Crook County, OR Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 1,824 mortgage applications in Crook County, OR totaling $375.7 million, down 30% from 2007. The average application was for $205,000, and applicants reported an average income of $82,000. 33% of applications resulted in an originated loan and 24% were denied. The most active lender was Countrywide Bank FSB, with 152 applications, followed by Beneficial Company LLC and Evergreen Moneysource Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,824
Total Mortgage Loan Application Amount $375,704,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $1,880,000
Average Applicant Income $82,000
Highest Applicant Income $2,696,000

Mortgage Company List for Lending in Crook County, OR for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 152 $ 30,646,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 146 $ 27,833,000
Evergreen Moneysource Mortgage
915 118TH AVENUE SE, SUITE 300
BELLEVUE, WA 98005
* $ 10,000,000 134 $ 21,842,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 132 $ 29,076,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 131 $ 27,318,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 112 $ 22,692,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 51 $ 8,125,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 49 $ 9,657,000
Hyperion Capital Group
5885 SW MEADOWS ROAD STE 850
LAKE OSWEGO, OR 97035
* $ 66,788,000 44 $ 9,842,000
Wells Fargo Fin'l Oregon, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 36 $ 7,058,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 34 $ 9,271,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 30 $ 2,412,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 30 $ 5,661,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 28 $ 5,348,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,391,876,000 28 $ 4,402,000
Northwest Mortgage Group, Inc
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 26 $ 6,896,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 25 $ 6,287,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 23 $ 4,808,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 23 $ 4,100,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 22 $ 5,705,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 21 $ 5,372,000
Columbia River Bank
PO BOX 1050
THE DALLES, OR 97058
* $ 1,042,412,000 18 $ 3,591,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 17 $ 3,431,000
Oregonians Credit Union
6915 SE LAKE RD
MILWAUKIE, OR 97267
* $ 218,293,000 17 $ 1,711,000
Eagle Home Mortgage, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 16 $ 2,807,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 16 $ 3,898,000
Washington Federal S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 10,577,104,000 16 $ 3,580,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 16 $ 3,077,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 16 $ 4,797,000
Community First Bank
821 SW 6TH ST
PRINEVILLE, OR 97756
* $ 208,599,000 14 $ 3,589,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 13 $ 2,495,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 13 $ 2,841,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 11 $ 2,451,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 11 $ 2,934,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 10 $ 2,214,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 10 $ 1,935,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 10 $ 892,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 10 $ 2,281,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,635,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 8 $ 1,851,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 8 $ 1,397,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 8 $ 1,959,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 8 $ 1,845,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 8 $ 1,729,000
American Sterling Bank
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 8 $ 2,616,000
South Valley Bank & Trust
803 MAIN STREET
KLAMATH FALLS, OR 97601
* $ 596,948,000 8 $ 3,491,000
Premier Finance
1463 E. MCANDREWS RD, SUITE 1
MEDFORD, OR 97504
* $ 11,566,648,000 8 $ 296,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 7 $ 1,589,000
Netmore America, Inc.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 7 $ 1,393,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 6 $ 1,666,000
West Coast Bank
25977 SW CANYON CREEK, SUITE J
WILSONVILLE, OR 97070
* $ 2,639,374,000 6 $ 3,131,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 1,685,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 5 $ 996,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 5 $ 1,029,000
Budget Finance Company
1849 SAWTELLE BLVD., SUITE 700
LOS ANGELES, CA 90025, CA 90025
* $ 10,000,000 5 $ 496,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 877,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 5 $ 839,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 5 $ 1,233,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 5 $ 855,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 904,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 2,540,789,000 4 $ 1,006,000
Frontier Investment Co.
1200 EXECUTIVE PARKWAY SUITE 430
EUGENE, OR 97401
* $ 10,000,000 4 $ 727,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 1,098,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 826,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 4 $ 16,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 4 $ 881,000
Umpqua Bank
ONE SW COLUMBIA STREET, SUITE 1050
PORTLAND, OR 97258
* $ 8,331,335,000 4 $ 1,300,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 4 $ 1,821,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,700,637,000 4 $ 925,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 3 $ 445,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 1,132,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 742,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 545,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 3 $ 695,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 614,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 3 $ 590,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 897,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 583,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 337,000
Avelo Mortgage, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 793,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 352,000
First Technology Credit Union
3555 SW 153RD DRIVE
BEAVERTON, OR 97006
* $ 1,812,449,000 2 $ 513,000
Northwest Community
545 EAST 8TH AVENUE
EUGENE, OR 97401
* $ 595,304,000 2 $ 329,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 8,123,814,000 2 $ 718,000
Mid Oregon Federal Credit Union
1386 NE CUSHING DRIVE
BEND, OR 97701
* $ 105,017,000 2 $ 417,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 856,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 478,000
Trust One Mortgage Corporation
108 PACIFICA, SUITE 300
IRVINE, CA 92618
* $ 10,000,000 2 $ 467,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 354,000
Adair Financial Services, LLC
1101 SE TECH CENTER DRIVE, STE 140
VANCOUVER, WA 98683
* $ 68,697,000 2 $ 466,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 2 $ 879,000
Union Bank, N.A.
8954 RIO SAN DIEGO DRIVE SUITE 500
SAN DIEGO, CA 92108
* $ 55,156,870,000 2 $ 952,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 2 $ 120,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 150,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 214,000
Pierce Commercial Bank
1722 SOUTH UNION AVE
TACOMA, WA 98405
* $ 246,708,000 2 $ 324,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 239,000
Chevy Chase Bank, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 2 $ 1,284,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 2 $ 271,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 11,744,356,000 2 $ 371,000
Premierwest Bank
503 AIRPORT ROAD
MEDFORD, OR 97504
* $ 1,156,632,000 2 $ 146,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 171,611,000 2 $ 303,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 2 $ 405,000
Hancock Bank of Louisiana
PO BOX 591
BATON ROUGE, LA 70821
* $ 2,523,545,000 1 $ 314,000
The Bank of Oswego
310 N STATE STREET, SUITE 218
LAKE OSWEGO, OR 97034
* $ 52,236,000 1 $ 294,000
First Mutual Bank
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 1,026,179,000 1 $ 307,000
Frontier Bank
P O BOX 2215
EVERETT, WA 98213
* $ 3,873,712,000 1 $ 125,000
Peoples Bank
3100 WOBURN STREET
BELLINGHAM, WA 98226
* $ 929,031,000 1 $ 221,000
Beneficial Financial I, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 223,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,816,477,000 1 $ 40,000
Riverview Community Bank
PO BOX 872290
VANCOUVER, WA 98687
* $ 833,249,000 1 $ 297,000
Eastern Savings Bank, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 1,117,603,000 1 $ 600,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 153,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 298,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 415,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 4,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 198,000
Citi Residential Lending Inc.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 1 $ 175,000
Residential Mortgage Group
855 NE 25TH ST
HILLSBORO, OR 97124
* $ 1,013,985,000,000 1 $ 650,000
Downey Savings and Loan
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 13,408,965,000 1 $ 148,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 250,000
First National Bank
205 W. OAK STREET
FORT COLLINS, CO 80522
* $ 1,430,348,000 1 $ 224,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 1 $ 360,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 254,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 671,000
Meridias Capital Incorporated
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 160,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 227,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 141,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 405,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 233,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 54,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 24,000
Oregon State Credit Union
PO BOX 306
CORVALLIS, OR 97339
* $ 487,647,000 1 $ 119,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ 375,874,000 1 $ 552,000
Oregon Community Credit Union
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 838,203,000 1 $ 138,000
First Community Credit Union
200 N. ADAMS ST.
COQUILLE, OR 97423
* $ 322,083,000 1 $ 190,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 147,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 74,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 149,000
Stonewater Mortgage Corporatio
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 417,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 216,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ 10,000,000 1 $ 156,000
Sydion Financial, LLC
33400 8TH AVE. S. STE 205
FEDERAL WAY, WA 98003
* $ 11,000,000 1 $ 175,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 370,000
Columbia Mortgage LLC
6830 SW ATLANTA STREET #200
PORTLAND, OR 97223
* $ 539,000 1 $ 140,000
The Mortgage Outlet
200 N. ALMADEN BLVD. SUITE 200
SAN JOSE, CA 95110
* $ 10,000,000 1 $ 120,000

The tables below break down 2008 mortgage applications in Crook County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crook County, OR in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,214 $257,261,000 $211,000 $1,250,000 $79,000 $1,716,000
Home Purchase 501 $102,054,000 $203,000 $1,880,000 $91,000 $2,696,000
Home Improvement 109 $16,389,000 $150,000 $740,000 $70,000 $330,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,483 $307,701,000 $207,000 $1,880,000 $83,000 $2,696,000
Not Provided 184 $38,145,000 $207,000 $1,411,000 $105,000 $1,716,000
Not applicable 99 $19,425,000 $196,000 $999,000 $26,000 $325,000
Hispanic 39 $6,696,000 $171,000 $335,000 $64,000 $153,000
American Indian or Alaskan Native 15 $2,808,000 $187,000 $417,000 $74,000 $126,000
Asian 3 $748,000 $249,000 $394,000 $57,000 $102,000
Native Hawaiian or Other Pacific Islander 1 $181,000 $181,000 $181,000 $53,000 $53,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,407 $302,186,000 $214,000 $1,880,000 $91,000 $2,696,000
FHA-insured (Federal Housing Administration) 346 $60,511,000 $174,000 $294,000 $54,000 $204,000
VA-guaranteed (Veterans Administration) 40 $7,471,000 $186,000 $291,000 $49,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $5,536,000 $178,000 $269,000 $43,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 607 $120,795,000 $199,000 $1,100,000 $85,000 $1,272,000
Application Denied By Financial Institution 436 $99,129,000 $227,000 $1,411,000 $97,000 $2,696,000
Loan Purchased By The Institution 414 $78,919,000 $190,000 $775,000 $52,000 $556,000
Application Withdrawn By Applicant 230 $47,208,000 $205,000 $1,880,000 $89,000 $1,716,000
Application Approved But Not Accepted 94 $20,473,000 $217,000 $925,000 $95,000 $506,000
File Closed For Incompleteness 38 $8,249,000 $217,000 $650,000 $100,000 $664,000
Preapproval Approved but not Accepted 5 $931,000 $186,000 $255,000 $43,000 $56,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 80 $20,165,000 $252,000 $750,000 $125,000 $1,051,000
Debt-To-Income Ratio 56 $15,548,000 $277,000 $1,411,000 $70,000 $367,000
Credit History 37 $6,994,000 $189,000 $442,000 $66,000 $174,000
Other 30 $7,573,000 $252,000 $750,000 $180,000 $704,000
Credit Application Incomplete 14 $4,255,000 $303,000 $884,000 $120,000 $366,000
Unverifiable Information 7 $1,575,000 $225,000 $315,000 $86,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 2 $274,000 $137,000 $201,000 $45,000 $54,000
Mortgage Insurance Denied 1 $310,000 $310,000 $310,000 $77,000 $77,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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