Henry County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Henry County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,304
Total Mortgage Loan Application Amount $211,040,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $945,000
Average Applicant Income $46,000
Highest Applicant Income $457,000

Mortgage Company List for Lending in Henry County VA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 252 $ 23,302,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 230 $ 22,077,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 136 $ 14,685,000
VALLEYSTAR CREDIT UNION
41 WHEELER AVE
MARTINSVILLE, VA 24078
* $ 253,239,000 119 $ 8,840,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 112 $ 11,222,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 111 $ 4,202,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 103 $ 5,544,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 2,653,589,000 83 $ 2,855,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 80 $ 8,898,000
AMERICAN NATIONAL BANK AND TRUST COMPANY
628 MAIN STREET
DANVILLE, VA 24541
* $ 771,518,000 74 $ 8,370,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 71 $ 7,311,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 64 $ 4,308,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 57 $ 5,932,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 57 $ 4,197,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 43 $ 4,826,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 1,086,879,000 40 $ 2,269,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 40 $ 3,560,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 40 $ 3,083,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 39 $ 5,255,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 34 $ 2,567,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 32 $ 3,264,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 27 $ 3,595,000
WELLS FARGO FIN'L SYS VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 21 $ 1,617,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 21 $ 2,565,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 20 $ 3,006,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 19 $ 1,134,000
SOUTHERN BANK AND TRUST COMPANY
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 1,197,187,000 17 $ 1,956,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 16 $ 2,039,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 16 $ 2,095,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 13 $ 1,475,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 13 $ 911,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 13 $ 1,149,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 13 $ 1,297,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 12 $ 1,146,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 12 $ 78,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 10 $ 1,195,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 9 $ 828,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 8 $ 764,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 8 $ 827,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 7 $ 859,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 7 $ 690,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 7 $ 809,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 6 $ 753,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 574,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 5 $ 597,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 586,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 5 $ 1,332,000
HOMETRUST BANK
10 WOODFIN ST
ASHEVILLE, NC 28801
* $ 1,239,800,000 5 $ 808,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 5 $ 132,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 5 $ 1,011,000
THE FIDELITY BANK
100 S. MAIN STREET
FUQUAY-VARINA, NC 27526
* $ 1,456,669,000 5 $ 196,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 4 $ 800,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 4 $ 305,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 4 $ 373,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 4 $ 576,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 4 $ 426,000
FIRST NATIONAL BK OF THE SOUTH
P.O. BOX 3508
SPARTANBURG, SC 29304
* $ 589,250,000 4 $ 499,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 3 $ 417,000
FIRST COMMUNITY BANK, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,130,805,000 3 $ 287,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 3 $ 331,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 3 $ 684,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 3 $ 429,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 382,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 190,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 271,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 314,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 114,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 193,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 203,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 247,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 280,000
STATE EMPLOYEES' CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 15,012,864,000 2 $ 427,000
LENDING.COM
12700 PARK CENTRAL 21ST FLOOR
DALLAS, TX 75251
* $ 9,585,000 2 $ 286,000
WATERFIELD BANK
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 2 $ 418,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,901,132,000 2 $ 362,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 2 $ 298,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,784,161,000 2 $ 34,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 120,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 2 $ 218,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 2 $ 10,000
STELLARONE BANK
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 1,495,940,000 2 $ 108,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 526,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 182,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 2 $ 191,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 89,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 16,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 147,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 1 $ 161,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 1 $ 263,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 123,000
PEOPLES NATIONAL BANK OF KEWANEE
207 N TREMONT ST
KEWANEE, IL 61443
* $ 192,606,000 1 $ 65,000
HARRIS N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 41,480,283,000 1 $ 60,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 1 $ 80,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ 189,567,000 1 $ 69,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,402,062,000 1 $ 130,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 13,601,662,000 1 $ 27,000
IMPERIAL CAPITAL BANK
500 N. BRAND BLVD., SUITE 2300
GLENDALE, CA 91203
* $ 3,537,299,000 1 $ 945,000
SECURITY BANK, S.B.
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 176,011,000 1 $ 26,000
SOUTHERN COMMUNITY BANK AND TR
465 SHEPHERD STREET
WINSTON SALEM, NC 27103
* $ 1,566,515,000 1 $ 40,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 499,734,000 1 $ 99,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 1 $ 300,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 6,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 236,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 60,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 45,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 128,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 1 $ 288,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 101,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 80,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 40,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 87,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 37,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 32,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 122,000
US MORTGAGE CORPORATION
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 1 $ 58,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 4,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 90,000
DELL FRANKLIN FINANCIAL LLC
8334 VETERANS HIGHWAY, SUITE #1
MILLERSVILLE, MD 21108
* $ 9,519,000 1 $ 171,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 1 $ 96,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 134,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 57,000
NATIONS HOME MORTGAGE
51 HADDONFIELD ROAD SUITE 210
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 93,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 143,000
DYNAMIC CAPITAL MORTGAGE, INC
1371 BEACON STREET
BROOKLINE, MA 02446
* $ 17,029,772,000 1 $ 111,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 129,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 114,000
ALL STATE HOME MORTGAGE
26250 EUCLID AVE #901
EUCLID, OH 44132
* $ 4,148,000 1 $ 147,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 120,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ 60,000,000 1 $ 60,000
AMTEC FUNDING GROUP, LLC.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 168,000
PREMIER MORTGAGE CAPITAL
800 N MAGNOLIA AVE STE 1202
ORLANDO, FL 32803
* $ 10,000,000 1 $ 116,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 103,000
ROANOKE POSTAL EMPLOYEES' FCU
PO BOX 12405
ROANOKE, VA 24025
* $ 105,111,000 1 $ 18,000
ALLEGACY FEDERAL CREDIT UNION
P O BOX 26043
WINSTON-SALEM, NC 27114
* $ 1,102,253,000 1 $ 52,000
DUPONT COMMUNITY FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 591,946,000 1 $ 180,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,304,756,000 1 $ 76,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 46,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Henry County VA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,415 $140,658,000 $99,000 $945,000 $48,000 $353,000
Home Purchase 627 $61,583,000 $98,000 $650,000 $45,000 $354,000
Home Improvement 262 $8,799,000 $33,000 $507,000 $42,000 $457,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,427 $137,081,000 $96,000 $740,000 $52,000 $457,000
Black or African American 416 $33,842,000 $81,000 $398,000 $44,000 $217,000
Not applicable 223 $17,312,000 $77,000 $945,000 $9,000 $200,000
Not Provided 205 $19,295,000 $94,000 $410,000 $50,000 $262,000
Hispanic 22 $2,157,000 $98,000 $280,000 $45,000 $132,000
Asian 7 $1,005,000 $143,000 $238,000 $68,000 $200,000
American Indian or Alaskan Native 4 $348,000 $87,000 $185,000 $105,000 $140,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,745 $149,203,000 $85,000 $945,000 $47,000 $457,000
FHA-insured (Federal Housing Administration) 433 $49,961,000 $115,000 $349,000 $46,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 92 $8,262,000 $89,000 $160,000 $30,000 $73,000
VA-guaranteed (Veterans Administration) 34 $3,614,000 $106,000 $289,000 $44,000 $194,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 894 $83,180,000 $93,000 $740,000 $54,000 $457,000
Application Denied By Financial Institution 664 $56,030,000 $84,000 $398,000 $43,000 $222,000
Loan Purchased By The Institution 326 $29,599,000 $90,000 $650,000 $24,000 $200,000
Application Withdrawn By Applicant 252 $25,329,000 $100,000 $507,000 $55,000 $341,000
Application Approved But Not Accepted 102 $8,349,000 $81,000 $330,000 $47,000 $300,000
File Closed For Incompleteness 66 $8,553,000 $129,000 $945,000 $52,000 $390,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 118 $7,048,000 $59,000 $349,000 $43,000 $180,000
Debt-To-Income Ratio 56 $5,086,000 $90,000 $336,000 $35,000 $107,000
Collateral 46 $4,242,000 $92,000 $300,000 $53,000 $158,000
Credit Application Incomplete 29 $2,537,000 $87,000 $160,000 $43,000 $100,000
Other 19 $1,769,000 $93,000 $307,000 $47,000 $129,000
Employment History 6 $639,000 $106,000 $159,000 $53,000 $72,000
Unverifiable Information 3 $294,000 $98,000 $133,000 $33,000 $42,000
Insufficient Cash (Downpayment, Closing Cost) 2 $163,000 $81,000 $100,000 $41,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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