Clark County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Unlock detailed Clark County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,823 |
| Total Mortgage Loan Application Amount | $182,291,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $2,151,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $770,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 21,335,735,000 | 218 | $ 17,128,000 |
| ABBYBANK 401 E SPRUCE STREET PO BOX 648 ABBOTSFORD, WI 54405 |
* | $ 249,230,000 | 206 | $ 20,904,000 |
| M&I MARSHALL & ILSLEY BANK W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 53,720,915,000 | 145 | $ 18,056,000 |
| STATE BANK OF WITHEE 410 DIVISION ST., PO BOX E WITHEE, WI 54498 |
* | $ 66,227,000 | 122 | $ 9,122,000 |
| COMMUNITY BANK OF CENTRAL WISC 1122 N DIVISION ST.; PO OX 213 COLBY, WI 54421 |
* | $ 134,683,000 | 97 | $ 9,468,000 |
| MID-WISCONSIN BANK 134 S 8TH ST MEDFORD, WI 54451 |
* | $ 476,680,000 | 79 | $ 7,965,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 77 | $ 7,796,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 72 | $ 7,560,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 71 | $ 7,496,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 832,424,000 | 63 | $ 5,212,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 55 | $ 2,500,000 |
| NORTHWESTERN BANK 202 N. BRIDGE ST. PO BOX 49 CHIPPEWA FALLS, WI 54729 |
* | $ 341,463,000 | 36 | $ 2,776,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 36 | $ 4,154,000 |
| ANCHORBANK FSB 25 WEST MAIN STREET MADISON, WI 53703 |
* | $ 4,619,793,000 | 34 | $ 3,182,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 32 | $ 3,695,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 32 | $ 3,728,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 18,878,056,000 | 30 | $ 3,876,000 |
| TIME FEDERAL SAVINGS BANK 675 EAST BROADWAY AVENUE MEDFORD, WI 54451 |
* | $ 482,080,000 | 28 | $ 2,104,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 25 | $ 3,237,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 333,193,000 | 24 | $ 4,925,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 24 | $ 2,143,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 15 | $ 2,564,000 |
| PARTNERS BANK OF WISCONSIN 907 NORTH CENTRAL AVE., PO BOX 730 MARSHFIELD, WI 54449 |
* | $ 69,377,000 | 15 | $ 753,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 14 | $ 1,571,000 |
| ADVANTAGE COMMUNITY BANK 101 W BUSINESS COUNTY ROAD A DORCHESTER, WI 54425 |
* | $ 115,837,000 | 14 | $ 975,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 14 | $ 1,591,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 11 | $ 987,000 |
| WELLS FARGO FINL WISCONSIN INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 11 | $ 999,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 406,348,000 | 10 | $ 1,306,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 8 | $ 1,061,000 |
| CITIZENS COMMUNITY FEDERAL PO BOX 218 ALTOONA, WI 54720 |
* | $ 409,430,000 | 8 | $ 1,344,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 8 | $ 815,000 |
| UNIVERSAL MORTGAGE CORPORATION 12080 NORTH CORPORATE PKWY SUITE 100 MEQUON, WI 53092 |
* | $ 10,000,000 | 7 | $ 694,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 7 | $ 439,000 |
| PEOPLES BANK MIDWEST 10583 MAIN STREET HAYWARD, WI 54843 |
* | $ 325,765,000 | 7 | $ 159,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 7 | $ 971,000 |
| STATE BANK OF GILMAN 280 E. MAIN GILMAN, WI 54433 |
* | $ 51,012,000 | 6 | $ 729,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 6 | $ 945,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 6 | $ 530,000 |
| TOWER CREDIT UNION 610 N 2ND AVE WAUSAU, WI 54401 |
* | $ 45,139,000 | 5 | $ 367,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 5 | $ 616,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 5 | $ 349,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 5 | $ 42,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (002-01-P) SIOUX FALLS, SD 57106 |
* | $ 16,041,338,000 | 5 | $ 279,000 |
| JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 4,677,827,000 | 4 | $ 779,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 4 | $ 514,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 4 | $ 318,000 |
| COVANTAGE CREDIT UNION 723 6TH AVE, PO BOX 107 ANTIGO, WI 54409 |
* | $ 599,131,000 | 3 | $ 386,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 1,012,473,000 | 3 | $ 367,000 |
| UNITED BANK 50518 CHARLES STREET OSSEO, WI 54758 |
* | $ 205,727,000 | 3 | $ 613,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 3 | $ 251,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 395,864,000 | 3 | $ 149,000 |
| TRI CITY NATIONAL BANK 6400 S 27TH ST OAK CREEK, WI 53154 |
* | $ 790,041,000 | 2 | $ 360,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 2 | $ 64,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 2 | $ 252,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 2 | $ 375,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 2 | $ 168,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 304,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,402,062,000 | 2 | $ 225,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 2 | $ 28,000 |
| PIGEON FALLS STATE BANK 40214 S. EKERN AVE PO BOX 489 PIGEON FALLS, WI 54760 |
* | $ 54,692,000 | 2 | $ 570,000 |
| HORICON BANK 326 E LAKE ST, PO BOX 144 HORICON, WI 53032 |
* | $ 441,710,000 | 2 | $ 170,000 |
| BANK MUTUAL 4949 W BROWN DEER ROAD MILWAUKEE, WI 53224 |
* | $ 3,487,108,000 | 2 | $ 175,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 2 | $ 164,000 |
| VALLEY COMMUNITIES CREDIT UNION 1105 WESTERN AVE MOSINEE, WI 54455 |
* | $ 101,644,000 | 2 | $ 102,000 |
| GB MORTGAGE, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 29,183,000 | 2 | $ 266,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 2 | $ 337,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 2 | $ 283,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 2 | $ 356,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 205,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 2 | $ 322,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 2 | $ 193,000 |
| WALL STREET MORTGAGE BANKERS 1111 MARCUS AVE, LL08 LAKE SUCCESS, NY 11042 |
* | $ 10,000,000 | 1 | $ 58,000 |
| CASTLE POINT MORTGAGE, INC. 7 ENTIN ROAD, STE. 102 PARSIPPANY, NJ 07054 |
* | $ 16,999,000 | 1 | $ 93,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 149,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 158,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 122,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 80,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 170,000 |
| TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 1 | $ 75,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 176,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 1 | $ 1,585,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 85,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 11,238,962,000 | 1 | $ 26,000 |
| BLACKHAWK COMMUNITY CREDIT UNION PO BOX 5366 JANESVILLE, WI 53548 |
* | $ 288,027,000 | 1 | $ 142,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 410,006,000 | 1 | $ 75,000 |
| HERITAGE CREDIT UNION 1212 HUXLEY STREET MADISON, WI 53704 |
* | $ 140,039,000 | 1 | $ 84,000 |
| GENERAL MORTGAGE FINANCE CORP 5775 WAYZATA BOULEVARE SUITE 845 ST LOUIS PARK, MN 55416 |
* | $ 1,500,000 | 1 | $ 80,000 |
| FOX COMMUNITIES CREDIT UNION 3401 E CALUMET STREET APPLETON, WI 54915 |
* | $ 644,856,000 | 1 | $ 71,000 |
| LANDMARK CREDIT UNION 5445 S. WESTRIDGE DR. BROOKFIELD, WI 53151 |
* | $ 1,109,237,000 | 1 | $ 130,000 |
| CSMC, INC 10425 W NORTH AVENUE SUITE 100 WAUWATOSA, WI 53226 |
* | $ 10,000,000 | 1 | $ 115,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 146,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 146,000 |
| CHIPPEWA VALLEY BANK 15755 W COUNTY ROAD B HAYWARD, WI 54843 |
* | $ 180,953,000 | 1 | $ 75,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 1 | $ 69,000 |
| LAKE AREA BANK 12790 FIRST AVE N - PO BOX 743 LINDSTROM, MN 55045 |
* | $ 270,593,000 | 1 | $ 35,000 |
| CITIZENS STATE BANK 304 N MAIN STREET CADOTT, WI 54727 |
* | $ 98,943,000 | 1 | $ 119,000 |
| BLUFF VIEW BANK 16893 SOUTH MAIN STREET GALESVILLE, WI 54630 |
* | $ 81,402,000 | 1 | $ 140,000 |
| UNITY BANK 207 W LINCOLN ST AUGUSTA, WI 54722 |
* | $ 65,157,000 | 1 | $ 8,000 |
| FARMERS & MERCHANTS STATE BANK 210 W. MADISON ST. WATERLOO, WI 53594 |
* | $ 135,968,000 | 1 | $ 95,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 117,000 |
| UNION FEDERAL SAVINGS & LOAN 104 N. TREMONT ST KEWANEE, IL 61443 |
* | $ 112,197,000 | 1 | $ 148,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 490,140,000 | 1 | $ 140,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 1 | $ 1,000 |
| AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 272,321,000 | 1 | $ 69,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 79,977,597,000 | 1 | $ 208,000 |
| MWABANK 1701 1ST AVENUE ROCK ISLAND, IL 61201 |
* | $ 166,952,000 | 1 | $ 38,000 |
| MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 1 | $ 98,000 |
| LAKE RIDGE BANK 1205 MAIN STREET MONONA, WI 53528 |
* | $ 643,811,000 | 1 | $ 100,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 266,672,000 | 1 | $ 314,000 |
| STATE BANK OF THE LAKES 440 LAKE ST ANTIOCH, IL 60002 |
* | $ 573,144,000 | 1 | $ 148,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 1 | $ 73,000 |
| NATIONAL EXCHANGE BANK AND TRUST 130 SOUTH MAIN STREET FOND DU LAC, WI 54935 |
* | $ 1,062,098,000 | 1 | $ 15,000 |
| HARRIS N.A. 111 W. MONROE CHICAGO, IL 60603 |
* | $ 41,480,283,000 | 1 | $ 200,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 54,098,791,000 | 1 | $ 54,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 44,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 962,672,000 | 1 | $ 145,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Clark County WI in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,269 | $138,939,000 | $109,000 | $2,151,000 | $54,000 | $770,000 |
| Home Purchase | 356 | $31,417,000 | $88,000 | $423,000 | $48,000 | $209,000 |
| Home Improvement | 198 | $11,935,000 | $60,000 | $800,000 | $51,000 | $333,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,635 | $154,488,000 | $94,000 | $1,297,000 | $55,000 | $770,000 |
| Not applicable | 84 | $18,616,000 | $221,000 | $2,151,000 | $19,000 | $285,000 |
| Not Provided | 59 | $6,110,000 | $103,000 | $275,000 | $53,000 | $157,000 |
| Hispanic | 29 | $1,675,000 | $57,000 | $174,000 | $37,000 | $110,000 |
| American Indian or Alaskan Native | 8 | $861,000 | $107,000 | $145,000 | $43,000 | $77,000 |
| Black or African American | 6 | $306,000 | $51,000 | $90,000 | $47,000 | $70,000 |
| Asian | 1 | $163,000 | $163,000 | $163,000 | $107,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $72,000 | $72,000 | $72,000 | $59,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,608 | $159,967,000 | $99,000 | $2,151,000 | $54,000 | $770,000 |
| FHA-insured (Federal Housing Administration) | 162 | $17,506,000 | $108,000 | $275,000 | $45,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $3,545,000 | $88,000 | $140,000 | $31,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,273,000 | $97,000 | $135,000 | $49,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,036 | $103,918,000 | $100,000 | $2,151,000 | $55,000 | $740,000 |
| Application Denied By Financial Institution | 407 | $38,624,000 | $94,000 | $1,297,000 | $49,000 | $770,000 |
| Application Approved But Not Accepted | 128 | $11,770,000 | $91,000 | $662,000 | $54,000 | $171,000 |
| Loan Purchased By The Institution | 121 | $13,507,000 | $111,000 | $403,000 | $44,000 | $312,000 |
| Application Withdrawn By Applicant | 108 | $11,539,000 | $106,000 | $310,000 | $53,000 | $199,000 |
| File Closed For Incompleteness | 23 | $2,933,000 | $127,000 | $212,000 | $54,000 | $123,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 95 | $6,745,000 | $71,000 | $300,000 | $42,000 | $144,000 |
| Debt-To-Income Ratio | 66 | $8,426,000 | $127,000 | $1,297,000 | $40,000 | $185,000 |
| Collateral | 50 | $5,702,000 | $114,000 | $615,000 | $61,000 | $420,000 |
| Credit Application Incomplete | 31 | $3,000,000 | $96,000 | $232,000 | $54,000 | $138,000 |
| Other | 16 | $1,708,000 | $106,000 | $350,000 | $63,000 | $200,000 |
| Unverifiable Information | 7 | $611,000 | $87,000 | $106,000 | $22,000 | $60,000 |
| Employment History | 4 | $374,000 | $93,000 | $122,000 | $32,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.