Emmet County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Emmet County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 967 |
| Total Mortgage Loan Application Amount | $280,365,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $4,705,000 |
| Average Applicant Income | $204,000 |
| Highest Applicant Income | $5,865,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| MERCANTILE BANK 310 LEONARD ST NW GRAND RAPIDS, MI 49504 |
* | $ 4,853,001,000 | 176 | $ 58,010,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 153 | $ 32,345,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 44 | $ 13,230,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 41 | $ 9,585,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 31 | $ 2,035,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 28 | $ 5,870,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 27 | $ 7,315,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 25 | $ 1,745,000 |
| FIRST COMMUNITY BANK 200 EAST MAIN STREET HARBOR SPRINGS, MI 49740 |
* | $ 435,535,000 | 20 | $ 11,410,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 11,908,096,000 | 19 | $ 9,265,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 14 | $ 8,510,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 12 | $ 4,150,000 |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 7,276,719,000 | 12 | $ 3,630,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 4,995,759,000 | 10 | $ 3,030,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 9 | $ 1,855,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 8 | $ 2,530,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 8 | $ 1,990,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 8 | $ 1,510,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 7 | $ 1,435,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 7 | $ 675,000 |
| NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 8,748,360,000 | 7 | $ 1,275,000 |
| GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ -1,000 | 6 | $ 1,920,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 6 | $ 2,560,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 5 | $ 765,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 209,664,000,000 | 5 | $ 6,575,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 5 | $ 1,025,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 5 | $ 985,000 |
| COMMUNITY FINANCIAL CREDIT UNION 500 S HARVEY ST PLYMOUTH, MI 48170 |
* | $ 1,531,732,000 | 5 | $ 1,085,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 5 | $ 995,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ -1,000 | 5 | $ 765,000 |
| HORIZON BANK 515 FRANKLIN ST MICHIGAN CITY, IN 46360 |
* | $ 7,794,340,000 | 5 | $ 1,385,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 5 | $ 5,895,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 1,110,000 |
| STAUNTON FINANCIAL, INC. 25800 NORTHWESTERN HIGHWAY SUITE 110 SOUTHFIELD, MI 48075 |
* | $ -1,000 | 4 | $ 1,760,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 1,250,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 4 | $ 390,000 |
| CONSUMERS CREDIT UNION PO BOX 525 KALAMAZOO, MI 49077 |
* | $ 2,031,988,000 | 4 | $ 1,060,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 46,490,438,000 | 4 | $ 1,520,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ -1,000 | 4 | $ 850,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 4 | $ 1,050,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 4 | $ 940,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 665,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 187,590,465,000 | 3 | $ 1,735,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 3 | $ 515,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 3 | $ 885,000 |
| CREDIT UNION ONE 400 E NINE MILE RD FERNDALE, MI 48220 |
* | $ 1,758,444,000 | 3 | $ 135,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 465,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,052,701,000 | 3 | $ 765,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,826,414,000 | 3 | $ 135,000 |
| DFCU FINANCIAL 400 TOWN CENTER DRIVE DEARBORN, MI 48126 |
* | $ 6,002,039,000 | 3 | $ 545,000 |
| J. VIRGIL, INC. G3404 MILLER ROAD FENTON, MI 48507 |
* | $ -1,000 | 3 | $ 505,000 |
| HFG HOLDINGS, LLC 888 W BIG BEAVER RD, SUITE 800 TROY, MI 48084 |
* | $ -1,000 | 3 | $ 725,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 3 | $ 915,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 3 | $ 605,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 705,000 |
| FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 17,923,519,000 | 3 | $ 1,515,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 2 | $ 410,000 |
| BEELINE LOANS, INC. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ -1,000 | 2 | $ 340,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 2 | $ 720,000 |
| MICHIGAN SCHOOLS AND GOVERNMENT 40400 GARFIELD ROAD CLINTON TOWNSHIP, MI 48038 |
* | $ 3,328,841,000 | 2 | $ 110,000 |
| THE DART BANK 368 S. PARK ST. MASON, MI 48854 |
* | $ 931,934,000 | 2 | $ 2,910,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 490,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 320,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 160,000 |
| FRANKENMUTH CREDIT UNION 580 N. MAIN ST., PO BOX 209 FRANKENMUTH, MI 48734 |
* | $ 1,199,213,000 | 2 | $ 730,000 |
| MORTGAGE 1 INCORPORATED 43456 MOUND ROAD STERLING HEIGHTS, MI 49314 |
* | $ -1,000 | 2 | $ 1,080,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 2 | $ 160,000 |
| INCREDIBLEBANK 327 N 17TH AVE WAUSAU, WI 54401 |
* | $ 1,895,358,000 | 2 | $ 490,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,943,023,000 | 2 | $ 290,000 |
| COMERICA BANK 411 W LAFAYETTE BLVD DALLAS, TX 48226 |
* | $ 85,531,000,000 | 2 | $ 1,080,000 |
| GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 4,469,837,000 | 2 | $ 670,000 |
| HOMEPROMISE CORPORATION 60 S WASHINGTON ST, STE 106 GLEN ALLEN, VA 17225 |
* | $ -1,000 | 2 | $ 270,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 2 | $ 1,570,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 2 | $ 1,070,000 |
| ARC HOME LLC 2010 CORPORATE RIDGE STE 750 BALTIMORE, MD 22102 |
* | $ -1,000 | 2 | $ 1,010,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 2 | $ 690,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 330,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 840,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 24,967,889,000 | 2 | $ 2,720,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 280,000 |
| BANK FIRST, N.A. 402 N 8TH ST MANITOWOC, WI 54220 |
* | $ 3,658,116,000 | 1 | $ 515,000 |
| TOYOTA FINANCIAL SAVINGS BANK 2485 VILLAGE VIEW DRIVE, SUITE 200 HENDERSON, NV 89074 |
* | $ 6,590,970,000 | 1 | $ 1,115,000 |
| THE STATE BANK 175 N LEROY ST FENTON, MI 48430 |
* | $ 1,687,848,000 | 1 | $ 305,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 14,304,653,000 | 1 | $ 965,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 675,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 175,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 1 | $ 995,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ -1,000 | 1 | $ 205,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 175,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 1 | $ 445,000 |
| RBC BANK, (GEORGIA) NATIONAL ASSOCIATION 8081 ARCO CORPORATE DRIVE ATLANTA, GA 27617 |
* | $ 6,097,782,000 | 1 | $ 215,000 |
| ISABELLA BANK 139 E. BROADWAY MOUNT PLEASANT, MI 48858 |
* | $ 1,981,367,000 | 1 | $ 485,000 |
| T2 FINANCIAL LLC 480 OLDE WORTHINGTON RD SUITE 300 CINCINNATI, OH 43082 |
* | $ -1,000 | 1 | $ 245,000 |
| RAYMOND JAMES BANK 710 CARILLON PARKWAY ST. PETERSBURG, FL 33716 |
* | $ 42,076,662,000 | 1 | $ 625,000 |
| PURDUE 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 1,813,728,000 | 1 | $ 715,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 235,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 275,000 |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 100 PHOENIX DR, STE 300 PLYMOUTH, MI 48108 |
* | $ -1,000 | 1 | $ 315,000 |
| LOC CREDIT UNION 6246 CHASE ROAD FARMINGTON, MI 48126 |
* | $ -1,000 | 1 | $ 165,000 |
| EAGLE.BANK 6415 BRIDGETOWN ROAD CINCINNATI, OH 45248 |
* | $ 173,686,000 | 1 | $ 185,000 |
| NEW ENGLAND 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 1,952,542,000 | 1 | $ 425,000 |
| MMS MORTGAGE SERVICES, LTD. 38275 TWELVE MILE RD., SUITE 100 FARMINGTON HILLS, MI 48331 |
* | $ -1,000 | 1 | $ 335,000 |
| COMMUNITY CHOICE 31155 NORTHWESTERN HWY FARMINGTON HILLS, MI 48334 |
* | $ 1,750,069,000 | 1 | $ 25,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 120,987,397,000 | 1 | $ 2,215,000 |
| SOUTHERN MICHIGAN BANK & TRUST 51 WEST PEARL STREET COLDWATER, MI 49036 |
* | $ 1,272,193,000 | 1 | $ 225,000 |
| GEORGIA'S OWN 1155 PEACHTREE STREET, SUITE 100 ATLANTA, GA 30309 |
* | $ 4,739,869,000 | 1 | $ 55,000 |
| JOLT CREDIT UNION 6180 STATE STREET SAGINAW, MI 48603 |
* | $ 457,330,000 | 1 | $ 655,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 315,000 |
| KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 1 | $ 365,000 |
| ADAMS BANK & TRUST PO BOX 720 OGALLALA, NE 69153 |
* | $ 1,287,359,000 | 1 | $ 285,000 |
| FINANCIAL PLUS CREDIT UNION G-3381 VAN SLYKE RD, P.O. BOX 7006 FLINT, MI 48507 |
* | $ 1,228,239,000 | 1 | $ 265,000 |
| NORWICH COMMERCIAL GROUP, INC. 38 SECURITY DRIVE AVON, CT 06001 |
* | $ -1,000 | 1 | $ 185,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 505,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 185,000 |
| ABL RPC RESIDENTIAL CREDIT ACQUISITION LLC 30 THE GREEN DOVER, DE 19901 |
* | $ -1,000 | 1 | $ 345,000 |
| LAFCU CREDIT UNION 106 N MARKETPLACE BLVD LANSING, MI 48917 |
* | $ 986,595,000 | 1 | $ 155,000 |
| SUCCESS MORTGAGE PARTNERS, INC. 1200 S. SHELDON RD. PLYMOUTH, MI 48170 |
* | $ -1,000 | 1 | $ 315,000 |
| BIRMINGHAM-BLOOMFIELD CREDIT UNION 576 E LINCOLN BIRMINGHAM, MI 48009 |
* | $ 357,358,000 | 1 | $ 155,000 |
| ROSS MORTGAGE CORPORATION 2075 W. BIG BEAVER, SUITE 700 TROY, MI 48084 |
* | $ -1,000 | 1 | $ 305,000 |
| FIRST INDEPENDENCE BANK 7310 WOODWARD AVE SUITE 101 DETROIT, MI 48202 |
* | $ 468,425,000 | 1 | $ 105,000 |
| VIBE CREDIT UNION 1375 N OAKLAND BLVD NOVI, MI 48327 |
* | $ 1,218,827,000 | 1 | $ 195,000 |
| TEAM ONE CREDIT UNION 520 HAYDEN SAGINAW, MI 48607 |
* | $ 750,658,000 | 1 | $ 45,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 6,224,510,000 | 1 | $ 655,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 145,000 |
| SPRING EQ, LLC 2929 ARCH ST WILMINGTON, DE 19104 |
* | $ -1,000 | 1 | $ 205,000 |
| UNITED HOME LOANS, INC. 4 WESTBROOK CORPORATE CENTER SUITE 650 CHICAGO, IL 60154 |
* | $ -1,000 | 1 | $ 575,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 1 | $ 355,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 175,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 135,000 |
| LENDSURE MORTGAGE CORP. 16959 BERNARDO CENTER DR, #102 WILMINGTON, DE 92128 |
* | $ -1,000 | 1 | $ 535,000 |
| PRESTON HOME LOANS INC 1537 E HILL RD SUITE 100 GRAND BLANC, MI 48439 |
* | $ -1,000 | 1 | $ 315,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 1 | $ 465,000 |
| 1ST STATE FINANCIAL, LTD. PO BOX 1468 SAGINAW, MI 48605 |
* | $ -1,000 | 1 | $ 345,000 |
| UNIVERSITY BANK 2015 WASHTENAW AVE ANN ARBOR, MI 48104 |
* | $ 781,550,000 | 1 | $ 365,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 1 | $ 215,000 |
| STOCK YARDS BANK & TRUST COMPANY 1040 EAST MAIN STREET LOUISVILLE, KY 40206 |
* | $ 7,488,838,000 | 1 | $ 1,505,000 |
| FIRST STATE BANK 24300 LITTLE MACK EASTPOINTE, MI 48080 |
* | $ 957,924,000 | 1 | $ 235,000 |
| THE LOAN STORE, INC. 222 KEARNY STREET, SUITE 650 CAMDEN, DE 94108 |
* | $ -1,000 | 1 | $ 95,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 47,596,192,000 | 1 | $ 535,000 |
| GRAND SAVINGS BANK P O BOX 451809, 1022 SOUTH MAIN GROVE, OK 74345 |
* | $ 848,960,000 | 1 | $ 855,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 479,101,000 | 1 | $ 115,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 1 | $ 105,000 |
| HOMESTEAD SAVINGS BANK 415 S SUPERIOR ST ALBION, MI 49224 |
* | $ 78,697,000 | 1 | $ 525,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Emmet County MI in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 457 | $177,805,000 | $389,000 | $4,705,000 | $226,000 | $3,643,000 |
| Cash-out Refinancing | 149 | $32,555,000 | $218,000 | $2,205,000 | $150,000 | $1,267,000 |
| Home Improvement | 134 | $19,170,000 | $143,000 | $3,225,000 | $174,000 | $1,405,000 |
| Other Purpose | 134 | $29,130,000 | $217,000 | $2,215,000 | $258,000 | $5,865,000 |
| Refinancing | 92 | $21,600,000 | $234,000 | $2,225,000 | $141,000 | $1,230,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 760 | $211,020,000 | $277,000 | $4,705,000 | $194,000 | $5,865,000 |
| Not Provided | 131 | $42,025,000 | $320,000 | $2,535,000 | $281,000 | $4,360,000 |
| Not applicable | 39 | $19,675,000 | $504,000 | $3,225,000 | $259,000 | $440,000 |
| American Indian or Alaskan Native | 13 | $2,025,000 | $155,000 | $275,000 | $85,000 | $208,000 |
| Hispanic | 9 | $1,305,000 | $145,000 | $415,000 | $118,000 | $327,000 |
| Black or African American | 8 | $1,860,000 | $232,000 | $805,000 | $167,000 | $430,000 |
| Asian | 6 | $2,350,000 | $391,000 | $1,105,000 | $143,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 855 | $254,785,000 | $297,000 | $4,705,000 | $218,000 | $5,865,000 |
| FHA-insured (Federal Housing Administration) | 81 | $16,935,000 | $209,000 | $485,000 | $77,000 | $389,000 |
| VA-guaranteed (Veterans Administration) | 31 | $8,645,000 | $278,000 | $555,000 | $92,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 540 | $176,420,000 | $326,000 | $3,225,000 | $246,000 | $5,865,000 |
| Application Denied By Financial Institution | 170 | $28,930,000 | $170,000 | $1,055,000 | $109,000 | $710,000 |
| Application Withdrawn By Applicant | 153 | $45,585,000 | $297,000 | $2,225,000 | $182,000 | $1,267,000 |
| File Closed For Incompleteness | 51 | $12,725,000 | $249,000 | $4,705,000 | $141,000 | $1,427,000 |
| Loan Purchased By The Institution | 32 | $10,930,000 | $341,000 | $2,475,000 | $228,000 | $440,000 |
| Application Approved But Not Accepted | 18 | $5,050,000 | $280,000 | $2,005,000 | $205,000 | $576,000 |
| Preapproval Approved but not Accepted | 2 | $520,000 | $260,000 | $345,000 | $159,000 | $161,000 |
| Preapproval Denied by Financial Institution | 1 | $205,000 | $205,000 | $205,000 | $73,000 | $73,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 772 | $238,270,000 | $308,000 | $4,705,000 | $222,000 | $5,865,000 |
| Debt-To-Income Ratio | 81 | $22,185,000 | $273,000 | $3,225,000 | $128,000 | $879,000 |
| Credit History | 46 | $4,520,000 | $98,000 | $395,000 | $76,000 | $340,000 |
| Collateral | 35 | $7,295,000 | $208,000 | $805,000 | $164,000 | $710,000 |
| Credit Application Incomplete | 17 | $3,075,000 | $180,000 | $725,000 | $146,000 | $497,000 |
| Other | 8 | $2,140,000 | $267,000 | $765,000 | $250,000 | $600,000 |
| Unverifiable Information | 4 | $1,120,000 | $280,000 | $495,000 | $107,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,705,000 | $568,000 | $1,055,000 | $274,000 | $621,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.