 75949
* $ 396,772,000 1 $ 265,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,029,884,000 1 $ 285,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 465,000
5th Sreet Capital Inc.
2020 CAMINO DEL RIO N #300
SAN DIEGO, CA 92108
* $ -1,000 1 $ 525,000
First Eagle Federal Credit Un
600 RED BROOK BLVD SUITE 350
OWINGS MILLS, MD 21117
* $ 111,859,000 1 $ 65,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 55,000
Texas First Bank
3232 PALMER HWY
TEXAS CITY, TX 77590
* $ 2,139,158,000 1 $ 65,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 225,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 1 $ 265,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 185,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 525,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 395,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 85,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ -1,000 1 $ 375,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 395,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 435,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 195,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 10,485,573,000 1 $ 165,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 285,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,920,266,000 1 $ 315,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 145,000
Upequity Spv2, LLC
3100 ALVIN DEVANE BLVD BUILDING A STE 100
AUSTIN, TX 78741
* $ -1,000 1 $ 235,000
Lnderlab Inc
10901 CHARGER WY
AUSTIN, TX 78741
* $ -1,000 1 $ 395,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 1 $ 495,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 265,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 36,519,724,000 1 $ 335,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 365,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 1 $ 195,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ -1,000 1 $ 295,000
Primeway Federal Credit Union
12811 NORTHWEST FREEWAY
HOUSTON, TX 77040
* $ 655,259,000 1 $ 365,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 305,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 275,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 335,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 1 $ 385,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ -1,000 1 $ 325,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 109,857,000 1 $ 355,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,254,717,000 1 $ 275,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 687,938,000 1 $ 85,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 365,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 305,000
Eave, Inc.
8701 E HARTFORD DR #210
SCOTTSDALE, AR 85257
* $ -1,000 1 $ 605,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 345,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 902,882,000 1 $ 245,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ -1,000 1 $ 175,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 1 $ 225,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 335,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 155,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 175,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ -1,000 1 $ 275,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 1 $ 185,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 295,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 225,000
Homeway Mortgage LLC
23218 RED RIVER DR.
KATY, TX 77494
* $ -1,000 1 $ 155,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 32,925,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ -1,000 1 $ 415,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 205,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 2,823,154,000 1 $ 375,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 2,597,738,000 1 $ 585,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 1 $ 255,000
Industrial and Commercial Bank of China (USA) NA
1633 BROADWAY, 28TH FLOOR
NEW YORK, NY 10036
* $ 2,991,239,000 1 $ 235,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 1,360,354,000 1 $ 245,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 505,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 305,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 155,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,533,187,000 1 $ 55,000
Origin Bank

HOUSTON, TX 77024
* $ 7,798,628,000 1 $ 575,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 1 $ 45,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 1,015,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 365,000
Public Employees Credit Union
PO BOX 2205
AUSTIN, TX 78701
* $ 460,892,000 1 $ 45,000
Associated Credit Union of Tx
1095 W LEAGUE CITY PKWY
LEAGUE CITY, TX 77573
* $ 520,602,000 1 $ 245,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ -1,000 1 $ 325,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,291,812,000 1 $ 125,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 1 $ 405,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 1,319,070,000 1 $ 95,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ 292,221,000 1 $ 245,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 1 $ 235,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,664,906,000 1 $ 295,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ -1,000 1 $ 425,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ 964,232,000 1 $ 485,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 165,000
Mobility Credit Union
8384 N BELTLINE RD
IRVING, TX 75063
* $ 295,242,000 1 $ 225,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 1 $ 32,925,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 1 $ 475,000

The tables below break down 2022 mortgage applications in Chambers County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chambers County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,719 $822,165,000 $302,000 $32,925,000 $121,000 $2,236,000
Cash-out Refinancing 459 $113,365,000 $246,000 $3,205,000 $131,000 $435,000
Refinancing 368 $99,760,000 $271,000 $5,785,000 $123,000 $500,000
Other Purpose 102 $11,900,000 $116,000 $525,000 $123,000 $290,000
Home Improvement 96 $9,250,000 $96,000 $915,000 $143,000 $380,000
Not Applicable 17 $2,095,000 $123,000 $265,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,774 $473,010,000 $266,000 $1,145,000 $128,000 $2,236,000
Hispanic 704 $191,090,000 $271,000 $815,000 $107,000 $500,000
Not applicable 501 $188,835,000 $376,000 $32,925,000 $151,000 $370,000
Not Provided 383 $99,795,000 $260,000 $1,655,000 $136,000 $1,440,000
Black or African American 264 $68,360,000 $258,000 $965,000 $107,000 $552,000
Asian 81 $23,325,000 $287,000 $525,000 $140,000 $379,000
American Indian or Alaskan Native 27 $6,655,000 $246,000 $525,000 $129,000 $364,000
Native Hawaiian or Other Pacific Islander 5 $1,405,000 $281,000 $475,000 $99,000 $153,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,589 $697,185,000 $269,000 $32,925,000 $130,000 $2,236,000
FHA-insured (Federal Housing Administration) 861 $252,065,000 $292,000 $465,000 $100,000 $420,000
VA-guaranteed (Veterans Administration) 289 $104,045,000 $360,000 $965,000 $119,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $5,240,000 $238,000 $305,000 $75,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,801 $530,115,000 $294,000 $5,785,000 $128,000 $2,236,000
Application Denied By Financial Institution 591 $114,495,000 $193,000 $885,000 $99,000 $1,440,000
Loan Purchased By The Institution 587 $176,555,000 $300,000 $875,000 $143,000 $583,000
Application Withdrawn By Applicant 493 $175,455,000 $355,000 $32,925,000 $131,000 $790,000
File Closed For Incompleteness 162 $28,600,000 $176,000 $1,145,000 $110,000 $1,440,000
Application Approved But Not Accepted 117 $30,705,000 $262,000 $1,445,000 $128,000 $373,000
Preapproval Approved but not Accepted 8 $2,130,000 $266,000 $715,000 $142,000 $203,000
Preapproval Denied by Financial Institution 2 $480,000 $240,000 $245,000 $68,000 $70,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,119 $928,225,000 $297,000 $32,925,000 $128,000 $2,236,000
Debt-To-Income Ratio 216 $49,100,000 $227,000 $1,445,000 $98,000 $745,000
Credit History 199 $32,075,000 $161,000 $615,000 $101,000 $335,000
Credit Application Incomplete 66 $14,520,000 $220,000 $885,000 $133,000 $1,440,000
Collateral 55 $12,565,000 $228,000 $675,000 $130,000 $370,000
Other 41 $8,735,000 $213,000 $625,000 $116,000 $264,000
Unverifiable Information 32 $5,780,000 $180,000 $475,000 $83,000 $257,000
Employment History 19 $4,015,000 $211,000 $475,000 $66,000 $166,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,285,000 $252,000 $465,000 $90,000 $222,000
Mortgage Insurance Denied 1 $235,000 $235,000 $235,000 $62,000 $62,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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