Jackson County, MN Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 271 mortgage applications in Jackson County, MN totaling $30.8 million, down 20% from 2013. The average application was for $113,000, and applicants reported an average income of $58,000. 56% of applications resulted in an originated loan and 17% were denied. The most active lender was United Prairie Bank, with 37 applications, followed by Wells Fargo Bank NA and Iowa Bankers Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 271
Total Mortgage Loan Application Amount $30,802,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $3,657,000
Average Applicant Income $58,000
Highest Applicant Income $309,000

Mortgage Company List for Lending in Jackson County, MN for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 560,803,000 37 $ 6,991,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 22 $ 2,327,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 18 $ 1,777,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 17 $ 1,311,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 13 $ 1,362,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 13 $ 665,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 13 $ 1,301,000
First National Bank
2457 BROADWAY AVENUE
SLAYTON, MN 56172
* $ 201,035,000 13 $ 608,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 13 $ 1,974,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 10 $ 585,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,334,434,000 7 $ 1,023,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 6 $ 596,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 5 $ 570,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 5 $ 615,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 348,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 303,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 243,660,000 3 $ 261,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 301,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 3 $ 295,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 3 $ 385,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 926,944,000 3 $ 126,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 307,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 2 $ 166,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 190,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 2 $ 238,000
Rolling Hills Bank & Trust
1307 E 7TH ST
ATLANTIC, IA 50022
* $ 231,407,000 2 $ 75,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 195,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 246,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 2 $ 299,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 344,353,000 2 $ 177,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,905,587,000 1 $ 96,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 190,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 113,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 654,394,000 1 $ 278,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 133,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 143,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 62,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 108,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 74,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 4,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 552,204,000 1 $ 3,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 161,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 150,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 315,578,000 1 $ 1,275,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 99,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,269,540,000 1 $ 116,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 1 $ 127,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 77,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 180,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 38,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 114,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 112,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 153,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 1 $ 180,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,744,025,000 1 $ 25,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 1 $ 95,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 1 $ 5,000

The tables below break down 2014 mortgage applications in Jackson County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, MN in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 132 $15,585,000 $118,000 $1,275,000 $52,000 $220,000
Refinancing 109 $14,605,000 $133,000 $3,657,000 $64,000 $309,000
Home Improvement 30 $612,000 $20,000 $60,000 $68,000 $126,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 216 $20,542,000 $95,000 $825,000 $65,000 $309,000
Not applicable 30 $7,668,000 $255,000 $3,657,000 $7,000 $76,000
Not Provided 19 $1,993,000 $104,000 $216,000 $64,000 $179,000
Asian 3 $188,000 $62,000 $84,000 $39,000 $53,000
Black or African American 1 $247,000 $247,000 $247,000 $220,000 $220,000
American Indian or Alaskan Native 1 $64,000 $64,000 $64,000 $25,000 $25,000
Native Hawaiian or Other Pacific Islander 1 $100,000 $100,000 $100,000 $44,000 $44,000
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 184 $22,656,000 $123,000 $3,657,000 $67,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $4,685,000 $95,000 $184,000 $30,000 $82,000
FHA-insured (Federal Housing Administration) 29 $2,415,000 $83,000 $153,000 $54,000 $119,000
VA-guaranteed (Veterans Administration) 9 $1,046,000 $116,000 $180,000 $59,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 153 $15,875,000 $103,000 $1,275,000 $69,000 $309,000
Application Denied By Financial Institution 46 $7,523,000 $163,000 $3,657,000 $48,000 $117,000
Loan Purchased By The Institution 39 $4,028,000 $103,000 $216,000 $24,000 $124,000
Application Withdrawn By Applicant 15 $1,461,000 $97,000 $172,000 $53,000 $101,000
File Closed For Incompleteness 9 $853,000 $94,000 $180,000 $76,000 $126,000
Application Approved But Not Accepted 9 $1,062,000 $118,000 $278,000 $72,000 $119,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $1,205,000 $66,000 $170,000 $49,000 $83,000
Debt-To-Income Ratio 10 $4,777,000 $477,000 $3,657,000 $34,000 $82,000
Collateral 5 $436,000 $87,000 $204,000 $57,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 2 $206,000 $103,000 $127,000 $40,000 $80,000
Other 2 $48,000 $24,000 $43,000 $68,000 $101,000
Credit Application Incomplete 1 $143,000 $143,000 $143,000 $73,000 $73,000
Employment History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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