Unlock detailed Franklin County FL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 622 |
| Total Mortgage Loan Application Amount | $224,530,000 |
| Average Mortgage Loan Application Amount | $360,000 |
| Highest Mortgage Loan Application Amount | $3,645,000 |
| Average Applicant Income | $213,000 |
| Highest Applicant Income | $2,950,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 22,808,174,000 | 29 | $ 7,145,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 29 | $ 3,655,000 |
| TYNDALL FEDERAL CREDIT UNION 3109 MINNESOTA AVE PANAMA CITY, FL 32405 |
* | $ 1,970,243,000 | 27 | $ 2,415,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 26 | $ 16,620,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 26 | $ 3,640,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 24 | $ 8,850,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 15 | $ 8,105,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 15 | $ 5,025,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 12 | $ 4,330,000 |
| UNIVERSITY BANK 2015 WASHTENAW AVE ANN ARBOR, MI 48104 |
* | $ 781,550,000 | 12 | $ 3,890,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 24,967,889,000 | 12 | $ 4,740,000 |
| CAPITAL CITY HOME LOANS, LLC 1255 LAKES PARKWAY, BLDG 300, ST 200 KENNESAW, GA 30043 |
* | $ -1,000 | 11 | $ 4,635,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ -1,000 | 10 | $ 4,090,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 10 | $ 4,070,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 154,203,000,000 | 10 | $ 5,900,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 9 | $ 1,405,000 |
| CAPITAL CITY BANK 1828 WEST TENNESSEE STREET TALLAHASSEE, FL 32304 |
* | $ 4,513,488,000 | 9 | $ 3,735,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501 |
* | $ 35,158,162,000 | 9 | $ 6,195,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 9 | $ 2,315,000 |
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 59,629,623,000 | 9 | $ 5,255,000 |
| PEOPLESSOUTH BANK 203 W CRAWFORD ST COLQUITT, GA 39837 |
* | $ 1,059,217,000 | 9 | $ 2,005,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 8 | $ 900,000 |
| DHI MORTGAGE COMPANY, LTD. 10700 PECAN PARK BLVD, SUITE 450 DALLAS, TX 78750 |
* | $ -1,000 | 8 | $ 2,720,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 8 | $ 2,630,000 |
| PRIME MERIDIAN BANK 1897 CAPITAL CIRCLE NE TALLAHASSEE, FL 32308 |
* | $ 815,142,000 | 8 | $ 5,050,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 7 | $ 1,875,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 7 | $ 1,125,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 6 | $ 2,030,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 6 | $ 1,680,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 6 | $ 1,340,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 6 | $ 1,880,000 |
| THOMASVILLE NATIONAL BANK 301 N. BROAD STREET THOMASVILLE, GA 31792 |
* | $ 1,537,741,000 | 6 | $ 6,440,000 |
| FIRST COMMERCE CREDIT UNION 107 E COLLEGE AVE TALLAHASSEE, FL 32314 |
* | $ 1,014,264,000 | 6 | $ 1,750,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 5 | $ 1,115,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 5 | $ 1,475,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 5 | $ 4,495,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,826,414,000 | 5 | $ 3,595,000 |
| PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 4 | $ 740,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 1,090,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 4 | $ 1,290,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 2,020,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 4 | $ 490,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 3 | $ 585,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 3 | $ 1,475,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 3 | $ 725,000 |
| MIDFLORIDA 3004 S FLORIDA AVE LAKELAND, FL 33803 |
* | $ 6,612,348,000 | 3 | $ 1,095,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 12,493,973,000 | 3 | $ 1,885,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 595,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 3 | $ 865,000 |
| SOUTHERN FIRST BANK 100 VERDAE BLVD GREENVILLE, SC 29607 |
* | $ 3,694,134,000 | 3 | $ 3,095,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 3 | $ 2,405,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 3 | $ 615,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 2 | $ 700,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 2 | $ 540,000 |
| SERVISFIRST BANK 2500 WOODCREST PLACE BIRMINGHAM, AL 35209 |
* | $ 14,594,770,000 | 2 | $ 4,270,000 |
| BAY CAPITAL MORTGAGE CORPORATION 801 COMPASS WAY ANNAPOLIS, MD 21401 |
* | $ -1,000 | 2 | $ 760,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 620,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 607,423,000 | 2 | $ 950,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 386,799,237,000 | 2 | $ 440,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 2 | $ 690,000 |
| BUILDERS CHOICE MORTGAGE LLC 40 SE 5TH ST SUITE 401 BOCA RATON, FL 33432 |
* | $ -1,000 | 2 | $ 430,000 |
| HOMETOWN EQUITY MORTGAGE, LLC 151 NORTH SERVICE ROAD CLAYTON, MO 63376 |
* | $ -1,000 | 2 | $ 1,300,000 |
| TC FEDERAL BANK 131 S DAWSON ST THOMASVILLE, GA 31792 |
* | $ 429,543,000 | 2 | $ 580,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 750,000 |
| SOUTHEASTERN CREDIT UNION PO BOX 2067 VALDOSTA, GA 31604 VALDOSTA, GA 31604 |
* | $ 341,471,000 | 2 | $ 1,220,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 48,668,073,000 | 2 | $ 420,000 |
| SHELTER GROWTH CAPITAL PARTNERS LLC 750 WASHINGTON BLVD WILMINGTON, DE 06901 |
* | $ -1,000 | 2 | $ 1,000,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,765,448,000 | 2 | $ 1,250,000 |
| SOUTHSTATE BANK, NATIONAL ASSOCIATION 1101 1ST STREET SOUTH WINTER HAVEN, FL 33880 |
* | $ 43,900,126,000 | 2 | $ 330,000 |
| THE FIRST BANK P.O. BOX 15549 HATTIESBURG, MS 39404 |
* | $ 6,463,617,000 | 2 | $ 970,000 |
| KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 2 | $ 1,610,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 2 | $ 120,000 |
| GULF WINDS CREDIT UNION 220 E NINE MILE ROAD PENSACOLA, FL 32534 |
* | $ 1,035,650,000 | 2 | $ 150,000 |
| FLORIDA PO BOX 5549 GAINESVILLE, FL 32627 |
* | $ 1,967,341,000 | 2 | $ 310,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 1,300,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 820,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 160,000 |
| 1ST SIGNATURE LENDING, LLC 9800 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 2 | $ 370,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 325,000 |
| KWIK MORTGAGE CORPORATION 959 ROUTE 46 EAST, #401 PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 725,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 235,000 |
| MORTGAGE ASSURANCE, INC. 1200 ASHWOOD PKWY. STE 200 PEACHTREE CORNERS, GA 30338 |
* | $ -1,000 | 1 | $ 265,000 |
| AMERANT MORTGAGE, LLC 220 ALHAMBRA CIR STE 310 CORAL GABLES, FL 33134 |
* | $ -1,000 | 1 | $ 195,000 |
| SPACE COAST CREDIT UNION 8045 N. WICKHAM RD MELBOURNE, FL 32940 |
* | $ 8,543,984,000 | 1 | $ 15,000 |
| HOMEXPRESS MORTGAGE CORP. 15641 RED HILL AVE., SUITE 205 NEWARK, DE 92780 |
* | $ -1,000 | 1 | $ 445,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 345,000 |
| EASY STREET CAPITAL, LLC 1201 E CESAR CHAVEZ ST SUITE 1 AUSTIN, TX 78702 |
* | $ -1,000 | 1 | $ 585,000 |
| CITY NATIONAL BANK 555 SOUTH FLOWER STREET LOS ANGELES, CA 90071 |
* | $ 96,504,709,000 | 1 | $ 945,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 635,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 175,000 |
| 1ST SUMMIT BANK 125 DONALD LANE JOHNSTOWN, PA 15904 |
* | $ 1,341,085,000 | 1 | $ 435,000 |
| GEORGIA UNITED 6705 SUGARLOAF PARKWAY DULUTH, GA 30097 |
* | $ 2,035,663,000 | 1 | $ 395,000 |
| WILMINGTON SAVINGS FUND SOCIETY, FSB 500 DELAWARE AVENUE WILMINGTON, DE 19801 |
* | $ 19,808,858,000 | 1 | $ 45,000 |
| FIRST FLORIDA CREDIT UNION 500 WEST 1ST STREET JACKSONVILLE, FL 32203 |
* | $ 1,386,120,000 | 1 | $ 125,000 |
| FIRST HORIZON BANK 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38101 |
* | $ 78,672,073,000 | 1 | $ 205,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 120,987,397,000 | 1 | $ 725,000 |
| LOAN FUNDER LLC 645 MADISON AVENUE, 19TH FLOOR NEW YORK, NY 10022 |
* | $ -1,000 | 1 | $ 275,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 6,704,869,000 | 1 | $ 645,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 4,608,467,000 | 1 | $ 465,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 16,117,865,000 | 1 | $ 235,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 1 | $ 255,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 105,000 |
| DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 9,251,719,000 | 1 | $ 255,000 |
| VYSTAR CREDIT UNION 4949 BLANDING BLVD JACKSONVILLE, FL 32210 |
* | $ 13,659,563,000 | 1 | $ 345,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 1 | $ 165,000 |
| FIVE STAR CREDIT UNION 411 N FOSTER ST DOTHAN, AL 36303 |
* | $ 748,665,000 | 1 | $ 1,415,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,401,730,000 | 1 | $ 275,000 |
| UNITED COMMUNITY BANK PO BOX 398 GREENVILLE, SC 30512 |
* | $ 23,954,627,000 | 1 | $ 995,000 |
| HOMETRUST BANK PO BOX 10 ASHEVILLE, NC 28802 |
* | $ 3,646,842,000 | 1 | $ 285,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 209,664,000,000 | 1 | $ 755,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 14,304,653,000 | 1 | $ 215,000 |
| FILO MORTGAGE, L.L.C. 555 E NORTH LN #6125 DOVER, DE 19428 |
* | $ -1,000 | 1 | $ 165,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 245,000 |
| BEELINE LOANS, INC. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ -1,000 | 1 | $ 585,000 |
| GEORGIA COMMUNITY BANK 250 EAST LEE ST DAWSON, GA 39842 |
* | $ 402,224,000 | 1 | $ 65,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 255,000 |
| GROW FINANCIAL FEDERAL CREDIT UNION 9927 DELANEY LAKE DRIVE TAMPA, FL 33619 |
* | $ 3,490,308,000 | 1 | $ 505,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 105,000 |
| GUARDIAN BANK 701 WILDWOOD PLANTATION DR. VALDOSTA, GA 31602 |
* | $ 537,854,000 | 1 | $ 705,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 165,000 |
| CLEAREDGE LENDING LLC 20 ENTERPRISE SUITE #350 ALISO VIEJO, CA 92656 |
* | $ -1,000 | 1 | $ 315,000 |
| GOLDMAN SACHS BANK USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 485,553,000,000 | 1 | $ 1,195,000 |
| FUNDLOANS CAPITAL 662 ENCINITAS BLVD SUITE 270 ENCINITAS, CA 92024 |
* | $ -1,000 | 1 | $ 675,000 |
| MORRIS BANK 301 BELLEVUE AVENUE DUBLIN, GA 31021 |
* | $ 1,426,476,000 | 1 | $ 285,000 |
| CAMPUS USA CREDIT UNION 14007 NW 1ST ROAD NEWBERRY, FL 32669 |
* | $ 3,029,797,000 | 1 | $ 25,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE WESTLAKE, TX 89074 |
* | $ 348,731,000,000 | 1 | $ 725,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 1 | $ 205,000 |
| THE CENTRAL TRUST BANK 238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | $ 19,309,880,000 | 1 | $ 835,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,052,701,000 | 1 | $ 495,000 |
| SMARTBANK 2430 TEASTER LANE PIGEON FORGE, TN 37863 |
* | $ 4,631,368,000 | 1 | $ 495,000 |
| CHAMPIONS FUNDING, LLC 365 E GERMANN RD #140 ST. PETERSBURG, FL 85297 |
* | $ -1,000 | 1 | $ 295,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 1 | $ 55,000 |
| ARC HOME LLC 2010 CORPORATE RIDGE STE 750 BALTIMORE, MD 22102 |
* | $ -1,000 | 1 | $ 505,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 1 | $ 105,000 |
| SOUTH CAROLINA FEDERAL CREDIT UNION 6265 RIVERS AVENUE NORTH CHARLESTON, SC 29406 |
* | $ 2,561,193,000 | 1 | $ 105,000 |
| FIRST AMERICAN BANK 80 STRATFORD DRIVE ELK GROVE VILLAGE, IL 60108 |
* | $ 6,105,252,000 | 1 | $ 85,000 |
| INDEPENDENCE BANK OF KENTUCKY 2425 FREDERICA STREET OWENSBORO, KY 42301 |
* | $ 3,469,556,000 | 1 | $ 665,000 |
| FIRST NATIONAL BANK OF PENNSYLVANIA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 43,726,588,000 | 1 | $ 435,000 |
| FRIEND BANK 220 E LAWRENCE HARRIS HWY SLOCOMB, AL 36375 |
* | $ 180,302,000 | 1 | $ 305,000 |
| UNION SAVINGS BANK 8534 E KEMPER RD CINCINNATI, OH 45249 |
* | $ 3,307,068,000 | 1 | $ 485,000 |
| ASCEND FEDERAL CREDIT UNION 520 AIRPARK DRIVE TULLAHOMA, TN 37388 |
* | $ 3,874,614,000 | 1 | $ 315,000 |
| BANK OZK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 27,656,568,000 | 1 | $ 2,005,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ -1,000 | 1 | $ 435,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 18,739,008,000 | 1 | $ 155,000 |
| SEACOAST NATIONAL BANK PO BOX 9012 STUART, FL 34995 |
* | $ 12,140,146,000 | 1 | $ 385,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 41,842,515,000 | 1 | $ 1,455,000 |
| FAIRWINDS CREDIT UNION 3087 N. ALAFAYA TRAIL ORLANDO, FL 32826 |
* | $ 4,460,813,000 | 1 | $ 105,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 155,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 275,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 942,438,000 | 1 | $ 355,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 1 | $ 95,000 |
| LADERA LENDING, INC. 555 CORPORATE DRIVE SUITE 215 SACRAMENTO, CA 92694 |
* | $ -1,000 | 1 | $ 195,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 427 | $178,435,000 | $417,000 | $3,645,000 | $244,000 | $2,950,000 |
| Cash-out Refinancing | 69 | $18,515,000 | $268,000 | $1,205,000 | $109,000 | $840,000 |
| Other Purpose | 45 | $6,625,000 | $147,000 | $725,000 | $121,000 | $592,000 |
| Refinancing | 45 | $15,835,000 | $351,000 | $1,005,000 | $187,000 | $1,011,000 |
| Home Improvement | 36 | $5,120,000 | $142,000 | $555,000 | $201,000 | $1,016,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 435 | $155,395,000 | $357,000 | $3,645,000 | $221,000 | $2,950,000 |
| Not Provided | 84 | $32,070,000 | $381,000 | $1,755,000 | $219,000 | $796,000 |
| Not applicable | 64 | $28,250,000 | $441,000 | $2,255,000 | $143,000 | $150,000 |
| Black or African American | 20 | $3,850,000 | $192,000 | $905,000 | $95,000 | $405,000 |
| Hispanic | 11 | $2,695,000 | $245,000 | $505,000 | $134,000 | $369,000 |
| Asian | 6 | $1,980,000 | $330,000 | $605,000 | $60,000 | $128,000 |
| American Indian or Alaskan Native | 2 | $290,000 | $145,000 | $205,000 | $187,000 | $322,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 532 | $198,730,000 | $373,000 | $3,645,000 | $231,000 | $2,950,000 |
| FHA-insured (Federal Housing Administration) | 50 | $12,840,000 | $256,000 | $475,000 | $96,000 | $560,000 |
| VA-guaranteed (Veterans Administration) | 38 | $12,650,000 | $332,000 | $625,000 | $122,000 | $443,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $310,000 | $155,000 | $155,000 | $43,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 293 | $123,315,000 | $420,000 | $3,645,000 | $252,000 | $2,950,000 |
| Application Denied By Financial Institution | 115 | $24,415,000 | $212,000 | $805,000 | $102,000 | $966,000 |
| Application Withdrawn By Applicant | 105 | $43,665,000 | $415,000 | $2,125,000 | $266,000 | $1,056,000 |
| Loan Purchased By The Institution | 47 | $15,115,000 | $321,000 | $1,005,000 | $169,000 | $249,000 |
| File Closed For Incompleteness | 42 | $8,910,000 | $212,000 | $765,000 | $106,000 | $576,000 |
| Application Approved But Not Accepted | 18 | $8,640,000 | $480,000 | $1,485,000 | $273,000 | $769,000 |
| Preapproval Approved but not Accepted | 1 | $175,000 | $175,000 | $175,000 | $62,000 | $62,000 |
| Preapproval Denied by Financial Institution | 1 | $295,000 | $295,000 | $295,000 | $58,000 | $58,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 495 | $193,715,000 | $391,000 | $3,645,000 | $238,000 | $2,950,000 |
| Debt-To-Income Ratio | 56 | $15,370,000 | $274,000 | $1,105,000 | $117,000 | $829,000 |
| Credit History | 27 | $3,825,000 | $141,000 | $425,000 | $75,000 | $241,000 |
| Unverifiable Information | 16 | $3,310,000 | $206,000 | $385,000 | $75,000 | $167,000 |
| Collateral | 14 | $4,410,000 | $315,000 | $675,000 | $285,000 | $966,000 |
| Credit Application Incomplete | 6 | $1,510,000 | $251,000 | $625,000 | $116,000 | $225,000 |
| Other | 4 | $980,000 | $245,000 | $505,000 | $170,000 | $253,000 |
| Employment History | 2 | $690,000 | $345,000 | $495,000 | $26,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $720,000 | $360,000 | $645,000 | $140,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.