Genesee County, NY Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,351 mortgage applications in Genesee County, NY totaling $123.5 million, down 25% from 2013. The average application was for $91,000, and applicants reported an average income of $58,000. 56% of applications resulted in an originated loan and 19% were denied. The most active lender was Five Star Bank, with 122 applications, followed by Wells Fargo Bank NA and M&T Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,351
Total Mortgage Loan Application Amount $123,548,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $2,775,000
Average Applicant Income $58,000
Highest Applicant Income $924,000

Mortgage Company List for Lending in Genesee County, NY for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,922,017,000 122 $ 8,838,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 119 $ 11,845,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 116 $ 9,053,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,749,631,000 111 $ 5,866,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 37,576,781,000 68 $ 6,124,000
The Bank of Castile
90 MAIN ST
BATAVIA, NY 14020
* $ 1,105,565,000 65 $ 5,164,000
Alden State Bank
13216 BROADWAY
ALDEN, NY 14004
* $ 250,818,000 50 $ 3,939,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 43 $ 4,682,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 41 $ 3,875,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 40 $ 3,719,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 35 $ 2,764,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 34 $ 2,359,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 29 $ 3,014,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 22 $ 2,571,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,409,000
Nothnagle Home Securities Corp
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 19 $ 2,384,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 17 $ 2,147,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 15 $ 1,884,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 405,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 11 $ 803,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 364,565,000 11 $ 61,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 11 $ 1,253,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 707,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,125,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 9 $ 934,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 975,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 8 $ 768,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ 10,000,000 7 $ 931,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 7 $ 939,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 627,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 6 $ 850,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 6 $ 574,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 6 $ 277,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 6 $ 687,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 6 $ 567,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 640,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 439,026,000 5 $ 718,000
Bank of Akron
46 MAIN STREET
AKRON, NY 14001
* $ 254,246,000 5 $ 460,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 5 $ 60,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 491,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 377,819,000 5 $ 668,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 580,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 740,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 568,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 4 $ 443,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 457,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 4 $ 237,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 4 $ 440,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 4 $ 484,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 4 $ 200,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 4 $ 379,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 4 $ 65,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 719,691,000 3 $ 254,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 3 $ 488,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 3 $ 391,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 465,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,933,895,000 3 $ 374,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 3 $ 280,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 274,000
Fairport Savings Bank
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 234,295,000 3 $ 365,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 344,467,000 3 $ 190,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 419,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,904,949,000 2 $ 365,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 7,068,834,000 2 $ 30,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 277,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 181,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 2 $ 481,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 251,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 2 $ 277,000
Genesee Valley Federal Credit
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 62,062,000 2 $ 106,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 212,256,000 2 $ 20,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 273,456,000 2 $ 65,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 2 $ 362,000
St. Pius X Church FCU
2998 CHILI AVENUE
ROCHESTER, NY 14624
* $ 71,329,000 2 $ 112,000
Pittsford Federal Credit Union
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 354,453,000 2 $ 240,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 135,499,000 1 $ 50,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 806,990,000 1 $ 15,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 146,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 77,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 125,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 154,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 180,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 143,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 99,000
Western Division Federal Credit Union
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 133,958,000 1 $ 26,000
Niagara's Choice FCU
3619 PACKARD ROAD
NIAGARA FALLS, NY 14303
* $ 130,162,000 1 $ 80,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 18,590,433,000 1 $ 30,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 16,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 1 $ 69,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 124,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 1 $ 130,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 82,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 2,775,000
M&T Real Estate Trust
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 1 $ 192,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 68,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,209,711,000 1 $ 6,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 7,487,316,000 1 $ 130,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 83,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 1 $ 99,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 74,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 154,000
Servu Federal Credit Union
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 237,090,000 1 $ 10,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 732,384,000 1 $ 15,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,581,736,000 1 $ 31,000

The tables below break down 2014 mortgage applications in Genesee County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Genesee County, NY in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 615 $64,754,000 $105,000 $311,000 $51,000 $536,000
Refinancing 493 $49,132,000 $99,000 $407,000 $65,000 $924,000
Home Improvement 243 $9,662,000 $39,000 $2,775,000 $61,000 $303,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,110 $98,059,000 $88,000 $311,000 $63,000 $610,000
Not applicable 128 $15,654,000 $122,000 $2,775,000 $2,000 $69,000
Not Provided 80 $7,184,000 $89,000 $407,000 $84,000 $924,000
Asian 9 $860,000 $95,000 $203,000 $47,000 $89,000
Hispanic 8 $557,000 $69,000 $130,000 $53,000 $110,000
Black or African American 7 $587,000 $83,000 $126,000 $49,000 $91,000
American Indian or Alaskan Native 7 $553,000 $79,000 $128,000 $43,000 $52,000
Native Hawaiian or Other Pacific Islander 2 $94,000 $47,000 $69,000 $36,000 $41,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 898 $77,626,000 $86,000 $2,775,000 $67,000 $924,000
FHA-insured (Federal Housing Administration) 254 $24,938,000 $98,000 $251,000 $41,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 110 $10,280,000 $93,000 $144,000 $33,000 $71,000
VA-guaranteed (Veterans Administration) 89 $10,704,000 $120,000 $251,000 $50,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 756 $71,818,000 $94,000 $2,775,000 $63,000 $610,000
Application Denied By Financial Institution 252 $18,406,000 $73,000 $305,000 $56,000 $303,000
Loan Purchased By The Institution 188 $19,538,000 $103,000 $284,000 $27,000 $610,000
Application Withdrawn By Applicant 76 $7,052,000 $92,000 $300,000 $86,000 $924,000
Application Approved But Not Accepted 46 $3,839,000 $83,000 $290,000 $53,000 $170,000
File Closed For Incompleteness 33 $2,895,000 $87,000 $182,000 $65,000 $160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $2,099,000 $44,000 $173,000 $62,000 $303,000
Debt-To-Income Ratio 42 $3,087,000 $73,000 $160,000 $40,000 $147,000
Collateral 23 $2,779,000 $120,000 $225,000 $78,000 $215,000
Other 15 $651,000 $43,000 $112,000 $73,000 $168,000
Credit Application Incomplete 12 $1,220,000 $101,000 $181,000 $57,000 $92,000
Insufficient Cash (Downpayment, Closing Cost) 4 $194,000 $48,000 $56,000 $44,000 $71,000
Unverifiable Information 3 $251,000 $83,000 $114,000 $32,000 $84,000
Employment History 1 $70,000 $70,000 $70,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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