Gem County ID
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Gem County ID metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Gem County ID, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,367
Total Mortgage Loan Application Amount $210,039,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $64,000
Highest Applicant Income $1,817,000

Mortgage Company List for Lending in Gem County ID for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 167 $ 28,122,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 154 $ 22,672,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 74 $ 11,378,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 69 $ 9,247,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 64 $ 11,242,000
HOME FEDERAL BANK
500 12TH AVE S, PO BOX 190
NAMPA, ID 83651
* $ 721,924,000 53 $ 5,593,000
WELLS FARGO FIN'L IDAHO, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 43 $ 5,772,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 43 $ 5,996,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 42 $ 7,201,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 42 $ 7,437,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 36 $ 7,501,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 25 $ 3,424,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 24 $ 3,509,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 23 $ 1,980,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 22 $ 947,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 22 $ 4,113,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 22 $ 3,506,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 3,960,000
HOME MORTGAGE RESOURCES
2076 S EAGLE ROAD
MERIDIAN, ID 83642
* $ 10,000,000 20 $ 3,373,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 20 $ 2,575,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 20 $ 3,516,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 19 $ 2,966,000
NETMORE AMERICA, INC.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 19 $ 3,283,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 13 $ 1,878,000
GOLF SAVINGS BANK
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 12 $ 2,058,000
WASHINGTON FEDERAL S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 10,577,104,000 10 $ 1,752,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 10 $ 1,718,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 10 $ 986,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 8 $ 1,294,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 8 $ 1,163,000
MOUNTAIN WEST BANK
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,037,874,000 7 $ 1,406,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 7 $ 1,547,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,335,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 7 $ 1,295,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 469,000
IDAHO CENTRAL
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 622,612,000 7 $ 926,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 1,074,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 173,047,000 6 $ 143,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 6 $ 1,157,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 763,736,000 5 $ 622,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,391,876,000 5 $ 562,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 5 $ 738,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 767,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 822,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 5 $ 896,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 5 $ 680,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 4 $ 614,000
MONTANA MORTGAGE COMPANY
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 4 $ 593,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 625,922,000 4 $ 773,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 4 $ 267,000
IDAHO BANKING COMPANY
402 S EAGLE RD
EAGLE, ID 83616
* $ 234,199,000 4 $ 821,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 299,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 4 $ 835,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 4 $ 658,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 3 $ 453,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 3 $ 21,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 3 $ 520,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 3 $ 273,000
SEATTLE BANK
600 UNIVERSITY STREET SUITE 1850
SEATTLE, WA 98101
* $ 613,640,000 3 $ 340,000
STERLING SAVINGS BANK
111 N WALL ST
SPOKANE, WA 99201
* $ 11,744,356,000 3 $ 223,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 3 $ 753,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 3 $ 273,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 360,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 2 $ 296,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 2 $ 244,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 2 $ 536,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 223,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 2,064,299,000 2 $ 461,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 359,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 462,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 478,000
PREFERRED FINANCIAL FUNDING
935 S MT VERNON AVENUE
COLTON, CA 92324
* $ 2,205,000 2 $ 396,000
EAGLE HOME MORTGAGE, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 2 $ 323,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 335,000
NORTHWEST FARM CREDIT SERVICES, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 2 $ 675,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,311,898,000 2 $ 665,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 2 $ 489,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 258,000
IDAHY CREDIT UNION
1010 N ROSE ST
BOISE, ID 83703
* $ 114,936,000 2 $ 105,000
PIONEER
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 210,675,000 2 $ 97,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 2 $ 282,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 404,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 435,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 5,528,616,000 2 $ 245,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 18,453,976,000 2 $ 384,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 95,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 125,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 250,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 239,000
WELLS FARGO FIN'L OREGON, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 123,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 3,714,922,000 1 $ 270,000
FIRST INDEPENDENT BANK
PO BOX 8904
VANCOUVER, WA 98668
* $ 915,358,000 1 $ 146,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 1 $ 153,000
BEEHIVE FEDERAL CREDIT UNION
PO BOX 40
REXBURG, ID 83440
* $ 117,599,000 1 $ 35,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 1 $ 160,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 3,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 136,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 6,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 1 $ 73,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 45,485,000 1 $ 199,000
VENTURE BANK
P. O. BOX 1367
OLYMPIA, WA 98507
* $ 1,182,225,000 1 $ 88,000
PANHANDLE STATE BANK
414 CHURCH STREET
SANDPOINT, ID 83864
* $ 1,027,823,000 1 $ 105,000
THE BANK OF COMMERCE
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ 742,340,000 1 $ 113,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 1 $ 413,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 1 $ 152,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 198,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 96,000
NORTHWEST MORTGAGE GROUP, INC
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 1 $ 850,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 135,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 243,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 228,000
GREAT WESTERN FINANCIAL GROUP
41391 KALMIA STREET, SUITE 300
MURRIETA, CA 92562
* $ 10,001,000 1 $ 234,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 213,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 135,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 157,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 148,000
CRESTLINE FUNDING CORP
18851 BARDEEN AVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 311,000
EVERGREEN MONEYSOURCE MORTGAGE
915 118TH AVENUE SE, SUITE 300
BELLEVUE, WA 98005
* $ 10,000,000 1 $ 75,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 194,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 305,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 150,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 262,000
DBA HOMEPOINT LENDING
959 SOUTH COAST DRIVE #490
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 272,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 60,000
STONEWATER MORTGAGE CORPORATIO
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 105,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 418,629,000 1 $ 28,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 167,000
MONEYONE, INC.
2100 WATT AVENUE, SUITE 155
SACRAMENTO, CA 95825
* $ 10,000,000 1 $ 137,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 149,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 120,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 262,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 210,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Gem County ID in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 974 $158,421,000 $162,000 $850,000 $64,000 $1,353,000
Home Purchase 264 $39,337,000 $149,000 $490,000 $71,000 $1,817,000
Home Improvement 129 $12,281,000 $95,000 $590,000 $49,000 $143,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,116 $173,742,000 $155,000 $850,000 $65,000 $1,817,000
Not Provided 108 $16,009,000 $148,000 $417,000 $74,000 $1,353,000
Hispanic 72 $10,476,000 $145,000 $410,000 $56,000 $180,000
Not applicable 55 $7,342,000 $133,000 $417,000 $28,000 $180,000
American Indian or Alaskan Native 9 $1,523,000 $169,000 $500,000 $60,000 $82,000
Black or African American 3 $442,000 $147,000 $178,000 $54,000 $61,000
Asian 2 $98,000 $49,000 $83,000 $48,000 $52,000
Native Hawaiian or Other Pacific Islander 2 $407,000 $203,000 $316,000 $83,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,009 $152,861,000 $151,000 $850,000 $68,000 $1,817,000
FHA-insured (Federal Housing Administration) 329 $52,926,000 $160,000 $344,000 $51,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $2,139,000 $125,000 $220,000 $38,000 $60,000
VA-guaranteed (Veterans Administration) 12 $2,113,000 $176,000 $308,000 $66,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 543 $82,108,000 $151,000 $490,000 $66,000 $1,353,000
Application Denied By Financial Institution 392 $56,770,000 $144,000 $468,000 $59,000 $255,000
Loan Purchased By The Institution 153 $24,205,000 $158,000 $590,000 $56,000 $1,817,000
Application Withdrawn By Applicant 134 $24,131,000 $180,000 $850,000 $70,000 $588,000
Application Approved But Not Accepted 102 $16,253,000 $159,000 $525,000 $75,000 $696,000
File Closed For Incompleteness 42 $6,337,000 $150,000 $389,000 $65,000 $180,000
Preapproval Denied by Financial Institution 1 $235,000 $235,000 $235,000 $46,000 $46,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 69 $11,755,000 $170,000 $468,000 $64,000 $231,000
Debt-To-Income Ratio 65 $9,610,000 $147,000 $417,000 $49,000 $209,000
Credit History 55 $6,332,000 $115,000 $344,000 $51,000 $133,000
Other 25 $3,259,000 $130,000 $311,000 $93,000 $255,000
Credit Application Incomplete 21 $3,832,000 $182,000 $355,000 $59,000 $105,000
Unverifiable Information 11 $2,193,000 $199,000 $360,000 $73,000 $198,000
Employment History 7 $823,000 $117,000 $165,000 $35,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 1 $110,000 $110,000 $110,000 $22,000 $22,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information back through 2003.

Download the Idaho Lender List