Garvin County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Garvin County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 706
Total Mortgage Loan Application Amount $83,370,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $865,000
Average Applicant Income $73,000
Highest Applicant Income $1,226,000

Mortgage Company List for Lending in Garvin County OK for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 93 $ 9,125,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 45 $ 3,345,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 25 $ 2,965,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 24 $ 4,100,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 22 $ 1,810,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 21 $ 2,775,000
LANDMARK BANK
PO BOX 1867
COLUMBIA, MO 65201
* $ 3,131,689,000 19 $ 1,775,000
VISION BANK
PO BOX 669
ADA, OK 74821
* $ 652,958,000 15 $ 2,385,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 2,365,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 14 $ 1,750,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 13 $ 1,225,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 12 $ 850,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 192,527,000 12 $ 1,530,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 12 $ 1,770,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 11 $ 565,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 11 $ 1,195,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,874,356,000 11 $ 855,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,675,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 10 $ 1,270,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 10 $ 1,170,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 34,104,022,000 10 $ 1,570,000
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,555,421,000 10 $ 600,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 10 $ 1,280,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
ELK CITY, OK 73132
* $ 769,862,000 10 $ 1,400,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 9 $ 1,735,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 795,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 7 $ 415,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 18,449,940,000 6 $ 510,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 6 $ 760,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,469,038,000 6 $ 640,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 6 $ 360,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 5 $ 575,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 5 $ 815,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 5 $ 465,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 435,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 785,000
WEOKIE FEDERAL CREDIT UNION
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,103,083,000 4 $ 250,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 620,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 4 $ 210,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 610,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 440,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 480,000
FIRST BANK & TRUST CO.
PO BOX 580
DUNCAN, OK 73534
* $ 585,397,000 4 $ 530,000
COMMUNICATION FEDERAL CREDIT UNION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 1,227,535,000 4 $ 370,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 615,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 645,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 45,000
ASSOCIATED MORTGAGE CORPORATION
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74133
* $ -1,000 3 $ 435,000
QUAIL CREEK BANK, NATIONAL ASSOCIATION
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 688,425,000 3 $ 1,215,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 3 $ 355,000
THE FIRST NATIONAL BANK AND TRUST CO.
PO BOX 1130
CHICKASHA, OK 73023
* $ 626,505,000 3 $ 225,000
US EMPLOYEES O.C. FEDERAL CREDIT UNION
4301 S INTERSTATE 44 SERVICE RD.
TOMBALL, TX 73119
* $ 169,954,000 3 $ 195,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 360,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 2 $ 120,000
LEGACY BANK
101 W MAIN
HINTON, OK 73047
* $ 463,292,000 2 $ 130,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 390,000
BANK OF COMMERCE
1601 W COMMERCE
DUNCAN, OK 73533
* $ 318,932,000 2 $ 360,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ -1,000 2 $ 690,000
FIRST FIDELITY BANK
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,658,160,000 2 $ 220,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 430,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 2 $ 160,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 2 $ 630,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 2 $ 110,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 2 $ 160,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 370,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 250,000
AMERICAN MORTGAGE BANK, LLC
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 2 $ 140,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 170,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 460,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 310,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 250,000
THE FOCUS FEDERAL CREDIT UNION
420 NE 10TH ST
OKLAHOMA CITY, OK 73104
* $ 113,050,000 2 $ 30,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 280,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 2 $ 240,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 130,000
AXIOM BANK, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 1 $ 125,000
FIRST STATE COMMUNITY BANK
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 2,465,224,000 1 $ 345,000
U.S. EAGLE
5201 ANTEQUERA NW
ALBUQUERQUE, NM 87120
* $ 1,036,504,000 1 $ 55,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 55,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 65,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
CARSON CITY, NV 89145
* $ -1,000 1 $ 105,000
GREAT SOUTHERN BANK
P O BOX 1271
MERIDIAN, MS 39302
* $ 294,138,000 1 $ 75,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 75,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 1 $ 105,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 1 $ 145,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 85,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 335,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 684,352,000 1 $ 205,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 115,000
GARDNER FINANCIAL SERVICES, LTD.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 1 $ 135,000
MUNICIPAL EMPLOYEES CREDIT UNION OF OKLAHOMA CITY
101 N WALKER AVE
OKLAHOMA CITY, OK 73102
* $ 153,464,000 1 $ 125,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 275,000
CWM PARTNERS, L.P.
9400 S I 35 SERVICE ROAD
AUSTIN, TX 73160
* $ -1,000 1 $ 105,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 3,855,606,000 1 $ 85,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 1 $ 145,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 325,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 25,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,791,677,000 1 $ 55,000
FINANCIAL CONCEPTS MORTGAGE, LLC
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 1 $ 115,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 1 $ 135,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 115,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 45,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 22,689,286,000 1 $ 305,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 95,000
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE
405 WEST MAIN
ARDMORE, OK 73401
* $ 510,897,000 1 $ 55,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 145,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 1 $ 105,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 2,269,890,000 1 $ 85,000
VALLIANCE BANK
1601 NORTHWEST EXPRESSWAY
OKLAHOMA CITY, OK 73118
* $ 421,968,000 1 $ 865,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 1 $ 145,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ -1,000 1 $ 365,000
AMERICAN HOMESTAR MORTGAGE, L.L.C.
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 145,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 165,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 738,388,000 1 $ 105,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 135,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 115,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 95,000
SUPERIOR CHOICE CREDIT UNION
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 1 $ 115,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 125,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 325,000
REPUBLIC BANK & TRUST
401 W. MAIN
NORMAN, OK 73069
* $ 555,744,000 1 $ 115,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 365,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 16,518,217,000 1 $ 235,000
HAPPY STATE BANK
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 3,444,514,000 1 $ 65,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 949,720,000 1 $ 245,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 85,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 115,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 145,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 235,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Garvin County OK in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 395 $49,635,000 $125,000 $865,000 $73,000 $1,226,000
Refinancing 124 $17,010,000 $137,000 $335,000 $86,000 $855,000
Cash-out Refinancing 99 $11,715,000 $118,000 $365,000 $71,000 $218,000
Other Purpose 37 $1,935,000 $52,000 $165,000 $58,000 $438,000
Home Improvement 34 $1,630,000 $47,000 $175,000 $48,000 $163,000
Not Applicable 17 $1,445,000 $85,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 463 $54,385,000 $117,000 $455,000 $75,000 $1,226,000
Not applicable 85 $11,155,000 $131,000 $395,000 $80,000 $218,000
American Indian or Alaskan Native 55 $6,155,000 $111,000 $865,000 $80,000 $601,000
Not Provided 54 $6,330,000 $117,000 $325,000 $63,000 $320,000
Hispanic 36 $3,050,000 $84,000 $305,000 $53,000 $154,000
Black or African American 7 $625,000 $89,000 $205,000 $50,000 $94,000
Asian 3 $1,215,000 $405,000 $505,000 $142,000 $159,000
Native Hawaiian or Other Pacific Islander 2 $220,000 $110,000 $185,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 414 $45,460,000 $109,000 $865,000 $81,000 $1,226,000
FHA-insured (Federal Housing Administration) 165 $20,025,000 $121,000 $325,000 $62,000 $163,000
VA-guaranteed (Veterans Administration) 88 $13,260,000 $150,000 $435,000 $61,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $4,625,000 $118,000 $215,000 $48,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 325 $40,005,000 $123,000 $865,000 $74,000 $1,226,000
Application Denied By Financial Institution 130 $11,570,000 $89,000 $375,000 $67,000 $438,000
Application Withdrawn By Applicant 90 $12,520,000 $139,000 $325,000 $75,000 $320,000
Loan Purchased By The Institution 86 $11,680,000 $135,000 $395,000 $81,000 $218,000
File Closed For Incompleteness 47 $4,935,000 $105,000 $315,000 $70,000 $241,000
Application Approved But Not Accepted 27 $2,535,000 $93,000 $335,000 $72,000 $270,000
Preapproval Denied by Financial Institution 1 $125,000 $125,000 $125,000 $62,000 $62,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 557 $68,715,000 $123,000 $865,000 $74,000 $1,226,000
Credit History 51 $4,275,000 $83,000 $375,000 $69,000 $175,000
Debt-To-Income Ratio 40 $4,510,000 $112,000 $325,000 $57,000 $167,000
Collateral 30 $2,910,000 $97,000 $335,000 $77,000 $438,000
Other 11 $955,000 $86,000 $195,000 $83,000 $163,000
Unverifiable Information 7 $765,000 $109,000 $255,000 $61,000 $81,000
Credit Application Incomplete 5 $665,000 $133,000 $265,000 $66,000 $115,000
Employment History 3 $365,000 $121,000 $145,000 $56,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $0 $0
Mortgage Insurance Denied 1 $155,000 $155,000 $155,000 $103,000 $103,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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