Jefferson County OR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Jefferson County OR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oregon.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 991
Total Mortgage Loan Application Amount $152,531,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $1,563,000
Average Applicant Income $57,000
Highest Applicant Income $540,000

Mortgage Company List for Lending in Jefferson County OR for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 87 $ 12,102,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 81 $ 12,065,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 60 $ 7,230,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 22,612,839,000 49 $ 9,085,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 37 $ 5,648,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 35 $ 5,923,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 24 $ 3,988,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 3,513,885,000 22 $ 4,144,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 22 $ 3,543,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 22 $ 3,033,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 20 $ 2,508,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 17 $ 2,225,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 17 $ 2,533,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 17 $ 2,680,000
DIRECTORS MORTGAGE, INC.
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 17 $ 2,547,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 17 $ 2,350,000
SKYLINE FINANCIAL CORP.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 16 $ 2,191,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 15 $ 2,175,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 15 $ 1,904,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 14 $ 2,005,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,336,399,000 14 $ 2,144,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 13 $ 2,068,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 13 $ 1,269,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 11 $ 1,654,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 11 $ 2,830,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 10 $ 1,099,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 14,493,978,000 10 $ 1,511,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 10 $ 1,428,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 10 $ 1,351,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 10 $ 1,715,000
ONPOINT COMMUNITY CREDIT UNION
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 3,559,804,000 10 $ 1,588,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 9 $ 1,457,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 8 $ 1,570,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 7 $ 1,162,000
MID OREGON
1386 NE CUSHING DRIVE
BEND, OR 97701
* $ 191,737,000 7 $ 514,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 7 $ 534,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 6 $ 1,128,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 6 $ 1,323,000
COLUMBIA STATE BANK
1301 A STREET
TACOMA, WA 98402
* $ 8,574,401,000 5 $ 2,200,000
ADVANTIS CREDIT UNION
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,165,974,000 5 $ 1,006,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 5 $ 478,000
WILLAMETTE VALLEY BANK
101 HIGH ST NE
SALEM, OR 97301
* $ 130,789,000 5 $ 749,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 5 $ 1,105,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 790,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 5 $ 670,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 5 $ 1,013,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 4 $ 362,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 723,000
MORTGAGE EXPRESS, LLC
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97223
* $ 10,000,000 4 $ 588,000
MORTGAGE TRUST, INC.
4386 SW MACADAM AVE. SUITE 401
PORTLAND, OR 97239
* $ 10,000,000 4 $ 515,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 448,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 4 $ 727,000
UNITUS COMMUNITY CREDIT UNION
1300 SW 6TH AVE
PORTLAND, OR 97201
* $ 928,348,000 4 $ 800,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 4 $ 724,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 3 $ 513,000
NORTHWEST COMMUNITY
545 EAST 8TH AVENUE
EUGENE, OR 97401
* $ 914,308,000 3 $ 366,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 736,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 7,342,466,000 3 $ 221,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 485,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 3 $ 608,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
ELK CITY, OK 73132
* $ 636,758,000 3 $ 626,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 327,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 3 $ 635,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 590,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 461,000
LPMC, LLC
1255 LEE ST SE
SALEM, OR 97302
* $ 5,040,213,000 3 $ 626,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 13,050,765,000 2 $ 201,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 2 $ 290,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 206,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 2 $ 312,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 2 $ 301,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 2 $ 309,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 2 $ 226,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 2 $ 301,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 2 $ 127,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 2 $ 196,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 2 $ 307,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 2 $ 613,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 2 $ 365,000
GOLDEN EMPIRE MORTGAGE, INC.
1200 DISCOVERY DRIVE, SUITE 300
SACRAMENTO, CA 93309
* $ 10,000,000 2 $ 413,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 274,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 2 $ 490,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 698,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 269,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ 0 2 $ 267,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 280,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 288,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 300,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 309,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 152,000
OPES ADVISORS, INC.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 1 $ 122,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 593,777,000 1 $ 120,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 207,000
FIRST CALIFORNIA MORTGAGE CO., INC.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 1 $ 185,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 129,000
FIBRE
PO BOX 1234
LONGVIEW, WA 98632
* $ 782,528,000 1 $ 161,000
INROADS FEDERAL CREDIT UNION
PO BOX 537
ST HELENS, OR 97051
* $ 178,023,000 1 $ 150,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 370,000
FINEMARK NATIONAL BANK & TRUST
12681 CREEKSIDE LANE
FORT MYERS, FL 33919
* $ 886,033,000 1 $ 119,000
OREGONIANS CREDIT UNION
6915 SE LAKE RD
MILWAUKIE, OR 97267
* $ 296,143,000 1 $ 133,000
IQ CREDIT UNION
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 747,745,000 1 $ 161,000
CASCADE FEDERAL CREDIT UNION
18020 80TH AVE S
KENT, WA 98032
* $ 261,431,000 1 $ 150,000
OREGON STATE CREDIT UNION
PO BOX 306
CORVALLIS, OR 97339
* $ 894,613,000 1 $ 70,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 128,000
PACIFIC N W FEDERAL CREDIT UNION
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 135,475,000 1 $ 126,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,262,445,000 1 $ 95,000
RIVERMARK COMMUNITY
8505 SW CREEKSIDE PLACE
BEAVERTON, OR 97008
* $ 614,949,000 1 $ 116,000
OREGON COMMUNITY
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 1,274,389,000 1 $ 124,000
EAGLE MORTGAGE VENTURES, LLC
7320 HUNZIKER ROAD, SUITE 305
TIGARD, OR 97223
* $ 3,437,000 1 $ 104,000
TAYLOR MORRISON HOME FUNDING, INC.
3257 E. GUASTI ROAD, SUITE #320
SACRAMENTO, CA 91761
* $ 10,000,000 1 $ 196,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,483,767,000 1 $ 395,000
UTAH POWER FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 535,161,000 1 $ 70,000
COMMUNITYAMERICA CREDIT UNION
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 1 $ 98,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 346,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 180,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 218,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 25,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 334,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 117,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 97,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 1 $ 193,000
KONDAUR CAPITAL CORPORATION
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 167,000
RPM MORTGAGE INC.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 1 $ 140,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 212,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 153,000
RED CANOE CREDIT UNION
1418 15TH AVE
LONGVIEW, WA 98632
* $ 638,074,000 1 $ 180,000
INTELLILOAN, INC.
4 PARK PLAZA SUITE 800
ORANGE, CA 92614
* $ 10,000,000 1 $ 100,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 148,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 115,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 91,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jefferson County OR in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 542 $83,754,000 $154,000 $480,000 $55,000 $540,000
Refinancing 401 $62,215,000 $155,000 $450,000 $58,000 $420,000
Home Improvement 48 $6,562,000 $136,000 $1,563,000 $70,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 678 $108,630,000 $160,000 $480,000 $66,000 $540,000
Not applicable 110 $16,701,000 $151,000 $1,563,000 $2,000 $71,000
Not Provided 104 $15,122,000 $145,000 $350,000 $55,000 $420,000
Hispanic 75 $8,523,000 $113,000 $414,000 $44,000 $258,000
American Indian or Alaskan Native 18 $2,237,000 $124,000 $261,000 $52,000 $106,000
Asian 2 $558,000 $279,000 $280,000 $285,000 $451,000
Black or African American 2 $364,000 $182,000 $303,000 $78,000 $123,000
Native Hawaiian or Other Pacific Islander 2 $396,000 $198,000 $258,000 $98,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 535 $81,620,000 $152,000 $1,563,000 $73,000 $540,000
FHA-insured (Federal Housing Administration) 228 $33,405,000 $146,000 $276,000 $35,000 $177,000
VA-guaranteed (Veterans Administration) 159 $28,849,000 $181,000 $450,000 $45,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 69 $8,657,000 $125,000 $306,000 $29,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 494 $78,423,000 $158,000 $1,563,000 $67,000 $451,000
Application Denied By Financial Institution 146 $21,008,000 $143,000 $480,000 $55,000 $420,000
Loan Purchased By The Institution 145 $20,956,000 $144,000 $374,000 $18,000 $214,000
Application Withdrawn By Applicant 140 $22,141,000 $158,000 $450,000 $56,000 $278,000
File Closed For Incompleteness 34 $5,968,000 $175,000 $400,000 $78,000 $540,000
Application Approved But Not Accepted 32 $4,035,000 $126,000 $276,000 $64,000 $258,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 23 $3,520,000 $153,000 $480,000 $61,000 $175,000
Debt-To-Income Ratio 19 $2,267,000 $119,000 $303,000 $40,000 $158,000
Other 14 $2,096,000 $149,000 $215,000 $107,000 $420,000
Credit History 14 $1,324,000 $94,000 $231,000 $47,000 $140,000
Credit Application Incomplete 12 $1,908,000 $159,000 $272,000 $50,000 $98,000
Unverifiable Information 3 $440,000 $146,000 $184,000 $46,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 3 $355,000 $118,000 $176,000 $29,000 $54,000
Employment History 2 $197,000 $98,000 $141,000 $53,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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