Franklin County VT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Franklin County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,982
Total Mortgage Loan Application Amount $291,248,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $71,000
Highest Applicant Income $3,846,000

Mortgage Company List for Lending in Franklin County VT for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 988,686,000 296 $ 34,927,000
PEOPLES TRUST COMPANY OF ST. ALBANS
25 KINGMAN STREET, PO BOX 320
ST. ALBANS, VT 05478
* $ 247,519,000 228 $ 30,721,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 394,982,000 164 $ 16,464,000
UNION BANK
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 584,378,000 139 $ 24,341,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 103 $ 19,327,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 100 $ 17,291,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 83 $ 14,664,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 217,626,166,000 80 $ 5,144,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 51 $ 7,926,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 43 $ 7,460,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 41 $ 7,909,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 618,571,000 37 $ 2,634,000
NORTH COUNTRY
PO BOX 64709
SOUTH BURLINGTON, VT 05406
* $ 435,318,000 36 $ 2,913,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 28 $ 4,625,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 28 $ 4,274,000
MERCHANTS BANK
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,735,215,000 27 $ 7,552,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 25 $ 4,558,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 24 $ 3,084,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 24 $ 4,153,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 23 $ 4,373,000
COMMUNITY NATIONAL BANK
4811 US ROUTE 5
DERBY, VT 05855
* $ 573,045,000 21 $ 3,161,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 20 $ 2,405,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 19 $ 3,053,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 18 $ 2,927,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 14 $ 2,049,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 13 $ 2,568,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
ST JOHNSBURY, VT 03466
* $ 306,000,000 12 $ 2,323,000
NORTHFIELD SAVINGS BANK
1021 PAINE TURNPIKE NORTH
NORTHFIELD, VT 05602
* $ 754,713,000 10 $ 1,552,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 10 $ 1,892,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 10 $ 1,384,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,444,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 9 $ 1,537,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 8 $ 1,448,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 8 $ 1,548,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 8 $ 976,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 6 $ 987,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 6 $ 1,248,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 1,079,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 6 $ 520,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 6 $ 1,076,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 784,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 5 $ 998,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 4 $ 1,095,000
KITTREDGE MORTGAGE CORPORATION
123 BONNET STREET
MANCHESTER, VT 05254
* $ 7,088,000 4 $ 490,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 3 $ 635,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 3 $ 474,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 355,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 7,581,736,000 3 $ 536,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 3 $ 21,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 434,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 99,877,000,000 2 $ 585,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 2 $ 276,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 2 $ 344,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 290,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 2 $ 443,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 2 $ 219,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
ELK CITY, OK 73132
* $ 539,275,000 2 $ 454,000
LAKE SUNAPEE BANK
9 MAIN ST
NEWPORT, NH 03773
* $ 1,422,844,000 2 $ 491,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 2 $ 339,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 202,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 284,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 2 $ 532,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 411,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 2 $ 355,000
802 CREDIT UNION INC.
265 SOUTH MAIN STREET
BARRE, VT 05641
* $ 82,620,000 2 $ 161,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 2 $ 332,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 185,000
THE NATIONAL BANK OF MIDDLEBURY
30 MAIN STREET
MIDDLEBURY, VT 05753
* $ 301,363,000 1 $ 351,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 224,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,256,102,000 1 $ 130,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 220,000
LENDUS, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 1 $ 169,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 161,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 210,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 252,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 145,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 174,000
UNIBANK FOR SAVINGS
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,349,697,000 1 $ 288,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 172,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 167,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 1 $ 182,000
RBC BANK (GEORGIA), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 2,943,281,000 1 $ 135,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 227,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 841,451,000 1 $ 315,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 158,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,151,987,000 1 $ 185,000
NORTHEAST CREDIT UNION
100 BORTHWICK AVE.
PORTSMOUTH, NH 03801
* $ 944,877,000 1 $ 10,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 129,747,000 1 $ 14,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 133,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 16,840,840,000 1 $ 60,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 147,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 103,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 125,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 109,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Franklin County VT in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 828 $143,608,000 $173,000 $1,000,000 $66,000 $367,000
Refinancing 818 $127,142,000 $155,000 $3,000,000 $73,000 $3,846,000
Home Improvement 336 $20,498,000 $61,000 $645,000 $75,000 $573,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,651 $237,465,000 $143,000 $503,000 $74,000 $1,060,000
Not applicable 145 $28,777,000 $198,000 $3,000,000 $6,000 $122,000
Not Provided 133 $18,246,000 $137,000 $831,000 $105,000 $3,846,000
American Indian or Alaskan Native 20 $1,966,000 $98,000 $346,000 $53,000 $189,000
Hispanic 18 $2,512,000 $139,000 $271,000 $85,000 $202,000
Black or African American 8 $1,301,000 $162,000 $245,000 $77,000 $160,000
Asian 6 $785,000 $130,000 $236,000 $72,000 $161,000
Native Hawaiian or Other Pacific Islander 1 $196,000 $196,000 $196,000 $47,000 $47,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,460 $198,460,000 $135,000 $3,000,000 $78,000 $3,846,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 224 $38,395,000 $171,000 $294,000 $45,000 $147,000
FHA-insured (Federal Housing Administration) 160 $26,186,000 $163,000 $324,000 $51,000 $163,000
VA-guaranteed (Veterans Administration) 138 $28,207,000 $204,000 $423,000 $57,000 $167,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,189 $179,441,000 $150,000 $3,000,000 $77,000 $573,000
Application Denied By Financial Institution 358 $45,087,000 $125,000 $503,000 $67,000 $3,846,000
Loan Purchased By The Institution 164 $29,352,000 $178,000 $336,000 $23,000 $167,000
Application Withdrawn By Applicant 140 $19,781,000 $141,000 $343,000 $75,000 $1,060,000
Application Approved But Not Accepted 90 $11,191,000 $124,000 $417,000 $82,000 $494,000
File Closed For Incompleteness 41 $6,396,000 $156,000 $346,000 $81,000 $201,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 96 $8,875,000 $92,000 $503,000 $90,000 $3,846,000
Debt-To-Income Ratio 91 $11,679,000 $128,000 $399,000 $50,000 $214,000
Collateral 41 $6,049,000 $147,000 $423,000 $74,000 $189,000
Credit Application Incomplete 17 $2,419,000 $142,000 $257,000 $66,000 $107,000
Other 12 $1,533,000 $127,000 $331,000 $73,000 $312,000
Insufficient Cash (Downpayment, Closing Cost) 2 $292,000 $146,000 $172,000 $55,000 $72,000
Mortgage Insurance Denied 2 $411,000 $205,000 $212,000 $70,000 $83,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $42,000 $42,000
Employment History 1 $131,000 $131,000 $131,000 $43,000 $43,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Vermont Lender List