Holmes County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Holmes County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 326 |
| Total Mortgage Loan Application Amount | $17,431,000 |
| Average Mortgage Loan Application Amount | $53,000 |
| Highest Mortgage Loan Application Amount | $860,000 |
| Average Applicant Income | $43,000 |
| Highest Applicant Income | $906,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 2,385,232,000 | 126 | $ 4,327,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 42 | $ 1,798,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 25 | $ 1,550,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 16 | $ 606,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 5,733,100,000 | 12 | $ 425,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 7 | $ 598,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 495,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 678,563,000 | 6 | $ 259,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 325,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 5 | $ 655,000 |
| THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302 |
* | $ 1,082,473,000 | 5 | $ 382,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 11,681,215,000 | 4 | $ 548,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 948,472,000 | 4 | $ 58,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 3 | $ 200,000 |
| GUARANTY BANK AND TRUST COMPANY 210 N. HAYDEN STREET BELZONI, MS 39038 |
* | $ 586,512,000 | 3 | $ 45,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 349,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 3,884,304,000 | 3 | $ 196,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 2 | $ 153,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 2 | $ 87,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 2 | $ 193,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 2 | $ 102,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 193,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 1 | $ 120,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 55,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 60,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 38,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 79,000 |
| THE OLD POINT NATIONAL BANK OF PHOEBUS 1 W MELLEN STREET HAMPTON, VA 23663 |
* | $ 859,578,000 | 1 | $ 35,000 |
| BANK OF YAZOO CITY P.O. BOX 600 YAZOO CITY, MS 39194 |
* | $ 229,510,000 | 1 | $ 3,000 |
| COMMUNITY BANK, NORTH MISSISSIPPI P. O. BOX 270 AMORY, MS 38821 |
* | $ 475,742,000 | 1 | $ 17,000 |
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 661,510,000 | 1 | $ 22,000 |
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI 521 MAIN ST PHILADELPHIA, MS 39350 |
* | $ 872,795,000 | 1 | $ 34,000 |
| RELIANT BANK 1736 CAROTHERS PKWY., STE. 100 BRENTWOOD, TN 37027 |
* | $ 384,572,000 | 1 | $ 91,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 366,409,000 | 1 | $ 600,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 4,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 1 | $ 61,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 54,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 1 | $ 80,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 158,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 1 | $ 35,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 691,820,000 | 1 | $ 89,000 |
| LIBERTY BANK AND TRUST COMPANY 6600 PLAZA DRIVE NEW ORLEANS, LA 70127 |
* | $ 547,984,000 | 1 | $ 55,000 |
| MAGNOLIA STATE BANK P O BOX 41 BAY SPRINGS, MS 39440 |
* | $ 296,901,000 | 1 | $ 55,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 60,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,199,260,000 | 1 | $ 80,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,256,102,000 | 1 | $ 221,000 |
| EVABANK 1710 CHEROKEE AVE SW EVA, AL 35055 |
* | $ 323,275,000 | 1 | $ 26,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Holmes County MS in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 120 | $1,155,000 | $9,000 | $63,000 | $32,000 | $125,000 |
| Home Purchase | 112 | $7,458,000 | $66,000 | $258,000 | $41,000 | $163,000 |
| Refinancing | 94 | $8,818,000 | $93,000 | $860,000 | $60,000 | $906,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 244 | $9,721,000 | $39,000 | $221,000 | $37,000 | $163,000 |
| White | 57 | $4,630,000 | $81,000 | $860,000 | $72,000 | $906,000 |
| Not Provided | 12 | $1,190,000 | $99,000 | $248,000 | $52,000 | $123,000 |
| Not applicable | 11 | $1,714,000 | $155,000 | $457,000 | $16,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $130,000 | $130,000 | $130,000 | $58,000 | $58,000 |
| Asian | 1 | $46,000 | $46,000 | $46,000 | $53,000 | $53,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 285 | $13,310,000 | $46,000 | $860,000 | $44,000 | $906,000 |
| FHA-insured (Federal Housing Administration) | 26 | $2,376,000 | $91,000 | $221,000 | $38,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,495,000 | $124,000 | $184,000 | $50,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $250,000 | $83,000 | $91,000 | $25,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 159 | $7,577,000 | $47,000 | $860,000 | $49,000 | $906,000 |
| Application Denied By Financial Institution | 120 | $6,428,000 | $53,000 | $600,000 | $36,000 | $144,000 |
| Application Approved But Not Accepted | 24 | $1,214,000 | $50,000 | $105,000 | $46,000 | $124,000 |
| Loan Purchased By The Institution | 15 | $1,546,000 | $103,000 | $221,000 | $33,000 | $73,000 |
| Application Withdrawn By Applicant | 4 | $277,000 | $69,000 | $158,000 | $37,000 | $75,000 |
| File Closed For Incompleteness | 4 | $389,000 | $97,000 | $130,000 | $52,000 | $63,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $254,000 | $25,000 | $55,000 | $29,000 | $60,000 |
| Debt-To-Income Ratio | 4 | $420,000 | $105,000 | $221,000 | $41,000 | $91,000 |
| Credit Application Incomplete | 4 | $384,000 | $96,000 | $183,000 | $24,000 | $78,000 |
| Collateral | 3 | $369,000 | $123,000 | $248,000 | $54,000 | $83,000 |
| Other | 1 | $36,000 | $36,000 | $36,000 | $9,000 | $9,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.