Genesee County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Unlock detailed Genesee County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,007 |
| Total Mortgage Loan Application Amount | $174,949,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $2,557,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 215 | $ 18,665,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,072,546,000 | 175 | $ 15,201,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 151 | $ 16,284,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 137 | $ 11,601,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 103 | $ 10,621,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 99 | $ 10,250,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 1,850,159,000 | 95 | $ 5,436,000 |
| THE BANK OF CASTILE 90 MAIN ST BATAVIA, NY 14020 |
* | $ 665,534,000 | 87 | $ 7,056,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 84 | $ 9,000,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 65 | $ 4,513,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 3,429,961,000 | 61 | $ 3,349,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 60 | $ 5,178,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 41 | $ 3,362,000 |
| WELLS FARGO FIN'L CRED SERV NY 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 40 | $ 4,195,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 33 | $ 1,432,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 32 | $ 3,716,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 30 | $ 3,726,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 95,861,810,000 | 28 | $ 2,146,000 |
| ALDEN STATE BANK 13216 BROADWAY ALDEN, NY 14004 |
* | $ 193,373,000 | 24 | $ 1,518,000 |
| FIRST NIAGARA BANK 6950 SOUTH TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 8,082,041,000 | 24 | $ 2,126,000 |
| NOTHNAGLE HOME SECURITIES CORP 217 WEST MAIN STREET, SUITE 200 ROCHESTER, NY 14614 |
* | $ 10,000,000 | 22 | $ 1,870,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 21 | $ 2,492,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 19 | $ 639,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 18 | $ 1,359,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 15 | $ 213,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 14 | $ 1,530,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 13 | $ 482,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 13 | $ 1,768,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 12 | $ 1,168,000 |
| DEVERE MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14085 |
* | $ 10,000,000 | 12 | $ 1,350,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 12 | $ 1,000,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 12 | $ 1,102,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 394,708,000 | 12 | $ 109,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 11 | $ 118,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 11 | $ 1,052,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 9 | $ 969,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,970,989,000 | 7 | $ 341,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 84,701,123,000 | 6 | $ 395,000 |
| BANK OF AKRON 46 MAIN STREET AKRON, NY 14001 |
* | $ 163,328,000 | 6 | $ 420,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 6 | $ 722,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 753,000 |
| THE FUNDING SOURCE LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 5 | $ 602,000 |
| FIRST ALTERNATIVE MORTGAGE COR 145 HUGUENOT ST, SUITE 109 NEW ROCHELL, NY 10801 |
* | $ 10,000,000 | 5 | $ 481,000 |
| CU FACTORY BUILT LENDING, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 4 | $ 165,000 |
| PITTSFORD FEDERAL CREDIT UNION 20 TOBEY VILLAGE RD, PO BOX 346 PITTSFORD, NY 14534 |
* | $ 233,451,000 | 4 | $ 347,000 |
| BEACON FEDERAL 6311 COURT STREET ROAD EAST SYRACUSE, NY 13057 |
* | $ 878,062,000 | 4 | $ 360,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 89,645,000 | 4 | $ 143,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 4 | $ 574,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 6,719,063,000 | 4 | $ 458,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 4 | $ 396,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 1,244,126,000 | 3 | $ 88,000 |
| M&T BANK, NA 1 M&T PLAZA - 15TH FLOOR BUFFALO, NY 14203 |
* | $ 375,737,000 | 3 | $ 436,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 3 | $ 198,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 3 | $ 279,000 |
| HSBC BANK USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 184,491,526,000 | 3 | $ 224,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 266,672,000 | 3 | $ 326,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 3 | $ 159,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 3 | $ 405,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 3 | $ 196,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 3 | $ 396,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 3 | $ 385,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 3 | $ 205,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 3 | $ 267,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 3 | $ 171,000 |
| CASTLE POINT MORTGAGE, INC. 7 ENTIN ROAD, STE. 102 PARSIPPANY, NJ 07054 |
* | $ 16,999,000 | 2 | $ 273,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 2 | $ 34,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 2 | $ 252,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 245,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 2 | $ 203,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 253,104,000 | 2 | $ 10,000 |
| SUPERIOR MORTGAGE CORP. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 2 | $ 182,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 2 | $ 199,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 184,000 |
| FIRST STAR BANK, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 130,275,000 | 2 | $ 149,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 11,238,962,000 | 2 | $ 66,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 2 | $ 230,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 403,955,000 | 2 | $ 264,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 2 | $ 215,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 45,485,973,000 | 2 | $ 60,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 210,664,000 | 2 | $ 178,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,182,343,000 | 2 | $ 175,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 2 | $ 204,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 2 | $ 268,000 |
| ALLIANCE BANK NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 1,301,538,000 | 1 | $ 107,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 653,269,000,000 | 1 | $ 48,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 4,679,552,000 | 1 | $ 17,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,064,364,000 | 1 | $ 97,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 155,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 1 | $ 21,000 |
| SUN HOME LOANS 4651 RT 42 TURNERSVILLE, NJ 08012 |
* | $ 3,300,000,000 | 1 | $ 72,000 |
| CNB MORTGAGE COMPANY 63A MONROE AVENUE PITTSFORD, NY 14534 |
* | $ 1,256,349,000 | 1 | $ 72,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 258,853,000 | 1 | $ 16,000 |
| ALLSTATE BANK 3100 SANDERS RD, SUITE N4A NORTHBROOK, IL 60062 |
* | $ 924,879,000 | 1 | $ 107,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 1 | $ 71,000 |
| HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 44,142,119,000 | 1 | $ 125,000 |
| MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 1 | $ 235,000 |
| GB MORTGAGE, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 29,183,000 | 1 | $ 14,000 |
| BANK OF HOLLAND 12 SOUTH MAIN ST. HOLLAND, NY 14080 |
* | $ 59,132,000 | 1 | $ 127,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 1,841,731,000 | 1 | $ 155,000 |
| POPULAR BANK 9600 WEST BRYN MAWR NEW YORK, NY 60018 |
* | $ 13,358,340,000 | 1 | $ 159,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 1 | $ 136,000 |
| EASTERN SAVINGS BANK, FSB EXEC PLAZA II - 11350 MCCORMICK RD HUNT VALLEY, MD 21031 |
* | $ 1,117,603,000 | 1 | $ 120,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 1 | $ 71,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 102,661,000 | 1 | $ 5,000 |
| GREENTREE MORTGAGE COMPANY, L.P. 2 EASTWICK DRIVE, SUITE 300 WILMINGTON, DE 08026 |
* | $ 31,000,000 | 1 | $ 72,000 |
| SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 95,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 159,000 |
| MERIDIAS CAPITAL INCORPORATED P.O. BOX 241429 CHARLOTTE, NC 28273 |
* | $ 10,000,000 | 1 | $ 111,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 142,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 1 | $ 44,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 1 | $ 164,000 |
| PRECISION FINANCIAL INC 6800 JERICHO TURNPIKE SUITE206E SYOSSET, NY 11791 |
* | $ 1,626,831,000 | 1 | $ 111,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 1 | $ 113,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 104,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 109,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Genesee County NY in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 981 | $97,138,000 | $99,000 | $380,000 | $63,000 | $2,557,000 |
| Home Purchase | 677 | $66,530,000 | $98,000 | $417,000 | $59,000 | $500,000 |
| Home Improvement | 349 | $11,281,000 | $32,000 | $225,000 | $59,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,712 | $148,778,000 | $86,000 | $417,000 | $62,000 | $2,557,000 |
| Not Provided | 159 | $13,689,000 | $86,000 | $243,000 | $61,000 | $290,000 |
| Not applicable | 78 | $8,118,000 | $104,000 | $278,000 | $27,000 | $499,000 |
| Hispanic | 23 | $1,503,000 | $65,000 | $204,000 | $61,000 | $144,000 |
| Black or African American | 14 | $1,008,000 | $72,000 | $175,000 | $62,000 | $180,000 |
| American Indian or Alaskan Native | 11 | $662,000 | $60,000 | $140,000 | $38,000 | $56,000 |
| Asian | 9 | $1,115,000 | $123,000 | $360,000 | $138,000 | $459,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $76,000 | $76,000 | $76,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,527 | $122,970,000 | $80,000 | $417,000 | $63,000 | $2,557,000 |
| FHA-insured (Federal Housing Administration) | 427 | $46,659,000 | $109,000 | $246,000 | $55,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 30 | $3,109,000 | $103,000 | $221,000 | $51,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $2,211,000 | $96,000 | $124,000 | $48,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 843 | $73,081,000 | $86,000 | $360,000 | $65,000 | $2,557,000 |
| Application Denied By Financial Institution | 644 | $51,440,000 | $79,000 | $417,000 | $58,000 | $1,000,000 |
| Application Withdrawn By Applicant | 204 | $20,808,000 | $102,000 | $234,000 | $62,000 | $180,000 |
| Loan Purchased By The Institution | 169 | $17,383,000 | $102,000 | $252,000 | $42,000 | $500,000 |
| Application Approved But Not Accepted | 93 | $6,738,000 | $72,000 | $240,000 | $63,000 | $144,000 |
| File Closed For Incompleteness | 54 | $5,499,000 | $101,000 | $378,000 | $81,000 | $295,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 88 | $8,276,000 | $94,000 | $417,000 | $85,000 | $1,000,000 |
| Debt-To-Income Ratio | 60 | $3,738,000 | $62,000 | $165,000 | $42,000 | $143,000 |
| Credit History | 58 | $2,824,000 | $48,000 | $235,000 | $60,000 | $290,000 |
| Other | 16 | $1,817,000 | $113,000 | $215,000 | $61,000 | $136,000 |
| Credit Application Incomplete | 12 | $1,118,000 | $93,000 | $146,000 | $44,000 | $109,000 |
| Unverifiable Information | 5 | $782,000 | $156,000 | $205,000 | $88,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $511,000 | $127,000 | $150,000 | $38,000 | $75,000 |
| Employment History | 2 | $92,000 | $46,000 | $71,000 | $36,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.