Coos County, NH Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,118 mortgage applications in Coos County, NH totaling $140.4 million, down 2% from 2018. The average application was for $125,000, and applicants reported an average income of $98,000. 52% of applications resulted in an originated loan and 24% were denied. The most active lender was Northway Bank, with 121 applications, followed by Citizens Bank, NA and Lighthouse Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,118
Total Mortgage Loan Application Amount $140,400,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $98,000
Highest Applicant Income $1,732,000

Mortgage Company List for Lending in Coos County, NH for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northway Bank

CAMDEN, ME 04856
* $ 922,168,000 121 $ 11,905,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 99 $ 10,645,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,458,550,000 91 $ 6,435,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,639,101,000 54 $ 8,320,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,502,273,000 48 $ 4,140,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 32 $ 1,590,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 4,410,311,000 32 $ 3,430,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 30 $ 4,240,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 26 $ 3,740,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 22 $ 3,270,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 20 $ 3,320,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 19 $ 3,055,000
Union Bank
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 804,593,000 18 $ 2,560,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 18 $ 2,920,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 1,635,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 14 $ 2,000,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 14 $ 1,780,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 13 $ 1,855,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 13 $ 1,665,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 11 $ 1,885,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 11 $ 1,565,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 11 $ 1,345,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 10 $ 2,640,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 10 $ 2,010,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 9 $ 1,185,000
St. Mary's Bank CU
48 PERIMETER RD
MANCHESTER, NH 03103
* $ 1,003,009,000 9 $ 1,385,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 9 $ 645,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,145,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 7 $ 2,165,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 7 $ 875,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 7 $ 985,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 620,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 1,360,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 6 $ 1,020,000
Merrimack County Savings Bank
89 NORTH MAIN STREET
CONCORD, NH 03301
* $ 895,849,000 6 $ 1,280,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 6 $ 990,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 6 $ 620,000
Meredith Village Savings Bank
71 NH-104
MEREDITH, NH 03253
* $ 975,332,000 5 $ 575,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 725,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 595,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 1,255,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 705,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 4 $ 570,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 340,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 620,193,000 4 $ 310,000
Granite State Credit Union
1415 ELM STREET
MANCHESTER, NH 03101
* $ 414,148,000 4 $ 670,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 4 $ 130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 690,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 365,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 305,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 3 $ 635,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 445,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 445,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 355,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 3 $ 435,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,604,567,000 3 $ 165,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 455,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 405,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 595,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 3 $ 905,000
Vermont State Employees
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 778,158,000 3 $ 195,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 460,000
Members First Credit Union
44 BRIDGE STREET
MANCHESTER, NH 03104
* $ 185,731,000 2 $ 210,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 2 $ 410,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 2 $ 40,000
Holy Rosary Regional Credit Union
133 BROCK ST
ROCHESTER, NH 03867
* $ 282,904,000 2 $ 280,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 270,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 170,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 160,000
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 1,207,277,000 2 $ 160,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 2 $ 460,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 230,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 480,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,348,132,000 2 $ 480,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 240,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 180,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 2 $ 110,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 260,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 11,378,267,000 2 $ 40,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 2 $ 150,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 2 $ 270,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 280,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 802,900,000 1 $ 125,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 195,000
Align Credit Union
40 MARKET STREET, PO BOX 7008
LOWELL, MA 01851
* $ 571,625,000 1 $ 245,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 285,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 215,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 1,193,697,000 1 $ 45,000
Boston Private Bank & Trust Company
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 8,421,894,000 1 $ 365,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 65,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 55,000
Bank of New England
31 PELHAM RD
SALEM, NH 03079
* $ 915,685,000 1 $ 605,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 165,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 485,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 35,000
Salem Co-Operative Bank
3 SOUTH BROADWAY
SALEM, NH 03079
* $ 439,089,000 1 $ 545,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 1 $ 65,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 485,377,000 1 $ 165,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 255,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 205,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,492,332,000 1 $ 75,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 165,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 1 $ 75,000
Countryside Federal Credit Union
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 150,106,000 1 $ 205,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 115,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 85,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 275,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 75,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 145,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 75,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 85,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 105,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 615,040,000 1 $ 155,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 135,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 25,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 4,281,999,000 1 $ 475,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 779,710,000 1 $ 115,000
Enterprise Bank and Trust Company
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 2,964,358,000 1 $ 185,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 1 $ 195,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 125,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 145,000
Franklin Savings Bank
387 CENTRAL ST
FRANKLIN, NH 03235
* $ 484,987,000 1 $ 15,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 185,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 1,860,011,000 1 $ 155,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,327,580,000 1 $ 55,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 473,202,000 1 $ 95,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 1 $ 305,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 2,188,174,000 1 $ 125,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 95,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 195,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 125,000
Bellwether Community Credit Union
425 HOOKSETT RD
MANCHESTER, NH 03104
* $ 511,897,000 1 $ 115,000
Beverly Bank
254 CABOT STREET
BEVERLY, MA 01915
* $ 486,825,000 1 $ 685,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 27,614,851,000 1 $ 105,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 875,355,000 1 $ 185,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 115,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 295,000
Trunorth Bank
248 ANDOVER STREET
PEABODY, MA 01960
* $ 870,506,000 1 $ 305,000
Optima Bank & Trust Company
2 HARBOUR PLACE
PORTSMOUTH, NH 03801
* $ 531,594,000 1 $ 115,000
Berkshire Bank

ALBANY, NY 12207
* $ 12,187,936,000 1 $ 65,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 85,000
Triangle Credit Union
33 FRANKLIN ST
NASHUA, NH 03064
* $ 682,426,000 1 $ 45,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 385,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 105,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 85,000

The tables below break down 2019 mortgage applications in Coos County, NH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coos County, NH in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 553 $79,395,000 $143,000 $1,505,000 $107,000 $1,732,000
Refinancing 174 $22,780,000 $130,000 $1,215,000 $102,000 $419,000
Cash-out Refinancing 155 $22,115,000 $142,000 $705,000 $86,000 $459,000
Home Improvement 136 $7,980,000 $58,000 $425,000 $76,000 $304,000
Other Purpose 90 $6,890,000 $76,000 $375,000 $89,000 $1,560,000
Not Applicable 10 $1,240,000 $124,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 862 $107,090,000 $124,000 $1,505,000 $99,000 $1,732,000
Not Provided 154 $18,460,000 $119,000 $425,000 $95,000 $509,000
Not applicable 57 $8,995,000 $157,000 $1,215,000 $87,000 $169,000
Hispanic 24 $2,750,000 $114,000 $545,000 $93,000 $495,000
American Indian or Alaskan Native 9 $1,265,000 $140,000 $205,000 $85,000 $160,000
Asian 6 $1,140,000 $190,000 $365,000 $122,000 $413,000
Black or African American 6 $700,000 $116,000 $425,000 $38,000 $85,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 868 $107,390,000 $123,000 $1,505,000 $107,000 $1,732,000
VA-guaranteed (Veterans Administration) 112 $17,580,000 $156,000 $425,000 $72,000 $311,000
FHA-insured (Federal Housing Administration) 105 $11,465,000 $109,000 $285,000 $54,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,965,000 $120,000 $255,000 $49,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 580 $76,760,000 $132,000 $1,215,000 $109,000 $1,732,000
Application Denied By Financial Institution 270 $25,740,000 $95,000 $705,000 $65,000 $419,000
Application Withdrawn By Applicant 130 $17,030,000 $131,000 $705,000 $107,000 $1,560,000
Loan Purchased By The Institution 69 $10,675,000 $154,000 $485,000 $125,000 $273,000
File Closed For Incompleteness 46 $6,100,000 $132,000 $405,000 $88,000 $395,000
Application Approved But Not Accepted 23 $4,095,000 $178,000 $1,505,000 $118,000 $500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 833 $112,305,000 $134,000 $1,505,000 $106,000 $1,560,000
Debt-To-Income Ratio 87 $10,255,000 $117,000 $705,000 $92,000 $1,732,000
Credit History 78 $6,830,000 $87,000 $425,000 $64,000 $391,000
Collateral 53 $4,865,000 $91,000 $405,000 $75,000 $419,000
Credit Application Incomplete 26 $2,510,000 $96,000 $255,000 $77,000 $215,000
Other 16 $1,520,000 $95,000 $255,000 $64,000 $162,000
Unverifiable Information 14 $1,020,000 $72,000 $145,000 $61,000 $145,000
Employment History 7 $585,000 $83,000 $165,000 $58,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 4 $510,000 $127,000 $195,000 $77,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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