Henry County, IL Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,922 mortgage applications in Henry County, IL totaling $199.0 million, down 8% from 2016. The average application was for $103,000, and applicants reported an average income of $68,000. 65% of applications resulted in an originated loan and 12% were denied. The most active lender was I H Mississippi Valley Credit Union, with 237 applications, followed by Vibrant Credit Union and Empeople Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,922
Total Mortgage Loan Application Amount $198,967,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $3,844,000
Average Applicant Income $68,000
Highest Applicant Income $724,000

Mortgage Company List for Lending in Henry County, IL for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,086,646,000 237 $ 18,753,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 581,584,000 183 $ 15,771,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 832,884,000 78 $ 7,449,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 606,332,000 70 $ 7,879,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 65 $ 7,821,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 432,933,000 64 $ 7,192,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,271,310,000 59 $ 7,373,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 54 $ 6,722,000
Union Federal Savings and Loan
104 N TREMONT ST
KEWANEE, IL 61443
* $ 152,034,000 53 $ 3,275,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 616,717,000 46 $ 5,227,000
State Bank of Toulon
102 W MAIN STREET, PO BOX 609
TOULON, IL 61483
* $ 216,083,000 41 $ 2,602,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 344,748,000 41 $ 3,680,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 29 $ 3,749,000
Peoples National Bank of Kewanee
207 N TREMONT ST
KEWANEE, IL 61443
* $ 247,662,000 28 $ 1,457,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ 207,122,000 27 $ 2,581,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 3,902,292,000 27 $ 2,843,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 27 $ 2,855,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 25 $ 4,167,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 375,280,000 25 $ 1,219,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 24 $ 2,696,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 24 $ 3,808,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 394,427,000 24 $ 2,020,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 24 $ 2,823,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 283,019,000 24 $ 2,226,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 23 $ 2,237,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 2,233,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 18 $ 2,619,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 18 $ 845,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 323,148,000 18 $ 2,623,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 16 $ 2,024,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 203,708,000 16 $ 1,644,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 1,893,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 127,655,000 14 $ 850,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 14 $ 1,745,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 14 $ 2,095,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 1,180,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 11 $ 1,414,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 10 $ 1,376,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 10 $ 1,830,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 10 $ 885,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,200,305,000 9 $ 948,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 9 $ 1,214,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 9 $ 1,135,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 181,659,000 9 $ 977,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 9 $ 1,265,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,273,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 8 $ 577,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ -1,000 8 $ 1,167,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,091,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 360,718,000 7 $ 1,066,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 875,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 598,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 282,922,000 7 $ 748,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 651,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 6 $ 527,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 208,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 691,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 5 $ 58,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,614,191,000 5 $ 532,000
Northwest Bank & Trust Company
100 E KIMBERLY ROAD
DAVENPORT, IA 52806
* $ 187,441,000 5 $ 369,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 5 $ 581,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 4 $ 772,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 228,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 4 $ 140,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 4 $ 1,001,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 4 $ 503,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 4 $ 386,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 4 $ 412,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 461,544,000 4 $ 322,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 4 $ 360,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 343,749,000 4 $ 269,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 71,279,000 3 $ 277,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 179,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 3 $ 412,000
Blue Grass Savings Bank
104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726
* $ 195,829,000 3 $ 164,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 191,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 657,746,000 3 $ 419,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 365,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 3 $ 142,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 149,635,000 3 $ 152,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 295,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,497,697,000 3 $ 421,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 161,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 229,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 2 $ 328,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 3,306,991,000 2 $ 45,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 2 $ 441,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 167,000
Tbk Bank, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 2,601,871,000 2 $ 113,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 2 $ 121,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 96,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 2 $ 117,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 2 $ 32,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 217,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 2 $ 455,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 244,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 2 $ 138,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 176,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 2 $ 321,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 364,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 118,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 216,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 43,819,000 2 $ 303,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 955,421,000 2 $ 172,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 2 $ 126,000
Walcott Trust and Savings Bank
101 W BRYANT STREET
WALCOTT, IA 52773
* $ 123,406,000 2 $ 194,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,418,788,000 2 $ 3,933,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 273,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 100,098,000 1 $ 280,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,020,784,000 1 $ 143,000
First Trust & Savings Bank of Albany, Illinois
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 213,361,000 1 $ 69,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 64,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 323,629,000 1 $ 60,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 84,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 3,230,875,000 1 $ 911,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 1 $ 40,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 108,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 315,530,000 1 $ 100,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 170,002,000 1 $ 174,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 54,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 215,000
State Bank of Speer
14 MAIN ST. P.O. BOX 37
SPEER, IL 61479
* $ 181,866,000 1 $ 47,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 25,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 293,000
Dignified Home Loans LLC
1 BAXTER WAY, SUITE 120
WESTLAKE VILLAGE, CA 91362
* $ 19,457,336,000 1 $ 121,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 56,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 147,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 1 $ 88,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 86,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 128,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 243,295,000 1 $ 105,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 1 $ 246,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,553,702,000 1 $ 2,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 116,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 137,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 101,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 47,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 235,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 60,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 865,623,000 1 $ 89,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 54,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 156,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 227,546,000 1 $ 113,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 84,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 1 $ 85,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 59,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 1 $ 106,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 50,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,968,666,000 1 $ 50,000
Bank 34
500 EAST TENTH STREET
ALAMOGORDO, NM 88310
* $ 328,425,000 1 $ 180,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 102,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 171,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 90,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 110,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 34,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,529,171,000 1 $ 171,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 1 $ 54,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 76,000

The tables below break down 2017 mortgage applications in Henry County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Henry County, IL in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 991 $111,850,000 $112,000 $568,000 $66,000 $724,000
Refinancing 671 $77,381,000 $115,000 $3,844,000 $66,000 $329,000
Home Improvement 260 $9,736,000 $37,000 $317,000 $78,000 $215,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,494 $147,568,000 $98,000 $680,000 $74,000 $724,000
Not applicable 181 $29,338,000 $162,000 $3,844,000 $9,000 $231,000
Not Provided 152 $14,834,000 $97,000 $428,000 $82,000 $241,000
Hispanic 76 $5,433,000 $71,000 $280,000 $71,000 $303,000
Black or African American 8 $807,000 $100,000 $233,000 $48,000 $71,000
Native Hawaiian or Other Pacific Islander 4 $236,000 $59,000 $137,000 $95,000 $198,000
Asian 4 $334,000 $83,000 $140,000 $52,000 $95,000
American Indian or Alaskan Native 3 $417,000 $139,000 $215,000 $25,000 $51,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,448 $144,600,000 $99,000 $3,844,000 $76,000 $724,000
FHA-insured (Federal Housing Administration) 210 $22,550,000 $107,000 $255,000 $41,000 $139,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 139 $11,607,000 $83,000 $200,000 $29,000 $108,000
VA-guaranteed (Veterans Administration) 125 $20,210,000 $161,000 $568,000 $62,000 $243,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,249 $126,889,000 $101,000 $3,844,000 $76,000 $724,000
Application Denied By Financial Institution 227 $20,666,000 $91,000 $1,100,000 $60,000 $225,000
Loan Purchased By The Institution 186 $23,176,000 $124,000 $378,000 $26,000 $231,000
Application Withdrawn By Applicant 166 $18,316,000 $110,000 $2,000,000 $65,000 $242,000
File Closed For Incompleteness 56 $6,183,000 $110,000 $568,000 $76,000 $329,000
Application Approved But Not Accepted 38 $3,737,000 $98,000 $314,000 $67,000 $205,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 66 $4,117,000 $62,000 $185,000 $63,000 $219,000
Debt-To-Income Ratio 34 $1,877,000 $55,000 $255,000 $55,000 $163,000
Collateral 18 $1,699,000 $94,000 $195,000 $68,000 $110,000
Other 18 $2,959,000 $164,000 $1,100,000 $58,000 $161,000
Credit Application Incomplete 17 $2,117,000 $124,000 $360,000 $77,000 $225,000
Unverifiable Information 5 $461,000 $92,000 $155,000 $70,000 $110,000
Employment History 2 $152,000 $76,000 $87,000 $28,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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